COUNTY REPORT MI

Saginaw County, Michigan

26 ZIP codes · Home Safety Score unavailable · 0 of 26 tracked ZIP records scored · Updated

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData Last verified:

Unavailable
0 of 26 tracked ZIP records scored
26
ZIP Codes
$153K
Median Home Value
$1,224
Avg Remediation (80% of home value)

ZIP Code Risk Map

Water Quality Map: Saginaw County, Michigan

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 14.8 (asthma 12.2%, diabetes 14.1%)

Estimated additional annual cost per homeowner: $1,607, driven primarily by flood

76.7% of homes built before 1978 (lead paint era)

Violation History (2021–2024)

→ Stable trend

EPA violation counts by year across Saginaw County water systems. Health-based shown in red, total in blue.

2021
3 (3 health)
2024
4 (4 health)

Peak year: 2024 with 4 violations. Past 5 years: 7 total (7 health-based).

Source: EPA SDWIS historical violations. Data may lag 6–12 months for the most recent year.

County Health Indicators vs National Average

Asthma 12.2% (national: 8.9%)
Diabetes 14.1% (national: 10.5%)
Obesity 36.6% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1976
Median Build Year
76.7%
Pre-1978 Housing
45/100
Infrastructure Stress Indicator
76%
ZIPs with High Infrastructure Stress
High
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINS infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,607

Flood $1,120/yr
Energy Code Gap $411/yr
Water / Lead $279/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

87,166 housing units in Saginaw County

Pre-1940 16%
1940–1959 23%
1960–1979 34%
1980–1999 17%
2000+ 10%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Saginaw County

$153K
Median Home Value
$1,224
Est. Remediation Cost
0.8%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Saginaw County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Saginaw County residents

Asthma 12.2% (US avg: 8.9%)
Diabetes 14.1% (US avg: 11%)
Obesity 36.6% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems serving Saginaw County

8 community water systems serving Saginaw County.

Show all 8 water systems

23 total water systems serve Saginaw County.

Systems with the most violations in Saginaw County

5 water systems with recorded EPA violations.

All ZIP Codes in Saginaw County

26 ZIP codes tracked in Saginaw County.

# ZIP Code City Safety Score Grade Violations Home Value
1 48415 Birch Run 0 $198K
2 48417 Burt $164K
3 48460 New Lothrop $200K
4 48601 Saginaw 6 $55K
5 48602 Saginaw 4 $70K
6 48603 Saginaw 8 (1 health) $182K
7 48604 Saginaw 8 $93K
8 48605 Saginaw
9 48606 Saginaw
10 48607 Saginaw 2 $45K
11 48608 Saginaw
12 48609 Saginaw 8 (2 health) $166K
13 48614 Brant $125K
14 48616 Chesaning 1 $153K
15 48623 Freeland 11 (2 health) $230K
16 48626 Hemlock 7 (2 health) $209K
17 48637 Merrill 1 $140K
18 48638 Saginaw 4 $161K
19 48649 Oakley 0 $152K
20 48655 Saint Charles 1 $157K
21 48663 Saginaw
22 48722 Bridgeport 0 $136K
23 48724 Carrollton 2 $68K
24 48734 Frankenmuth 0 $285K
25 48787 Frankenmuth
26 48807 Bannister $104K

Recommended Buyer Guides for Saginaw County

Where county records show a lead exceedance or pre-1978 housing concentration, lead-specific filters and test kits move toward the top of the list.

Overview

Saginaw County in Michigan covers 26 tracked ZIP records. No Home Safety Score is published because the required model evidence is incomplete for every tracked record; missing evidence is not treated as zero.

13 of 17 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 2 health-based violations appear in the available health breakdown.

← Back to Michigan Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

How many water systems serve Saginaw County?
Saginaw County is served by 23 public water systems that supply drinking water to residents across 26 ZIP codes.
What is the biggest environmental risk in Saginaw County?
The primary environmental risk factor in Saginaw County is flood. This contributes to an estimated additional annual cost of $1,607 per homeowner.
How old are homes in Saginaw County?
The median home build year in Saginaw County is 1976. 76.7% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.

How to cite this page

APA ZipCheckup. (2026). Saginaw County, Michigan Home Safety Profile. https://zipcheckup.com/county/michigan/saginaw/
BibTeX
@misc{zipcheckup-county-michigan-saginaw,
  author = {{ZipCheckup}},
  title  = {{Saginaw County, Michigan Home Safety Profile}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/michigan/saginaw/}
}

Page version: August 2026.

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