COUNTY REPORT KY

Spencer County, Kentucky

1 ZIP code · Home Safety Score unavailable · 0 of 1 tracked ZIP records scored

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData

Unavailable
0 of 1 tracked ZIP records scored
1
ZIP Codes
$242K
Median Home Value
$500
Avg Remediation (0.21% of home value)

Key Risk Factors

Modeled additional annual cost estimate per homeowner: $1,670, largest modeled factor: Flood

29% of homes built before 1980 (lead paint was banned for residential use in 1978)

Infrastructure Overview

1992
Median Build Year
29%
Pre-1980 Housing
31/100
Infrastructure Stress Indicator
0%
ZIPs with High Infrastructure Stress
Moderate
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINSA infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,670

Flood $1,400/yr
Energy Code Gap $270/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

2,452 housing units in Spencer County

Pre-1940 8%
1940–1959 12%
1960–1979 9%
1980–1999 26%
2000+ 45%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Spencer County

$242K
Median Home Value
$500
Est. Remediation Cost
0.2%
of Home Value
Remediation as % of home value low burden

Modeled remediation costs in Spencer County can be compared with the median property value; actual costs vary by property.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Water systems mapped to Spencer County ZIP codes

4 community water systems mapped to Spencer County ZIP codes; EPA may list more systems serving the county.

Systems with the most violations in Spencer County

1 water system with violations in EPA records.

All ZIP Codes in Spencer County

1 ZIP code tracked in Spencer County.

# ZIP Code City Safety Score Grade Violations Home Value
1 40013 Coxs Creek — — 3 $242K

Recommended Buyer Guides for Spencer County

Selection follows a fixed set of rules applied to local records: signals such as PFAS detections, lead action-level exceedances on record, a large share of pre-1978 housing, EPA Radon Zone 1, or a top flood or wildfire risk each add a related guide, and when none applies, general water testing and filtration guides are shown instead.

Overview

Spencer County in Kentucky covers 1 tracked ZIP record. No Home Safety Score is published because the required model evidence is incomplete for every tracked record; missing evidence is not treated as zero.

1 of 1 ZIP code with a reported violation count in the available EPA record have recorded EPA violations. The available record reports no health-based violations for this measured scope.

← Back to Kentucky Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

How many water systems serve Spencer County?
We map 4 public water systems to 1 ZIP code in our data for Spencer County. EPA may list more systems serving the county, so this is not a full count.
What is the biggest environmental risk in Spencer County?
In ZipCheckup's cost model, the factor with the largest estimated average annual cost in Spencer County is flood. Across all modeled risk factors, the estimated average additional annual cost is $1,670 per homeowner; actual costs vary by home.
How old are homes in Spencer County?
The median home build year in Spencer County is 1992. 29% of homes were built before 1980; homes built before 1978 may contain lead-based paint, and older homes may have older plumbing materials.

How to cite this page

APA ZipCheckup. (2026). Spencer County, Kentucky Home Safety Profile. https://zipcheckup.com/county/kentucky/spencer/
BibTeX
@misc{zipcheckup-county-kentucky-spencer,
  author = {{ZipCheckup}},
  title  = {{Spencer County, Kentucky Home Safety Profile}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/kentucky/spencer/}
}

Page version: October 2026.

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