Spencer County, Kentucky
1 ZIP code · Avg score 70/100 · Grade B · Updated 2026-06-03
Within Spencer County, all 1 tracked ZIP code show above-average drinking water safety — violations are infrequent and typically minor.
How Spencer County Compares
How Spencer County Compares
Spencer County scores 9 points above the Kentucky state average (61/100) and 2 points above the national average (68/100).
Data: EPA SDWIS Last verified: 2026-06-03
Key Risk Factors
Estimated additional annual cost per homeowner: $1,670, driven primarily by flood
Infrastructure: 0.27% avg pipe failure probability
32% of homes built before 1978 (lead paint era)
Infrastructure Overview
Sources: Census ACS (housing age), EPA SDWIS (infrastructure risk model), state bridge inspection data.
Compound Risk Breakdown
Estimated additional annual cost per homeowner: $1,670
Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).
Housing Age Distribution
2,452 housing units in Spencer County
Source: U.S. Census Bureau ACS B25034 (Year Structure Built).
Water Safety Affordability
How much it costs to fix water issues relative to home values in Spencer County
Remediation costs are relatively manageable for most homeowners in Spencer County, representing a small fraction of property value.
Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.
Water Systems with Most Violations
Top 4 systems in Spencer County ranked by EPA violation count.
| # | Water System | Population | Violations |
|---|---|---|---|
| 1 | North Nelson Water District | 13,365 | 0 |
| 2 | LOUISVILLE WATER COMPANY | 764,769 | 0 |
| 3 | Bardstown Municipal Water Department | 31,185 | 0 |
| 4 | Taylorsville Water Works | 22,286 | 0 |
All ZIP Codes in Spencer County
1 ZIP code tracked in Spencer County.
| # | ZIP Code | City | Safety Score | Grade | Violations | Home Value |
|---|---|---|---|---|---|---|
| 1 | 40013 | Coxs Creek | 70 | B | 0 | $242K |
Recommended Buyer Guides for Spencer County
If FEMA records flag flood-top-risk status or EPA samples show PFAS exceedances, the matching logic lifts emergency-water and PFAS-rated filtration into the recommendations — federal data drives the order, not retailer arrangements.
- Best Sump Pumps — Flood is the top compound risk factor
- Best Mold Test Kits — Flood-driven moisture and mold risk
Overview
Spencer County in Kentucky covers 1 ZIP code with an average Home Safety Score of B (70/100).
No EPA violations recorded across any tracked ZIP codes in Spencer County.
← Back to Kentucky water quality report
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Home values: U.S. Census Bureau ACS (median estimates by ZCTA)
Updated daily.