Finchville, KY Water Safety: 63/100 (2026)
1 ZIP code · 3 water systems · Updated 2026-06-03
While Finchville avoids KY's lowest safety tiers, a portion of its water systems have logged documented violations.
How Finchville Compares
Data: EPA SDWIS Last verified: 2026-06-03
Key Facts for Finchville Residents
- Homes built before 1986: 43% — older plumbing may contain lead solder.
- Estimated remediation: $2,200 per household.
Finchville's Water Providers
Federal drinking water records identify 3 systems in Finchville, KY. The leading 3 providers serve the largest share of residential connections, each operating as a separate entity with its own rate authority, infrastructure management, and EPA compliance obligations — so service conditions are not uniform city-wide.
Overview
We track water quality and home safety data for 1 ZIP code in Finchville, Kentucky (population ~801), covering 3 community water systems serving approximately 53,040 people region-wide.
No EPA violations recorded across any ZIP codes in Finchville — an excellent indicator of water quality.
Home Safety Score
Average Home Safety Score for Finchville: C (63/100)
The score combines three factors:
| Factor | What It Measures |
|---|---|
| Water Quality | EPA violations and compliance history |
| Lead Levels | 90th percentile lead concentration vs EPA action level |
| Radon Risk | EPA radon zone classification |
Water Sources
Finchville water systems draw from: Surface water.
Lead & Copper
- Lead data: not yet available for Finchville
- 0 ZIP codes exceed the EPA lead action level
Radon Risk
Dominant radon zone: Zone 2 (Moderate Risk)
The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.
Areas with No Violations
| ZIP Code | Safety Score | System | Population |
|---|---|---|---|
| 40022 | C | WEST SHELBY WATER DISTRICT | 6,994 |
All ZIP Codes in Finchville
- 40022 [C]
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Lead/copper: EPA Lead and Copper Rule sampling data
- Radon: EPA Map of Radon Zones
Updated daily.
Finchville Infrastructure Age
With 43% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.
Source: U.S. Census Bureau American Community Survey (ACS).
Housing Age Profile
Over the decades, Finchville accumulated housing from multiple construction periods. The median build year of 1998 places the midpoint of that stock near the 1986 threshold when lead solder in plumbing became federally prohibited — leaving a sizable share of homes on each side of that safety line.
Most homes in Finchville were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.
Source: U.S. Census Bureau ACS B25034.
How Remediation Costs Compare in Finchville
When remediation costs are measured against Finchville home values, the resulting ratio is in the low tier — addressing documented water and safety issues here claims only a minor fraction of typical equity, and most homeowners are in a position where the financial commitment is straightforward rather than a material burden on their household budget.
Remediation costs in Finchville are relatively low compared to home values. The $1,200–$3,400 estimated range is a small fraction of median property value. Home values are 152% above the Kentucky average.
Finchville: Lead Risk & Vulnerable Populations
Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.
Practically, the structural drivers in Finchville — 43% pre-rule stock and citywide monitoring at or beyond the regulatory benchmark — make an in-home draw the practical way to translate aggregate averages into the specific conditions at one address.
Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.
Finchville: Flood History & Water Damage Risk
Flood activity in Finchville is neither negligible nor at the level of the highest-exposure areas in the NFIP dataset. The 7-claim record and 100% flood zone coverage suggest a community that has experienced recurrent events but has not faced the kind of sustained, severe exposure where water-supply contamination becomes a primary public health concern. It sits in a middle range where flood history merits inclusion in any complete local water quality picture.
Finchville has a moderate flood history with 7 FEMA claims averaging $4,770 per payout. 100% of ZIP codes fall within FEMA flood zones. Flood events can contaminate drinking water and overwhelm treatment systems.
How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$2,200</strong> remediation cost per household.
Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.
Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.
What You Can Do in Finchville
- Test your water at home. City-level data shows averages — your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
- Install a certified water filter. An NSF-certified pitcher or under-sink filter removes most common contaminants.
- Check your home's plumbing. With 43% of homes built before 1986, lead solder is a real possibility.
Deep Dive Reports
Detailed analysis for Finchville, KY