CITY REPORT KY

Finchville, KY Home Safety: Home Safety Score unavailable

1 ZIP code · 3 water systems · Updated

Data: EPA SDWIS

1
ZIP Codes
3
Water Systems
0
ZIPs Linked to Systems with Violations
Zone 2
County Radon Potential (Moderate)
$376K
Median Home Value
$500
Est. Remediation (0.1% of home value)

Key Facts for Finchville Residents

  • Average of reported 90th-percentile lead results: 0.003 mg/L.
  • Homes built before 1986: 43% - older plumbing may contain lead solder.
  • Estimated remediation: $500 per household.

Finchville's Water Providers

When a city is linked to 3 water systems, as Finchville, KY is in federal records, water in one neighborhood may come from a different system than in another. The 3 systems with the largest reported populations are shown below, and their compliance records are kept separately, so a violation logged for one does not describe the others.

Overview

We track home safety data for 1 ZIP code in Finchville, Kentucky (population ~801), covering 3 community water systems serving approximately 53,040 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

The available EPA record reports 0 violations for 1 ZIP code with a reported violation count.

Water Sources

Finchville water systems draw from: Surface water.

Lead & Copper

  • Average of reported 90th-percentile lead results: 0.0030 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

1 of 1 ZIP records with known zones is in EPA Radon Zone 2.

The EPA recommends testing all homes regardless of radon zone. County radon zones cannot replace an in-home radon test.

Areas with No Violations

ZIP Code Safety Score System Population
40022 — West Shelby Water District 6,994

All ZIP Codes in Finchville

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Finchville Infrastructure Age

1998
Median Build Year
43%
Built Before 1986
25%
Built Before 1970
Copper
Likely Pipe Material

With 43% of homes built before 1986, lead solder in plumbing is a potential concern. Federal law banned lead solder in drinking-water plumbing in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

When a home in Finchville was built matters for lead because federal rules adopted in 1986 limited how much lead new plumbing could contain; the local median build year is 1998. A median sits in the middle of a range, so some homes are older and some newer, and past repairs may have changed the pipes in either group. A plumber can identify the materials inside a home, and a lab test measures what reaches the tap.

1998
Median Year Built
43%
Pre-1986 (lead solder era; lead paint banned 1978)
25%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (25%) 1970–1986 (18%) Post-1986 (57%)

Most homes in Finchville were built after 1986; lead exposure at a tap still depends on its service line and plumbing. Older homes should still be tested.

Source: U.S. Census Bureau ACS B25034.

How Remediation Costs Compare in Finchville

How large is the remediation estimate next to home prices in Finchville? Small in relative terms: it amounts to 1% of the median value or less, although the dollar figure below is still an estimate and actual costs vary by property and contractor.

Median Home Value
$376,200
Est. Remediation
$500
Remediation as % of home value 0.1%

Estimated remediation costs in Finchville can be compared with local home values. The $300–$800 estimated range can be set against the median property value; actual costs vary by home. Home values are 152% above the Kentucky average.

Finchville: Lead Risk & Vulnerable Populations

43%
Homes Built Before 1986
0.003
mg/L average of reported water-system 90th-percentile lead results (the 0.015 action level applies to each system's result, not to this average)

Why children are most at risk: The CDC states that no safe blood lead level in children has been identified. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

If you have young children or are pregnant, consider testing your home's water - especially if your home was built before 1986.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Finchville: NFIP Claim Records and Water-Quality Context

7
Total FEMA Flood Claims
$5,565
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Finchville contains 7 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $5,565. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The $500 remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

Does Finchville water have lead?
The average of the reported 90th-percentile lead results across the ZIP codes of Finchville is 0.003 mg/L. The EPA action level of 0.015 mg/L applies to each water system's own 90th percentile, not to this average. EPA's health goal for lead is zero. Lead levels can vary by home - testing is recommended especially in older properties.
How many water systems serve Finchville?
Our records map 3 water systems to 1 ZIP code in Finchville. The related population figure in our data is approximately 801 people; it is not a count of people served citywide.
How much does it cost to fix water issues in Finchville?
Estimated remediation cost per household in Finchville: $500; modeled range $300 to $800. Estimated costs may include filtration, pipe replacement, radon mitigation, or flood protection where applicable.
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How to cite this page

APA ZipCheckup. (2026). Finchville, KY Home Safety: Home Safety Score unavailable. https://zipcheckup.com/cities/ky/finchville/
BibTeX
@misc{zipcheckup-cities-ky-finchville,
  author = {{ZipCheckup}},
  title  = {{Finchville, KY Home Safety: Home Safety Score unavailable}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/ky/finchville/}
}

Page version: October 2026.

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