CITY REPORT KY

Finchville, KY Home Safety: Home Safety Score unavailable

1 ZIP code · 3 water systems · Updated

Data: EPA SDWIS

1
ZIP Codes
3
Water Systems
0
ZIPs with Violations
Zone 2
Radon Risk (Moderate)
$376K
Median Home Value
$2,200
Est. Remediation (0.6% of home value)

Key Facts for Finchville Residents

  • Average lead level: 0.003 mg/L.
  • Homes built before 1986: 43% - older plumbing may contain lead solder.
  • Estimated remediation: $2,200 per household.

Finchville's Water Providers

Federal drinking water records identify 3 systems in Finchville, KY. The leading 3 providers serve the largest share of residential connections, each operating as a separate entity with its own rate authority, infrastructure management, and EPA compliance obligations - so service conditions are not uniform city-wide.

Overview

We track home safety data for 1 ZIP code in Finchville, Kentucky (population ~801), covering 3 community water systems serving approximately 53,040 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

The available EPA record reports 0 violations for 1 ZIP code with a reported violation count.

Water Sources

Finchville water systems draw from: Surface water.

Lead & Copper

  • Average lead level (90th percentile): 0.0030 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 2 (Moderate Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Areas with No Violations

ZIP Code Safety Score System Population
40022 West Shelby Water District 6,994

All ZIP Codes in Finchville

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Finchville Infrastructure Age

1998
Median Build Year
43%
Built Before 1986
25%
Built Before 1970
Copper
Likely Pipe Material

With 43% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Over the decades, Finchville accumulated housing from multiple construction periods. The median build year of 1998 places the midpoint of that stock near the 1986 threshold when lead solder in plumbing became federally prohibited - leaving a sizable share of homes on each side of that safety line.

1998
Median Year Built
43%
Pre-1986 (Lead Paint Risk)
25%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (25%) 1970–1986 (18%) Post-1986 (57%)

Most homes in Finchville were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.

Source: U.S. Census Bureau ACS B25034.

How Remediation Costs Compare in Finchville

When remediation costs are measured against Finchville home values, the resulting ratio is in the low tier - addressing documented water and safety issues here claims only a minor fraction of typical equity, and most homeowners are in a position where the financial commitment is straightforward rather than a material burden on their household budget.

Median Home Value
$376,200
Est. Remediation
$2,200
Remediation as % of home value 0.6%

Remediation costs in Finchville are relatively low compared to home values. The $1,200–$3,400 estimated range is a small fraction of median property value. Home values are 152% above the Kentucky average.

Finchville: Lead Risk & Vulnerable Populations

43%
Homes Built Before 1986
0.003
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Practically, the structural drivers in Finchville - 43% pre-rule stock and citywide monitoring at or beyond the regulatory benchmark - make an in-home draw the practical way to translate aggregate averages into the specific conditions at one address.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Finchville: NFIP Claim Records and Water-Quality Context

7
Total FEMA Flood Claims
$5,565
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Finchville contains 7 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $5,565. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$2,200</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

Does Finchville water have lead?
The average 90th-percentile lead level in Finchville is 0.003 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home - testing is recommended especially in older properties.
How many water systems serve Finchville?
Finchville is served by 3 public water systems across 1 ZIP code, serving approximately 801 people.
How much does it cost to fix water issues in Finchville?
Estimated remediation costs in Finchville average $2,200 per household, ranging from $1,200 to $3,400. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesKentucky → Finchville, KY

How to cite this page

APA ZipCheckup. (2026). Finchville, KY Home Safety: Home Safety Score unavailable. https://zipcheckup.com/cities/ky/finchville/
BibTeX
@misc{zipcheckup-cities-ky-finchville,
  author = {{ZipCheckup}},
  title  = {{Finchville, KY Home Safety: Home Safety Score unavailable}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/ky/finchville/}
}

Page version: August 2026.

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