Monitoring Violations MN

Silver Bay

EPA ID: MN1380003 · 1,826 people served · 5 ZIP codes

Where compliant utilities carry no open actions, Silver Bay shows 3 active EPA violations in the federal database for a service population of approximately 1,826.

Data: EPA SDWIS Last verified: 2026-04-02

C · 58
Avg Safety Score
1,826
People Served
5
ZIP Codes Served
4
Violations (5yr)
Surface Water
Water Source
0.013 mg/L
Max Lead Level
Zone 2
Radon Risk · Moderate
4
Contaminants Flagged
$233K
Median Home Value in Service Area

Service Area Map

Coverage area for Silver Bay Source: EPA SDWIS service area boundaries.

Service area boundary — Grade C

Service Area Demographics

$62,813
Median Household Income
3,688
Service Area Population
0%
Disadvantaged Population
50th
Poverty Percentile
72th
Energy Burden Percentile
59%
Pre-1986 Housing

The Silver Bay serves a community with a median household income of $62,813 and an estimated 3,688 residents across its service area. Approximately 59% of housing stock was built before 1986, which increases the likelihood of lead service lines and older plumbing.

🌊 Where Does Your Water Come From?

Surface Water

Silver Bay's water is drawn from rivers, lakes, or reservoirs. Surface water sources are more exposed to agricultural runoff, stormwater, and upstream discharges, but they typically receive more intensive treatment before reaching your tap.

Elevated Risk
Source Contamination Risk
6th
Wastewater Discharge Proximity
6th
Superfund Site Proximity

About 3% of homes in Lake County, Minnesota rely on private wells rather than public water systems. Private well owners are responsible for their own water testing and treatment.

Infrastructure Risk

50 yr
Avg Pipe Age
Copper
Pipe Material
18 yr
Est. Remaining Life
Stable
Decay Status
Installed 74% of expected lifespan used End of life

Detected Contaminants

How Silver Bay compares to EPA limits

What This Means For You

Fecal Coliform at 2 presence exceeds the EPA maximum of presence.

Stage 1 DBP Rule at 1 mg/L exceeds the EPA maximum of mg/L.

Consumer Confidence Report Rule at 1 mg/L exceeds the EPA maximum of mg/L.

Revised Total Coliform Rule at 1 presence exceeds the EPA maximum of presence.

Comparable Water Systems

Similar-sized systems in Minnesota

Gilbert
1,829 people
C 0 violations
Kenyon
1,817 people
C 0 violations
Warroad
1,857 people
D 5 violations
Rushford
1,860 people
C 1 violation
Braham
1,789 people
C 0 violations

Estimated Remediation Costs

Average estimated costs across ZIP codes served by this system

Flood Insurance Radon Mitigation
Flood Insurance $720
Radon Mitigation $400
Total Estimated Cost $1,120

Based on national averages for common remediation projects. Actual costs vary by property. Only issues flagged by EPA, FEMA, or state data for each ZIP code are included.

Cost of Inaction

If water quality issues in this service area are not addressed, the estimated financial impact per household is:

Estimated Healthcare Costs $500

Annual per household (CDC est.)

Estimated Cumulative Cost Per Household

5 years
$2,500
10 years
$5,000
20 years
$10,000

Compare: Estimated remediation cost is $1,120 (one-time) vs. $5,000 in estimated inaction costs over 10 years.

Estimates based on published EPA, CDC, and peer-reviewed research. Individual costs vary by household size, property, and health factors. These are conservative lower-bound estimates intended for awareness, not financial advice.

System Overview

Silver Bay (EPA ID: MN1380003) is a community water system in Minnesota that serves approximately 1,826 people from surface water sources.

This system provides water to 5 ZIP codes across 5 communities.

Average Home Safety Score: C (58/100)

Based on water quality violations, lead levels, and radon risk across all ZIP codes served by this system.

Violation History

4 monitoring/reporting violations recorded. These are procedural violations (missed tests or late reports), not necessarily water safety issues.

Recent Violations

Date Contaminant Type Status
March 1, 2025 Fecal Coliform Monitoring Unresolved
September 1, 2023 Fecal Coliform Monitoring Unresolved
August 1, 2023 Fecal Coliform Monitoring Unresolved

Contaminants Detected

The following contaminants have been flagged in EPA records for this water system:

Contaminant Category Violations Health-Based
Fecal Coliform Microbiological 2 No
Stage 1 DBP Rule Treatment Failure 1 No
Consumer Confidence Report Rule Reporting Failure 1 No
Revised Total Coliform Rule Microbiological 1 No

Lead & Copper

EPA Lead and Copper Rule sampling data for ZIP codes served by this system:

ZIP Code Lead Level Exceeds Limit Sample Date
55601 0.013 mg/L No N/A

Radon Risk in Service Area

Dominant radon zone for ZIP codes served by this system: Zone 2 (Moderate Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Need help with your water quality?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

ZIP Codes Served

Coverage: 2 ZIP codes confirmed via EPA Community Water System Service Area Boundaries v3 plus 3 additional ZIPs inferred from SDWIS registry data. The EPA-confirmed set is the most reliable; SDWIS-inferred entries may be narrower than the real deployment area.

Data Sources

This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View the full compliance record for Silver Bay (MN1380003) on EPA.gov.

Frequently Asked Questions

Is Silver Bay water safe to drink?

Silver Bay has only monitoring/reporting violations, which are procedural in nature. The system meets federal health-based standards.

How many people does Silver Bay serve?

Silver Bay serves approximately 1,826 people across 5 ZIP codes in Minnesota.

Where does Silver Bay get its water?

The primary water source is surface water.

Lead Service Line Inventory

Service line breakdown reported under the federal Lead and Copper Rule Improvements (LCRI) inventory requirement:

0
Confirmed Lead
0
Galvanized — Replacement Required
1,068
Unknown Material
2
Confirmed Non-Lead

This system reports zero confirmed lead service lines in its inventory. Unknown-material counts may still warrant verification.

Federal LCRI rule (effective October 2024) requires every public water system to inventory its service lines and complete lead-line replacement within 10 years.

Federal Regulatory Status · 2026Q1
LCRR inventory submission: Reported all required service line types
Latest tap sample on 2021-01-01 did not exceed the federal lead action level.
Population served: 1,826
Reported to Minnesota

Source: EPA SDWIS Federal Service Line Inventory (Phase 2) · Submitted 2026

ZipCheckup is not affiliated with the utility or state agency. Inventory figures render verbatim from the public LCRI submission cited above; ZipCheckup does not perform inspections or replacements.

Learn about lead in drinking water →

Frequently Asked Questions

Is water from Silver Bay safe to drink?
Silver Bay has a C safety grade based on 4 recorded violations. Some contaminants may exceed EPA limits — independent testing is recommended.
What contaminants are in Silver Bay's water?
Detected contaminants include Fecal Coliform, Stage 1 DBP Rule, Consumer Confidence Report Rule, Revised Total Coliform Rule. Each is compared against EPA maximum contaminant levels (MCLs) in the detailed breakdown above.
Should I use a water filter?
Given 4 contaminants above EPA limits, a certified water filter can provide an extra layer of protection. The best type depends on specific contaminants in your water.
How many people does Silver Bay serve?
Silver Bay serves approximately 1,826 people with drinking water across 5 ZIP codes.
What is Silver Bay's water source?
Silver Bay draws water from surface water sources. Source type affects which contaminants are most likely to be present.
Is there lead in Silver Bay's water?
The maximum detected lead level is 0.013 mg/L. This is within EPA action level guidelines.
What is the demographic profile of Silver Bay's service area?
The Silver Bay service area has a median household income of $62,813. Demographic data is sourced from the U.S. Census Bureau and EPA EJScreen.
Where does Silver Bay get its water?
Silver Bay's water is drawn from rivers, lakes, or reservoirs. Surface water sources are more exposed to agricultural runoff, stormwater, and upstream discharges, but they typically receive more intensive treatment before reaching your tap. Based on violation history and environmental factors, the source contamination risk is currently elevated.

What You Can Do

1

Test your water

Home test kits can detect lead, bacteria, and other contaminants at your tap. Find the right filter →

2

Check your specific ZIP code

Water quality can vary within a system. View nearest ZIP report →

3

Contact your utility

Silver Bay (EPA ID: MN1380003) — request the latest Consumer Confidence Report or ask about specific contaminants.

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