Health Violations Found IN 5 HEALTH VIOLATIONS

Carmel Water Department

EPA ID: IN5229004 · 99,927 people served · 10 ZIP codes

Five-year compliance data for Carmel Water Department includes 9 violations the EPA has not yet marked resolved — those open findings are part of the utility's current enforcement profile, covering a service population of approximately 99,927 residents across the area it supplies.

Data: EPA SDWIS Last verified: 2026-04-02

C · 59
Avg Safety Score
99,927
People Served
10
ZIP Codes Served
26
Violations (5yr)
Surface Water
Water Source
0.00518 mg/L
Max Lead Level
Zone 1
Radon Risk · High
10
Contaminants Flagged
$400K
Median Home Value in Service Area

Compliance Trajectory

Worsening · Risk tier: High · 95% chance of violation in next 12 months

Violations went from 16 (2021) to 15 (2025). The pattern suggests growing compliance challenges.

Service Area Map

Coverage area for Carmel Water Department Source: EPA SDWIS service area boundaries.

Service area boundary — Grade C

Service Area Demographics

$104,000
Median Household Income
260,879
Service Area Population
18%
Disadvantaged Population
33th
Poverty Percentile
35th
Energy Burden Percentile
37%
Pre-1986 Housing

The Carmel Water Department serves a community with a median household income of $104,000 and an estimated 260,879 residents across its service area.

🌊 Where Does Your Water Come From?

Surface Water

Carmel Water Department's water is drawn from rivers, lakes, or reservoirs. Surface water sources are more exposed to agricultural runoff, stormwater, and upstream discharges, but they typically receive more intensive treatment before reaching your tap.

Elevated Risk
Source Contamination Risk
45th
Wastewater Discharge Proximity
57th
Superfund Site Proximity

About 1% of homes in Hamilton County, Indiana rely on private wells rather than public water systems. Private well owners are responsible for their own water testing and treatment.

Infrastructure Risk

39 yr
Avg Pipe Age
Copper
Pipe Material
30 yr
Est. Remaining Life
Moderate Wear
Decay Status
Installed 57% of expected lifespan used End of life

Detected Contaminants

How Carmel Water Department compares to EPA limits

Lead 1 mg/L (action level) (EXCEEDS LIMIT)
0 EPA Limit: 0.015 mg/L (action level)
Brain damage in children, kidney & blood pressure in adults
Haloacetic Acids (HAA5) 2 mg/L (EXCEEDS LIMIT)
0 EPA Limit: 0.06 mg/L
Cancer risk; reproductive & developmental effects

What This Means For You

Lead at 1 mg/L (action level) exceeds the EPA maximum of 0.015 mg/L (action level). Brain damage in children, kidney & blood pressure in adults. Consider reverse osmosis filtration.

Haloacetic Acids (HAA5) at 2 mg/L exceeds the EPA maximum of 0.06 mg/L. Cancer risk; reproductive & developmental effects. Consider granular activated carbon (GAC) filtration.

Stage 1 DBP Rule at 8 mg/L exceeds the EPA maximum of mg/L.

Stage 2 DBP Rule at 6 mg/L exceeds the EPA maximum of mg/L.

Consumer Confidence Report Rule at 6 mg/L exceeds the EPA maximum of mg/L.

PFAS Detected in Service Area

PFAS ("forever chemicals") have been detected in water serving this system's area. 20 detections recorded.

State limits: PFOA: 0.012 ppt, PFOS: 0.012 ppt, PFHxS: 0.089 ppt
Health concern: PFAS are linked to cancer, thyroid disease, immune suppression, and developmental effects. They do not break down naturally.
Recommended filter: Reverse osmosis (RO) or activated carbon filters certified for PFAS removal. Find the right filter →

Lead was detected in this water system. reverse osmosis filtration can reduce exposure.

Find a certified water filter →

Comparable Water Systems

Similar-sized systems in Indiana

D 50 violations
D 11 violations
South Bend Water Works
115,000 people
C 14 violations
D 27 violations
B 3 violations

Estimated Remediation Costs

Average estimated costs across ZIP codes served by this system

Radon Mitigation Flood Insurance Water Filtration PFAS Treatment
Radon Mitigation $1,200
Flood Insurance $1,140
Water Filtration $480
PFAS Treatment $250
Total Estimated Cost $3,070

Based on national averages for common remediation projects. Actual costs vary by property. Only issues flagged by EPA, FEMA, or state data for each ZIP code are included.

Cost of Inaction

If water quality issues in this service area are not addressed, the estimated financial impact per household is:

Estimated Healthcare Costs $1,500

Annual per household (CDC est.)

Estimated Property Value Decline $20,000

5% of median home value (EPA est.)

PFAS Exposure — Lifetime Cost $1,000

Per person (emerging research est.)

Estimated Cumulative Cost Per Household

5 years
$17,665
10 years
$35,330
20 years
$70,660

Compare: Estimated remediation cost is $3,070 (one-time) vs. $35,330 in estimated inaction costs over 10 years.

Estimates based on published EPA, CDC, and peer-reviewed research. Individual costs vary by household size, property, and health factors. These are conservative lower-bound estimates intended for awareness, not financial advice.

System Overview

Carmel Water Department (EPA ID: IN5229004) is a community water system in Indiana that serves approximately 99,927 people from surface water sources.

This system provides water to 10 ZIP codes across 4 communities.

Average Home Safety Score: C (59/100)

Based on water quality violations, lead levels, and radon risk across all ZIP codes served by this system.

Violation History

5 health-based violations recorded in the past 5 years. 9 remain unresolved.

Recent Violations

Date Contaminant Type Status
July 2, 2025 Stage 2 DBP Rule Monitoring Unresolved
July 1, 2025 Surface Water Treatment Rule Monitoring Unresolved
July 1, 2025 Haloacetic Acids (HAA5) Health-based Unresolved
April 1, 2025 Haloacetic Acids (HAA5) Health-based Unresolved
February 1, 2025 Consumer Confidence Report Rule Monitoring Resolved
November 1, 2024 Consumer Confidence Report Rule Monitoring Resolved
October 17, 2024 Stage 2 DBP Rule Health-based Resolved
October 17, 2024 Stage 2 DBP Rule Monitoring Resolved
October 7, 2024 Surface Water Treatment Rule Monitoring Unresolved
October 1, 2024 Radium-228 Monitoring Resolved
July 1, 2024 Surface Water Treatment Rule Monitoring Resolved
January 1, 2024 Contaminant 0700 Monitoring Resolved
January 1, 2024 Contaminant 0700 Health-based Resolved
January 1, 2024 Lead Monitoring Unresolved
January 1, 2024 Stage 1 DBP Rule Monitoring Resolved
January 1, 2023 Contaminant 2034 Monitoring Resolved
January 1, 2023 Stage 1 DBP Rule Monitoring Resolved

Contaminants Detected

The following contaminants have been flagged in EPA records for this water system:

Contaminant Category Violations Health-Based
Stage 1 DBP Rule Treatment Failure 8 No
Stage 2 DBP Rule Treatment Failure 6 Yes
Consumer Confidence Report Rule Reporting Failure 6 Yes
Surface Water Treatment Rule Treatment Failure 4 No
Haloacetic Acids (HAA5) Disinfection Byproducts 2 Yes
Contaminant 0700 Other Violation 2 Yes
Lead Inorganic 1 No
Contaminant 2034 Other Violation 1 No
Radium-228 Radionuclides 1 No
Lead and Copper Rule Treatment Failure 1 No

Health Risk Details

Haloacetic Acids (HAA5) (EPA limit: 0.06 mg/L)

Cancer risk; reproductive & developmental effects At-risk groups: pregnant women, infants, long-term consumers of chlorinated municipal water.

Removal methods: granular activated carbon (GAC), carbon block filter, reverse osmosis. Find the right filter →

Lead & Copper

EPA Lead and Copper Rule sampling data for ZIP codes served by this system:

ZIP Code Lead Level Exceeds Limit Sample Date
46290 0.00518 mg/L No N/A
46032 0.00294 mg/L No N/A
46033 0.00294 mg/L No N/A
46082 0.00294 mg/L No N/A

Radon Risk in Service Area

Dominant radon zone for ZIP codes served by this system: Zone 1 (High Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Need help with your water quality?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

ZIP Codes Served

Coverage: 9 ZIP codes confirmed via EPA Community Water System Service Area Boundaries v3 plus 1 additional ZIP inferred from SDWIS registry data. The EPA-confirmed set is the most reliable; SDWIS-inferred entries may be narrower than the real deployment area.

Data Sources

This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View the full compliance record for Carmel Water Department (IN5229004) on EPA.gov.

Frequently Asked Questions

Is Carmel Water Department water safe to drink?

Carmel Water Department has recorded 5 health-based violations in the past 5 years. While the system is required to treat water to meet federal standards, you may want to consider additional precautions such as a certified water filter.

How many people does Carmel Water Department serve?

Carmel Water Department serves approximately 99,927 people across 10 ZIP codes in Indiana.

Where does Carmel Water Department get its water?

The primary water source is surface water.

Contact Your Water Utility

Public-record contact information for the water utility serving this system. Use these channels to request water quality reports, ask about service, or report issues directly.

Phone
317-571-2443
ZipCheckup is not affiliated with this water utility, does not act as its agent, and does not provide customer support for it. Contact details shown are public-record information from CCR filings. For service issues, contact the utility directly using the information above.
Address
One Civic Square, Carmel, IN 46032

Contact information from City of Carmel Water (Carmel Utilities) Consumer Confidence Report.

ZipCheckup is not affiliated with this water utility, does not act as its agent, and does not provide customer support for it. Contact details shown are public-record information from CCR filings. For service issues, contact the utility directly using the information above.

Water Source & Treatment

Where this water originates and how it's treated before reaching your tap.

Source
ground_water
Disinfectant used
Chlorine
Treatment chemicals reported
chlorinefluoride

Source: City of Carmel Water (Carmel Utilities) Consumer Confidence Report.

ZipCheckup is not affiliated with this water utility. Treatment and source data are sourced from the utility's published CCR filings.

Treatment regime

How this utility classifies its treatment process and what each reported treatment chemical does.

Treatment classification
Standard
Disinfection plus one or more treatment additives — typically corrosion control, pH adjustment, or fluoridation. Standard regime for utilities serving treated municipal water.

Treatment chemicals and what each one does

Chemical names are reported verbatim by the utility. Purpose categories are ZipCheckup annotations based on standard drinking-water treatment practice.

Disinfectant
Inactivates bacteria, viruses, and parasites in the treated water.
chlorine
Fluoridation
Added at low levels per state or local public-health policy for dental health.
fluoride

Watershed exposure sources reported

Land-use and natural conditions identified in the utility's source-water assessment as potential contamination sources upstream of treatment.

Microbial contaminantsInorganic contaminantsPesticides and herbicidesOrganic chemical contaminantsRadioactive contaminantsUrban stormwater runoffSeptic systemsAgriculture

Treatment classification and chemical list sourced from City of Carmel Water (Carmel Utilities) Consumer Confidence Report.

Treatment intensity is a ZipCheckup-derived classification based on the chemicals and processes the utility reports. Chemicals and contamination sources are taken verbatim from the utility's CCR filing. Routine federal monitoring and contaminant testing shown elsewhere on this page determine whether the water meets safety standards, not the treatment classification.

Federal UCMR5 PFAS Monitoring: Tested Clean

This water system was tested under the federal EPA Unregulated Contaminant Monitoring Rule (UCMR5). No PFAS compounds were detected.

Samples collected
290

Current MCL reflects the lowest state-enforceable limit (NYS 10 ppt for PFOA/PFOS, effective August 2020). The federal final MCL of 4 ppt for PFOA/PFOS (EPA April 2024 rule) is not enforceable until April 2029. Detections above 4 ppt but below 10 ppt are below current MCL but above the future federal limit.

Source: U.S. EPA UCMR5 (Unregulated Contaminant Monitoring Rule, 5th cycle) — per-system federal sampling, 2023–2025. EPA UCMR5 monitoring program →

Understand PFAS health context and filtration →

Lead Service Line Inventory

Service line breakdown reported under the federal Lead and Copper Rule Improvements (LCRI) inventory requirement:

0
Confirmed Lead
0
Galvanized — Replacement Required
0
Unknown Material
32,275
Confirmed Non-Lead

This system reports zero confirmed lead service lines in its inventory. Unknown-material counts may still warrant verification.

Federal LCRI rule (effective October 2024) requires every public water system to inventory its service lines and complete lead-line replacement within 10 years.

Federal Regulatory Status · 2026Q1
LCRR inventory submission: Reported all required service line types
Latest tap sample on 2021-01-01 did not exceed the federal lead action level.
Population served: 99,927
Reported to Indiana

Source: EPA SDWIS Federal Service Line Inventory (Phase 2) · Submitted 2026

ZipCheckup is not affiliated with the utility or state agency. Inventory figures render verbatim from the public LCRI submission cited above; ZipCheckup does not perform inspections or replacements.

Learn about lead in drinking water →

Aesthetic water quality

These measurements describe the look, taste, and feel of the water this utility delivers. They are not contaminant violations — they sit alongside federal Secondary Maximum Contaminant Levels (SMCLs) which the EPA publishes as non-enforceable guidance.

pH
7.69
How acidic or basic the water is on a 0-14 scale. Drinking water is typically near neutral.
EPA secondary range: 6.5 – 8.5
Fluoride
1.08 ppm
Utility adds fluoride
Measured fluoride concentration in parts per million.
EPA secondary MCL: 2.0 ppm

Aesthetic measurements from City of Carmel Water (Carmel Utilities) Consumer Confidence Report.

Aesthetic measurements are reported by the utility from its annual sampling. EPA Secondary MCLs are advisory thresholds — values outside them indicate aesthetic concerns such as taste or appearance, not health violations. Federal contaminant testing is shown in the sections above.

Hard water detected in City of Carmel Water (Carmel Utilities)

Your utility reported water hardness of 210.3 ppm CaCO₃ (12.3 grains per gallon) in its most recent Consumer Confidence Report. This is in the hard range and may cause scale buildup, reduced appliance lifespan, and dry skin or hair.

Solutions for hard water

There are three common approaches to treating hard water: salt-based ion-exchange softeners (most effective, require salt refills), salt-free conditioners (lower maintenance, scale prevention only), and reverse osmosis at the kitchen sink (cooking and drinking water only). Aquasana, EcoWater, Pelican, and SpringWell are among the major US brands.

Recommended Aquasana system for your hardness level

Paid Partner. ZipCheckup earns commission on Aquasana purchases. We do not test water or verify product effectiveness for specific hardness levels — manufacturer claims are theirs alone. Consult a certified water-quality professional for personalized advice.

Hardness data parsed from this utility's most recent Consumer Confidence Report. Severity bands per USGS hard water classification.

Notable events and violations

This section summarizes events the utility chose to disclose in its most recent Consumer Confidence Report, plus any federal compliance violations the utility recorded against itself. Both lists are utility-authored — ZipCheckup does not audit, judge, or reorder them.

Federal compliance violations on record

These entries are taken verbatim from the utility's CCR violations section. EPA defines four broad violation categories: Maximum Contaminant Level (MCL), Treatment Technique (TT), Monitoring & Reporting (M&R), and Public Notification (PN).

  • treatment_technique · CHLORINE
    2024-01
    Failure to maintain microbial treatment (GWR). A failure within continuous monitoring equipment prohibited chlorine residual from being reported at minimum of every four hours at one treatment plant. Issue resolved within 12 hours; no risk to public health determined.
  • monitoring · CHLORINE
    2024-01
    Failure to conduct or report compliance monitoring of a disinfected groundwater source (GWR) for the period 12/31/2023 - 1/30/2024.

Violations record from City of Carmel Water (Carmel Utilities) Consumer Confidence Report.

Notable events from the utility's CCR

These bullet entries are the utility's own narration of operational, regulatory, or infrastructure events during the reporting period.

Notable events from City of Carmel Water (Carmel Utilities) Consumer Confidence Report:
  • Violation period 12/31/2023-1/30/2024: chlorine monitoring equipment failure at one treatment plant prohibited residual reporting; resolved within 12 hours with no public health risk.
  • Coliforms were found in more samples than allowed and this was a warning of potential problems (1.08% positive vs 5% MCL — still compliant but triggered Level 1/2 assessment).

ZipCheckup note: items above reflect what the utility published in its most recent CCR. Federal violation records are also tracked separately by the EPA Safe Drinking Water Information System (SDWIS) — the SDWIS record is the authoritative federal source for any specific regulatory action.

How Water Systems Appear in Rankings

Water systems are evaluated by violation history, contaminant detections, and service population. Larger systems with more service connections appear in more rankings.

Frequently Asked Questions

Is water from Carmel Water Department safe to drink?
Carmel Water Department has a C safety grade based on 26 recorded violations. Some contaminants may exceed EPA limits — independent testing is recommended.
What contaminants are in Carmel Water Department's water?
Detected contaminants include Lead, Haloacetic Acids (HAA5), Stage 1 DBP Rule, Stage 2 DBP Rule. Each is compared against EPA maximum contaminant levels (MCLs) in the detailed breakdown above.
Should I use a water filter?
Given 5 contaminants above EPA limits, a certified water filter can provide an extra layer of protection. The best type depends on specific contaminants in your water.
How many people does Carmel Water Department serve?
Carmel Water Department serves approximately 99,927 people with drinking water across 10 ZIP codes.
What is Carmel Water Department's water source?
Carmel Water Department draws water from surface water sources. Source type affects which contaminants are most likely to be present.
Is there lead in Carmel Water Department's water?
The maximum detected lead level is 0.00518 mg/L. This is within EPA action level guidelines.
What is the demographic profile of Carmel Water Department's service area?
The Carmel Water Department service area has a median household income of $104,000. Demographic data is sourced from the U.S. Census Bureau and EPA EJScreen.
Where does Carmel Water Department get its water?
Carmel Water Department's water is drawn from rivers, lakes, or reservoirs. Surface water sources are more exposed to agricultural runoff, stormwater, and upstream discharges, but they typically receive more intensive treatment before reaching your tap. Based on violation history and environmental factors, the source contamination risk is currently elevated.

What You Can Do

1

Test your water

Home test kits can detect lead, bacteria, and other contaminants at your tap. Find the right filter →

2

Check your specific ZIP code

Water quality can vary within a system. View nearest ZIP report →

3

Contact your utility

Carmel Water Department (EPA ID: IN5229004) — request the latest Consumer Confidence Report or ask about specific contaminants.

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