Water System Report GA

Banks Company - Mountain Creek

EPA ID: GA0110026 · 6,453 people served · 4 ZIP codes

Zero EPA violations over five years — Banks Company - Mountain Creek has kept tap water compliance clean for its full service population of 6,453.

Data: EPA SDWIS Last verified: 2026-04-02

6,453
People Served
4
ZIP Codes Served
0
Violations (5yr)
Surface Water
Water Source
0
Contaminants Flagged
$237K
Median Home Value in Service Area

Compliance Trajectory

Worsening · Risk tier: High · 95% chance of violation in next 12 months

Violations went from 2 (2021) to 8 (2024). The pattern suggests growing compliance challenges.

Service Area Map

Coverage area for Banks Company - Mountain Creek Source: EPA SDWIS service area boundaries.

Service area boundary

Service Area Demographics

$83,513
Median Household Income
24,467
Service Area Population
83%
Disadvantaged Population
73th
Poverty Percentile
73th
Energy Burden Percentile
37%
Pre-1986 Housing

The Banks Company - Mountain Creek serves a community with a median household income of $83,513 and an estimated 24,467 residents across its service area.

Environmental Justice Note: 83% of the population in this service area is classified as disadvantaged under EPA's EJScreen criteria. Communities with higher disadvantaged populations often face disproportionate environmental and health burdens, including aging water infrastructure and limited resources for remediation.

🌊 Where Does Your Water Come From?

Surface Water

Banks Company - Mountain Creek's water is drawn from rivers, lakes, or reservoirs. Surface water sources are more exposed to agricultural runoff, stormwater, and upstream discharges, but they typically receive more intensive treatment before reaching your tap.

Moderate Risk
Source Contamination Risk
18th
Wastewater Discharge Proximity
8th
Superfund Site Proximity

About 1% of homes in Hall County, Georgia rely on private wells rather than public water systems. Private well owners are responsible for their own water testing and treatment.

Infrastructure Risk

30 yr
Avg Pipe Age
Copper
Pipe Material
40 yr
Est. Remaining Life
Stable
Decay Status
Installed 43% of expected lifespan used End of life

Comparable Water Systems

Similar-sized systems in Georgia

Camilla
6,428 people
B 5 violations
Madison
6,427 people
B 5 violations
Washington
6,490 people
B 4 violations
Big Canoe Subdivision
6,396 people
D 0 violations
B 0 violations

Estimated Remediation Costs

Average estimated costs across ZIP codes served by this system

Flood Insurance Radon Mitigation Water Filtration
Flood Insurance $1,525
Radon Mitigation $400
Water Filtration $225
Total Estimated Cost $2,150

Based on national averages for common remediation projects. Actual costs vary by property. Only issues flagged by EPA, FEMA, or state data for each ZIP code are included.

System Overview

Banks Company - Mountain Creek (EPA ID: GA0110026) is a community water system in Georgia that serves approximately 6,453 people from surface water sources.

This system provides water to 4 ZIP codes across 4 communities.

Violation History

No violations recorded — This water system has no recorded EPA violations in the past 5 years.

Lead & Copper

No Lead and Copper Rule sampling data available for this water system.

Need help with your water quality?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

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Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

ZIP Codes Served

Coverage: 3 ZIP codes confirmed via EPA Community Water System Service Area Boundaries v3 plus 1 additional ZIP inferred from SDWIS registry data. The EPA-confirmed set is the most reliable; SDWIS-inferred entries may be narrower than the real deployment area.

Data Sources

This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View the full compliance record for Banks Company - Mountain Creek (GA0110026) on EPA.gov.

Frequently Asked Questions

Is Banks Company - Mountain Creek water safe to drink?

Based on EPA records, Banks Company - Mountain Creek has no recorded violations in the past 5 years — a positive indicator of water quality management.

How many people does Banks Company - Mountain Creek serve?

Banks Company - Mountain Creek serves approximately 6,453 people across 4 ZIP codes in Georgia.

Where does Banks Company - Mountain Creek get its water?

The primary water source is surface water.

Federal UCMR5 PFAS Monitoring: Tested Clean

This water system was tested under the federal EPA Unregulated Contaminant Monitoring Rule (UCMR5). No PFAS compounds were detected.

Samples collected
348

Current MCL reflects the lowest state-enforceable limit (NYS 10 ppt for PFOA/PFOS, effective August 2020). The federal final MCL of 4 ppt for PFOA/PFOS (EPA April 2024 rule) is not enforceable until April 2029. Detections above 4 ppt but below 10 ppt are below current MCL but above the future federal limit.

Source: U.S. EPA UCMR5 (Unregulated Contaminant Monitoring Rule, 5th cycle) — per-system federal sampling, 2023–2025. EPA UCMR5 monitoring program →

Understand PFAS health context and filtration →

Lead Service Line Inventory

Service line breakdown reported under the federal Lead and Copper Rule Improvements (LCRI) inventory requirement:

0
Confirmed Lead
0
Galvanized — Replacement Required
0
Unknown Material
3,406
Confirmed Non-Lead

This system reports zero confirmed lead service lines in its inventory. Unknown-material counts may still warrant verification.

Federal LCRI rule (effective October 2024) requires every public water system to inventory its service lines and complete lead-line replacement within 10 years.

Federal Regulatory Status · 2026Q1
LCRR inventory submission: Reported all required service line types
Latest tap sample on 2023-01-01 did not exceed the federal lead action level.
Population served: 6,453
Reported to Georgia

Source: EPA SDWIS Federal Service Line Inventory (Phase 2) · Submitted 2026

ZipCheckup is not affiliated with the utility or state agency. Inventory figures render verbatim from the public LCRI submission cited above; ZipCheckup does not perform inspections or replacements.

Learn about lead in drinking water →

Frequently Asked Questions

Should I use a water filter?
Banks Company - Mountain Creek meets EPA standards, but a water filter can reduce trace contaminants below detectable levels for added peace of mind.
How many people does Banks Company - Mountain Creek serve?
Banks Company - Mountain Creek serves approximately 6,453 people with drinking water across 4 ZIP codes.
What is Banks Company - Mountain Creek's water source?
Banks Company - Mountain Creek draws water from surface water sources. Source type affects which contaminants are most likely to be present.
What is the demographic profile of Banks Company - Mountain Creek's service area?
The Banks Company - Mountain Creek service area has a median household income of $83,513. EPA EJScreen data classifies 83% of the population as disadvantaged, which may indicate greater vulnerability to environmental health risks.
Where does Banks Company - Mountain Creek get its water?
Banks Company - Mountain Creek's water is drawn from rivers, lakes, or reservoirs. Surface water sources are more exposed to agricultural runoff, stormwater, and upstream discharges, but they typically receive more intensive treatment before reaching your tap. Based on available data, the source contamination risk is moderate.
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