HOME AFFORDABILITY UT

Utah Home Affordability: $366K Median + Remediation Costs

Median: $365,500 · Remediation: $657-$2,085 · 347 ZIP codes · Updated 2026-06-27

Data: U.S. Census Bureau ACS, EPA, FEMA Last verified: 2026-06-27

ZipCheckup tracks home-affordability and environmental-remediation data for 347 ZIP codes in Utah; the median home value is $365,500. Estimated water and environmental remediation costs range from $657 to $2,085, with a typical mid-range of $1,319. The remediation-to-home-value ratio is 0.4%, a measure of financial exposure for buyers.

$365,500
Median Home Value
$1,319
Avg Remediation (Mid)
0.4%
Equity Trap Ratio
347
ZIP Codes
250
Cities
$49,500 - $1,753,100
Value Range

City Water Quality Map: Utah

Each circle represents a city. Size indicates population, color indicates water quality grade. Tap a circle for details.

A B C D F Circle size = population

Remediation Cost Overview

$657
Basic
$1,319
Standard
$2,085
Comprehensive

Cost ranges are estimates based on national averages. Actual costs vary by location, contractor, and scope of work. Get 3 quotes before proceeding.

Remediation Cost Breakdown

Average remediation cost by component in Utah.

Flood Insurance $621
Radon $557
Pfas $73
Filtration $56
Lead $12

Cost estimates based on EPA, FEMA, and industry data. Actual costs vary by location and scope. Get multiple quotes.

Most Affordable Cities in Utah

#CityMedian Home ValuePopulation
1 Monument Valley $49,500 73 View →
2 Montezuma Creek $60,000 430 View →
3 Mexican Hat $70,500 430 View →
4 East Carbon $84,100 1,460 View →
5 La Sal $85,000 37 View →
6 Sunnyside $95,000 1,460 View →
7 Hanksville $96,100 210 View →
8 Bluff $118,800 430 View →
9 Emery $128,100 617 View →
10 Cleveland $142,100 62 View →

Most Expensive Cities in Utah

#CityMedian Home ValuePopulation
1 Park City $1,753,100 22,875
2 Alpine $893,400 109
3 Midway $857,400 531
4 Springdale $832,400 529
5 Eden $738,500 5,223
6 Mapleton $734,100 14,000
7 Draper $726,000 36,500
8 Kamas $705,400 2,883
9 Peoa $704,500 141
10 Mount Carmel $687,500 805

Home Affordability Overview

The median home value across 273 ZIP codes in Utah is $366K, ranging from $50K to $1.8M.

Beyond purchase price, homeowners should budget for safety remediation. Average remediation costs in Utah range from $657 (basic) to $2K (comprehensive), with a mid-range estimate of $1K.

Equity Trap Analysis

An "equity trap" occurs when remediation costs consume a disproportionate share of home equity, making it difficult to sell or refinance without a loss.

In Utah, the average remediation cost represents 0.4% of the median home value. This ratio is within manageable range for most homeowners, though individual ZIP codes may vary significantly.

The average equity trap ratio across Utah is 0.45%. ZIP codes with ratios above 10% represent areas where remediation costs may significantly impact home equity.

Remediation Cost Breakdown

Average cost per remediation component in Utah:

Component Average Cost Description
lead $12 Lead service line replacement and pipe remediation
radon $557 Radon mitigation system installation
filtration $56 Whole-house or point-of-use water filtration
flood insurance $621 Annual flood insurance premium (NFIP)
pfas $73 PFAS treatment and filtration system

Cost ranges are estimates based on national averages. Actual costs vary by location, contractor, and scope of work. Get 3 quotes before proceeding.

Most Affordable Cities

Rank City Median Home Value Population
1 Monument Valley $50K 73
2 Montezuma Creek $60K 430
3 Mexican Hat $71K 430
4 East Carbon $84K 1,460
5 La Sal $85K 37
6 Sunnyside $95K 1,460
7 Hanksville $96K 210
8 Bluff $119K 430
9 Emery $128K 617
10 Cleveland $142K 62

Most Expensive Cities

Rank City Median Home Value Population
1 Park City $1.8M 22,875
2 Alpine $893K 109
3 Midway $857K 531
4 Springdale $832K 529
5 Eden $739K 5,223
6 Mapleton $734K 14,000
7 Draper $726K 36,500
8 Kamas $705K 2,883
9 Peoa $705K 141
10 Mount Carmel $688K 805

What Homebuyers Should Budget For

When purchasing a home in Utah, consider these potential safety-related expenses beyond the purchase price:

  1. Water testing - $150-$400 for comprehensive lab analysis
  2. Lead inspection - $300-$500 for paint and water testing
  3. Radon test - $150-$250 for professional testing
  4. Flood insurance - $700-$1,500/year if in a flood zone
  5. Water filtration - $200-$3,000 depending on system type
  6. Lead pipe replacement - $3,000-$15,000 for service line
  7. Radon mitigation - $800-$2,500 for sub-slab depressurization

Cost ranges are estimates based on national averages. Actual costs vary by location, contractor, and scope of work. Get 3 quotes before proceeding.

Data Sources

Updated daily.

Buying a home in Utah?

Remediation costs vary widely by ZIP code. Check your specific area to understand what you might need to budget beyond the purchase price.

Compare ZIP Codes →

Frequently Asked Questions

What is the median home value in Utah?

The median home value across 273 ZIP codes in Utah is $366K, ranging from $50K to $1.8M. Values vary significantly by county and city.

How much does home remediation cost in Utah?

Average home remediation costs in Utah range from $657 (basic) to $2K (comprehensive). The mid-range estimate is $1K. Actual costs vary by location, condition, and scope of work.

What is an equity trap in home safety?

An equity trap occurs when remediation costs consume a disproportionate share of home equity. In Utah, the average mid-range remediation cost ($1K) represents 0.4% of the median home value ($366K). Potential remediation costs are a factor in purchase decisions.

What home safety issues should I budget for in Utah?

Common remediation needs include lead pipe replacement, water filtration systems, radon mitigation, flood insurance, and PFAS treatment. Costs vary by ZIP code - the report for your specific area provides a personalized cost estimate.

How do remediation costs compare to home values in Utah?

At a median home value of $366K and mid-range remediation cost of $1K, remediation represents approximately 0.4% of home value in Utah. This ratio varies widely by ZIP code.

How to cite this page

APA ZipCheckup. (2026). Utah Home Affordability: $366K Median + Remediation Costs. https://zipcheckup.com/states/utah/home-affordability/
BibTeX
@misc{zipcheckup-states-utah-home-affordability,
  author = {{ZipCheckup}},
  title  = {{Utah Home Affordability: $366K Median + Remediation Costs}},
  year   = {2026},
  url    = {https://zipcheckup.com/states/utah/home-affordability/}
}

Data as of June 2026.

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