HOME AFFORDABILITY UT

Utah Home Affordability: $366K Median + Remediation Costs

Median: $365,500 · Remediation: $657-$2,085 · 347 ZIP codes · Updated 2026-05-31

Data: U.S. Census Bureau ACS, EPA, FEMA Last verified: 2026-05-31

$365,500
Median Home Value
$1,319
Avg Remediation (Mid)
0.4%
Equity Trap Ratio
347
ZIP Codes
250
Cities
$49,500 - $1,753,100
Value Range

City Water Quality Map: Utah

Each circle represents a city. Size indicates population, color indicates water quality grade. Tap a circle for details.

A B C D F Circle size = population

Remediation Cost Overview

$657
Basic
$1,319
Standard
$2,085
Comprehensive

Cost ranges are estimates based on national averages. Actual costs vary by location, contractor, and scope of work. Get 3 quotes before proceeding.

Remediation Cost Breakdown

Average remediation cost by component in Utah.

Flood Insurance $621
Radon $557
Pfas $73
Filtration $56
Lead $12

Cost estimates based on EPA, FEMA, and industry data. Actual costs vary by location and scope. Get multiple quotes.

Home Affordability Overview

The median home value across 273 ZIP codes in Utah is $366K, ranging from $50K to $1.8M.

Beyond purchase price, homeowners should budget for safety remediation. Average remediation costs in Utah range from $657 (basic) to $2K (comprehensive), with a mid-range estimate of $1K.

Equity Trap Analysis

An "equity trap" occurs when remediation costs consume a disproportionate share of home equity, making it difficult to sell or refinance without a loss.

In Utah, the average remediation cost represents 0.4% of the median home value. This ratio is within manageable range for most homeowners, though individual ZIP codes may vary significantly.

The average equity trap ratio across Utah is 0.45%. ZIP codes with ratios above 10% represent areas where remediation costs may significantly impact home equity.

Remediation Cost Breakdown

Average cost per remediation component in Utah:

Component Average Cost Description
lead $12 Lead service line replacement and pipe remediation
radon $557 Radon mitigation system installation
filtration $56 Whole-house or point-of-use water filtration
flood insurance $621 Annual flood insurance premium (NFIP)
pfas $73 PFAS treatment and filtration system

Cost ranges are estimates based on national averages. Actual costs vary by location, contractor, and scope of work. Get 3 quotes before proceeding.

What Homebuyers Should Budget For

When purchasing a home in Utah, consider these potential safety-related expenses beyond the purchase price:

  1. Water testing — $150-$400 for comprehensive lab analysis
  2. Lead inspection — $300-$500 for paint and water testing
  3. Radon test — $150-$250 for professional testing
  4. Flood insurance — $700-$1,500/year if in a flood zone
  5. Water filtration — $200-$3,000 depending on system type
  6. Lead pipe replacement — $3,000-$15,000 for service line
  7. Radon mitigation — $800-$2,500 for sub-slab depressurization

Cost ranges are estimates based on national averages. Actual costs vary by location, contractor, and scope of work. Get 3 quotes before proceeding.

Data Sources

Updated daily.

Buying a home in Utah?

Remediation costs vary widely by ZIP code. Check your specific area to understand what you might need to budget beyond the purchase price.

Compare ZIP Codes →

Frequently Asked Questions

What is the median home value in Utah?

The median home value across 273 ZIP codes in Utah is $366K, ranging from $50K to $1.8M. Values vary significantly by county and city.

How much does home remediation cost in Utah?

Average home remediation costs in Utah range from $657 (basic) to $2K (comprehensive). The mid-range estimate is $1K. Actual costs vary by location, condition, and scope of work.

What is an equity trap in home safety?

An equity trap occurs when remediation costs consume a disproportionate share of home equity. In Utah, the average mid-range remediation cost ($1K) represents 0.4% of the median home value ($366K). Potential remediation costs are a factor in purchase decisions.

What home safety issues should I budget for in Utah?

Common remediation needs include lead pipe replacement, water filtration systems, radon mitigation, flood insurance, and PFAS treatment. Costs vary by ZIP code — the report for your specific area provides a personalized cost estimate.

How do remediation costs compare to home values in Utah?

At a median home value of $366K and mid-range remediation cost of $1K, remediation represents approximately 0.4% of home value in Utah. This ratio varies widely by ZIP code.

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