Monitoring Violations
C 65

Lincoln, NE (68521): 1 Violation — 65/100 (2026)

EPA data for City of Lincoln

High Radon Risk

Though the EPA file for 68521 in Lincoln, NE shows 1 violation, not one of them crosses into the health-based tier — contaminant safety limits held.

Data source: U.S. Environmental Protection Agency (EPA) SDWIS Last verified: April 2, 2026

Based on EPA Drinking Water FEMA Flood Data U.S. Census CDC Energy Information Admin. USGS Water Data & 9 more federal sources
Today's Safety: Good
AQI 44 Violations: None Alerts: 0
2026-06-03
Your water right now: 1 non-health violation on record
AQI: 44 (Good) Lead: 4.4 ppb
Updated: 2026-06-03

Key Findings

5 other areas checked — no concerns found.

Safety Score
C 65/100
Water Quality Concerns 1 violation (non-health)
Lead Risk Safe 0.004 mg/L
Flood Risk Low 12 claims
Data confidence: High (direct measurement) Medium (sampled / sub-geography) Low (modeled / inferred) Methodology →

At a Glance

  • Water EPA records show 1 violation (non-health) on the water system serving this ZIP (5-year window).
  • Lead Lead reading of 0.004 mg/L is well below EPA action level.
  • Radon EPA Zone 1 — predicted average indoor radon above 4 pCi/L. Test your home.
  • Flood 12 cumulative NFIP flood claims — limited flood history.

Composite Home Safety Score has been stable over the tracking period.

Contaminant Summary
MCL Exceeded
1 / 16 exceed limits
16 tested 1 violation
Data updated: Apr 2026 All data sources current

What’s Happening in Lincoln, Nebraska

This area is in EPA Radon Zone 1 (highest risk).

C
Home Safety Score: 65 / 100
5
Water Systems
296,000
People Served
0
Health Violations (5yr)
Surface water
Water Source
0.00441 mg/L
Lead Level2.2× the national median
Zone 1
Radon Risk · High
$236K
Median Home Value48% above state median ($159K)
Your #1 Priority

Test your home for radon

This ZIP is in EPA Radon Zone 1 (highest risk). Radon is the second leading cause of lung cancer in the U.S. and can only be detected with testing.

DIY test kit: $15–$30. Professional test: $150–$250. Mitigation system: $800–$2,500. EPA Radon Zone Map →

Recommended Buyer Guides for This ZIP

Independent guides — grounded in EPA, NSF, FEMA, and CDC standards. Matched to risks detected in your area.

This Summer — what to check

Season-specific maintenance for home safety. Universal tasks — apply everywhere unless noted.

  • Water Heater

    Flush sediment (1–2×/year). Cuts energy use and prevents bacterial growth in low-use hot-water pockets.

    Source: DOE
  • Wildfire & Smoke

    Clear leaves and debris from gutters and the 30-ft home-ignition zone. Replace HVAC filters with MERV 13+.

    Source: Firewise
  • HVAC Filter

    Peak AC run. Replace filters monthly during high pollen / wildfire-smoke days; standard interval otherwise.

    Source: EPA IAQ

Get notified when water quality changes in your area

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Lead Level: higher than 79% of U.S. ZIP codes

How Lincoln Compares

Safety Score vs. Lancaster County and Nebraska averages

Safety Score
Lincoln
65
Lancaster County
66
Nebraska avg
65
Worse than 90% of ZIPs in Lancaster County
Metric Lincoln Lancaster County Nebraska
Safety Score 65 66 65
EPA Violations (total) 1 0.7 1.9
Lead (ppb) 4.4 3.7 3.6

County and state averages computed from 41,344 ZIP codes. Data: EPA SDWIS.

🔍Key Insights for Lincoln 68521

Derived from EPA, Census, FEMA, and EIA data — exclusive to ZipCheckup

Water System Reliability
85 /100 Excellent
Reliability score based on violation trends, system size, CCR compliance, and enforcement history. The national median is 10/100.
Infrastructure Investment Gap
$1,650
Estimated per-household infrastructure deficit based on housing age, pipe materials, lead risk, and water system violations. That's 165.0x the national median of $10.
Seasonal Risk
High Seasonal
Year-round contamination risk from seasonal factors: radon peaks in winter, flooding in spring, air quality in summer. Key factors: High radon zone (winter peak), High flood zone (AE).
Environmental Justice Index
30 /100 Moderate
Communities with high violations, low income, and environmental hazards face disproportionate risk. Higher score = greater environmental justice concern. The national median is 10/100.
Home Purchase Risk
27 /100 Low Risk
Composite "should I buy here?" score for homebuyers. Weighs water quality (25%), flood risk (20%), lead (15%), energy costs (15%), housing age (10%), radon (10%), and air quality (5%). The national median is 10/100.
Methodology: Lead exposure combines EPA LCR testing, Census housing age (ACS B25034), and LCRI service line estimates. Maintenance debt uses Census median build year and NAHB equipment lifespan data. Compliance risk weights health violations, unresolved issues, and EPA enforcement actions. Energy burden uses EIA state rates and Census B19013 median income. Flood cost uses FEMA NFIP claims data (1978–2024) divided by housing units. Water system reliability cross-references violation trends, system size, CCR compliance, and enforcement history. Infrastructure gap estimates deferred costs from housing vintage, pipe materials, and lead detection. Seasonal risk combines radon zones, flood zones, housing age, and air quality data. Environmental justice index weights violations, income disparity, Superfund proximity, and enforcement actions. Home purchase risk is a weighted composite of all environmental and infrastructure factors. Full methodology →
📊 ZipCheckup Cross-Reference Engine · Updated March 2026 · View source →

Score Breakdown

How your Home Safety Score of 63 is calculated.

Water
23/25
Lead
25/25
Radon
0/25
Flood
15/25
63 = Water 23/25 + Lead 25/25 + Radon 0/25 + Flood 15/25

Score has been stable — no change in the last 90 days.

Safety & Health (10) HIGH

Compliance Alerts for 68521

4 issues flagged based on EPA data, state regulations, and housing age estimates.

Lead Pipes
Monitor
Moderate lead pipe risk. Annual water testing recommended.
Electrical Panels
Monitor
FPE/Zinsco panel risk — 32
HVAC Refrigerant
Action Needed
Homes in this area likely use R-22 (Freon), a refrigerant banned from production in 2020. Repair costs $50–$150 per pound.
Radon Risk
Action Needed
EPA Radon Zone 1 — highest potential. Home testing strongly advised.

Estimates based on EPA data, U.S. Census ACS housing vintage, and state regulations. Individual homes may vary.

📊 EPA + Census ACS + State Regs · Updated March 2026

Compliance Risk Forecast

Probability of future drinking water violations based on historical patterns, enforcement trends, and system size.

High Risk ▲ Increasing trend

93% probability of new violation within 2 years

1-Year 73%
2-Year 93%
3-Year 95%

Based on 1.33 events/year rate. Model uses Poisson distribution with trend and system-size adjustments.

Service Disruption Risk

Moderate
20%

20% estimated probability of a boil water advisory or service interruption in the next 90 days.

Based on infrastructure age, EPA violation history, flood exposure, and seasonal patterns.

Contributing Factors
Seasonal Baseline
+10%
Infrastructure Age
+5%
Flood Exposure
+5%

Estimates based on EPA enforcement data, U.S. Census ACS housing vintage, and FEMA flood claims. Not a guarantee of disruption.

📊 EPA + Census ACS + FEMA · Updated March 2026

Your Water System

ZIP code 68521 in Lincoln, Nebraska is served by City of Lincoln (EPA ID: NE3110926). This system provides water to approximately 296,000 people from surface water sources.

There are 5 community water systems serving this area.

Home Safety Score: C (65/100)

Based on water quality violations, lead levels, and radon risk in your area. This score is better than 40% of ZIP codes nationally and 37% in Nebraska.

Factor Status Details
Water Quality warning 1 violation, 0 health-based
Lead in Water safe 0.00441 mg/L (EPA action level: 0.015 mg/L)
Radon Risk High Zone 1
Gas Safety low 4 incidents, score 6/100
Wildfire Smoke low score 13/100, 0 county fires (5yr)
Earthquake Risk Very Low score 2.0/50
Superfund NPL Low nearest 10.5 mi (Waverly Ground Water Contamination), 0 sites within 10 km

Lead & Copper in Your Water

The EPA requires water systems to monitor lead and copper levels under the Lead and Copper Rule.

Metal Measured Level EPA Action Level Status Sample Date
Lead 0.00441 mg/L 0.015 mg/L Within limit N/A

Radon Risk

Radon Zone 1 — High potential (Lancaster County)

EPA recommends all homes in this area be tested for radon. Zone 1 indicates the highest radon potential (predicted average indoor radon screening level greater than 4 pCi/L).

CO & Gas Safety

Gas Distribution Risk: Low (score: 6/100)

4 gas distribution incidents recorded in this county since 2004. Most recent: 2024.

The CPSC recommends CO detectors on every level of your home. Have gas appliances inspected annually by a licensed technician.

Wildfire & Smoke Risk

Smoke Risk: Low (score: 13/100)

No wildfires recorded in this county over the past 5 years. Nearest recent wildfire: 70 km (43 miles).

Monitor air quality at AirNow.gov during fire season (June–November). A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events.

Earthquake & Seismic Risk

Risk Rating: Very Low (score: 2.0/50)

Metric Value
Risk Score 2.0
Risk Rating Very Low
Annual Frequency < 0.001 damaging events/yr
Expected Annual Loss $71K (Very Low)

Monitor seismic activity at the USGS Earthquake Map. Secure heavy furniture, maintain an emergency kit, and know your gas shutoff location.

Superfund Site Proximity

Proximity Risk: Low (score: 15/100)

Nearest NPL site: Waverly Ground Water Contamination at 10.5 miles (16.9 km).

Radius NPL Sites
Within 5 km (3.1 mi) 0
Within 10 km (6.2 mi) 0
Within 25 km (15.5 mi) 1

Nearest NPL Sites

  • Waverly Ground Water Contamination — 10.5 mi (Deleted), listed 06/10/1986

Search nearby sites at the EPA Superfund Site Search. If you garden or use well water near an NPL site, consider soil and water testing.

Violation Summary

1 monitoring/reporting violation recorded. These are procedural violations (missed tests or late reports), not necessarily water safety issues.

Recent Violations

Date Contaminant Type Status
July 1, 2025 Surface Water Treatment Rule Monitoring Resolved

Contaminants Detected

The following contaminants have been flagged in EPA records for water systems serving this ZIP code:

Contaminant Category Violations Health-Based
Surface Water Treatment Rule Treatment Technique 1 No

Energy Costs in NE

Residential electricity rate: 11.76¢/kWh — 31% below the national average (17.0¢/kWh).

Lower electricity rates in Nebraska make electric appliances and heat pumps a cost-effective choice compared to other states.

Energy Sources

Nebraska generates 32.9% of its electricity from renewable sources — 6% above the national average of 26.9%. Including nuclear, 50.1% of the state's power is carbon-free (EIA 2025).

Source Share
Coal 45.6%
Wind 29.1%
Nuclear 17.2%
Natural gas 3.9%
Hydroelectric 3.1%
Solar 0.6%

Need help with your water quality?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

Water Systems Serving This Area

System Name EPA ID Population Source
City of Lincoln, NE3110926 296,000 Surface water
Contempo Mhp NE3121507 1,630 Surface water
Lancaster Company Sid 6 - Village of Emerald NE3120757 100 Groundwater
Sky Ranch Acres NE3110915 95 Groundwater
Big Sandy Home Owners Association NE3121167 85 Groundwater

What You Can Do

  1. Review your annual Consumer Confidence Report (CCR) — Your utility publishes this each July
  2. Test your home's water — Especially if you have older plumbing (pre-1986) that may contain lead
  3. Stay informed — Bookmark this page to check for updates on your water quality

Need help with water testing or filtration?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

Other Water Quality Reports in Nebraska

Nearby Water Quality Reports

Data Sources

This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View the full compliance record for City of Lincoln (NE3110926) on EPA.gov.

Frequently Asked Questions

Is the tap water in 68521 safe to drink?

Based on EPA records, the water system serving ZIP code 68521 has only monitoring/reporting violations, which are procedural in nature. However, individual home conditions (old pipes, well water) can affect quality.

Where does 68521's water come from?

The primary water source for this area is surface water. City of Lincoln serves approximately 296,000 people.

How can I get my water tested?

Contact your local water utility for a free water quality report, or hire a certified lab for independent home water testing. The EPA recommends testing annually if you use a private well.

Does 68521 have lead in the water?

Lead and Copper Rule sampling data for ZIP code 68521 shows a lead level of 0.00441 mg/L, which is below the EPA action level of 0.015 mg/L. Still, older homes with lead service lines or pre-1986 plumbing may have higher levels at individual taps.

What is the radon risk in 68521?

ZIP code 68521 (Lancaster County) falls in EPA Radon Zone 1, indicating high radon potential. The EPA recommends all homes in Zone 1 areas be tested for radon. Radon is a naturally occurring radioactive gas that can accumulate in homes and is the second leading cause of lung cancer in the U.S.

USGS reports that 4 of the top compounds applied across the surrounding county are flagged by the EPA for drinking-water monitoring — see the agricultural pesticide-use section

📊 EPA Safe Drinking Water · Updated March 2026 · View source →

Your Water Source: Lincoln, City Of

30 ZIP codes share this system
Source: Surface water
Serving 296,000 people
Avg. score: 66/100

⚠ 29 of 30 communities on this water system have reported EPA violations.

This system draws from surface water sources (rivers, reservoirs, or lakes). Surface water systems typically serve larger populations and face different contamination risks than groundwater — including agricultural runoff, industrial discharge, and seasonal turbidity.

Other ZIP codes on this system

System ID: NE3110926 · Source: EPA SDWIS

Contaminant Stress Analysis

Statistical envelope (p10/p50/p90) of measured contaminant levels compared to EPA Maximum Contaminant Levels (MCL). Based on enforcement and compliance monitoring data.

Lead (LCR 90th) (PPB) 4 measurements
▬ Stable
MCL 15
p10: 1.8 p50: 4.4 p90: 4.5

All measured values of Lead (LCR 90th) remain below the MCL of 15 PPB.

📊 EPA SDWIS Enforcement & Compliance · Updated March 2026 · View source →

Score History

Stable Score changed from 65 to 65 over 77 days
30-day change: 0

Tracking since 2026-03-18 · 54 data points

Safety Score Timeline

85+ 70–84 55–69 <55 Oldest → Newest · 24 data points

Environmental Incidents

5
Monitoring
EPA enforcement actions & health violations in 68521 (last 5 years)
Enforcement Actions
5
0 formal
Health Violations
0
0 unresolved
Last Enforcement
2025-08-24

Enforcement Actions

State Order Extension
2025-08-24
State Informal Action
2025-08-01
State Informal Action
2025-08-01
State Informal Action
2024-10-17
State Informal Enforcement
2024-10-17

Understanding EPA Enforcement

  • MCL Violation — Contaminant exceeded the Maximum Contaminant Level set by EPA
  • Treatment Technique (TT) — Water system failed to follow required treatment methods
  • Formal Enforcement — EPA or state issued a legal order (administrative order, court action, or compliance order)
  • Resolved — The water system returned to compliance

Source: EPA Enforcement and Compliance History Online (ECHO). Data from the Safe Drinking Water Information System (SDWIS). Updated quarterly.

PFAS Tested — None Detected

Water serving ZIP code 68521 was tested for PFAS ("forever chemicals") under the federal UCMR5 monitoring program — no PFAS detected.

The EPA Fifth Unregulated Contaminant Monitoring Rule (UCMR5) requires every public water system serving over 3,300 people to test for 29 PFAS compounds and lithium between 2023 and 2025. Systems with no detections at the federal minimum reporting level have provided clean results.

📊 EPA UCMR5 · Updated March 2026 · View source →

Consumer Confidence Report

2025 Report

Annual water quality report published by Lincoln Water System for ZIP code 68521.

16
Contaminants Tested
0
MCL Violations
💧 Water source: Groundwater wells along Platte River near Ashland; approximately 50% groundwater and 50% groundwater under direct influence of surface water

Key Contaminants

Contaminant Level MCL Status
Arsenic 7.6 ppb 10 ppb Within Limit
Gross Alpha Emitters 11 pCi/L 15 pCi/L Within Limit
Copper 0.84 ppm 1.3 ppm Within Limit
Bromate 570 ppb 10 ppb Exceeds MCL
Chloramine (as Chlorine) 2.44 ppm 4 ppm Within Limit

Lead & Copper Rule Results

Lead (90th percentile): 3.4 ppb — EPA action level: 15 ppb
Copper (90th percentile): 0.84 ppm — EPA action level: 1.3 ppm

What Is a Consumer Confidence Report?

Every community water system in the U.S. is required by the EPA to publish an annual Consumer Confidence Report (CCR), also known as a Water Quality Report. It lists all detected contaminants, their levels compared to federal limits (MCLs), and information about where your water comes from.

How to Read Your CCR

  • MCL (Maximum Contaminant Level) — the highest level of a contaminant allowed in drinking water
  • MCLG (Maximum Contaminant Level Goal) — the level below which there is no known health risk
  • Action Level — used for lead and copper; triggers treatment if exceeded at the 90th percentile
  • A violation means detected levels exceeded the MCL — your utility must notify you and take corrective action
📊 Water Utility CCR Report · Updated March 2026 · View source →
💧

Based on your water data

Reverse Osmosis (under-sink) · $150–$500 · NSF/ANSI 58, NSF/ANSI 372

Removes 99%+ of lead and PFAS. Addresses Arsenic and Copper detected in your water.

View details →
Reverse Osmosis (under-sink) · $180–$250 · NSF/ANSI 58

6-stage RO with alkaline remineralization. View details →

🧪 Verify your water first

CCR data shows community averages. A home water test confirms what's actually coming from your tap. Tap Score Advanced Lead & Heavy Metals ($149) — focused heavy metals panel at lower cost. Get test kit →

Product links are affiliate links — we may earn a commission at no extra cost to you. Recommendations are based on NSF certifications and EPA contaminant data, not advertiser influence. See our disclosure.

Recommended Water Filters

High Priority

Based on 4 contaminants.

Arsenic Gross Alpha Emitters Copper Chloramine (as Chlorine)
Reverse Osmosis (under-sink)
90-99% effective · NSF/ANSI 58
$150–$500

Arsenic detected at 7.6 ppb; Gross Alpha Emitters detected at 11 pCi/L; Copper detected at 0.84 ppm

Top picks: Waterdrop G3P800 , iSpring RCC7AK , Crystal Quest Arsenic Filter (We may earn a commission)
Granular Activated Carbon (GAC, whole-house or under-sink)
95-99% effective · NSF/ANSI 42
$100–$600

Chloramine (as Chlorine) detected at 2.44 ppm

Top picks: Aquasana AQ-5200 , Waterdrop Chubby Pitcher , Berkey Travel (We may earn a commission)

Get a detailed filter match based on your ZIP code's water data

Find the Right Filter for Your Water →

Recommendations are based on contaminants detected in the most recent Consumer Confidence Report. Individual results may vary. Look for filters with the certifications listed above. Product mentions are not endorsements.

Childhood Environmental Risk Score — 68521

Moderate Risk
21/100
Childhood Environmental Risk Score
Combining water lead, air toxics, housing age & EPA violations

This ZIP's score is higher than 9% of U.S. ZIP codes and 4% of those in Nebraska — a relative ranking, not a verdict on any home.

Risk Factor Breakdown

Housing Lead Paint Probability 6/100
6% of homes built before 1970, when lead paint was widely used.
Water System Violations 39/100
EPA water system violation history for this area.
What weighs most here

Water system violation history is the largest contributor to this ZIP's score. A pattern of violations can signal recurring quality issues worth monitoring, and reviewing a system's recent record helps families know what to ask about.

Pre-1970 Housing
6%
homes likely containing lead paint
EPA Radon Zone Zone 1
Zone 1 is the EPA's highest radon-potential designation. The EPA recommends that every home in a Zone 1 area be tested for radon.
Radon is a naturally occurring radioactive gas. Children spend more time at home than adults, and a radon test kit is inexpensive.
Important Health Information
  • Children under 6 are most vulnerable to lead exposure — there is no safe level of lead in blood
  • Test your home's drinking water, especially if your home was built before 1986

What families can do

Here are calm, practical steps families in this ZIP can consider — informational guidance, not cause for alarm.

No specific actions are flagged for this ZIP. The general guidance above still applies to every family.

Share with other parents

Know a family in 68521? A free 30-second ZIP check shows them the same lead, water, and housing data.

Disclaimer: This environmental health risk assessment uses publicly available data from the EPA, Census Bureau, and CDC to estimate relative risk levels. It is not a medical diagnosis or substitute for professional health advice. Individual exposure depends on many factors not captured in this analysis. Consult your pediatrician or local health department for specific guidance. Data sources: EPA AirToxScreen, EPA SDWIS, U.S. Census Bureau, CDC Childhood Blood Lead Surveillance.
📊 EPA AirToxScreen, SDWIS, Census, CDC · Updated March 2026 · View source →

Lead Pipe Replacement Funding for Nebraska

$28.6M
allocated in fiscal year 2025 for lead service line replacement
Up to $14.0M available as grants for disadvantaged communities (49% of allocation)

Key LCRI Deadlines

Now
Your water system must notify you if you have a lead service line
1
Oct 2027
Water systems must complete service line inventories
2
Oct 2034
All lead service lines must be replaced

What This Means for You

  • If your home was built before 1986, it may have lead service lines
  • Your water utility is required to inventory and replace lead lines at no cost to you
  • Contact your water utility to check if your address is in their inventory

Source: EPA DWSRF Lead Service Line Replacement Program, FY2025 Allotment Memorandum.

Active Alerts in Nebraska

0 active weather alerts in Nebraska. Severe weather can affect your water quality and home safety.

View alerts for Nebraska →

📊 NWS · Updated March 2026 · View source →
Environmental Hazards (10) OK

Flood Risk Profile

12
Low-Moderate Flood Risk
FEMA flood insurance claims filed in 68521
Total Claims Paid
$10
since 1970
Average Claim
$10
per claim
Flood Zone
AE
most common FEMA zone
Recent Claims
10
since 2010

FEMA Flood Zones Explained

  • Zone A / AE — High-risk (100-year floodplain). Flood insurance required for federally backed mortgages
  • Zone V / VE — High-risk coastal area with wave action. Strictest building requirements
  • Zone X — Moderate-to-low risk (500-year floodplain or minimal flood hazard)
  • Zone B / C — Areas of moderate or minimal flood hazard
📊 FEMA NFIP · Updated March 2026 · View source →
🏠

Flood Insurance Discount (FEMA CRS)

CRS Class
5
Good
SFHA Discount
10%
high-risk flood zones
Non-SFHA Discount
10%
moderate/low-risk zones

Lincoln participates in FEMA's Community Rating System — residents in Lincoln can save 10% on flood insurance premiums in high-risk zones. This is a strong CRS rating, reflecting significant local investment in flood mitigation, drainage, and public education.

How FEMA flood discount classes work

FEMA's Community Rating System rewards communities for flood management efforts. Lower class = better rating = bigger discount:

  • Class 1 — 45% SFHA discount (top rating, very rare)
  • Class 2-3 — 35-40% discount (excellent programs)
  • Class 4-5 — 25-30% discount (strong programs)
  • Class 6-7 — 15-20% discount (moderate programs)
  • Class 8-9 — 5-10% discount (basic programs)
  • Class 10 — 0% discount (entry level / no participation)
📊 FEMA CRS · Updated March 2026 · View source →

Air Quality for 68521

45
AQI
Good
Primary pollutant: PM2.5
Station: Lincoln (3.2 mi away)
Health Recommendations

Air quality is satisfactory, and air pollution poses little or no risk. Enjoy outdoor activities.

AQI Scale
050100150200300500
📊 EPA AirNow · Updated March 2026 · View source →

Termite Risk for 68521

Moderate Termite Zone
WDI Inspection Requirement

Required for VA/FHA loans in select southern counties only

Typical Inspection Cost
$65 – $125
Based on Nebraska market rates
Consequence

VA/FHA loan in designated counties will not close without NPMA-33

Termite Damage in the U.S.

  • Termites cause an estimated $5 billion in property damage annually in the United States, according to the USDA.
  • Standard termite treatment costs $225–$2,500; fumigation for severe infestations: $2,000–$8,000.
  • Homeowner insurance typically does not cover termite damage, as it is considered preventable.

What Homeowners Should Know

  • Annual termite inspections are recommended in moderate-to-heavy risk zones. Early detection can prevent thousands in repair costs.
  • VA and FHA loans require a clear NPMA-33 (Wood Destroying Insect Inspection Report) for closing in most states.
  • Warning signs: mud tubes on foundation walls, hollow-sounding wood, discarded wings near windows, and frass (droppings) near baseboards.
  • Preventive treatment ($200–$900 per year) is far less expensive than structural damage repair, which averages $3,000 and can exceed $50,000.
  • Even in lower-risk zones, subterranean termites can be active. Consider an inspection if purchasing an older home or if you notice warning signs.
Reference: VA lender requirements (county-specific); NPMA-33 form

Source: USDA Forest Service Termite Infestation Probability (TIP) zones, VA/FHA lender requirements, Nebraska pest control regulations. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Pest Risk for 68521

Moderate Pest Pressure
Top Pest Threats in Nebraska

termites, mosquitoes, bed bugs, rodents and carpenter ants

Typical Pest Inspection Cost
$65 – $150
Based on Nebraska market rates
Licensed Applicator Required
Yes
Nebraska pesticide regulations
⚠ CDC / EPA Disease Zone Alerts
  • West Nile activity zone
Real Estate Transaction Requirement

Required for VA loans in all states; not state-mandated

Penalty for Unlicensed Application

Up to $10,000 per violation

Why This Matters

  • Health risks: Mosquitoes transmit West Nile virus (1,000+ U.S. cases annually). Ticks spread Lyme disease (estimated 476,000 cases/year per CDC). Rodent droppings can carry hantavirus.
  • Property damage: Carpenter ants and termites cause billions in structural damage annually. Rodents gnaw wiring, creating fire hazards.
  • Food safety: Cockroaches and rodents contaminate food preparation areas and can trigger allergies and asthma, especially in children.
  • Nebraska experiences seasonal pest pressure peaks. Annual inspections help catch infestations early before they become costly.

Common Questions

Do I need a pest inspection before buying a home in Nebraska?
VA and FHA loans require a Wood Destroying Insect (WDI) inspection in all states. Required for VA loans in all states; not state-mandated Even when not legally required, a professional pest inspection ($65–$150) can reveal hidden infestations that cost thousands to remediate.
Can I apply pesticides myself in Nebraska?
Homeowners can generally use over-the-counter pesticide products on their own property. However, restricted-use pesticides require a licensed applicator in Nebraska. Commercial pest control services must be licensed. Up to $10,000 per violation.
What are the most common pests in Nebraska?
The top pest threats in Nebraska include termites, mosquitoes, bed bugs, rodents and carpenter ants. Pest activity varies by season and local conditions. Seasonal inspections can help catch infestations early.
Legal Reference: Nebraska Pesticide Act (Neb. Rev. Stat. §2-2622)

Source: CDC vector-borne disease surveillance, EPA pesticide regulation data, Nebraska pest control board, NPMA pest prevalence maps. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Wildfire & Smoke Risk Profile

13
Low Smoke Risk
Wildfire smoke exposure risk score for 68521
Nearest Fire
43 mi
70 km to nearest recent wildfire
County Fires (5yr)
0
wildfires in county since 2021
Risk Level
Low
based on fire proximity & history
Air Quality
Generally Good
during fire season (Jun–Nov)
SMOKE RISK SCORE 13/100
0 — Minimal 100 — Highest Risk

Wildfire Smoke Safety Tips

  • Air purifier with HEPA filter: run in the room where you spend the most time. Close windows and doors during smoke events.
  • N95 or KN95 masks: standard cloth and surgical masks do not filter fine particulate matter (PM2.5) from wildfire smoke.
  • Seal gaps: use wet towels or tape around doors and windows to reduce smoke infiltration during poor air quality days.
  • Monitor AQI: check AirNow.gov daily during fire season. AQI above 100 = unhealthy for sensitive groups; above 150 = unhealthy for everyone.
  • Create a clean room: designate one room with the air purifier running, keep it sealed, and limit time outdoors when AQI is elevated.

Protect Your Indoor Air from Wildfire Smoke

A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events. Portable units for a single room start at $80. Whole-home solutions start at $300.

Product links may earn a commission — see our disclosure.

📊 NIFC Wildfire Data & EPA AirNow · Updated March 2026 · View source →

Earthquake & Seismic Risk Profile

2.0
VERY LOW RISK
FEMA National Risk Index earthquake score for 68521
Risk Rating
Very Low
FEMA earthquake hazard classification
Expected Annual Loss
$71K
estimated county-level annual loss (Very Low)
Annual Frequency
< 0.001
expected damaging earthquakes per year
Structural Vulnerability
Low
based on housing age (32 yr median) + seismic zone
EARTHQUAKE RISK SCORE 2.0/50
0 — Minimal 50 — Highest Risk

Earthquake Preparedness Tips

  • Secure heavy furniture: anchor bookshelves, water heaters, and large appliances to wall studs. Unsecured items cause most earthquake injuries.
  • Emergency kit: water (1 gallon per person per day for 3 days), non-perishable food, flashlight, batteries, first aid kit, wrench to turn off gas. Keep kits at home and in your car.
  • Know how to shut off gas: locate the gas meter shutoff valve and keep a wrench nearby. Gas leaks are a leading cause of post-earthquake fires.
  • Drop, Cover, Hold On: during shaking, drop to hands and knees, take cover under a sturdy table, and hold on. Do not stand in doorways or run outside.
  • Structural retrofit: homes built before 1980 may need foundation bolting or cripple wall bracing. FEMA's earthquake resources offer guidance on retrofitting.
  • USGS ShakeMap: monitor real-time and recent seismic activity at earthquake.usgs.gov.

Build Your Earthquake Preparedness Kit

FEMA recommends every household in a seismic zone maintain a 72-hour emergency kit. Pre-assembled kits start at $40 and include water, food, first aid, and tools.

Product links may earn a commission — see our disclosure.

📊 FEMA National Risk Index & USGS · Updated March 2026 · View source →

Mold Risk Assessment for 68521

Low Risk
31/100
Mold Probability Score
Based on humidity, housing age, flood history & water infrastructure
Avg. Humidity
62%
annual relative humidity
Summer Humidity
64%
Jun–Aug average
Median Home Age
1994
median year built
Flood Claims
12
FEMA insurance claims
Seasonal Risk

Humidity levels in 68521 remain relatively consistent year-round (summer: 64%, winter: 60%). Mold risk does not spike seasonally, but persistent indoor moisture sources still require attention.

Why Mold Matters

  • The CDC and EPA identify mold as a significant indoor health hazard. Common symptoms include respiratory irritation, allergic reactions, and asthma exacerbation.
  • Mold begins growing within 24–48 hours on damp surfaces when relative humidity exceeds 60%. Bathrooms, basements, and crawl spaces are most vulnerable.
  • Professional mold remediation costs $1,500–$9,000 on average. Homeowner insurance often excludes mold coverage unless caused by a "covered peril."
  • Homes built before 1980 typically lack modern vapor barriers and ventilation systems, increasing moisture infiltration risk.

Prevention Recommendations

  • Use a dehumidifier to keep indoor humidity below 50%. This is especially important in basements, crawl spaces, and bathrooms in high-humidity areas like 68521.
  • Ensure proper ventilation: use exhaust fans in bathrooms and kitchens, and keep attic and crawl space vents unblocked.
  • Fix leaks immediately. Even small plumbing leaks can create mold-favorable conditions within 48 hours.
  • Monitor indoor humidity with a hygrometer ($10–$20). Target 30–50% year-round.
Recommended: Whole-Home Dehumidifier

With 62% average humidity, a dehumidifier is the most effective way to reduce mold risk in 68521. Energy Star-rated units cost $200–$400 and can reduce humidity by 20–30%.

Compare Dehumidifiers
As an Amazon Associate, ZipCheckup earns from qualifying purchases.
Sources: NOAA Climate Normals 1991–2020 (humidity), U.S. Census ACS (housing age), FEMA NFIP (flood claims), EPA SDWIS (water violations). Score methodology: humidity 40%, housing age 30%, flood history 20%, water infrastructure 10%.

Respiratory Risk Today

Moderate Risk
25
Respiratory Risk Score
Combined air quality, humidity & mold risk for 68521
Air Quality
5/40
EPA AQI index
Humidity
11/30
seasonal impact
Mold
9/30
housing + humidity
RISK SCORE 25/100
Low Moderate Severe
Sources: EPA AirNow (daily AQI), NOAA humidity normals, mold risk model (housing age + humidity + flood history). Updated daily. Score combines air quality (40%), humidity stress (30%), and mold risk (30%).

Superfund Sites & Soil Contamination Risk

15
Low Proximity Risk
EPA Superfund NPL site proximity score for 68521
Nearest NPL Site
10.5 mi
16.9 km — Waverly Ground Water Contamination
Sites Within 10 km
0
NPL sites within ~6.2 miles
Risk Level
Low
based on proximity & site status
Sites Within 25 km
1
NPL sites within ~15.5 miles
SUPERFUND PROXIMITY SCORE 15/100
0 — No nearby sites 100 — Highest Risk

Nearest Superfund (NPL) Sites

Site Name Distance Status Listed
Waverly Ground Water Contamination
Waverly, Nebraska
10.5 mi Deleted from NPL 06/10/1986

What Are Superfund NPL Sites?

The National Priorities List (NPL) is the EPA's list of the most contaminated sites in the United States. These sites are eligible for federal cleanup funding under CERCLA (the "Superfund" law). Common contaminants include heavy metals, volatile organic compounds (VOCs), pesticides, and industrial solvents that can leach into soil, groundwater, and air.

  • Active Cleanup: EPA is investigating or remediating the site — contamination may still be present.
  • Construction Complete: Physical cleanup is done, but long-term monitoring continues.
  • Deleted: Site meets EPA cleanup standards and has been removed from the NPL.

Know What's in Your Soil

If you live near a Superfund site, a home soil test kit can detect heavy metals, lead, and other contaminants — especially important if you garden, have children, or use well water.

Product links may earn a commission — see our disclosure.

📊 EPA Superfund National Priorities List (NPL) · Updated March 2026 · View source →

Pollution and Population Health

This section places two independent federal datasets side by side: environmental measurements from the EPA and population-health estimates from the CDC. They describe the same ZIP code but are collected separately, and each one is read on its own terms.

Environmental data — EPA

Local pollution measurements

Air, traffic and contaminated-site indicators for this ZIP code, from EPA programs.

Fine particulate matter (PM2.5) Nat. percentile: 40
Diesel exhaust Nat. percentile: 40
Traffic proximity Nat. percentile: 70

Each bar is this ZIP code’s EJScreen national percentile; a higher value means more exposure compared with other U.S. areas.

Air quality (NEI)
Grade B+ · median AQI 41
Toxic-release facilities (TRI)
Facilities reporting to the EPA Toxics Release Inventory: 2 · reporting a carcinogen: 1
Superfund site proximity
Superfund (NPL) sites within 10 km: 0 · nearest about 10.5 mi away
📊 EPA — National Emissions Inventory, EJScreen, Toxics Release Inventory & Superfund (NPL) · Updated 2026 · View source →
AIR EMISSIONS TREND (5-YEAR, EPA AIRDATA)

Between earliest and latest AirData cycles, Lancaster County, NE county-level median AQI shows a 17.1% increase (5 cycles).

EPA AirData = facility-reported industrial emissions, county rollup. Does not measure ambient or breathable air quality at any specific address. EPA AirData methodology

EPA AirData annual AQI summaries 2020-2024

Two independent datasets. Air and soil pollution data (EPA) and health-prevalence data (CDC) are independent datasets shown side by side for context only. ZipCheckup does not establish a causal link between local pollution and any health condition, and these figures do not demonstrate one.

Health data — CDC

Population-health estimates

CDC PLACES modeled prevalence among adults in this ZIP code, each shown with its 95% confidence interval. The prior-release figure is shown alongside as a reference point only; CDC explicitly cautions that small-area year-to-year differences may reflect model recalibration rather than real change.

Adult asthma
Current (2025 release)
9.5%
95% CI 8.5–10.5
Prior (2024 release)
9.7% (95% CI 8.6–10.9)
Within model uncertainty
COPD
Current (2025 release)
6.1%
95% CI 5.5–6.8
Prior (2024 release)
6.3% (95% CI 5.7–6.9)
Within model uncertainty
Cancer
Current (2025 release)
6.3%
95% CI 5.7–6.8
Prior (2024 release)
6.1% (95% CI 5.6–6.7)
Within model uncertainty

Modeled small-area estimates produced from the BRFSS national survey and census demographics (Zhang et al. 2014). Not direct measurements; not for diagnostic or screening use.

Only CDC PLACES measures present in every release since 2020 appear with a prior-release reference; newer measures (added in 2023 and later) are presented without a prior figure.

CDC PLACES estimates are modeled from the BRFSS national survey and ACS demographics — not direct counts. Year-to-year differences between releases may reflect model recalibration, BRFSS sample-frame changes or census-tract-to-ZIP crosswalk adjustments rather than actual change. Margins of error often exceed annual differences at this geography. Not for diagnostic or screening use.
📊 CDC PLACES — modeled small-area health estimates (current 2025 release, with 2024 prior release shown for reference) · Updated PLACES 2025 · View source →
Food access — USDA

Food access for this area

How the USDA classifies access to grocery stores and fresh food across the surrounding census tract.

USDA access category
Low access concern
Food environment index
7.5 of 10 — higher means better access to healthy food
SNAP participation
8.0% of households (USDA estimate)

USDA Food Access Research Atlas tract estimates, mapped from census tract to ZIP code. These are modeled population-level figures, not findings about any individual or any specific address.

📊 USDA — Food Access Research Atlas · Updated FARA 2019 · View source →

Pollution–Health Comparison Index

In 68521, the CDC models adult-asthma prevalence at 9.5%, while a statistical model of local pollution and poverty predicts about 10.4% — below the model’s prediction.

Below predicted Above predicted

Among U.S. ZIP codes, this one sits at percentile 24 for how far observed asthma is above or below the model’s prediction.

Model fit (R²): 0.1601  how much of the variation in asthma the model accounts for; a lower value means a weaker fit and a less reliable comparison.

The Pollution–Health Comparison Index is a percentile rank showing how this ZIP code’s observed asthma prevalence compares with what a statistical model would predict from local pollution and poverty alone. It describes a statistical association, not a cause-and-effect relationship.

Here, local pollution and the comparison index point in opposite directions — a reminder that many factors, including age, income, smoking, occupation and healthcare access, shape health outcomes, which is why these datasets show association at most, never causation.

The environmental data (EPA) and health-prevalence data (CDC) in this section are independent datasets presented side by side for general informational purposes. Health figures are CDC PLACES modeled estimates with 95% confidence intervals — statistical models, not diagnoses, and they do not describe any individual. ZipCheckup does not establish a causal link between environmental conditions and health outcomes, and nothing in this section is medical advice. For questions about personal health or local environmental conditions, a licensed clinician or a state or local public-health authority is the right source.

Agricultural pesticide use in the surrounding county

USGS estimates how many kilograms of agricultural pesticides are applied each year in this ZIP code’s surrounding county, plus the five most-applied compounds. These are county-level use estimates, not a measurement of any pesticide in the tap water served to this ZIP code.

USGS county-level estimate
326k kg
estimated kilograms of pesticides applied each year across the surrounding county.

Top compounds by volume

The five compounds applied in the largest amounts across this county. Where the EPA sets a drinking-water reference limit (MCL) for a compound, that limit is shown for context — it is a regulatory reference, not a finding of any concentration in this ZIP code’s water.

  • GLYPHOSATE
    Herbicide · 188k kg/yr · EPA drinking-water reference limit: 700 ppb
    Moderate water concern
  • ATRAZINE
    Herbicide · 58.8k kg/yr · EPA drinking-water reference limit: 3 ppb
    High water concern
  • ACETOCHLOR
    Herbicide · 25.8k kg/yr
    Moderate water concern
  • 2,4-D
    Herbicide · 23.1k kg/yr · EPA drinking-water reference limit: 70 ppb
    Moderate water concern
  • PENDIMETHALIN
    Herbicide · 7.4k kg/yr
    Low water concern

4 of the top compounds are ones the EPA flags for drinking-water monitoring — see the drinking-water section above

What this means

  • These figures describe pesticide application across the surrounding county, not the drinking water at this address.
  • An EPA Maximum Contaminant Level (MCL) is a regulatory reference for how much of a compound is allowed in finished tap water — it is not a finding of contamination at this ZIP code.
  • Tested drinking-water results from the local water system — when reported — appear in the drinking-water section of this report.

Methodology: Annual county pesticide-use estimates are from the USGS Pesticide National Synthesis Project, mapped from county FIPS to ZIP code. EPA Maximum Contaminant Levels are reproduced from federal drinking-water regulations and are reference points only.

Informational only. County-level agricultural pesticide-use estimates are not a measurement of any pesticide in the drinking water served by this ZIP code, nor an assessment of health risk. Tested drinking-water results, when reported by the local water system, appear in the drinking-water section above.

📊 USGS Pesticide National Synthesis Project · Updated May 2026
Home & Infrastructure (7) MODERATE

Home Buyer Risk Report

An inspection-grade snapshot of public-data risk factors for this ZIP, built to help a buyer decide what to verify before closing.

27/100
Home Purchase Risk Score
Low Risk

Public federal data shows a low overall risk profile for this ZIP. The checklist below works alongside a standard home inspection.

Seven-factor inspection checklist

Each factor below is scored 0–100 from public federal data. A higher score means the factor is more worth verifying before you buy.

Water quality · 25% of score

The local water system's recent EPA violation and contaminant history, along with an independent tap-water test, gives more context.

No flag
Flood · 20% of score

The FEMA flood zone, whether the property has flooded before, and flood-insurance requirements are key points to review.

No flag
Lead · 15% of score

Homes built before 1986 may have lead pipes or solder, and pre-1978 homes may have lead paint — a lead inspection adds clarity.

No flag
Energy · 15% of score

Heating and cooling costs and the age of the HVAC system, along with recent utility bills, give a fuller picture.

No flag
Housing age · 10% of score

Older homes more often have aging plumbing, wiring, and a water heater near end of life — a full inspection adds detail.

No flag
Radon · 10% of score

The EPA recommends testing every home for radon; homes in EPA Radon Zone 1 have the highest potential.

Test recommended
Air quality · 5% of score

Local air-quality history is useful context; for sensitive occupants, an HVAC system with good filtration helps.

No flag

Nearby hazards

Superfund proximity

No EPA Superfund (National Priorities List) sites recorded within 10 km.

ATSDR public-health assessment for nearby sites: No Apparent Public Health Hazard.

20%

Modeled probability of a local water-service disruption in the next 90 days.

See the 90-day disruption outlook

Healthcare access

Hospitals reported by CMS Hospital Compare near this ZIP code, with overall federal quality star ratings where CMS publishes one.

5
hospitals within 15 miles
2
with emergency departments
2
of these within 5 miles
Nearest CMS-rated hospital
Chi Health St. Elizabeth
CMS 4-star rating · 4.3 mi away

Closest hospitals

  • Chi Health St. Elizabeth
    Acute care · 4.3 mi away · ER
    CMS 4-star rating
  • Lincoln Regional Center
    Psychiatric · 4.4 mi away
    Not rated by CMS
  • Bryan Medical Center
    Acute care · 5.8 mi away · ER
    CMS 3-star rating

Across the rated hospitals within 15 miles, the average CMS overall-quality rating is 3.7 (CMS scale: 1 to 5).

Federal data from CMS Hospital Compare. Distances are straight-line estimates from the ZIP code centroid; ZipCheckup neither ranks nor recommends any hospital.

Inspection-day checklist

Practical items to raise with your inspector, agent, or the seller — tailored to this ZIP's data.

  • Test for radon before closing — the EPA recommends it, especially in Radon Zone 1.
  • Hire an independent home inspector for a full walkthrough of the property.
  • Read the seller's disclosure and any past inspection or repair records.
  • Ask for service records for the HVAC system, water heater, and roof.

What this means

  • This report consolidates seven home-purchase risk factors and nearby hazards from public federal data into one place.
  • Each flagged item is a recommendation to verify independently — not a finding of a defect.
  • An independent home inspection remains an essential step before closing.

Methodology: The report combines the home purchase risk score — a seven-factor composite of public federal data — with EPA Superfund, ATSDR, water-disruption, and NRC nuclear-zone proximity datasets. All figures are modeled estimates.

Informational only. This is a modeled summary of public federal data, not a home inspection, an appraisal, or a prediction of defects. Verify any concern with a qualified inspector before a purchase.

📊 EPA, FEMA, U.S. Census, NRC · Updated May 2026

Housing Profile for 68521

Based on U.S. Census data (ACS B25034), there are 15,335 housing units in this ZIP code. The median home was built around 1994, making it roughly 32 years old.

Median Home Age
32
years (built ~1994)
Lead Paint Risk
32%
homes built before 1986
Lead Pipe Risk
3%
homes built before 1950

When Homes Were Built

Pre-1940
3% (434)
1940–1949
0% (51)
1950–1959
3% (482)
1960–1969
3% (529)
1970–1979
17% (2,555)
1980–1989
9% (1,444)
1990–1999
27% (4,184)
2000–2009
18% (2,807)
2010–2019
18% (2,758)
2020+
1% (91)
Highest risk (pre-1950) Elevated risk (1950–1979) Lower risk (1980+)

What This Means for Home Equipment

Homes from the 1994s are approaching or past their first major equipment replacement cycle:

  • Water heater: estimated ~8 years old
  • HVAC system: estimated ~15 years old — past typical lifespan
  • Plumbing: likely Copper

Home Value Context

Median Home Value
$235,600
48% above state median ($159,100)
Est. Safety Remediation
$2,400
1.0% of median home value

Estimated median home value in this ZIP code based on Census ACS data. Safety remediation costs include water filtration, lead abatement, radon mitigation, and flood insurance where applicable.

📊 Census ACS B25034 · Updated March 2026 · View source →

Equipment Age Estimate for 68521

Based on Census data, the median home in this ZIP was built in 1994 (~32 years old).

Lead Pipe Risk
Moderate
32% homes pre-1986
Electrical Risk
Low
6% homes pre-1970
Water Heater Est. Age
~8 yrs
Avg lifespan: 12 yrs
HVAC Est. Age
~15 yrs
Avg lifespan: 17 yrs

Likely pipe material: Copper

Estimates based on U.S. Census ACS housing vintage data and typical equipment lifespans. Actual conditions vary by home.

Water Infrastructure Risk

25%
Moderate Risk
Estimated pipe failure probability for 68521
State Funding Gap
$819
per resident (20-year need)
Pre-1980 Housing
32%
of homes built before 1980
System Violations
0
EPA violations on record
Lead Indicators
Low
no lead service line indicators

Risk Factor Breakdown

Infrastructure Funding Gap 35%
State drinking water infrastructure need relative to population
Housing Vintage 20%
Proportion of homes with plumbing installed before 1980
Violation History 13%
EPA Safe Drinking Water Act violations and enforcement actions
Lead Exposure Risk 30%
Lead service line probability and lead testing results

What This Means

ZIP code 68521 has some aging water infrastructure. While not at the highest risk level, periodic water testing is a sensible precaution, particularly if your home was built before 1980.

📊 EPA DWINS, Census ACS, EPA SDWIS, LCRR · Updated March 2026 · View source →

Infrastructure Decay & Disruption

38
Low infrastructure stress
Higher modeled infrastructure stress than 15% of US ZIP codes

Water pipe decay

Local water mains have an estimated 14 years of modeled service life remaining.

New 46% of service life consumed End of life
Decay trend
Stable
Likely pipe material
Copper
Estimated system age
32 yrs
Modeled failure probability
25%
estimated annual water-main break likelihood

Bridge condition (FHWA NBI)

Bridges in area
663
Rated in poor condition
4.5%
FHWA NBI structural rating
Average bridge age
40 yrs
Worst bridge rating
3/9
FHWA NBI scale — 9 is excellent, 0 is failed

Bridge figures are from the Federal Highway Administration's National Bridge Inventory. They describe area-level structural ratings, not the safety of any specific bridge.

Bridge condition — FHWA NBI 2024 annual release

Of 661 bridges classified within this ZIP code's surrounding county, 32 are classified Poor by FHWA NBI 2024.

Good (372) · Fair (257) · Poor (32)

FHWA classifies bridges as Good (rating 7-9), Fair (5-6), or Poor (0-4) based on biennial inspections of deck, superstructure, substructure, and culvert components.

Counts are county-level aggregated; multiple ZIP codes within the same county share these counts. No per-bridge or per-structure-ID claim is made.

Source: FHWA National Bridge Inventory, 2024 annual release.

Gas pipeline incident history

PHMSA records 4 reported gas-distribution pipeline incidents on file for this area.

Source: U.S. Pipeline and Hazardous Materials Safety Administration (PHMSA) historical incident data.

20%

This is the modeled probability of a boil-water advisory or water-service interruption in the next 90 days.

See the full service-disruption breakdown →

What this means

  • This score blends four public federal datasets — water-pipe decay, bridge condition, gas-pipeline incident history, and a 90-day disruption estimate — into one area-level measure of infrastructure stress.
  • It describes the infrastructure around a home, not the condition of the home itself, and it is a modeled estimate rather than an engineering assessment.
  • Aging water mains raise the chance of breaks and service interruptions; a plumber can inspect a home's own supply line and shut-off valve.

Methodology: Water-pipe decay is modeled with an exponential-decay bathtub curve from Census ACS housing age, EPA ECHO compliance records, and EPA infrastructure-needs data. Bridge condition is from the FHWA National Bridge Inventory; gas-pipeline incidents from PHMSA; the 90-day disruption estimate from EPA and FEMA data. The stress score is a weighted composite of these four signals.

All figures are modeled estimates from public federal data. They are not engineering assessments, predictions of failure, or a judgment about any specific structure or utility.

📊 Census ACS, EPA ECHO, FHWA NBI, PHMSA, FEMA · Updated May 2026

HVAC System Health for 68521

Estimated HVAC Age
~15 years
Average lifespan: 17 years
Replacement Status
Past Due
System likely beyond typical lifespan. Higher risk of breakdowns and inefficiency.

Lower electricity rates in Nebraska (11.76¢/kWh) help offset HVAC costs, but an aging system still wastes energy. Modern high-efficiency systems can reduce consumption by 20–40%.

Seasonal HVAC Tips for Nebraska

Fall / Winter
  • Schedule furnace tune-up before first cold snap
  • Replace air filter (every 1–3 months)
  • Check thermostat calibration
  • Insulate exposed ductwork in attic/crawlspace
Year-Round
  • Seal drafts around windows and doors
  • Check carbon monoxide detectors (gas furnace)
  • Schedule bi-annual professional inspection

Common HVAC Issues for 1994-Era Homes

  • Aging compressor — most compressors last 12–15 years; may need replacement soon
  • Duct leaks — connections loosen over time, wasting 20–30% of conditioned air
  • Lower SEER rating — systems from 2000s are typically 10–13 SEER vs. today's 15–20+ SEER
  • Thermostat upgrades — older thermostats lack programming features that save 10–15% on energy
⚠ Refrigerant Alert: Likely R-22 System

Based on housing age, the HVAC system in homes in this area likely uses R-22 (Freon), which was banned from production in 2020. Only reclaimed supply is available at $50–$150 per pound (was $5 before the ban).

  • A typical AC recharge uses 2–5 lbs = $100–$750 per service call
  • Replacement with a modern R-454B system: $5,000–$12,000
  • R-22 supply expected to be fully depleted by 2030
Furnace Efficiency Deadline: December 2028

The Department of Energy requires all NEW furnaces manufactured after December 18, 2028 to meet 95% AFUE (condensing furnaces). Current standard is 80% AFUE.

What this means for you:

  • 80% AFUE non-condensing furnaces will no longer be available for purchase
  • Condensing furnaces require PVC venting (additional $1,500–$2,500 for retrofit)
  • If the furnace is approaching end of life, consider replacing before the deadline to potentially save on installation costs
  • Your existing furnace can continue operating — this applies only to NEW equipment

HVAC Questions for 68521

How do I know if my HVAC system needs replacement?

Key signs include: the system is over 15 years old, frequent repairs (more than 2 per year), uneven heating/cooling between rooms, rising energy bills despite normal use, and unusual noises or odors. Based on census data, the median home in 68521 was built in 1994, putting the estimated HVAC system age at ~15 years — which is approaching or past the typical 15–17 year lifespan.

What SEER rating should I look for in a new HVAC system?

As of 2023, the federal minimum is SEER2 15 for central AC in the southern U.S. and SEER2 14 in the north. For Nebraska, look for at least SEER 16–18 for good efficiency. Higher SEER ratings (20+) cost more upfront but save more in areas with high electricity rates. ENERGY STAR certified units are a reliable starting point.

How much does HVAC replacement cost in Nebraska?

A full HVAC replacement (furnace + AC) typically ranges from $5,000–$12,000 depending on system size, efficiency rating, and ductwork condition. Heat pump systems range from $4,000–$10,000. Federal tax credits (25C) cover up to 30% of the cost for qualifying heat pumps and high-efficiency systems. Check our rebates page for Nebraska-specific incentives.

What refrigerant does my AC use and why does it matter?

If your AC was installed before 2010, it likely uses R-22, which was banned in 2020 and now costs $50–$150/lb. Systems from 2010–2024 typically use R-410A, which is being phased down (AIM Act 2025). New systems use R-454B or R-32. When your current system needs major repair, the refrigerant type significantly affects whether repair or replacement makes more economic sense.

Should I replace my furnace before the 2028 efficiency deadline?

If the furnace in a home is over 15 years old and the area has a cold/moderate climate, planning ahead is wise. After December 2028, only 95% AFUE condensing furnaces will be available. These require PVC venting — retrofitting an older home for PVC can cost $1,500–$2,500 on top of the furnace price. Replacing before the deadline with a standard 80% AFUE unit may be more cost-effective if the venting isn't PVC-ready.

HVAC age estimate based on U.S. Census ACS housing vintage data and a 17-year replacement cycle. Actual system age varies by home.

Appliance Age Estimates for 68521

Median home built in 1994 (~32 years old). Appliance ages estimated from typical replacement cycles.

Water Heater
~8 yrs
Avg lifespan: 12 yrs · $800–$2500
Dishwasher
~8 yrs
Avg lifespan: 12 yrs · $700–$2500
Washing Machine
~8 yrs
Avg lifespan: 12 yrs · $600–$2200
Dryer
~6 yrs
Avg lifespan: 13 yrs · $500–$2000
Refrigerator
~4 yrs
Avg lifespan: 14 yrs · $1000–$4000
Garbage Disposal
~8 yrs
Avg lifespan: 12 yrs · $200–$600

How Water Quality Affects Appliance Lifespan

Water conditions in Lincoln directly impact how long your appliances last.

Hard Water
Mineral buildup (calcium, magnesium) clogs water heaters, dishwashers, and washing machines. Can reduce lifespan by 25–30%.
Sediment & Particulates
Sand and rust particles accelerate wear on valves, seals, and heating elements in water heaters and dishwashers.
High Chlorine
Corrodes rubber gaskets and seals in washing machines and dishwashers, leading to leaks and premature failure.
Low pH (Acidic Water)
Corrodes metal components inside water heaters and garbage disposals, shortening their service life.

Homes built before 1996 have likely gone through 2+ full appliance replacement cycles. If original appliances remain, they are well past expected lifespan.

Appliance Maintenance FAQ

How often should I flush my water heater?

Flush your tank water heater at least once a year to remove sediment buildup. In areas with hard water, every 6 months is recommended. Sediment reduces heating efficiency and accelerates tank corrosion, shortening lifespan by 2–4 years.

When should I replace my dishwasher vs. repair it?

If your dishwasher is over 9 years old and the repair costs more than 50% of a new unit, replacement is generally more cost-effective. Common signs: dishes not getting clean, water pooling after cycles, or rust spots on the interior.

Does a water softener really extend appliance life?

Yes. A water softener can extend water heater lifespan by up to 30% and reduce dishwasher and washing machine maintenance by preventing mineral scale buildup on heating elements, valves, and spray arms. The Battelle Memorial Institute found that softened water kept water heaters at original factory efficiency over a 15-year period.

Estimates based on U.S. Census housing vintage data and manufacturer-average replacement cycles. Actual appliance age depends on renovation history and maintenance.

Electrical Safety for 68521

Median home built in 1994 (~32 years old).

Electrical Risk Level
Low
6% homes pre-1970
Est. Panel Age
~2 yrs
Avg lifespan: 25–40 yrs

Common Electrical Issues for 1994-Era Homes

  • Aging circuit breakers — breakers can weaken over time and fail to trip during overloads, creating fire hazards
  • Insufficient circuits — homes from this era may lack dedicated circuits for kitchen, bathroom, and laundry areas
  • Missing GFCI/AFCI protection — current code requires GFCI in wet areas and AFCI in bedrooms; older homes often lack both
  • Outdated panel capacity — 100–150 amp panels may be insufficient for modern loads (heat pumps, EV charging, home office)

⚠️ Insurance Compliance Alert

32% of homes in 68521 were built before 1986 — the era when Federal Pacific (FPE StabLok), Zinsco, and Challenger electrical panels were commonly installed.

These panels have a documented 60%+ breaker failure rate and are refused by major insurance companies including State Farm, Allstate, and Citizens (FL).

If you receive an insurance non-renewal notice or 4-point inspection failure:

  • Typical deadline: 30 days to replace panel
  • Replacement cost: $1,500–$4,000
  • Failure to replace: insurance cancellation → mortgage default risk

Insurance blacklist: State Farm, Farmers, Allstate, USAA, Mercury, Citizens (FL), Nationwide.

When to Call an Electrician

Urgent Signs
  • Burning smell from outlets or panel
  • Frequent breaker trips
  • Sparking or discolored outlets
  • Buzzing sounds from wiring or panel
Recommended Inspections
  • Before buying a home (especially pre-1980)
  • After any water damage or flooding
  • Before adding major appliances or EV charger
  • If your panel is 25+ years old

Electrical Safety Tips

Panel & Wiring
  • Never use a fuse with a higher amperage rating than the circuit is designed for
  • Label all breakers clearly in your electrical panel
  • Keep 3 feet of clearance in front of your electrical panel
Around the Home
  • Test GFCI outlets monthly using the built-in test button
  • Replace any cracked or warm outlet covers immediately
  • Do not daisy-chain power strips or extension cords

Homes built before 1996 should have their electrical panel and GFCI protection reviewed, especially if no upgrades have been made.

Electrical Safety Questions for 68521

How do I know if my electrical panel needs an upgrade?

Key signs include: frequent breaker trips, a panel over 25 years old, fuses instead of circuit breakers, visible rust or corrosion, and a panel rated below 200 amps if you have modern appliances, HVAC, or an EV charger. Based on census data, the median home in 68521 was built in 1994 — homes of this age often have panels that don't meet current electrical demands.

How much does an electrical panel upgrade cost?

A panel upgrade from 100 to 200 amps typically costs $1,500–$4,000 depending on your location and the complexity of the work. If the meter base or service entrance also needs replacement, costs can reach $4,000–$6,000. Rewiring a full home (common in pre-1960 homes) ranges from $8,000–$15,000+ depending on size and accessibility.

Is aluminum wiring dangerous?

Aluminum wiring itself is not inherently dangerous, but connections between aluminum wiring and copper devices (outlets, switches) can overheat due to differential thermal expansion. The Consumer Product Safety Commission (CPSC) found that homes with aluminum wiring are 55 times more likely to have fire-hazard conditions. If your home has aluminum wiring, a qualified electrician can install COPALUM or AlumiConn connectors to make connections safe.

Is my home likely to have a Federal Pacific or Zinsco panel?

These panels were installed primarily between 1960 and 1985. Based on census data, 32% of homes in 68521 were built during this era. If your home was built in this period and the panel has never been replaced, there is a meaningful chance it contains an FPE StabLok or Zinsco panel. Look for the brand name on your breaker panel door.

Electrical risk assessment based on U.S. Census ACS housing vintage data. Actual wiring and panel condition varies by home and renovation history.

CO & Gas Safety Profile

6
Low Gas Risk
PHMSA gas distribution incident risk score for 68521
County Incidents
4
gas distribution incidents since 2004
Fatalities
0
no deaths reported
Latest Incident
2024
most recent reported
Risk Level
Low
based on incident history
RISK SCORE 6/100
0 — Safe 100 — Highest Risk

CO & Gas Safety Tips

  • Install CO detectors on every level of your home and near sleeping areas. Replace batteries annually and units every 5-7 years.
  • Know gas leak signs: rotten egg smell, hissing sounds near gas lines, dead vegetation near pipelines, bubbling in standing water.
  • Annual inspection: have a licensed technician inspect gas appliances (furnace, water heater, stove) every year.
  • Emergency: if you smell gas, leave immediately, do not use electrical switches, and call 911 or your gas company from outside.

Protect Your Home from Carbon Monoxide

The CPSC recommends a CO detector on every level. Battery-operated models start at $20. Smart detectors with app alerts start at $35.

Product link may earn a commission — see our disclosure.

📊 PHMSA Gas Distribution Incidents · Updated March 2026 · View source →

Remodeling Permit Requirements in Nebraska

✓ Limited Enforcement
What Requires a Permit

Electrical statewide. Structural and plumbing permits in jurisdictions adopting building codes.

Typical Permit Cost
$50 – $1200
Based on Nebraska fee schedules
Penalty for Non-Compliance

Fines up to $500 per offense, stop-work orders

Legal Reference: Neb. Rev. Stat. §71-6403; State Electrical Act

Why This Matters

  • Unpermitted work can reduce your home's appraised value by 10–20% and complicate or block a sale entirely.
  • Homeowner insurance may deny claims for damage caused by or related to unpermitted renovations.
  • Buyers' lenders may require proof of permits before approving a mortgage, especially for kitchens, bathrooms, and structural changes.
  • Unpermitted electrical and plumbing work is a leading cause of house fires and water damage — permits exist to ensure safety inspections.
  • If you are planning remodeling work in Nebraska, contact your local building department before starting any project that alters structure, electrical, plumbing, or mechanical systems.

Remodeling Permit Questions for 68521

What remodeling work requires a permit in Nebraska?

In Nebraska, permits are generally required for any work that alters the structure, electrical wiring, plumbing, or mechanical systems of a home. This includes kitchen and bathroom renovations involving plumbing or electrical changes, wall removal, room additions, window enlargements, re-roofing, and HVAC replacement. Purely cosmetic work — painting, flooring, cabinet refacing without plumbing changes — typically does not require a permit. Always check with your local building department, as municipal requirements may be stricter than state minimums.

What happens if I remodel without a permit in Nebraska?

Working without a required permit in Nebraska can result in Fines up to $500 per offense, stop-work orders. Beyond legal penalties, unpermitted work creates problems when selling: buyers' home inspectors and appraisers flag unpermitted additions, lenders may refuse financing, and title companies may require permits to be obtained retroactively — often at 2–3 times the original permit fee. In serious cases, you may be required to open walls for inspection or demolish non-compliant work.

How much does a remodeling permit cost in Nebraska?

Remodeling permit fees in Nebraska typically range from $50 to $1200, depending on the scope and value of the project. Most jurisdictions calculate fees as a percentage of the project's estimated construction cost (usually 1–2%) or use a flat fee schedule based on project type. Electrical and plumbing sub-permits may be billed separately. Contact your local building department for an exact fee quote before starting work.

Permit requirements based on Nebraska building codes and ICC adoption data. Costs reflect typical municipal fee schedules and may vary by jurisdiction, project scope, and valuation. This information is for general guidance only — contact your local building department for requirements specific to your project.

HVAC system concerns detected — talk to a local expert.

Call (844) 439-2761

This is a free service. You will be connected with an independent service provider. We may receive compensation.

Cost & Community (5) OK

True Cost of Ownership

$870
estimated extra annual cost vs a median-risk US ZIP
Higher modeled annual risk-cost than 37% of US ZIP codes

How this ZIP compares

US median ZIP
$1,200
per year
NE median
$940
per year

Where the estimate comes from

Flood$600
Energy-code gap$270

5-year equipment outlook

Major home equipment that may reach the end of its typical service life within five years. Figures are national-average installed-cost ranges, not quotes.

Water heater $800–$2,500
Estimated age ~8 yrs; typical service life 12 yrs
Estimated water heater age is near the end of its typical service life.
Central HVAC system $3,500–$10,000
Estimated age ~15 yrs; typical service life 16 yrs
Estimated HVAC system age is near the end of its typical service life.
Estimated 5-year replacement range $4,300–$12,500

What this means

  • This is a modeled estimate of how much more — or less — a household here may spend each year on risk-related costs such as insurance, mitigation, testing, and maintenance, compared with a typical US ZIP.
  • It is a comparison figure for context, not a bill, a quote, or financial advice.
  • The 5-year equipment ranges above are separate one-time replacements, not part of the annual figure.

Planning for aging home equipment? — talk to a local expert.

Call (855) 384-4856

This is a free service. You will be connected with an independent service provider. We may receive compensation.

Methodology: Each of 13 risk verticals is assigned a dollar figure from public federal data; the total is the modeled annual difference from a median-risk US ZIP. The 5-year equipment outlook flags major home equipment whose estimated age is within five years of its typical service life; figures are national-average installed-cost ranges.

Estimates are modeled from public federal data. They are not quotes, prices, or financial or insurance advice.

Tax Burden in Nebraska

State tax rates affect cost of ownership. Here's how Nebraska compares to national averages.

Income Tax
6.6%
top marginal rate
US avg: 5.3%
Sales Tax
7.0%
combined avg
US avg: 6.6%
Property Tax
1.76%
effective rate
US avg: 0.98%
Sales Tax Breakdown
State rate: 5.50%
Avg local add-on: 1.47%

Source: Tax Foundation 2024. Income tax = top marginal rate. Sales tax = state + avg local. Property tax = effective rate on home value.

Energy Costs in Nebraska

Residential electricity rate: 11.76¢/kWh31% below the national average (national avg: 17.0¢/kWh · EIA, December 2025)

Nebraska Energy Mix

Solar 0.6% Wind 29.1% Hydro 3.1% Nuclear 17.2% Gas 3.9% Coal 45.6%
Renewable energy
32.9%
Clean energy (incl. nuclear)
50.1%

Source: EIA Form 923, 2025 data. Renewable = solar + wind + hydro + geothermal.

📊 EIA + Census ACS · Updated March 2026 · View source →

Electric Utility for 68521

Provider
Lincoln Electric System
Municipal
Residential Rate
10.9¢/kWh
State avg: 11.8¢/kWh

Source: U.S. Energy Information Administration, Form EIA-861 (2024 data). EIA ID: 11018.

Home Energy Audit for 68521

IRA Energy Incentives Are Time-Limited

The Inflation Reduction Act provides up to $8,000 in rebates and $3,200 in annual tax credits for home energy upgrades — but many provisions phase down or expire after 2032. A professional energy audit is the first step to qualifying for these incentives. Homes in 68521 average ~32 years old, making energy audits especially impactful.

Electricity Rate
10.9¢/kWh
State avg: 11.8¢/kWh (31% below U.S. avg)
Est. Annual Energy Cost
$1,235
based on avg U.S. household (10,500 kWh/yr)
Renewable Energy
33%
of Nebraska's electricity from renewables
Potential Annual Savings
$124–$309
10–25% savings from energy audit

What a Home Energy Audit Covers

Thermal Envelope
  • Insulation levels in attic, walls, and basement
  • Air leaks around windows, doors, and ducts
  • Blower door test (measures total air leakage)
Equipment & Systems
  • HVAC efficiency and age assessment
  • Water heater type and condition
  • Lighting and appliance energy use
Safety Checks
  • Carbon monoxide and combustion safety
  • Moisture and ventilation assessment
  • Gas leak detection
Deliverables
  • Prioritized list of recommended upgrades
  • Estimated cost and savings for each upgrade
  • Rebate and tax credit eligibility report
Potential Savings from an Energy Audit
  • The average home energy audit identifies $200–$400/year in savings (DOE)
  • Properly sealed and insulated homes save 15% on heating and cooling costs (DOE)
  • Heat pump upgrades can reduce heating costs by 30–50% compared to electric resistance
  • ENERGY STAR certified windows save $101–$583/year compared to single-pane windows
  • Weatherization assistance programs are available for income-qualifying households

Homes in 68521 are ~32 years old on average — older homes typically have the most to gain from an energy audit due to outdated insulation, single-pane windows, and aging HVAC systems.

Your Utility: Lincoln Electric System

Lincoln Electric System (Municipal) serves 68521. Your local residential rate is 10.9¢/kWh , which is below the national average — but efficiency upgrades still pay for themselves over time . Many utilities offer additional rebates on top of federal IRA incentives — ask your energy auditor about programs from Lincoln Electric System.

Federal & State Incentives
IRA Tax Credits (IRC §25C) — up to $3,200/year
$2,000 — Heat pump / heat pump water heater
$1,600 — Insulation & air sealing
$600 — Windows & doors
$150 — Home energy audit itself
IRA Rebates (HEEHRA — income-qualified)
Up to $8,000 — Heat pump installation
Up to $1,600 — Insulation & air sealing
Up to $2,500 — Electrical panel upgrade
Up to $840 — Heat pump clothes dryer
30% tax credit for solar panels — extended through 2032 under the Inflation Reduction Act (IRC §25D). No annual cap for residential solar.

Under the Inflation Reduction Act. Income limits apply for HEEHRA rebates. Tax credits require tax liability. IRS details →

DOE Home Energy Audit Standards

To claim the $150 federal tax credit, your energy audit must meet DOE standards (10 CFR 440.21) and be performed by a qualified auditor. A DOE-compliant audit includes:

  • Blower door test to measure air infiltration
  • Infrared thermography to identify insulation gaps
  • Combustion safety testing for gas appliances
  • Written report with prioritized, cost-effective upgrade recommendations

Energy Audit Questions for 68521

How much does a home energy audit cost?

A professional home energy audit typically costs $150–$400 depending on the size of your home and the depth of testing. The Inflation Reduction Act provides a $150 tax credit for qualifying audits performed by a certified auditor, effectively covering a significant portion of the audit cost. Some utilities also subsidize audits for their customers — check with Lincoln Electric System for local programs.

What is the difference between an energy audit and a home inspection?

A home inspection (done during a home sale) evaluates structural and safety conditions. An energy audit specifically measures how your home uses energy and identifies efficiency improvements. Energy audits use specialized tools like blower doors, infrared cameras, and duct blasters that are not part of a standard home inspection. The audit produces a prioritized list of upgrades with estimated costs and savings.

How much can I save after an energy audit?

According to the U.S. Department of Energy, the average audit identifies $200–$400/year in savings. Actual savings depend on your home's age, current insulation, HVAC efficiency, and local energy rates. At current rates in Nebraska, the average home spends approximately $1,235/year on electricity — a 15–25% reduction through audit-recommended upgrades could save $185–$309 annually. With homes in 68521 averaging ~32 years old, there is likely significant potential for improvement.

What rebates and tax credits are available for energy upgrades?

The Inflation Reduction Act (IRA) provides two types of incentives: (1) Tax credits up to $3,200/year for heat pumps ($2,000), insulation ($1,600), windows ($600), and the audit itself ($150); and (2) HEEHRA rebates for income-qualifying households — up to $8,000 for heat pumps, $1,600 for insulation, $2,500 for electrical panels, and $840 for heat pump dryers. Solar panels qualify for a separate 30% tax credit through 2032.

Do I need an energy audit before installing solar panels?

An energy audit is not legally required before installing solar, but the DOE strongly recommends it. Reducing your home's energy consumption before adding solar means you need a smaller (cheaper) system to cover your needs. An audit typically identifies 15–30% in energy reductions through insulation, air sealing, and HVAC improvements — which directly reduces the size and cost of a solar installation.

How long does a home energy audit take?

A comprehensive energy audit takes 2–4 hours for a typical single-family home. The auditor will inspect the attic, basement, walls, windows, HVAC system, water heater, and ductwork. Diagnostic tests (blower door, infrared scan) add precision to the findings. You will receive a written report within 1–2 weeks with prioritized recommendations and estimated costs.

Source: U.S. Energy Information Administration (EIA), U.S. Department of Energy (DOE), Inflation Reduction Act of 2022 (P.L. 117-169).

Safety Updates for Lincoln, Nebraska

Violations & Enforcement Timeline

2025-08-24 State Order Extension
2025-08-01 State Informal Action
2025-08-01 State Informal Action
2024-10-17 State Informal Action
2024-10-17 State Informal Enforcement

National safety news feed →

📊 EPA ECHO · Updated March 2026 · View source →

Recent Product Recalls

Recent CPSC recalls for plumbing and HVAC products that may affect homes in your area.

Superbobi 7 3/8 Inch Pool Drain Covers
Shenzhen Jiangtou Technology Co. · 2026-05-14

Electric Kettles (ENFINIGY 1.5 l and ENFINIGY Pro 1.5 l)
ZWILLING J. A. Henckels Aktiengesellschaft · 2026-05-14

Electric Start Pressure Washers
Generac Power Systems Expands · 2026-05-14

1-K Kerosene Heater Fluid Portable Fuel Containers
Alliance Chemical · 2026-04-30

View all recalls →

📊 CPSC · Updated March 2026 · View source →

Protect Your Home in Lincoln

Based on local data for ZIP 68521, these services may benefit homeowners in your area.

Based on local data for your area. Use the tools below to explore your options.

Home & Flood Insurance

Lincoln has 12 FEMA flood claims on record. Standard homeowner policies don't cover flood damage — make sure you're protected.

Typical cost: Flood insurance: typically $700–$1,500/year in flood-prone areas

Check Your Flood Zone (Free)

FEMA flood map lookup — see if your property is in a flood zone

Free tip: Check your FEMA flood zone at msc.fema.gov (free lookup)

Service recommendations are based on public data for this ZIP code (FEMA, Census ACS, NWS). Actual needs vary by property. By calling, your information will be shared with an independent service provider. ZipCheckup may receive compensation. Cost estimates are approximate and vary by property, condition, and contractor.

Take Action

Concerned about these findings? Contact your local elected officials to ask what is being done about water quality in your area.

Email Your Representative

Don't know who to contact? Find your local representative at usa.gov/elected-officials

Frequently Asked Questions

Is the tap water in 68521 safe to drink?

Based on EPA SDWIS data, Lincoln's primary water system (City of Lincoln) has 1 recorded violation in the past 5 years, including 0 health-based. Check the full report above for details.

Where does 68521's water come from?

The primary water source for ZIP code 68521 is Surface water. City of Lincoln serves approximately 296,000 people.

How can I get my water tested in Lincoln?

Contact your local water utility (City of Lincoln) for a free Consumer Confidence Report, or hire a certified lab for independent home water testing. The EPA recommends annual testing if you use a private well.

Is lead a concern in 68521 tap water?

The most recent lead sampling for 68521 recorded 0.00441 mg/L. The EPA action level is 0.015 mg/L. This result is below the EPA action level.

What is the radon risk for 68521?

68521 falls in EPA Radon Zone 1 (High risk), located in Lancaster County. Zone 1 indicates the highest radon potential. Testing your home is recommended regardless of zone.

What contaminants were found in ZIP 68521 water?

According to the most recent Consumer Confidence Report, 16 contaminants were detected. The top contaminants include Arsenic (7.6 ppb), Gross Alpha Emitters (11 pCi/L), Copper (0.84 ppm). See the full water quality breakdown above.

Are there flood risks in ZIP 68521?

Yes. FEMA records show 12 flood insurance claims filed in ZIP code 68521, with the dominant flood zone being AE. Review FEMA flood maps for your specific property.

Nearby ZIP Code Reports

Water quality comparison for ZIP codes near 68521

ZIP Code City, State Distance Grade Violations
68588 Lincoln, NE 2.3 mi C 1
68508 Lincoln, NE 2.6 mi C 1
68503 Lincoln, NE 2.6 mi C 1
68504 Lincoln, NE 3.1 mi C 1
68528 Lincoln, NE 3.1 mi B 1
68531 Lincoln, NE 3.5 mi B 1
68529 Lincoln, NE 4.1 mi C 1
68510 Lincoln, NE 4.3 mi C 1
68507 Lincoln, NE 4.3 mi B 1
68524 Lincoln, NE 4.4 mi C 1

Contaminants Detected in 68521

Learn more about the contaminants found in your water supply:

Overall safety breakdown

Home Safety Score →

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Water Filter Matcher →

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Compare Tool →
Coverage: 15/17 risk factors Data sources →
Get alerts for 68521