1 violation recorded in 2021
Health Violations Found
C 62

Binghamton, NY (13902): 2 Health Violations — 62/100

EPA data for Vestal Consolidated W.d. #1

Health Violations Found High Radon Risk

Unlike procedural violations, the 2 findings on record for 13902 in Binghamton, NY are health-based — EPA classified each as a contaminant safety-limit breach.

Data source: U.S. Environmental Protection Agency (EPA) SDWIS Last verified: April 2, 2026

Based on EPA Drinking Water FEMA Flood Data U.S. Census CDC Energy Information Admin. USGS Water Data & 9 more federal sources
Today's Safety: Fair
Violations: 1 active Alerts: 0
2026-06-03
Your water right now: 2 health violations
AQI: NaN (Unhealthy) Lead: 3.0 ppb
See details ↓
Updated: 2026-06-03
Safety Score
C 62/100
▼ -4 vs last year
Water Quality Issues 2 health violations
Lead Risk Safe 0.003 mg/L
Flood Risk Low 2 claims
Data confidence: High (direct measurement) Medium (sampled / sub-geography) Low (modeled / inferred) Methodology →

At a Glance

  • Water EPA records show 2 health-based violations and 19 non-health on the water system serving this ZIP (5-year window).
  • Lead Lead reading of 0.003 mg/L is well below EPA action level.
  • Radon EPA Zone 1 — predicted average indoor radon above 4 pCi/L. Test your home.
  • Flood 2 cumulative NFIP flood claims — limited flood history.

Composite Home Safety Score has declined -4 points in the last 90 days.

Contaminant Summary
Health Violations
21 violations 2 health-based 2 risks identified
Data updated: Apr 2026 All data sources current

What’s Happening in Binghamton, New York

2 active health-based violations are currently on record for the water system serving this ZIP. This area is in EPA Radon Zone 1 (highest risk).

What's Happening

declining

New violation reported

1 violation was reported in 2021.

Updated 2026-06-03 · Based on EPA and public utility data

C
Home Safety Score: 62 / 100
↓ -4 vs 2025
6
Water Systems
22,200
People Served
2
Health Violations (5yr)Median is 0 — most ZIPs have none
Groundwater
Water Source
0.003 mg/L
Lead Level1.5× the national median
Zone 1
Radon Risk · High
Your #1 Priority

Test your home for radon

This ZIP is in EPA Radon Zone 1 (highest risk). Radon is the second leading cause of lung cancer in the U.S. and can only be detected with testing.

DIY test kit: $15–$30. Professional test: $150–$250. Mitigation system: $800–$2,500. EPA Radon Zone Map →

Recommended Buyer Guides for This ZIP

Independent guides — grounded in EPA, NSF, FEMA, and CDC standards. Matched to risks detected in your area.

This Summer — what to check

Season-specific maintenance for home safety. Universal tasks — apply everywhere unless noted.

  • Water Heater

    Flush sediment (1–2×/year). Cuts energy use and prevents bacterial growth in low-use hot-water pockets.

    Source: DOE
  • Wildfire & Smoke

    Clear leaves and debris from gutters and the 30-ft home-ignition zone. Replace HVAC filters with MERV 13+.

    Source: Firewise
  • HVAC Filter

    Peak AC run. Replace filters monthly during high pollen / wildfire-smoke days; standard interval otherwise.

    Source: EPA IAQ

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Lead Level: higher than 63% of U.S. ZIP codes EPA Violations: more than 92% of U.S. ZIP codes Health Violations: more than 86% of U.S. ZIP codes

How Binghamton Compares

Safety Score vs. Broome County and New York averages

Safety Score
Binghamton
62
Broome County
53
New York avg
61
Better than 80% of ZIPs in Broome County 4.0x more violations than county average
Metric Binghamton Broome County New York
Safety Score 62 53 61
EPA Violations (total) 21 5.2 6.9
Lead (ppb) 3 3.1 7.5

County and state averages computed from 41,344 ZIP codes. Data: EPA SDWIS.

🔍Key Insights for Binghamton 13902

Derived from EPA, Census, FEMA, and EIA data — exclusive to ZipCheckup

Water System Reliability
52 /100 Fair
Reliability score based on violation trends, system size, CCR compliance, and enforcement history. The national median is 10/100.
Seasonal Risk
Moderate Seasonal
Year-round contamination risk from seasonal factors: radon peaks in winter, flooding in spring, air quality in summer. Key factors: High radon zone (winter peak).
Environmental Justice Index
32 /100 Moderate
Communities with high violations, low income, and environmental hazards face disproportionate risk. Higher score = greater environmental justice concern. The national median is 10/100.
Home Purchase Risk
49 /100 Moderate Risk
Composite "should I buy here?" score for homebuyers. Weighs water quality (25%), flood risk (20%), lead (15%), energy costs (15%), housing age (10%), radon (10%), and air quality (5%). The national median is 10/100.
Methodology: Lead exposure combines EPA LCR testing, Census housing age (ACS B25034), and LCRI service line estimates. Maintenance debt uses Census median build year and NAHB equipment lifespan data. Compliance risk weights health violations, unresolved issues, and EPA enforcement actions. Energy burden uses EIA state rates and Census B19013 median income. Flood cost uses FEMA NFIP claims data (1978–2024) divided by housing units. Water system reliability cross-references violation trends, system size, CCR compliance, and enforcement history. Infrastructure gap estimates deferred costs from housing vintage, pipe materials, and lead detection. Seasonal risk combines radon zones, flood zones, housing age, and air quality data. Environmental justice index weights violations, income disparity, Superfund proximity, and enforcement actions. Home purchase risk is a weighted composite of all environmental and infrastructure factors. Full methodology →
📊 ZipCheckup Cross-Reference Engine · Updated March 2026 · View source →

Score Breakdown

How your Home Safety Score of 62 is calculated.

Water
17/25
Lead
25/25
Radon
0/25
Flood
20/25
62 = Water 17/25 + Lead 25/25 + Radon 0/25 + Flood 20/25

Score dropped 4 points over 90 days.

Safety & Health (7) HIGH

Compliance Alerts for 13902

1 issue flagged based on EPA data, state regulations, and housing age estimates.

Radon Risk
Action Needed
EPA Radon Zone 1 — highest potential. Home testing strongly advised.

Estimates based on EPA data, U.S. Census ACS housing vintage, and state regulations. Individual homes may vary.

📊 EPA + Census ACS + State Regs · Updated March 2026

Compliance Risk Forecast

Probability of future drinking water violations based on historical patterns, enforcement trends, and system size.

High Risk ▼ Declining trend

94% probability of new violation within 2 years

1-Year 75%
2-Year 94%
3-Year 95%

Based on 1.37 events/year rate. Model uses Poisson distribution with trend and system-size adjustments.

Service Disruption Risk

Critical
60%

60% estimated probability of a boil water advisory or service interruption in the next 90 days.

Based on infrastructure age, EPA violation history, flood exposure, and seasonal patterns.

Contributing Factors
Health Violations
+30%
Violation History
+15%
Seasonal Baseline
+10%
Infrastructure Age
+5%

Estimates based on EPA enforcement data, U.S. Census ACS housing vintage, and FEMA flood claims. Not a guarantee of disruption.

📊 EPA + Census ACS + FEMA · Updated March 2026

Your Water System

ZIP code 13902 in Binghamton, New York is served by Vestal Consolidated W.d. #1 (EPA ID: NY0301674). This system provides water to approximately 22,200 people from groundwater sources.

There are 6 community water systems serving this area.

Home Safety Score: C (62/100)

Based on water quality violations, lead levels, and radon risk in your area. This score is better than 33% of ZIP codes nationally and 49% in New York.

Factor Status Details
Water Quality poor 21 violations, 2 health-based
Lead in Water safe 0.003 mg/L (EPA action level: 0.015 mg/L)
Radon Risk High Zone 1
Gas Safety low 3 incidents, score 1/100
Wildfire Smoke very low score 7/100, 0 county fires (5yr)
Earthquake Risk Very Low score 3.5/50
Superfund NPL Moderate nearest 5.2 mi (Conklin Dumps), 5 sites within 10 km

Lead & Copper in Your Water

The EPA requires water systems to monitor lead and copper levels under the Lead and Copper Rule.

Metal Measured Level EPA Action Level Status Sample Date
Lead 0.003 mg/L 0.015 mg/L Within limit N/A

Radon Risk

Radon Zone 1 — High potential (Broome County)

EPA recommends all homes in this area be tested for radon. Zone 1 indicates the highest radon potential (predicted average indoor radon screening level greater than 4 pCi/L).

CO & Gas Safety

Gas Distribution Risk: Low (score: 1/100)

3 gas distribution incidents recorded in this county since 2004. Most recent: 2011.

The CPSC recommends CO detectors on every level of your home. Have gas appliances inspected annually by a licensed technician.

Wildfire & Smoke Risk

Smoke Risk: Very Low (score: 7/100)

No wildfires recorded in this county over the past 5 years. Nearest recent wildfire: 116 km (72 miles).

Monitor air quality at AirNow.gov during fire season (June–November). A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events.

Earthquake & Seismic Risk

Risk Rating: Very Low (score: 3.5/50)

Metric Value
Risk Score 3.5
Risk Rating Very Low
Annual Frequency < 0.001 damaging events/yr
Expected Annual Loss $123K (Very Low)

Monitor seismic activity at the USGS Earthquake Map. Secure heavy furniture, maintain an emergency kit, and know your gas shutoff location.

Superfund Site Proximity

Proximity Risk: Moderate (score: 42/100)

Nearest NPL site: Conklin Dumps at 5.2 miles (8.4 km).

Radius NPL Sites
Within 5 km (3.1 mi) 0
Within 10 km (6.2 mi) 5
Within 25 km (15.5 mi) 7

Nearest NPL Sites

  • Conklin Dumps — 5.2 mi (Deleted), listed 03/31/1989
  • Tri-Cities Barrel Co., Inc. — 5.3 mi (Construction Complete), listed 10/04/1989
  • Robintech, Inc./National Pipe Co. — 5.3 mi (Construction Complete), listed 06/10/1986
  • Vestal Water Supply Well 4-2 — 5.7 mi (Deleted), listed 09/08/1983
  • BEC Trucking — 5.7 mi (Deleted), listed 06/10/1986

Search nearby sites at the EPA Superfund Site Search. If you garden or use well water near an NPL site, consider soil and water testing.

Violation Summary

2 health-based violations recorded in the past 5 years. 3 violations remain unresolved.

Recent Violations

Date Contaminant Type Status
December 1, 2024 Unknown Monitoring Resolved
November 1, 2024 Unknown Monitoring Resolved
October 17, 2024 Stage 2 DBP Rule Health-based Unresolved
October 17, 2024 Stage 2 DBP Rule Monitoring Unresolved
October 17, 2024 Stage 2 DBP Rule Monitoring Resolved
October 17, 2024 Stage 2 DBP Rule Monitoring Resolved
October 1, 2024 Unknown Monitoring Resolved
June 1, 2024 Consumer Confidence Report Rule Monitoring Resolved
May 1, 2024 Consumer Confidence Report Rule Monitoring Resolved
February 1, 2024 Unknown Monitoring Resolved
January 1, 2024 Lead Monitoring Resolved
January 1, 2024 Consumer Confidence Report Rule Monitoring Resolved
December 1, 2023 Consumer Confidence Report Rule Monitoring Resolved
October 1, 2023 Consumer Confidence Report Rule Monitoring Resolved
August 1, 2023 Consumer Confidence Report Rule Monitoring Resolved
July 1, 2023 Consumer Confidence Report Rule Monitoring Resolved
January 1, 2023 Contaminant 2806 Monitoring Resolved

Contaminants Detected

The following contaminants have been flagged in EPA records for water systems serving this ZIP code:

Contaminant Category Violations Health-Based
Consumer Confidence Report Rule Reporting 7 No
Stage 2 DBP Rule Treatment Technique 4 Yes
Contaminant 2049 Other 1 Yes
Lead Inorganic 1 No
Total Trihalomethanes (TTHM) Disinfection Byproducts 1 No
Contaminant 1052 Other 1 No
Contaminant 2806 Other 1 No

Energy Costs in NY

Residential electricity rate: 28.37¢/kWh — 67% above the national average (17.0¢/kWh).

High electricity rates in New York make energy-efficient appliances and heat pumps particularly valuable for reducing utility bills.

Energy Sources

New York generates 28.8% of its electricity from renewable sources. Including nuclear, 50.4% of the state's power is carbon-free (EIA 2025).

Source Share
Natural gas 47.2%
Nuclear 21.6%
Hydroelectric 19.6%
Wind 5.2%
Solar 4%
Petroleum 1%

Need help with your water quality?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

Water Systems Serving This Area

System Name EPA ID Population Source
VESTAL CONSOLIDATED W.D. #1 NY0301674 22,200 Groundwater
City of Binghamton, NY0301651 47,600 Surface water
Chenango Consolidated Water District #1 NY0301653 9,200 Groundwater
Binghamton (t) Consolidated Water District NY0301652 2,600 Surface water
Port Dickinson Village NY0301672 1,785 Surface water
Dickinson Water District #3 NY0301695 1,467 Surface water

What You Can Do

  1. Request your water system's Consumer Confidence Report (CCR) — Your utility is required to publish this annually
  2. Consider a home water test — Independent testing can reveal issues in your specific plumbing
  3. Install a certified water filter — NSF-certified filters can address specific contaminants
  4. Contact your water provider — Ask about current treatment and any ongoing remediation

Need help with water testing or filtration?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

Other Water Quality Reports in New York

Nearby Water Quality Reports

Data Sources

This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View the full compliance record for Vestal Consolidated W.d. #1 (NY0301674) on EPA.gov.

Frequently Asked Questions

Is the tap water in 13902 safe to drink?

Binghamton's water system has recorded 2 health-based violations in the past 5 years. While the system is required to treat water to meet federal standards, you may want to consider additional precautions such as a certified water filter.

Where does 13902's water come from?

The primary water source for this area is groundwater. Vestal Consolidated W.d. #1 serves approximately 22,200 people.

How can I get my water tested?

Contact your local water utility for a free water quality report, or hire a certified lab for independent home water testing. The EPA recommends testing annually if you use a private well.

Does 13902 have lead in the water?

Lead and Copper Rule sampling data for ZIP code 13902 shows a lead level of 0.003 mg/L, which is below the EPA action level of 0.015 mg/L. Still, older homes with lead service lines or pre-1986 plumbing may have higher levels at individual taps.

What is the radon risk in 13902?

ZIP code 13902 (Broome County) falls in EPA Radon Zone 1, indicating high radon potential. The EPA recommends all homes in Zone 1 areas be tested for radon. Radon is a naturally occurring radioactive gas that can accumulate in homes and is the second leading cause of lung cancer in the U.S.

USGS reports that 5 of the top compounds applied across the surrounding county are flagged by the EPA for drinking-water monitoring — see the agricultural pesticide-use section

📊 EPA Safe Drinking Water · Updated March 2026 · View source →

Your Water Source: Vestal Consolidated W.D. #1

3 ZIP codes share this system
Source: Groundwater
Serving 22,200 people
Avg. score: 54/100

No violations reported across any of the 3 communities on this water system.

This system draws from groundwater (wells or aquifers). Groundwater systems can be affected by naturally occurring contaminants like arsenic and radon, as well as industrial or agricultural contamination that seeps into aquifers over time.

Other ZIP codes on this system

System ID: NY0301674 · Source: EPA SDWIS

Contaminant Stress Analysis

Statistical envelope (p10/p50/p90) of measured contaminant levels compared to EPA Maximum Contaminant Levels (MCL). Based on enforcement and compliance monitoring data.

Lead (LCR 90th) (PPB) 6 measurements
▬ Stable
MCL 15
p10: 1 p50: 1.4 p90: 7

All measured values of Lead (LCR 90th) remain below the MCL of 15 PPB.

📊 EPA SDWIS Enforcement & Compliance · Updated March 2026 · View source →

New York Water Quality Overview

Statewide grade: C (61/100)

New York sets additional monitoring requirements beyond federal rules and has been expanding PFAS testing across public water supplies. ZipCheckup analyzes lab results from 4,662 water systems across New York, covering 16 contaminants from 2 data sources. The most frequently tested contaminants include Lead (Pb 90th %ile), NEtFOSAA, NMeFOSAA. Overall, New York earns a water quality grade of C (average score: 61/100) across 2,186 ZIP codes. 53% of tested systems have at least one EPA violation on record. If you live in New York, review the contaminant table above for your specific water system — state averages may not reflect local conditions.

4,662 systems tested
16 contaminants tracked
2,186 ZIP codes
New York vs. federal limits →
📊 State Environmental Agency · Updated March 2026

Score History

Declining Score changed from 66 to 62 over 1615 days (-4)
30-day change: 0 90-day change: -4

Tracking since 2021-12-31 · 59 data points

Safety Score Timeline

85+ 70–84 55–69 <55 Oldest → Newest · 24 data points

Environmental Incidents

4
Enforcement Action
EPA enforcement actions & health violations in 13902 (last 5 years)
Enforcement Actions
3
1 formal
Health Violations
1
1 unresolved
Last Enforcement
2021-05-17
Last Violation
2021-04-01

Health-Based Violations

Alachlor — 2.83 UG/L
Pending
MCL violation · 2021-04-01 to 2021-06-30

Enforcement Actions

State Informal Action
2021-05-17
State Filed Judgment
2021-05-12
State Informal Enforcement
2021-05-12

Understanding EPA Enforcement

  • MCL Violation — Contaminant exceeded the Maximum Contaminant Level set by EPA
  • Treatment Technique (TT) — Water system failed to follow required treatment methods
  • Formal Enforcement — EPA or state issued a legal order (administrative order, court action, or compliance order)
  • Resolved — The water system returned to compliance
This ZIP code has 1 unresolved health violation and 1 formal enforcement action. Consider testing your water independently or using a water filter rated for the specific contaminants found.

Source: EPA Enforcement and Compliance History Online (ECHO). Data from the Safe Drinking Water Information System (SDWIS). Updated quarterly.

Health Risks from Detected Contaminants

Lead

High Risk

EPA limit: 0.015 mg/L (action level)

Brain damage in children, kidney & blood pressure in adults

At-risk groups: infants, children under 6, pregnant women

Removal: reverse osmosis, distillation, certified carbon block filter (NSF/ANSI 53) · Find a filter →

Learn more about Lead in drinking water →

Total Trihalomethanes (TTHM)

High Risk

EPA limit: 0.08 mg/L

Bladder & rectal cancer risk; reproductive concerns

At-risk groups: pregnant women, long-term consumers of chlorinated water, people who frequently shower in chlorinated water

Removal: granular activated carbon (GAC), carbon block filter, point-of-entry aeration · Find a filter →

📊 EPA SDWIS + SDWA · Updated March 2026 · View source →

Childhood Environmental Risk Score — 13902

Elevated Risk
43/100
Childhood Environmental Risk Score
Combining water lead, air toxics, housing age & EPA violations

This ZIP's score is higher than 46% of U.S. ZIP codes and 24% of those in New York — a relative ranking, not a verdict on any home.

Risk Factor Breakdown

Water System Violations 43/100
EPA water system violation history for this area.
What weighs most here

Water system violation history is the largest contributor to this ZIP's score. A pattern of violations can signal recurring quality issues worth monitoring, and reviewing a system's recent record helps families know what to ask about.

EPA Radon Zone Zone 1
Zone 1 is the EPA's highest radon-potential designation. The EPA recommends that every home in a Zone 1 area be tested for radon.
Radon is a naturally occurring radioactive gas. Children spend more time at home than adults, and a radon test kit is inexpensive.
Important Health Information
  • Children under 6 are most vulnerable to lead exposure — there is no safe level of lead in blood
  • Test your home's drinking water, especially if your home was built before 1986

What families can do

Here are calm, practical steps families in this ZIP can consider — informational guidance, not cause for alarm.

No specific actions are flagged for this ZIP. The general guidance above still applies to every family.

Protect Your Family's Water
Know exactly what's in your tap water with a certified home water test kit.
Find the Right Water Filter →
Share with other parents

Know a family in 13902? A free 30-second ZIP check shows them the same lead, water, and housing data.

Disclaimer: This environmental health risk assessment uses publicly available data from the EPA, Census Bureau, and CDC to estimate relative risk levels. It is not a medical diagnosis or substitute for professional health advice. Individual exposure depends on many factors not captured in this analysis. Consult your pediatrician or local health department for specific guidance. Data sources: EPA AirToxScreen, EPA SDWIS, U.S. Census Bureau, CDC Childhood Blood Lead Surveillance.
📊 EPA AirToxScreen, SDWIS, Census, CDC · Updated March 2026 · View source →

Lead Pipe Replacement Funding for New York

$191.7M
allocated in fiscal year 2025 for lead service line replacement
Up to $93.9M available as grants for disadvantaged communities (49% of allocation)

Key LCRI Deadlines

Now
Your water system must notify you if you have a lead service line
1
Oct 2027
Water systems must complete service line inventories
2
Oct 2034
All lead service lines must be replaced

What This Means for You

  • If your home was built before 1986, it may have lead service lines
  • Your water utility is required to inventory and replace lead lines at no cost to you
  • Contact your water utility to check if your address is in their inventory

Source: EPA DWSRF Lead Service Line Replacement Program, FY2025 Allotment Memorandum.

Active Alerts in New York

0 active weather alerts in New York. Severe weather can affect your water quality and home safety.

View alerts for New York →

📊 NWS · Updated March 2026 · View source →
Environmental Hazards (10) MODERATE

Flood Risk Profile

2
Low Flood Risk
FEMA flood insurance claims filed in 13902
Total Claims Paid
$10
since 1970
Average Claim
$10
per claim
Flood Zone
C
most common FEMA zone
Recent Claims
10
since 2010

FEMA Flood Zones Explained

  • Zone A / AE — High-risk (100-year floodplain). Flood insurance required for federally backed mortgages
  • Zone V / VE — High-risk coastal area with wave action. Strictest building requirements
  • Zone X — Moderate-to-low risk (500-year floodplain or minimal flood hazard)
  • Zone B / C — Areas of moderate or minimal flood hazard
📊 FEMA NFIP · Updated March 2026 · View source →

Termite Risk for 13902

Moderate Termite Zone
WDI Inspection Requirement

Required for VA/FHA loans in select southern counties; not statewide

Typical Inspection Cost
$100 – $225
Based on New York market rates
Consequence

VA/FHA loan in designated counties will not close without NPMA-33

Termite Damage in the U.S.

  • Termites cause an estimated $5 billion in property damage annually in the United States, according to the USDA.
  • Standard termite treatment costs $225–$2,500; fumigation for severe infestations: $2,000–$8,000.
  • Homeowner insurance typically does not cover termite damage, as it is considered preventable.

What Homeowners Should Know

  • Annual termite inspections are recommended in moderate-to-heavy risk zones. Early detection can prevent thousands in repair costs.
  • VA and FHA loans require a clear NPMA-33 (Wood Destroying Insect Inspection Report) for closing in most states.
  • Warning signs: mud tubes on foundation walls, hollow-sounding wood, discarded wings near windows, and frass (droppings) near baseboards.
  • Preventive treatment ($200–$900 per year) is far less expensive than structural damage repair, which averages $3,000 and can exceed $50,000.
  • Even in lower-risk zones, subterranean termites can be active. Consider an inspection if purchasing an older home or if you notice warning signs.
Reference: VA lender requirements (county-specific); NPMA-33 form

Source: USDA Forest Service Termite Infestation Probability (TIP) zones, VA/FHA lender requirements, New York pest control regulations. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Pest Risk for 13902

Moderate Pest Pressure
Top Pest Threats in New York

bed bugs, rodents, cockroaches, ticks and carpenter ants

Typical Pest Inspection Cost
$100 – $250
Based on New York market rates
Licensed Applicator Required
Yes
New York pesticide regulations
⚠ CDC / EPA Disease Zone Alerts
  • Lyme disease endemic area
  • West Nile activity zone
Real Estate Transaction Requirement

Required for VA loans in all states; not state-mandated

Penalty for Unlicensed Application

Up to $10,000 per violation

Why This Matters

  • Health risks: Mosquitoes transmit West Nile virus (1,000+ U.S. cases annually). Ticks spread Lyme disease (estimated 476,000 cases/year per CDC). Rodent droppings can carry hantavirus.
  • Property damage: Carpenter ants and termites cause billions in structural damage annually. Rodents gnaw wiring, creating fire hazards.
  • Food safety: Cockroaches and rodents contaminate food preparation areas and can trigger allergies and asthma, especially in children.
  • New York experiences seasonal pest pressure peaks. Annual inspections help catch infestations early before they become costly.

Common Questions

Do I need a pest inspection before buying a home in New York?
VA and FHA loans require a Wood Destroying Insect (WDI) inspection in all states. Required for VA loans in all states; not state-mandated Even when not legally required, a professional pest inspection ($100–$250) can reveal hidden infestations that cost thousands to remediate.
Can I apply pesticides myself in New York?
Homeowners can generally use over-the-counter pesticide products on their own property. However, restricted-use pesticides require a licensed applicator in New York. Commercial pest control services must be licensed. Up to $10,000 per violation.
What are the most common pests in New York?
The top pest threats in New York include bed bugs, rodents, cockroaches, ticks and carpenter ants. Pest activity varies by season and local conditions. Seasonal inspections can help catch infestations early.
Legal Reference: New York Pesticide Control Law (ECL Article 33)

Source: CDC vector-borne disease surveillance, EPA pesticide regulation data, New York pest control board, NPMA pest prevalence maps. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Wildfire & Smoke Risk Profile

7
Very Low Smoke Risk
Wildfire smoke exposure risk score for 13902
Nearest Fire
72 mi
116 km to nearest recent wildfire
County Fires (5yr)
0
wildfires in county since 2021
Risk Level
Very Low
based on fire proximity & history
Air Quality
Generally Good
during fire season (Jun–Nov)
SMOKE RISK SCORE 7/100
0 — Minimal 100 — Highest Risk

Wildfire Smoke Safety Tips

  • Air purifier with HEPA filter: run in the room where you spend the most time. Close windows and doors during smoke events.
  • N95 or KN95 masks: standard cloth and surgical masks do not filter fine particulate matter (PM2.5) from wildfire smoke.
  • Seal gaps: use wet towels or tape around doors and windows to reduce smoke infiltration during poor air quality days.
  • Monitor AQI: check AirNow.gov daily during fire season. AQI above 100 = unhealthy for sensitive groups; above 150 = unhealthy for everyone.
  • Create a clean room: designate one room with the air purifier running, keep it sealed, and limit time outdoors when AQI is elevated.

Protect Your Indoor Air from Wildfire Smoke

A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events. Portable units for a single room start at $80. Whole-home solutions start at $300.

Product links may earn a commission — see our disclosure.

📊 NIFC Wildfire Data & EPA AirNow · Updated March 2026 · View source →

Earthquake & Seismic Risk Profile

3.5
VERY LOW RISK
FEMA National Risk Index earthquake score for 13902
Risk Rating
Very Low
FEMA earthquake hazard classification
Expected Annual Loss
$123K
estimated county-level annual loss (Very Low)
Annual Frequency
< 0.001
expected damaging earthquakes per year
Structural Vulnerability
Low
based on housing age + seismic zone
EARTHQUAKE RISK SCORE 3.5/50
0 — Minimal 50 — Highest Risk

Earthquake Preparedness Tips

  • Secure heavy furniture: anchor bookshelves, water heaters, and large appliances to wall studs. Unsecured items cause most earthquake injuries.
  • Emergency kit: water (1 gallon per person per day for 3 days), non-perishable food, flashlight, batteries, first aid kit, wrench to turn off gas. Keep kits at home and in your car.
  • Know how to shut off gas: locate the gas meter shutoff valve and keep a wrench nearby. Gas leaks are a leading cause of post-earthquake fires.
  • Drop, Cover, Hold On: during shaking, drop to hands and knees, take cover under a sturdy table, and hold on. Do not stand in doorways or run outside.
  • Structural retrofit: homes built before 1980 may need foundation bolting or cripple wall bracing. FEMA's earthquake resources offer guidance on retrofitting.
  • USGS ShakeMap: monitor real-time and recent seismic activity at earthquake.usgs.gov.

Build Your Earthquake Preparedness Kit

FEMA recommends every household in a seismic zone maintain a 72-hour emergency kit. Pre-assembled kits start at $40 and include water, food, first aid, and tools.

Product links may earn a commission — see our disclosure.

📊 FEMA National Risk Index & USGS · Updated March 2026 · View source →

Mold Risk Assessment for 13902

Moderate Risk
47/100
Mold Probability Score
Based on humidity, housing age, flood history & water infrastructure
Avg. Humidity
67%
annual relative humidity
Summer Humidity
67%
Jun–Aug average
Flood Claims
2
FEMA insurance claims
Seasonal Risk

Summer months (June–August) present the highest mold risk in 13902, with average humidity reaching 67%. Indoor humidity can be 10–15% higher in poorly ventilated spaces. Winter humidity drops to 67%, reducing but not eliminating risk.

Why Mold Matters

  • The CDC and EPA identify mold as a significant indoor health hazard. Common symptoms include respiratory irritation, allergic reactions, and asthma exacerbation.
  • Mold begins growing within 24–48 hours on damp surfaces when relative humidity exceeds 60%. Bathrooms, basements, and crawl spaces are most vulnerable.
  • Professional mold remediation costs $1,500–$9,000 on average. Homeowner insurance often excludes mold coverage unless caused by a "covered peril."
  • Homes built before 1980 typically lack modern vapor barriers and ventilation systems, increasing moisture infiltration risk.

Prevention Recommendations

  • Use a dehumidifier to keep indoor humidity below 50%. This is especially important in basements, crawl spaces, and bathrooms in high-humidity areas like 13902.
  • Ensure proper ventilation: use exhaust fans in bathrooms and kitchens, and keep attic and crawl space vents unblocked.
  • Fix leaks immediately. Even small plumbing leaks can create mold-favorable conditions within 48 hours.
  • Monitor indoor humidity with a hygrometer ($10–$20). Target 30–50% year-round.
Recommended: Whole-Home Dehumidifier

With 67% average humidity, a dehumidifier is the most effective way to reduce mold risk in 13902. Energy Star-rated units cost $200–$400 and can reduce humidity by 20–30%.

Compare Dehumidifiers
As an Amazon Associate, ZipCheckup earns from qualifying purchases.
Sources: NOAA Climate Normals 1991–2020 (humidity), U.S. Census ACS (housing age), FEMA NFIP (flood claims), EPA SDWIS (water violations). Score methodology: humidity 40%, housing age 30%, flood history 20%, water infrastructure 10%.

Respiratory Risk Today

High Risk
45
Respiratory Risk Score
Combined air quality, humidity & mold risk for 13902
Air Quality
N/A
EPA AQI index
Humidity
13/30
seasonal impact
Mold
14/30
housing + humidity
RISK SCORE 45/100
Low Moderate Severe
Mold risk is the primary respiratory factor
Older homes in humid climates are prone to hidden mold. Consider a professional mold inspection and a HEPA air purifier for occupied rooms.
Sources: EPA AirNow (daily AQI), NOAA humidity normals, mold risk model (housing age + humidity + flood history). Updated daily. Score combines air quality (40%), humidity stress (30%), and mold risk (30%).

Superfund Sites & Soil Contamination Risk

42
Moderate Proximity Risk
EPA Superfund NPL site proximity score for 13902
Nearest NPL Site
5.2 mi
8.4 km — Conklin Dumps
Sites Within 10 km
5
NPL sites within ~6.2 miles
Risk Level
Moderate
based on proximity & site status
Sites Within 25 km
7
NPL sites within ~15.5 miles
SUPERFUND PROXIMITY SCORE 42/100
0 — No nearby sites 100 — Highest Risk

Nearest Superfund (NPL) Sites

Site Name Distance Status Listed
Conklin Dumps
Conklin, New York
5.2 mi Deleted from NPL 03/31/1989
Tri-Cities Barrel Co., Inc.
Port Crane, New York
5.3 mi Construction Complete 10/04/1989
Robintech, Inc./National Pipe Co.
Town of Vestal, New York
5.3 mi Construction Complete 06/10/1986
Vestal Water Supply Well 4-2
Vestal, New York
5.7 mi Deleted from NPL 09/08/1983
BEC Trucking
Vestal, New York
5.7 mi Deleted from NPL 06/10/1986

What Are Superfund NPL Sites?

The National Priorities List (NPL) is the EPA's list of the most contaminated sites in the United States. These sites are eligible for federal cleanup funding under CERCLA (the "Superfund" law). Common contaminants include heavy metals, volatile organic compounds (VOCs), pesticides, and industrial solvents that can leach into soil, groundwater, and air.

  • Active Cleanup: EPA is investigating or remediating the site — contamination may still be present.
  • Construction Complete: Physical cleanup is done, but long-term monitoring continues.
  • Deleted: Site meets EPA cleanup standards and has been removed from the NPL.

Know What's in Your Soil

If you live near a Superfund site, a home soil test kit can detect heavy metals, lead, and other contaminants — especially important if you garden, have children, or use well water.

Product links may earn a commission — see our disclosure.

📊 EPA Superfund National Priorities List (NPL) · Updated March 2026 · View source →

Pollution and Population Health

This section places two independent federal datasets side by side: environmental measurements from the EPA and population-health estimates from the CDC. They describe the same ZIP code but are collected separately, and each one is read on its own terms.

Environmental data — EPA

Local pollution measurements

Air, traffic and contaminated-site indicators for this ZIP code, from EPA programs.

Fine particulate matter (PM2.5) Nat. percentile: 10
Diesel exhaust Nat. percentile: 30
Traffic proximity Nat. percentile: 40

Each bar is this ZIP code’s EJScreen national percentile; a higher value means more exposure compared with other U.S. areas.

Air quality (NEI)
An EPA air-quality grade is not available for this ZIP code.
Toxic-release facilities (TRI)
No facilities in this ZIP code report to the EPA Toxics Release Inventory.
Superfund site proximity
Superfund (NPL) sites within 10 km: 5 · nearest about 5.2 mi away
📊 EPA — National Emissions Inventory, EJScreen, Toxics Release Inventory & Superfund (NPL) · Updated 2026 · View source →
AIR EMISSIONS TREND (5-YEAR, EPA AIRDATA)

EPA AirData has insufficient reporting cycles or facilities for Broome County, NY — trend display held.

EPA AirData methodology

Two independent datasets. Air and soil pollution data (EPA) and health-prevalence data (CDC) are independent datasets shown side by side for context only. ZipCheckup does not establish a causal link between local pollution and any health condition, and these figures do not demonstrate one.

Health data — CDC

Population-health estimates

CDC PLACES modeled prevalence among adults in this ZIP code, each shown with its 95% confidence interval. The prior-release figure is shown alongside as a reference point only; CDC explicitly cautions that small-area year-to-year differences may reflect model recalibration rather than real change.

Adult asthma
Current (2025 release)
11.8%
95% CI 10.2–13.4
Prior (2024 release)
11% (95% CI 9.6–12.4)
Within model uncertainty
COPD
Current (2025 release)
1.9%
95% CI 1.4–2.6
Prior (2024 release)
1.5% (95% CI 1.3–1.7)
Within model uncertainty
Cancer
Current (2025 release)
0.7%
95% CI 0.6–0.8
Prior (2024 release)
0.7% (95% CI 0.6–0.8)
Within model uncertainty

Modeled small-area estimates produced from the BRFSS national survey and census demographics (Zhang et al. 2014). Not direct measurements; not for diagnostic or screening use.

Only CDC PLACES measures present in every release since 2020 appear with a prior-release reference; newer measures (added in 2023 and later) are presented without a prior figure.

CDC PLACES estimates are modeled from the BRFSS national survey and ACS demographics — not direct counts. Year-to-year differences between releases may reflect model recalibration, BRFSS sample-frame changes or census-tract-to-ZIP crosswalk adjustments rather than actual change. Margins of error often exceed annual differences at this geography. Not for diagnostic or screening use.
📊 CDC PLACES — modeled small-area health estimates (current 2025 release, with 2024 prior release shown for reference) · Updated PLACES 2025 · View source →
Food access — USDA

Food access for this area

How the USDA classifies access to grocery stores and fresh food across the surrounding census tract.

USDA access category
Low access concern
Food environment index
6.2 of 10 — higher means better access to healthy food
SNAP participation
13.9% of households (USDA estimate)

USDA Food Access Research Atlas tract estimates, mapped from census tract to ZIP code. These are modeled population-level figures, not findings about any individual or any specific address.

📊 USDA — Food Access Research Atlas · Updated FARA 2019 · View source →

Pollution–Health Comparison Index

Limited air-quality data

In 13902, the CDC models adult-asthma prevalence at 11.8%, while a statistical model of local pollution and poverty predicts about 11.4% — above the model’s prediction.

Below predicted Above predicted

Among U.S. ZIP codes, this one sits at percentile 75 for how far observed asthma is above or below the model’s prediction.

Model fit (R²): 0.1601  how much of the variation in asthma the model accounts for; a lower value means a weaker fit and a less reliable comparison.

The Pollution–Health Comparison Index is a percentile rank showing how this ZIP code’s observed asthma prevalence compares with what a statistical model would predict from local pollution and poverty alone. It describes a statistical association, not a cause-and-effect relationship.

The environmental data (EPA) and health-prevalence data (CDC) in this section are independent datasets presented side by side for general informational purposes. Health figures are CDC PLACES modeled estimates with 95% confidence intervals — statistical models, not diagnoses, and they do not describe any individual. ZipCheckup does not establish a causal link between environmental conditions and health outcomes, and nothing in this section is medical advice. For questions about personal health or local environmental conditions, a licensed clinician or a state or local public-health authority is the right source.

Agricultural pesticide use in the surrounding county

USGS estimates how many kilograms of agricultural pesticides are applied each year in this ZIP code’s surrounding county, plus the five most-applied compounds. These are county-level use estimates, not a measurement of any pesticide in the tap water served to this ZIP code.

USGS county-level estimate
9k kg
estimated kilograms of pesticides applied each year across the surrounding county.

Top compounds by volume

The five compounds applied in the largest amounts across this county. Where the EPA sets a drinking-water reference limit (MCL) for a compound, that limit is shown for context — it is a regulatory reference, not a finding of any concentration in this ZIP code’s water.

  • ATRAZINE
    Herbicide · 4.8k kg/yr · EPA drinking-water reference limit: 3 ppb
    High water concern
  • GLYPHOSATE
    Herbicide · 1.3k kg/yr · EPA drinking-water reference limit: 700 ppb
    Moderate water concern
  • CHLORPYRIFOS
    Insecticide · 749 kg/yr
    High water concern
  • ACETOCHLOR
    Herbicide · 522 kg/yr
    Moderate water concern
  • SIMAZINE
    Herbicide · 456 kg/yr · EPA drinking-water reference limit: 4 ppb
    High water concern

5 of the top compounds are ones the EPA flags for drinking-water monitoring — see the drinking-water section above

What this means

  • These figures describe pesticide application across the surrounding county, not the drinking water at this address.
  • An EPA Maximum Contaminant Level (MCL) is a regulatory reference for how much of a compound is allowed in finished tap water — it is not a finding of contamination at this ZIP code.
  • Tested drinking-water results from the local water system — when reported — appear in the drinking-water section of this report.

Methodology: Annual county pesticide-use estimates are from the USGS Pesticide National Synthesis Project, mapped from county FIPS to ZIP code. EPA Maximum Contaminant Levels are reproduced from federal drinking-water regulations and are reference points only.

Informational only. County-level agricultural pesticide-use estimates are not a measurement of any pesticide in the drinking water served by this ZIP code, nor an assessment of health risk. Tested drinking-water results, when reported by the local water system, appear in the drinking-water section above.

📊 USGS Pesticide National Synthesis Project · Updated May 2026
Home & Infrastructure (5) OK

Home Buyer Risk Report

An inspection-grade snapshot of public-data risk factors for this ZIP, built to help a buyer decide what to verify before closing.

49/100
Home Purchase Risk Score
Moderate Risk

Public federal data shows a moderate risk profile for this ZIP. Several factors below are worth verifying independently before closing.

Seven-factor inspection checklist

Each factor below is scored 0–100 from public federal data. A higher score means the factor is more worth verifying before you buy.

Water quality · 25% of score

The local water system's recent EPA violation and contaminant history, along with an independent tap-water test, gives more context.

Worth a look
Flood · 20% of score

The FEMA flood zone, whether the property has flooded before, and flood-insurance requirements are key points to review.

No flag
Radon · 10% of score

The EPA recommends testing every home for radon; homes in EPA Radon Zone 1 have the highest potential.

Test recommended

Nearby hazards

Superfund proximity

EPA Superfund sites within 10 km: 5. Nearest: Conklin Dumps (about 8.4 km away).

ATSDR public-health assessment for nearby sites: No Apparent Public Health Hazard.

60%

Modeled probability of a local water-service disruption in the next 90 days.

See the 90-day disruption outlook

Healthcare access

Hospitals reported by CMS Hospital Compare near this ZIP code, with overall federal quality star ratings where CMS publishes one.

3
hospitals within 15 miles
3
with emergency departments
3
of these within 5 miles
Nearest CMS-rated hospital
United Health Services Hospitals, Inc
CMS 2-star rating · 1.8 mi away

Closest hospitals

  • United Health Services Hospitals, Inc
    Acute care · 1.8 mi away · ER
    CMS 2-star rating
  • Our Lady OF Lourdes Memorial Hospital, Inc
    Acute care · 2.3 mi away · ER
    CMS 3-star rating
  • Greater Binghamton Health Center
    Psychiatric · 2.8 mi away · ER
    Not rated by CMS

Across the rated hospitals within 15 miles, the average CMS overall-quality rating is 2.5 (CMS scale: 1 to 5).

Federal data from CMS Hospital Compare. Distances are straight-line estimates from the ZIP code centroid; ZipCheckup neither ranks nor recommends any hospital.

Inspection-day checklist

Practical items to raise with your inspector, agent, or the seller — tailored to this ZIP's data.

  • Test for radon before closing — the EPA recommends it, especially in Radon Zone 1.
  • Review the local water system's recent disruption and violation history with the utility.
  • Hire an independent home inspector for a full walkthrough of the property.
  • Read the seller's disclosure and any past inspection or repair records.
  • Ask for service records for the HVAC system, water heater, and roof.

What this means

  • This report consolidates seven home-purchase risk factors and nearby hazards from public federal data into one place.
  • Each flagged item is a recommendation to verify independently — not a finding of a defect.
  • An independent home inspection remains an essential step before closing.

Methodology: The report combines the home purchase risk score — a seven-factor composite of public federal data — with EPA Superfund, ATSDR, water-disruption, and NRC nuclear-zone proximity datasets. All figures are modeled estimates.

Informational only. This is a modeled summary of public federal data, not a home inspection, an appraisal, or a prediction of defects. Verify any concern with a qualified inspector before a purchase.

📊 EPA, FEMA, U.S. Census, NRC · Updated May 2026

Water Infrastructure Risk

32%
Moderate Risk
Estimated pipe failure probability for 13902
State Funding Gap
$1,196
per resident (20-year need)
Pre-1980 Housing
0%
of homes built before 1980
System Violations
1
EPA violations on record
Lead Indicators
Low
no lead service line indicators

Risk Factor Breakdown

Infrastructure Funding Gap 52%
State drinking water infrastructure need relative to population
Housing Vintage 30%
Proportion of homes with plumbing installed before 1980
Violation History 25%
EPA Safe Drinking Water Act violations and enforcement actions
Lead Exposure Risk 20%
Lead service line probability and lead testing results

What This Means

ZIP code 13902 has some aging water infrastructure. While not at the highest risk level, periodic water testing is a sensible precaution, particularly if your home was built before 1980.

📊 EPA DWINS, Census ACS, EPA SDWIS, LCRR · Updated March 2026 · View source →

Infrastructure Decay & Disruption

49
Low infrastructure stress
Higher modeled infrastructure stress than 41% of US ZIP codes

Water pipe decay

Local water mains are modeled to reach a critical service threshold within about 3 years.

New 71% of service life consumed End of life
Decay trend
Moderate
Likely pipe material
Not determined
Estimated system age
46 yrs
Modeled failure probability
32%
estimated annual water-main break likelihood

Bridge condition (FHWA NBI)

Bridges in area
469
Rated in poor condition
1.5%
FHWA NBI structural rating
Average bridge age
51 yrs
Worst bridge rating
4/9
FHWA NBI scale — 9 is excellent, 0 is failed

Bridge figures are from the Federal Highway Administration's National Bridge Inventory. They describe area-level structural ratings, not the safety of any specific bridge.

Bridge condition — FHWA NBI 2024 annual release

Of 468 bridges classified within this ZIP code's surrounding county, 11 are classified Poor by FHWA NBI 2024.

Good (184) · Fair (273) · Poor (11)

FHWA classifies bridges as Good (rating 7-9), Fair (5-6), or Poor (0-4) based on biennial inspections of deck, superstructure, substructure, and culvert components.

Counts are county-level aggregated; multiple ZIP codes within the same county share these counts. No per-bridge or per-structure-ID claim is made.

Source: FHWA National Bridge Inventory, 2024 annual release.

Gas pipeline incident history

PHMSA records 3 reported gas-distribution pipeline incidents on file for this area.

Source: U.S. Pipeline and Hazardous Materials Safety Administration (PHMSA) historical incident data.

60%

This is the modeled probability of a boil-water advisory or water-service interruption in the next 90 days.

See the full service-disruption breakdown →

What this means

  • This score blends four public federal datasets — water-pipe decay, bridge condition, gas-pipeline incident history, and a 90-day disruption estimate — into one area-level measure of infrastructure stress.
  • It describes the infrastructure around a home, not the condition of the home itself, and it is a modeled estimate rather than an engineering assessment.
  • Aging water mains raise the chance of breaks and service interruptions; a plumber can inspect a home's own supply line and shut-off valve.

Methodology: Water-pipe decay is modeled with an exponential-decay bathtub curve from Census ACS housing age, EPA ECHO compliance records, and EPA infrastructure-needs data. Bridge condition is from the FHWA National Bridge Inventory; gas-pipeline incidents from PHMSA; the 90-day disruption estimate from EPA and FEMA data. The stress score is a weighted composite of these four signals.

All figures are modeled estimates from public federal data. They are not engineering assessments, predictions of failure, or a judgment about any specific structure or utility.

📊 Census ACS, EPA ECHO, FHWA NBI, PHMSA, FEMA · Updated May 2026

Underground Oil Tank: Low Risk for 13902

New York regulates underground heating oil tanks, but only 0% of homes in 13902 were built before 1980 — the era when underground steel tanks were commonly installed. The risk of encountering a buried oil tank in this ZIP code is relatively low. If purchasing a pre-1980 home, a tank sweep is still recommended.

Source: New York environmental regulations (ECL Article 17 Title 10; 6 NYCRR Part 613), U.S. Census ACS housing vintage data.

CO & Gas Safety Profile

1
Low Gas Risk
PHMSA gas distribution incident risk score for 13902
County Incidents
3
gas distribution incidents since 2004
Fatalities
0
no deaths reported
Latest Incident
2011
most recent reported
Risk Level
Low
based on incident history
RISK SCORE 1/100
0 — Safe 100 — Highest Risk

CO & Gas Safety Tips

  • Install CO detectors on every level of your home and near sleeping areas. Replace batteries annually and units every 5-7 years.
  • Know gas leak signs: rotten egg smell, hissing sounds near gas lines, dead vegetation near pipelines, bubbling in standing water.
  • Annual inspection: have a licensed technician inspect gas appliances (furnace, water heater, stove) every year.
  • Emergency: if you smell gas, leave immediately, do not use electrical switches, and call 911 or your gas company from outside.

Protect Your Home from Carbon Monoxide

The CPSC recommends a CO detector on every level. Battery-operated models start at $20. Smart detectors with app alerts start at $35.

Product link may earn a commission — see our disclosure.

📊 PHMSA Gas Distribution Incidents · Updated March 2026 · View source →

Remodeling Permit Requirements in New York

⚠ Strict Permit Enforcement
What Requires a Permit

Structural, electrical, plumbing, mechanical, fire protection. NYC has separate, stricter building code.

Typical Permit Cost
$200 – $5000
Based on New York fee schedules
Penalty for Non-Compliance

Fines up to $5,000 (NYC: up to $25,000), stop-work orders, ECB violations, mandatory correction

Legal Reference: NY Executive Law §372; Uniform Fire Prevention and Building Code; NYC Building Code

Why This Matters

  • Unpermitted work can reduce your home's appraised value by 10–20% and complicate or block a sale entirely.
  • Homeowner insurance may deny claims for damage caused by or related to unpermitted renovations.
  • Buyers' lenders may require proof of permits before approving a mortgage, especially for kitchens, bathrooms, and structural changes.
  • Unpermitted electrical and plumbing work is a leading cause of house fires and water damage — permits exist to ensure safety inspections.
  • If you are planning remodeling work in New York, contact your local building department before starting any project that alters structure, electrical, plumbing, or mechanical systems.

Remodeling Permit Questions for 13902

What remodeling work requires a permit in New York?

In New York, permits are generally required for any work that alters the structure, electrical wiring, plumbing, or mechanical systems of a home. This includes kitchen and bathroom renovations involving plumbing or electrical changes, wall removal, room additions, window enlargements, re-roofing, and HVAC replacement. Purely cosmetic work — painting, flooring, cabinet refacing without plumbing changes — typically does not require a permit. Always check with your local building department, as municipal requirements may be stricter than state minimums.

What happens if I remodel without a permit in New York?

Working without a required permit in New York can result in Fines up to $5,000 (NYC: up to $25,000), stop-work orders, ECB violations, mandatory correction. Beyond legal penalties, unpermitted work creates problems when selling: buyers' home inspectors and appraisers flag unpermitted additions, lenders may refuse financing, and title companies may require permits to be obtained retroactively — often at 2–3 times the original permit fee. In serious cases, you may be required to open walls for inspection or demolish non-compliant work.

How much does a remodeling permit cost in New York?

Remodeling permit fees in New York typically range from $200 to $5000, depending on the scope and value of the project. Most jurisdictions calculate fees as a percentage of the project's estimated construction cost (usually 1–2%) or use a flat fee schedule based on project type. Electrical and plumbing sub-permits may be billed separately. Contact your local building department for an exact fee quote before starting work.

Permit requirements based on New York building codes and ICC adoption data. Costs reflect typical municipal fee schedules and may vary by jurisdiction, project scope, and valuation. This information is for general guidance only — contact your local building department for requirements specific to your project.

Cost & Community (5) OK

True Cost of Ownership

$280
estimated extra annual cost vs a median-risk US ZIP
Higher modeled annual risk-cost than 11% of US ZIP codes

How this ZIP compares

US median ZIP
$1,200
per year
NY median
$1,620
per year

Where the estimate comes from

Flood$200
Underground storage tanks$80

5-year equipment outlook

No major equipment is flagged for likely replacement within five years.

What this means

  • This is a modeled estimate of how much more — or less — a household here may spend each year on risk-related costs such as insurance, mitigation, testing, and maintenance, compared with a typical US ZIP.
  • It is a comparison figure for context, not a bill, a quote, or financial advice.
  • The 5-year equipment ranges above are separate one-time replacements, not part of the annual figure.

Methodology: Each of 13 risk verticals is assigned a dollar figure from public federal data; the total is the modeled annual difference from a median-risk US ZIP. The 5-year equipment outlook flags major home equipment whose estimated age is within five years of its typical service life; figures are national-average installed-cost ranges.

Estimates are modeled from public federal data. They are not quotes, prices, or financial or insurance advice.

Tax Burden in New York

State tax rates affect cost of ownership. Here's how New York compares to national averages.

Income Tax
10.9%
top marginal rate
US avg: 5.3%
Sales Tax
8.5%
combined avg
US avg: 6.6%
Property Tax
1.23%
effective rate
US avg: 0.98%
Sales Tax Breakdown
State rate: 4.00%
Avg local add-on: 4.53%

High income tax combined with significant local sales taxes

Source: Tax Foundation 2024. Income tax = top marginal rate. Sales tax = state + avg local. Property tax = effective rate on home value.

Energy Costs in New York

Residential electricity rate: 28.37¢/kWh67% above the national average (national avg: 17.0¢/kWh · EIA, December 2025)

New York Energy Mix

Solar 4% Wind 5.2% Hydro 19.6% Nuclear 21.6% Gas 47.2% Petroleum 1%
Renewable energy
28.8%
Clean energy (incl. nuclear)
50.4%

Source: EIA Form 923, 2025 data. Renewable = solar + wind + hydro + geothermal.

📊 EIA + Census ACS · Updated March 2026 · View source →

Energy Rebates for 13902

5 rebates available for heat pump water heaters, insulation, and more.

View all energy rebates for 13902 →

Electric Utility for 13902

Provider
New York State Elec & Gas Corp
Investor Owned
Residential Rate
18.3¢/kWh
State avg: 28.4¢/kWh

Source: U.S. Energy Information Administration, Form EIA-861 (2024 data). EIA ID: 13511.

Home Energy Audit for 13902

IRA Energy Incentives Are Time-Limited

The Inflation Reduction Act provides up to $8,000 in rebates and $3,200 in annual tax credits for home energy upgrades — but many provisions phase down or expire after 2032. A professional energy audit is the first step to qualifying for these incentives.

Electricity Rate
18.3¢/kWh
State avg: 28.4¢/kWh (67% above U.S. avg)
Est. Annual Energy Cost
$2,979
based on avg U.S. household (10,500 kWh/yr)
Renewable Energy
29%
of New York's electricity from renewables
Potential Annual Savings
$149–$447
5–15% savings from energy audit

What a Home Energy Audit Covers

Thermal Envelope
  • Insulation levels in attic, walls, and basement
  • Air leaks around windows, doors, and ducts
  • Blower door test (measures total air leakage)
Equipment & Systems
  • HVAC efficiency and age assessment
  • Water heater type and condition
  • Lighting and appliance energy use
Safety Checks
  • Carbon monoxide and combustion safety
  • Moisture and ventilation assessment
  • Gas leak detection
Deliverables
  • Prioritized list of recommended upgrades
  • Estimated cost and savings for each upgrade
  • Rebate and tax credit eligibility report
Potential Savings from an Energy Audit
  • The average home energy audit identifies $200–$400/year in savings (DOE)
  • Properly sealed and insulated homes save 15% on heating and cooling costs (DOE)
  • Heat pump upgrades can reduce heating costs by 30–50% compared to electric resistance
  • ENERGY STAR certified windows save $101–$583/year compared to single-pane windows
  • Weatherization assistance programs are available for income-qualifying households
Your Utility: New York State Elec & Gas Corp

New York State Elec & Gas Corp (Investor-owned) serves 13902. Your local residential rate is 18.3¢/kWh , which is above the national average — making energy efficiency improvements even more valuable . Many utilities offer additional rebates on top of federal IRA incentives — ask your energy auditor about programs from New York State Elec & Gas Corp.

Federal & State Incentives
IRA Tax Credits (IRC §25C) — up to $3,200/year
$2,000 — Heat pump / heat pump water heater
$1,600 — Insulation & air sealing
$600 — Windows & doors
$150 — Home energy audit itself
IRA Rebates (HEEHRA — income-qualified)
Up to $8,000 — Heat pump installation
Up to $1,600 — Insulation & air sealing
Up to $2,500 — Electrical panel upgrade
Up to $840 — Heat pump clothes dryer
30% tax credit for solar panels — extended through 2032 under the Inflation Reduction Act (IRC §25D). No annual cap for residential solar.

Under the Inflation Reduction Act. Income limits apply for HEEHRA rebates. Tax credits require tax liability. IRS details →

DOE Home Energy Audit Standards

To claim the $150 federal tax credit, your energy audit must meet DOE standards (10 CFR 440.21) and be performed by a qualified auditor. A DOE-compliant audit includes:

  • Blower door test to measure air infiltration
  • Infrared thermography to identify insulation gaps
  • Combustion safety testing for gas appliances
  • Written report with prioritized, cost-effective upgrade recommendations

Energy Audit Questions for 13902

How much does a home energy audit cost?

A professional home energy audit typically costs $150–$400 depending on the size of your home and the depth of testing. The Inflation Reduction Act provides a $150 tax credit for qualifying audits performed by a certified auditor, effectively covering a significant portion of the audit cost. Some utilities also subsidize audits for their customers — check with New York State Elec & Gas Corp for local programs.

What is the difference between an energy audit and a home inspection?

A home inspection (done during a home sale) evaluates structural and safety conditions. An energy audit specifically measures how your home uses energy and identifies efficiency improvements. Energy audits use specialized tools like blower doors, infrared cameras, and duct blasters that are not part of a standard home inspection. The audit produces a prioritized list of upgrades with estimated costs and savings.

How much can I save after an energy audit?

According to the U.S. Department of Energy, the average audit identifies $200–$400/year in savings. Actual savings depend on your home's age, current insulation, HVAC efficiency, and local energy rates. At current rates in New York, the average home spends approximately $2,979/year on electricity — a 15–25% reduction through audit-recommended upgrades could save $447–$745 annually.

What rebates and tax credits are available for energy upgrades?

The Inflation Reduction Act (IRA) provides two types of incentives: (1) Tax credits up to $3,200/year for heat pumps ($2,000), insulation ($1,600), windows ($600), and the audit itself ($150); and (2) HEEHRA rebates for income-qualifying households — up to $8,000 for heat pumps, $1,600 for insulation, $2,500 for electrical panels, and $840 for heat pump dryers. Solar panels qualify for a separate 30% tax credit through 2032.

Do I need an energy audit before installing solar panels?

An energy audit is not legally required before installing solar, but the DOE strongly recommends it. Reducing your home's energy consumption before adding solar means you need a smaller (cheaper) system to cover your needs. An audit typically identifies 15–30% in energy reductions through insulation, air sealing, and HVAC improvements — which directly reduces the size and cost of a solar installation.

How long does a home energy audit take?

A comprehensive energy audit takes 2–4 hours for a typical single-family home. The auditor will inspect the attic, basement, walls, windows, HVAC system, water heater, and ductwork. Diagnostic tests (blower door, infrared scan) add precision to the findings. You will receive a written report within 1–2 weeks with prioritized recommendations and estimated costs.

Source: U.S. Energy Information Administration (EIA), U.S. Department of Energy (DOE), Inflation Reduction Act of 2022 (P.L. 117-169).

Safety Updates for Binghamton, New York

Violations & Enforcement Timeline

2021-05-17 State Informal Action
2021-05-12 State Filed Judgment
2021-05-12 State Informal Enforcement
2021-04-01 MCL Alachlor Resolved 2.83 UG/L

National safety news feed →

📊 EPA ECHO · Updated March 2026 · View source →

Recent Product Recalls

Recent CPSC recalls for plumbing and HVAC products that may affect homes in your area.

Superbobi 7 3/8 Inch Pool Drain Covers
Shenzhen Jiangtou Technology Co. · 2026-05-14

Electric Kettles (ENFINIGY 1.5 l and ENFINIGY Pro 1.5 l)
ZWILLING J. A. Henckels Aktiengesellschaft · 2026-05-14

Electric Start Pressure Washers
Generac Power Systems Expands · 2026-05-14

1-K Kerosene Heater Fluid Portable Fuel Containers
Alliance Chemical · 2026-04-30

View all recalls →

📊 CPSC · Updated March 2026 · View source →

Protect Your Home in Binghamton

Based on local data for ZIP 13902, these services may benefit homeowners in your area.

Based on local data for your area. Use the tools below to explore your options.

Home & Flood Insurance

Binghamton has 2 FEMA flood claims on record. Standard homeowner policies don't cover flood damage — make sure you're protected.

Typical cost: Flood insurance: typically $700–$1,500/year in flood-prone areas

Check Your Flood Zone (Free)

FEMA flood map lookup — see if your property is in a flood zone

Free tip: Check your FEMA flood zone at msc.fema.gov (free lookup)

Service recommendations are based on public data for this ZIP code (FEMA, Census ACS, NWS). Actual needs vary by property. By calling, your information will be shared with an independent service provider. ZipCheckup may receive compensation. Cost estimates are approximate and vary by property, condition, and contractor.

Take Action

Concerned about these findings? Contact your local elected officials to ask what is being done about water quality in your area.

Email Your Representative

Don't know who to contact? Find your local representative at usa.gov/elected-officials

Frequently Asked Questions

Is the tap water in 13902 safe to drink?

Based on EPA SDWIS data, Binghamton's primary water system (Vestal Consolidated W.d. #1) has 21 recorded violations in the past 5 years, including 2 health-based. Check the full report above for details.

Where does 13902's water come from?

The primary water source for ZIP code 13902 is Groundwater. Vestal Consolidated W.d. #1 serves approximately 22,200 people.

How can I get my water tested in Binghamton?

Contact your local water utility (Vestal Consolidated W.d. #1) for a free Consumer Confidence Report, or hire a certified lab for independent home water testing. The EPA recommends annual testing if you use a private well.

Is lead a concern in 13902 tap water?

The most recent lead sampling for 13902 recorded 0.003 mg/L. The EPA action level is 0.015 mg/L. This result is below the EPA action level.

What is the radon risk for 13902?

13902 falls in EPA Radon Zone 1 (High risk), located in Broome County. Zone 1 indicates the highest radon potential. Testing your home is recommended regardless of zone.

Are there flood risks in ZIP 13902?

Yes. FEMA records show 2 flood insurance claims filed in ZIP code 13902, with the dominant flood zone being C. Review FEMA flood maps for your specific property.

Nearby ZIP Code Reports

Water quality comparison for ZIP codes near 13902

ZIP Code City, State Distance Grade Violations
13904 Binghamton, NY 1.4 mi D 21
13903 Binghamton, NY 1.8 mi D 21
13905 Binghamton, NY 2.3 mi D 21
13901 Binghamton, NY 2.8 mi D 21
13790 Johnson City, NY 4.4 mi C 0
13745 Chenango Bridge, NY 4.8 mi D 0
13795 Kirkwood, NY 5.3 mi C 2
13748 Conklin, NY 5.8 mi D 3
13850 Vestal, NY 6.7 mi C 0
13762 Endwell, NY 6.9 mi D 0

Contaminants Detected in 13902

Learn more about the contaminants found in your water supply:

Overall safety breakdown

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Coverage: 13/17 risk factors Data sources →
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