Highest Energy Costs ZIP Codes in Iowa — 2026

Out of 1,058 ZIP codes with data in Iowa, these are the highest-ranked areas for electricity rate. See also: National ZIP Codes with Highest Energy Costs | All Iowa Rankings

Statistic	Value
ZIP codes ranked	1,058
Highest value	16.0 c/kWh
Median value	16.0 c/kWh
State	Iowa

Top 100 Worst ZIP Codes

Rank	ZIP Code	City	State	Electricity Rate	Safety Score
1	50001	Ackworth	IA	16.0 c/kWh	—
2	50002	Adair	IA	16.0 c/kWh	—
3	50003	Adel	IA	16.0 c/kWh	—
4	50005	Albion	IA	16.0 c/kWh	—
5	50006	Alden	IA	16.0 c/kWh	—
6	50007	Alleman	IA	16.0 c/kWh	67/100
7	50008	Allerton	IA	16.0 c/kWh	—
8	50009	Altoona	IA	16.0 c/kWh	65/100
9	50010	Ames	IA	16.0 c/kWh	—
10	50012	Ames	IA	16.0 c/kWh	—
11	50013	Ames	IA	16.0 c/kWh	—
12	50014	Ames	IA	16.0 c/kWh	—
13	50020	Anita	IA	16.0 c/kWh	—
14	50021	Ankeny	IA	16.0 c/kWh	67/100
15	50022	Atlantic	IA	16.0 c/kWh	—
16	50023	Ankeny	IA	16.0 c/kWh	67/100
17	50025	Audubon	IA	16.0 c/kWh	—
18	50026	Bagley	IA	16.0 c/kWh	—
19	50027	Barnes City	IA	16.0 c/kWh	—
20	50028	Baxter	IA	16.0 c/kWh	—
21	50029	Bayard	IA	16.0 c/kWh	—
22	50031	Beaver	IA	16.0 c/kWh	—
23	50032	Berwick	IA	16.0 c/kWh	—
24	50034	Blairsburg	IA	16.0 c/kWh	—
25	50035	Bondurant	IA	16.0 c/kWh	67/100
26	50036	Boone	IA	16.0 c/kWh	—
27	50038	Booneville	IA	16.0 c/kWh	—
28	50039	Bouton	IA	16.0 c/kWh	—
29	50040	Boxholm	IA	16.0 c/kWh	—
30	50042	Brayton	IA	16.0 c/kWh	—
31	50044	Bussey	IA	16.0 c/kWh	—
32	50046	Cambridge	IA	16.0 c/kWh	—
33	50047	Carlisle	IA	16.0 c/kWh	—
34	50048	Casey	IA	16.0 c/kWh	—
35	50049	Chariton	IA	16.0 c/kWh	—
36	50050	Churdan	IA	16.0 c/kWh	—
37	50051	Clemons	IA	16.0 c/kWh	—
38	50052	Clio	IA	16.0 c/kWh	—
39	50054	Colfax	IA	16.0 c/kWh	67/100
40	50055	Collins	IA	16.0 c/kWh	—
41	50056	Colo	IA	16.0 c/kWh	—
42	50057	Columbia	IA	16.0 c/kWh	—
43	50058	Coon Rapids	IA	16.0 c/kWh	—
44	50060	Corydon	IA	16.0 c/kWh	—
45	50061	Cumming	IA	16.0 c/kWh	—
46	50062	Melcher-dallas	IA	16.0 c/kWh	—
47	50063	Dallas Center	IA	16.0 c/kWh	—
48	50064	Dana	IA	16.0 c/kWh	—
49	50065	Davis City	IA	16.0 c/kWh	—
50	50066	Dawson	IA	16.0 c/kWh	—
51	50067	Decatur	IA	16.0 c/kWh	—
52	50068	Derby	IA	16.0 c/kWh	—
53	50069	De Soto	IA	16.0 c/kWh	—
54	50070	Dexter	IA	16.0 c/kWh	—
55	50071	Dows	IA	16.0 c/kWh	—
56	50072	Earlham	IA	16.0 c/kWh	—
57	50073	Elkhart	IA	16.0 c/kWh	67/100
58	50074	Ellston	IA	16.0 c/kWh	—
59	50075	Ellsworth	IA	16.0 c/kWh	—
60	50076	Exira	IA	16.0 c/kWh	—
61	50078	Ferguson	IA	16.0 c/kWh	—
62	50101	Galt	IA	16.0 c/kWh	—
63	50102	Garden City	IA	16.0 c/kWh	—
64	50103	Garden Grove	IA	16.0 c/kWh	—
65	50104	Gibson	IA	16.0 c/kWh	—
66	50105	Gilbert	IA	16.0 c/kWh	—
67	50106	Gilman	IA	16.0 c/kWh	—
68	50107	Grand Junction	IA	16.0 c/kWh	—
69	50108	Grand River	IA	16.0 c/kWh	—
70	50109	Granger	IA	16.0 c/kWh	66/100
71	50111	Grimes	IA	16.0 c/kWh	64/100
72	50112	Grinnell	IA	16.0 c/kWh	—
73	50115	Guthrie Center	IA	16.0 c/kWh	—
74	50116	Hamilton	IA	16.0 c/kWh	—
75	50117	Hamlin	IA	16.0 c/kWh	—
76	50118	Hartford	IA	16.0 c/kWh	—
77	50119	Harvey	IA	16.0 c/kWh	—
78	50120	Haverhill	IA	16.0 c/kWh	—
79	50122	Hubbard	IA	16.0 c/kWh	—
80	50123	Humeston	IA	16.0 c/kWh	—
81	50124	Huxley	IA	16.0 c/kWh	—
82	50125	Indianola	IA	16.0 c/kWh	—
83	50126	Iowa Falls	IA	16.0 c/kWh	—
84	50128	Jamaica	IA	16.0 c/kWh	—
85	50129	Jefferson	IA	16.0 c/kWh	—
86	50130	Jewell	IA	16.0 c/kWh	—
87	50131	Johnston	IA	16.0 c/kWh	66/100
88	50132	Kamrar	IA	16.0 c/kWh	—
89	50133	Kellerton	IA	16.0 c/kWh	—
90	50134	Kelley	IA	16.0 c/kWh	—
91	50135	Kellogg	IA	16.0 c/kWh	—

Methodology

Energy cost rankings use EIA residential electricity rate data by utility service area, mapped to ZIP codes. Rates are in cents per kilowatt-hour (c/kWh). The national average is approximately 16-17 c/kWh. High energy costs combined with older housing stock indicate significant homeowner burden.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-10-19.

Frequently Asked Questions

Why are energy costs included in home safety?

Energy burden is a key factor in home affordability and livability. ZIP codes with high electricity rates and older housing stock face compounding costs: higher bills, more expensive repairs, and greater risk of deferred maintenance that leads to safety hazards.

How can homeowners reduce energy costs?

Federal and state rebates are available for insulation, heat pumps, weatherization, and solar panels. The Inflation Reduction Act provides up to $14,000 in home energy rebates. Check energystar.gov/rebates for eligibility.