COUNTY REPORT NC

Montgomery County, North Carolina

Name: Home Safety Data for Montgomery County, North Carolina
Creator: ZipCheckup
License: https://creativecommons.org/licenses/by/4.0/

8 ZIP codes · Avg score 68/100 · Grade C · Updated

ZipCheckup grade for Montgomery County: C.

A mixed picture - some signals here are worth your attention.

Although much of Montgomery County meets baseline standards, some of its 8 ZIP codes show violations that merit closer attention.

How Montgomery County Compares

Montgomery County68/100

North Carolina avg78/100

National avg73/100

How Montgomery County Compares

County Grade

68/100

Avg Safety Score

ZIP Codes

Water Systems

Montgomery County scores 10 points below the North Carolina state average (78/100) and 5 points below the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData Last verified:

County Grade

Avg Safety Score

ZIP Codes

New London

Best ZIP: 28127 (77/100)

Troy

Lowest ZIP: 27371 (67/100)

$155K

Median Home Value

$1,763

Avg Remediation (113% of home value)

ZIP Code Risk Map

Water Quality Map: Montgomery County, North Carolina

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 15.3 (asthma 11.1%, diabetes 15.1%)

Estimated additional annual cost per homeowner: $796, driven primarily by energy_code_gap

56.6% of homes built before 1978 (lead paint era)

Violation History (2022–2025)

→ Stable trend

EPA violation counts by year across Montgomery County water systems. Health-based shown in red, total in blue.

2022

4 (4 health)

2024

14 (14 health)

2025

26 (26 health)

Peak year: 2025 with 26 violations. Past 5 years: 44 total (44 health-based).

Source: EPA SDWIS historical violations. Data may lag 6–12 months for the most recent year.

County Health Indicators vs National Average

Asthma 11.1% (national: 8.9%)

Diabetes 15.1% (national: 10.5%)

Obesity 38.7% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1986

Median Build Year

56.6%

Pre-1978 Housing

42/100

Infrastructure Stress Indicator

63%

ZIPs with High Infrastructure Stress

Low

Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINS infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $796

Energy Code Gap $371/yr

Water Infrastructure $213/yr

Flood $200/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

18,916 housing units in Montgomery County

Pre-1940 10%

1940–1959 12%

1960–1979 26%

1980–1999 31%

2000+ 21%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Montgomery County

$155K

Median Home Value

$1,763

Est. Remediation Cost

1.1%

of Home Value

Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Montgomery County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Montgomery County residents

Asthma 11.1% (US avg: 8.9%)

Diabetes 15.1% (US avg: 11%)

Obesity 38.7% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems serving Montgomery County

8 community water systems serving Montgomery County.

Richmond County Water System
Serves ~22,578 people 1 violation

C
City of Albemarle,
Serves ~18,396 people 2 violations

B
Montgomery County Water System
Serves ~15,362 people 25 violations

C
Stanly Company-west Stanly District
Serves ~9,939 people 3 violations

B
Handy Sanitary District
Serves ~9,548 people 5 violations

B
Pfeiffer-n Stanly Water Assoc
Serves ~4,513 people

B

Show all 8 water systems

Troy, Town of
Serves ~3,591 people 6 violations

C
Badin Shores Resort
Serves ~2,743 people 2 violations

B

14 total water systems serve Montgomery County.

Systems with the most violations in Montgomery County

5 water systems with recorded EPA violations.

Montgomery County Water System
Serves ~15,362 people 25 violations

C
Candor, Town of
Serves ~875 people 13 violations

C
Mount Gilead, Town of
Serves ~1,463 people 7 violations

C
Star, Town of
Serves ~933 people 7 violations

C
Troy, Town of
Serves ~3,591 people 6 violations

C

All ZIP Codes in Montgomery County

8 ZIP codes tracked in Montgomery County.

#	ZIP Code	City	Safety Score	Grade	Violations	Home Value
1	28127	New London	77	B	12	$235K
2	27209	Biscoe	67	C	51 (23 health)	$121K
3	27229	Candor	67	C	44 (19 health)	$102K
4	27281	Jackson Springs	67	C	45 (18 health)	$289K
5	27306	Mount Gilead	67	C	39 (14 health)	$149K
6	27356	Star	67	C	44 (17 health)	$155K
7	27371	Troy	67	C	36 (12 health)	$157K
8	27247	Ether	—	—		—

Recommended Buyer Guides for Montgomery County

Filtered against federal data, fitted to local risks.

Best Lead Paint Test Kits — 56.6% of homes built before 1978
Best Under-Sink Reverse Osmosis Systems — Multi-contaminant removal at the kitchen tap

Deep Dive Reports

Detailed analysis for Montgomery County, North Carolina

💧

Water Quality

EPA violations, contaminant trends, and enforcement actions across the county

🏠

Home Affordability

Remediation costs vs. home values, equity trap analysis by ZIP

$1,763 avg remediation

Overview

Montgomery County in North Carolina covers 8 tracked ZIP records with an average Home Safety Score of C (68/100) across 7 scored records.

7 of 7 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 26 health-based violations appear in the available health breakdown.

← Back to North Carolina Home Safety Profile

Data Sources

Water quality: EPA Safe Drinking Water Information System (SDWIS)
PFAS screening: EPA UCMR 5
Radon zones: EPA Map of Radon Zones
Air quality: EPA AirData annual AQI
Home values: U.S. Census Bureau ACS (median estimates by ZCTA)

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in Montgomery County?

Montgomery County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.

How many water systems serve Montgomery County?

Montgomery County is served by 14 public water systems that supply drinking water to residents across 8 ZIP codes.

What is the biggest environmental risk in Montgomery County?

The primary environmental risk factor in Montgomery County is energy_code_gap. This contributes to an estimated additional annual cost of $796 per homeowner.

How old are homes in Montgomery County?

The median home build year in Montgomery County is 1986. 56.6% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.

How does Montgomery County compare to North Carolina?

Montgomery County has an average Home Safety Score of 68/100 under model 4.0.0, which is below the North Carolina state average of 78/100.

Explore More

Lead Risk Rankings 2026 Water Safety Rankings 2026 Home Safety Rankings 2026 Water Filter Matcher Find the right filter for your water Home Safety Score Full safety breakdown by ZIP

North Carolina State Overview →