COUNTY REPORT MN

Lake County, Minnesota

6 ZIP codes · Avg score 83/100 · Grade B

ZipCheckup grade for Lake County: B.

This ZIP has a few items worth a quick check.

High on the scale: Lake County (6 ZIP codes).

How Lake County Compares

Lake County83/100
Minnesota avg68/100
National avg73/100

How Lake County Compares

B
County Grade
83/100
Avg Safety Score
6
ZIP Codes
2
Water Systems

Lake County scores 15 points above the Minnesota state average (68/100) and 10 points above the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData

B
County Grade
83
Avg Safety Score
6
ZIP Codes
Best ZIP: 55616 (83/100)
Lowest ZIP: 55616 (83/100)
$204K
Median Home Value

ZIP Code Risk Map

Water Quality Map: Lake County, Minnesota

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 13.9 (asthma 9.8%, diabetes 12.5%)

Modeled additional annual cost estimate per homeowner: $1,108, largest modeled factor: Energy Code Gap

65% of homes built before 1980 (lead paint was banned for residential use in 1978)

County Health Indicators vs National Average

Asthma 9.8% (national: 8.9%)
Diabetes 12.5% (national: 10.5%)
Obesity 35.4% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1969
Median Build Year
65%
Pre-1980 Housing
42/100
Infrastructure Stress Indicator
83%
ZIPs with High Infrastructure Stress
Low
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINSA infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,108

Energy Code Gap $450/yr
Wildfire $300/yr
Sea Level Rise $200/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

6,611 housing units in Lake County

Pre-1940 16%
1940–1959 26%
1960–1979 23%
1980–1999 17%
2000+ 18%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Health Outcomes vs National Average

CDC PLACES data for Lake County residents

Asthma 9.8% (US avg: 8.9%)
Diabetes 12.5% (US avg: 11%)
Obesity 35.4% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems mapped to Lake County ZIP codes

2 community water systems mapped to Lake County ZIP codes; EPA may list more systems serving the county.

Systems with the most violations in Lake County

2 water systems with violations in EPA records.

All ZIP Codes in Lake County

6 ZIP codes tracked in Lake County.

# ZIP Code City Safety Score Grade Violations Home Value
1 55616 Two Harbors 83 B 1 $237K
2 55601 Beaver Bay — — 3 $233K
3 55603 Finland — — $196K
4 55607 Isabella — — $204K
5 55609 Knife River — — —
6 55614 Silver Bay — — 3 $173K

Recommended Buyer Guides for Lake County

Read the note next to each link: it gives the reason, such as a radon zone designation or housing age, that led to the recommendation.

Overview

Lake County in Minnesota covers 6 tracked ZIP records with an average Home Safety Score of B (83/100) across 1 scored records.

3 of 3 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. The available record reports no health-based violations for this measured scope.

← Back to Minnesota Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in Lake County?
Lake County receives an average Home Safety grade of B from its scored ZIP records (6 ZIP codes tracked); this is a composite index, not a tap-water test.
How many water systems serve Lake County?
We map 2 public water systems to 6 ZIP codes in our data for Lake County. EPA may list more systems serving the county, so this is not a full count.
What is the biggest environmental risk in Lake County?
In ZipCheckup's cost model, the factor with the largest estimated average annual cost in Lake County is energy code gap. Across all modeled risk factors, the estimated average additional annual cost is $1,108 per homeowner; actual costs vary by home.
How old are homes in Lake County?
The median home build year in Lake County is 1969. 65% of homes were built before 1980; homes built before 1978 may contain lead-based paint, and older homes may have older plumbing materials.
How does Lake County compare to Minnesota?
Lake County has an average Home Safety Score of 83/100 under model 4.0.0, which is at or above the Minnesota state average of 68/100.

How to cite this page

APA ZipCheckup. (2026). Lake County, MN: HSS 83/100; 4 Violations. https://zipcheckup.com/county/minnesota/lake/
BibTeX
@misc{zipcheckup-county-minnesota-lake,
  author = {{ZipCheckup}},
  title  = {{Lake County, MN: HSS 83/100; 4 Violations}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/minnesota/lake/}
}

Page version: October 2026.

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