COUNTY REPORT MN

Lake County, Minnesota

6 ZIP codes · Avg score 83/100 · Grade B · Updated

ZipCheckup grade for Lake County: B.

This ZIP looks solid, with a few items worth a quick check.

Water systems in Lake County serve 6 ZIP codes with few reported safety events.

How Lake County Compares

Lake County83/100
Minnesota avg68/100
National avg73/100

How Lake County Compares

B
County Grade
83/100
Avg Safety Score
6
ZIP Codes
2
Water Systems

Lake County scores 15 points above the Minnesota state average (68/100) and 10 points above the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData Last verified:

B
County Grade
83
Avg Safety Score
6
ZIP Codes
Best ZIP: 55616 (83/100)
Lowest ZIP: 55616 (83/100)
$204K
Median Home Value
$1,117
Avg Remediation (55% of home value)

ZIP Code Risk Map

Water Quality Map: Lake County, Minnesota

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 13.9 (asthma 9.8%, diabetes 12.5%)

Estimated additional annual cost per homeowner: $1,455, driven primarily by energy_code_gap

60.7% of homes built before 1978 (lead paint era)

County Health Indicators vs National Average

Asthma 9.8% (national: 8.9%)
Diabetes 12.5% (national: 10.5%)
Obesity 35.4% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1969
Median Build Year
60.7%
Pre-1978 Housing
42/100
Infrastructure Stress Indicator
83%
ZIPs with High Infrastructure Stress
Low
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINS infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,455

Energy Code Gap $450/yr
Wildfire $300/yr
Water / Lead $208/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

6,611 housing units in Lake County

Pre-1940 16%
1940–1959 26%
1960–1979 23%
1980–1999 17%
2000+ 18%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Lake County

$204K
Median Home Value
$1,117
Est. Remediation Cost
0.5%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Lake County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Lake County residents

Asthma 9.8% (US avg: 8.9%)
Diabetes 12.5% (US avg: 11%)
Obesity 35.4% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems serving Lake County

2 community water systems serving Lake County.

Systems with the most violations in Lake County

2 water systems with recorded EPA violations.

All ZIP Codes in Lake County

6 ZIP codes tracked in Lake County.

# ZIP Code City Safety Score Grade Violations Home Value
1 55616 Two Harbors 83 B 1 $237K
2 55601 Beaver Bay 3 $233K
3 55603 Finland $196K
4 55607 Isabella $204K
5 55609 Knife River
6 55614 Silver Bay 3 $173K

Recommended Buyer Guides for Lake County

Filtered against EPA monitoring data and CDC lead-exposure guidance, the guides below skip the generic catalog and connect directly to the contaminants and hazards on file here.

Overview

Lake County in Minnesota covers 6 tracked ZIP records with an average Home Safety Score of B (83/100) across 1 scored records.

3 of 3 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. The available record reports no health-based violations for this measured scope.

← Back to Minnesota Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in Lake County?
Lake County receives a grade of B, indicating generally safe tap water across its 6 ZIP codes.
How many water systems serve Lake County?
Lake County is served by 2 public water systems that supply drinking water to residents across 6 ZIP codes.
What is the biggest environmental risk in Lake County?
The primary environmental risk factor in Lake County is energy_code_gap. This contributes to an estimated additional annual cost of $1,455 per homeowner.
How old are homes in Lake County?
The median home build year in Lake County is 1969. 60.7% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.
How does Lake County compare to Minnesota?
Lake County has an average Home Safety Score of 83/100 under model 4.0.0, which is above the Minnesota state average of 68/100.

How to cite this page

APA ZipCheckup. (2026). Lake County, MN: HSS 83/100; 4 Violations. https://zipcheckup.com/county/minnesota/lake/
BibTeX
@misc{zipcheckup-county-minnesota-lake,
  author = {{ZipCheckup}},
  title  = {{Lake County, MN: HSS 83/100; 4 Violations}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/minnesota/lake/}
}

Page version: August 2026.

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