COUNTY REPORT KY

Shelby County, Kentucky

6 ZIP codes · Avg score 74/100 · Grade B · Updated 2026-06-03

The 6 water systems serving Shelby County show strong compliance with federal drinking water standards.

How Shelby County Compares

Shelby County74/100
Kentucky avg61/100
National avg68/100

How Shelby County Compares

B
County Grade
74/100
Avg Safety Score
6
ZIP Codes
8
Water Systems

Shelby County scores 13 points above the Kentucky state average (61/100) and 6 points above the national average (68/100).

Data: EPA SDWIS Last verified: 2026-06-03

B
County Grade
74
Avg Safety Score
6
ZIP Codes
Best ZIP: 40003 (83/100)
Lowest ZIP: 40076 (53/100)
$331K
Median Home Value
$1,783
Avg Remediation (54% of home value)

ZIP Code Risk Map

Water Quality Map: Shelby County, Kentucky

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Estimated additional annual cost per homeowner: $492, driven primarily by flood

Infrastructure: 0.284% avg pipe failure probability

39.4% of homes built before 1978 (lead paint era)

Infrastructure Overview

1995
Median Build Year
39.4%
Pre-1978 Housing
28%
Pipe Failure Probability
0%
ZIPs at High Infra Risk
Moderate
Lead Pipe Risk

Sources: Census ACS (housing age), EPA SDWIS (infrastructure risk model), state bridge inspection data.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $492

Flood $267/yr
Energy Code Gap $225/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

17,575 housing units in Shelby County

Pre-1940 10%
1940–1959 7%
1960–1979 20%
1980–1999 29%
2000+ 34%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Shelby County

$331K
Median Home Value
$1,783
Est. Remediation Cost
0.5%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Shelby County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Water Systems with Most Violations

Top 5 systems in Shelby County ranked by EPA violation count.

# Water System Population Violations
1 North Shelby Water District 14,660 1
2 Us 60 Water District 7,892 1
3 Henry County Water District #2 17,716 1
4 WEST SHELBY WATER DISTRICT 6,994 0
5 Shelbyville Water & Sewer Commission 23,760 0

8 total water systems serve Shelby County.

All ZIP Codes in Shelby County

6 ZIP codes tracked in Shelby County.

# ZIP Code City Safety Score Grade Violations Home Value
1 40003 Bagdad 83 B 1 $331K
2 40066 Shelbyville 83 B 0
3 40067 Simpsonville 83 B 0 $336K
4 40065 Shelbyville 78 B 0 $254K
5 40022 Finchville 63 C 0 $376K
6 40076 Waddy 53 D 0 $222K

Recommended Buyer Guides for Shelby County

Filtered against federal data, fitted to local risks.

Overview

Shelby County in Kentucky covers 6 ZIP codes with an average Home Safety Score of B (74/100).

1 of 6 ZIP codes have recorded EPA violations. All violations are monitoring/reporting type.

← Back to Kentucky water quality report

Data Sources

Updated daily.

Frequently Asked Questions

Is water safe in Shelby County?
Shelby County receives a grade of B, indicating generally safe tap water across its 6 ZIP codes.
How many water systems serve Shelby County?
Shelby County is served by 8 public water systems that supply drinking water to residents across 6 ZIP codes.
What is the biggest environmental risk in Shelby County?
The primary environmental risk factor in Shelby County is flood. This contributes to an estimated additional annual cost of $492 per homeowner.
How old are homes in Shelby County?
The median home build year in Shelby County is 1995. 39.4% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.
How does Shelby County compare to Kentucky?
Shelby County has an average water safety score of 74/100, which is above the Kentucky state average of 61/100.

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