Gallatin County, Kentucky
5 ZIP codes · Avg score 63/100 · Grade C · Updated 2026-07-19
ZipCheckup grade for Gallatin: C.
A mixed picture - some signals here are worth your attention.
While Gallatin County avoids the worst tiers, a portion of its 5 ZIP codes have logged violations.
How Gallatin County Compares
How Gallatin County Compares
Gallatin County scores 2 points above the Kentucky state average (61/100) and 5 points below the national average (68/100).
Data: EPA SDWIS Last verified: 2026-07-19
ZIP Code Risk Map
Water Quality Map: Gallatin County, Kentucky
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
Key Risk Factors
Estimated additional annual cost per homeowner: $904, driven primarily by flood
Infrastructure: 0.356% avg pipe failure probability, 40% of ZIPs at high risk
48.6% of homes built before 1978 (lead paint era)
Infrastructure Overview
Sources: Census ACS (housing age), EPA SDWIS (infrastructure risk model), state bridge inspection data.
Compound Risk Breakdown
Estimated additional annual cost per homeowner: $904
Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).
Housing Age Distribution
3,542 housing units in Gallatin County
Source: U.S. Census Bureau ACS B25034 (Year Structure Built).
Water Safety Affordability
How much it costs to fix water issues relative to home values in Gallatin County
Remediation costs are relatively manageable for most homeowners in Gallatin County, representing a small fraction of property value.
Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.
Water systems serving Gallatin County
6 community water systems serving Gallatin County.
- B
- B
- B
- B
- D
- B
All ZIP Codes in Gallatin County
5 ZIP codes tracked in Gallatin County.
| # | ZIP Code | City | Safety Score | Grade | Violations | Home Value |
|---|---|---|---|---|---|---|
| 1 | 41086 | Sparta | 78 | B | 0 | $167K |
| 2 | 41095 | Warsaw | 78 | B | 0 | $166K |
| 3 | 40355 | New Liberty | 53 | D | 0 | $217K |
| 4 | 41046 | Glencoe | 53 | D | 0 | $195K |
| 5 | 41052 | Jonesville | 53 | D | 0 | $146K |
Recommended Buyer Guides for Gallatin County
Where county records show a lead exceedance or pre-1978 housing concentration, lead-specific filters and test kits move toward the top of the list.
- Best Sump Pumps — Flood is the top compound risk factor
- Best Mold Test Kits — Flood-driven moisture and mold risk
Deep Dive Reports
Detailed analysis for Gallatin County, Kentucky
Overview
Gallatin County in Kentucky covers 5 ZIP codes with an average Home Safety Score of C (63/100).
No EPA violations are recorded for the tracked water systems in Gallatin County as of the latest reporting period.
← Back to Kentucky water quality report
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Home values: U.S. Census Bureau ACS (median estimates by ZCTA)
Updated daily.