COUNTY REPORT KY

Gallatin County, Kentucky

3 ZIP codes · Home Safety Score unavailable · 0 of 3 tracked ZIP records scored · Updated

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData Last verified:

Unavailable
0 of 3 tracked ZIP records scored
3
ZIP Codes
$167K
Median Home Value
$1,533
Avg Remediation (92% of home value)

Key Risk Factors

Estimated additional annual cost per homeowner: $1,037, driven primarily by flood

41.3% of homes built before 1978 (lead paint era)

Infrastructure Overview

1985
Median Build Year
41.3%
Pre-1978 Housing
35/100
Infrastructure Stress Indicator
33%
ZIPs with High Infrastructure Stress
Moderate
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINS infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,037

Flood $1,000/yr
Energy Code Gap $270/yr
Water / Lead $50/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

3,255 housing units in Gallatin County

Pre-1940 7%
1940–1959 10%
1960–1979 18%
1980–1999 38%
2000+ 27%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Gallatin County

$167K
Median Home Value
$1,533
Est. Remediation Cost
0.9%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Gallatin County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Water systems serving Gallatin County

5 community water systems serving Gallatin County.

All ZIP Codes in Gallatin County

3 ZIP codes tracked in Gallatin County.

# ZIP Code City Safety Score Grade Violations Home Value
1 41046 Glencoe 0 $195K
2 41086 Sparta 0 $167K
3 41095 Warsaw 0 $166K

Recommended Buyer Guides for Gallatin County

Where county records show a lead exceedance or pre-1978 housing concentration, lead-specific filters and test kits move toward the top of the list.

Overview

Gallatin County in Kentucky covers 3 tracked ZIP records. No Home Safety Score is published because the required model evidence is incomplete for every tracked record; missing evidence is not treated as zero.

The available EPA record reports 0 violations for 3 ZIP codes with a reported violation count.

← Back to Kentucky Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

How many water systems serve Gallatin County?
Gallatin County is served by 5 public water systems that supply drinking water to residents across 3 ZIP codes.
What is the biggest environmental risk in Gallatin County?
The primary environmental risk factor in Gallatin County is flood. This contributes to an estimated additional annual cost of $1,037 per homeowner.
How old are homes in Gallatin County?
The median home build year in Gallatin County is 1985. 41.3% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.

How to cite this page

APA ZipCheckup. (2026). Gallatin County, Kentucky Home Safety Profile. https://zipcheckup.com/county/kentucky/gallatin/
BibTeX
@misc{zipcheckup-county-kentucky-gallatin,
  author = {{ZipCheckup}},
  title  = {{Gallatin County, Kentucky Home Safety Profile}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/kentucky/gallatin/}
}

Page version: August 2026.

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