COUNTY REPORT KY

Gallatin County, Kentucky

5 ZIP codes · Avg score 63/100 · Grade C · Updated 2026-06-03

While Gallatin County avoids the worst tiers, a portion of its 5 ZIP codes have logged violations.

How Gallatin County Compares

Gallatin County63/100
Kentucky avg61/100
National avg68/100

How Gallatin County Compares

C
County Grade
63/100
Avg Safety Score
5
ZIP Codes
6
Water Systems

Gallatin County scores 2 points above the Kentucky state average (61/100) and 5 points below the national average (68/100).

Data: EPA SDWIS Last verified: 2026-06-03

C
County Grade
63
Avg Safety Score
5
ZIP Codes
Best ZIP: 41086 (78/100)
Lowest ZIP: 41052 (53/100)
$167K
Median Home Value
$1,280
Avg Remediation (77% of home value)

ZIP Code Risk Map

Water Quality Map: Gallatin County, Kentucky

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Estimated additional annual cost per homeowner: $814, driven primarily by flood

Infrastructure: 0.294% avg pipe failure probability

48.6% of homes built before 1978 (lead paint era)

Infrastructure Overview

1985
Median Build Year
48.6%
Pre-1978 Housing
29%
Pipe Failure Probability
0%
ZIPs at High Infra Risk
Low
Lead Pipe Risk

Sources: Census ACS (housing age), EPA SDWIS (infrastructure risk model), state bridge inspection data.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $814

Flood $400/yr
Energy Code Gap $324/yr
Water / Lead $90/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

3,542 housing units in Gallatin County

Pre-1940 7%
1940–1959 9%
1960–1979 19%
1980–1999 38%
2000+ 26%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Gallatin County

$167K
Median Home Value
$1,280
Est. Remediation Cost
0.8%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Gallatin County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Water Systems with Most Violations

Top 5 systems in Gallatin County ranked by EPA violation count.

# Water System Population Violations
1 KENTUCKY-AMERICAN WATER CO 299,501 0
2 GALLATIN COUNTY WATER DISTRICT 5,860 0
3 Bullock Pen Water District 20,048 0
4 Carroll Company Water District #1 5,934 0
5 Warsaw Water Works 1,988 0

6 total water systems serve Gallatin County.

All ZIP Codes in Gallatin County

5 ZIP codes tracked in Gallatin County.

# ZIP Code City Safety Score Grade Violations Home Value
1 41086 Sparta 78 B 0 $167K
2 41095 Warsaw 78 B 0 $166K
3 40355 New Liberty 53 D 0 $217K
4 41046 Glencoe 53 D 0 $195K
5 41052 Jonesville 53 D 0 $146K

Recommended Buyer Guides for Gallatin County

Where county records show a lead exceedance or pre-1978 housing concentration, lead-specific filters and test kits move toward the top of the list.

Overview

Gallatin County in Kentucky covers 5 ZIP codes with an average Home Safety Score of C (63/100).

No EPA violations recorded across any tracked ZIP codes in Gallatin County.

← Back to Kentucky water quality report

Data Sources

Updated daily.

Frequently Asked Questions

Is water safe in Gallatin County?
Gallatin County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.
How many water systems serve Gallatin County?
Gallatin County is served by 6 public water systems that supply drinking water to residents across 5 ZIP codes.
What is the biggest environmental risk in Gallatin County?
The primary environmental risk factor in Gallatin County is flood. This contributes to an estimated additional annual cost of $814 per homeowner.
How old are homes in Gallatin County?
The median home build year in Gallatin County is 1985. 48.6% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.
How does Gallatin County compare to Kentucky?
Gallatin County has an average water safety score of 63/100, which is above the Kentucky state average of 61/100.

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