COUNTY REPORT IA

Clay County, Iowa

7 ZIP codes · Avg score 55/100 · Grade C · Updated 2026-06-03

Safe water is the norm for most of Clay County's 7 ZIP codes — but a notable subset have documented violations that push the grade to the middle tier.

How Clay County Compares

Clay County55/100
Iowa avg59/100
National avg68/100

How Clay County Compares

C
County Grade
55/100
Avg Safety Score
7
ZIP Codes
7
Water Systems

Clay County scores 4 points below the Iowa state average (59/100) and 13 points below the national average (68/100).

Data: EPA SDWIS Last verified: 2026-06-03

C
County Grade
55
Avg Safety Score
7
ZIP Codes
Best ZIP: 51338 (70/100)
Lowest ZIP: 51357 (40/100)
$120K
Median Home Value
$1,814
Avg Remediation (151% of home value)

ZIP Code Risk Map

Water Quality Map: Clay County, Iowa

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 13.7 (asthma 9.9%, diabetes 12.3%)

Estimated additional annual cost per homeowner: $981, driven primarily by energy_code_gap

Infrastructure: 0.489% avg pipe failure probability, 100% of ZIPs at high risk

85% of homes built before 1978 (lead paint era)

County Health Indicators vs National Average

Asthma 9.9% (national: 8.9%)
Diabetes 12.3% (national: 10.5%)
Obesity 35.2% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1941
Median Build Year
85%
Pre-1978 Housing
49%
Pipe Failure Probability
100%
ZIPs at High Infra Risk
High
Lead Pipe Risk

Sources: Census ACS (housing age), EPA SDWIS (infrastructure risk model), state bridge inspection data.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $981

Energy Code Gap $424/yr
Water / Lead $329/yr
Flood $229/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

7,421 housing units in Clay County

Pre-1940 28%
1940–1959 16%
1960–1979 25%
1980–1999 16%
2000+ 14%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Clay County

$120K
Median Home Value
$1,814
Est. Remediation Cost
1.5%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Clay County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Clay County residents

Asthma 9.9% (US avg: 8.9%)
Diabetes 12.3% (US avg: 11%)
Obesity 35.2% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water Systems with Most Violations

Top 5 systems in Clay County ranked by EPA violation count.

# Water System Population Violations
1 Everly Water Supply 575 1
2 Peterson Municipal Water Supply 322 0
3 Spencer Municipal Water Utility 11,325 0
4 Iowa Lakes Regional Water - Osgood 8,500 0
5 Iowa Lakes Regional Water 6,755 0

7 total water systems serve Clay County.

All ZIP Codes in Clay County

7 ZIP codes tracked in Clay County.

# ZIP Code City Safety Score Grade Violations Home Value
1 51338 Everly 70 B 1 $120K
2 51047 Peterson 66 C 0 $131K
3 51340 Fostoria 66 C 0 $117K
4 51301 Spencer 60 C 0 $180K
5 51341 Gillett Grove 40 D 0 $63K
6 51343 Greenville 40 D 0 $112K
7 51357 Royal 40 D 0 $121K

Recommended Buyer Guides for Clay County

Retailer arrangements don't shape what appears here — the selection logic is independent, filtered against EPA detections and the federal hazard data on file for this county.

Overview

Clay County in Iowa covers 7 ZIP codes with an average Home Safety Score of C (55/100).

1 of 7 ZIP codes have recorded EPA violations. All violations are monitoring/reporting type.

← Back to Iowa water quality report

Data Sources

Updated daily.

Frequently Asked Questions

Is water safe in Clay County?
Clay County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.
How many water systems serve Clay County?
Clay County is served by 7 public water systems that supply drinking water to residents across 7 ZIP codes.
What is the biggest environmental risk in Clay County?
The primary environmental risk factor in Clay County is energy_code_gap. This contributes to an estimated additional annual cost of $981 per homeowner.
How old are homes in Clay County?
The median home build year in Clay County is 1941. 85% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.
How does Clay County compare to Iowa?
Clay County has an average water safety score of 55/100, which is below the Iowa state average of 59/100.

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