COUNTY REPORT IN

St. Joseph County, Indiana

26 ZIP codes · Avg score 49/100 · Grade D

ZipCheckup grade for St. Joseph County: D.

Federal records show several conditions worth reviewing.

Your top priority: see the breakdown below and consider a certified water filter. NSF certified filters →

Low as it is, the grade for St. Joseph County is a summary of data, not a tap-water measurement; 26 ZIP codes are listed.

How St. Joseph County Compares

St. Joseph County49/100
Indiana avg64/100
National avg73/100

How St. Joseph County Compares

D
County Grade
49/100
Avg Safety Score
26
ZIP Codes
13
Water Systems

St. Joseph County scores 15 points below the Indiana state average (64/100) and 24 points below the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData

D
County Grade
49
Avg Safety Score
26
ZIP Codes
Best ZIP: 46536 (66/100)
Lowest ZIP: 46614 (33/100)
$175K
Median Home Value
$625
Avg Remediation (0.36% of home value)

ZIP Code Risk Map

Water Quality Map: St. Joseph County, Indiana

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 13.4 (asthma 11.1%, diabetes 12.9%)

Modeled additional annual cost estimate per homeowner: $1,147, largest modeled factor: Flood

65% of homes built before 1980 (lead paint was banned for residential use in 1978)

County Health Indicators vs National Average

Asthma 11.1% (national: 8.9%)
Diabetes 12.9% (national: 10.5%)
Obesity 35.3% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1961
Median Build Year
65%
Pre-1980 Housing
46/100
Infrastructure Stress Indicator
81%
ZIPs with High Infrastructure Stress
High
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINSA infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,147

Flood $629/yr
Sea Level Rise $385/yr
Energy Code Gap $322/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

113,310 housing units in St. Joseph County

Pre-1940 18%
1940–1959 24%
1960–1979 23%
1980–1999 22%
2000+ 13%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in St. Joseph County

$175K
Median Home Value
$625
Est. Remediation Cost
0.4%
of Home Value
Remediation as % of home value low burden

Modeled remediation costs in St. Joseph County can be compared with the median property value; actual costs vary by property.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for St. Joseph County residents

Asthma 11.1% (US avg: 8.9%)
Diabetes 12.9% (US avg: 11%)
Obesity 35.3% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems mapped to St. Joseph County ZIP codes

8 community water systems mapped to St. Joseph County ZIP codes; EPA may list more systems serving the county.

Show all 8 water systems

13 water systems mapped to St. Joseph County ZIP codes in our data; EPA may list more systems serving the county.

Systems with the most violations in St. Joseph County

5 water systems with violations in EPA records.

All ZIP Codes in St. Joseph County

26 ZIP codes tracked in St. Joseph County.

# ZIP Code City Safety Score Grade Violations Home Value
1 46536 Lakeville 66 C 1 $208K
2 46545 Mishawaka 50 D 1 $175K
3 46601 South Bend 50 D 1 $132K
4 46613 South Bend 50 D 1 $71K
5 46615 South Bend 50 D 1 $128K
6 46616 South Bend 50 D 1 $136K
7 46619 South Bend 50 D 1 $98K
8 46628 South Bend 50 D 1 $165K
9 46635 South Bend 50 D 1 $193K
10 46556 Notre Dame 49 D 4 —
11 46617 South Bend 49 D 4 $231K
12 46530 Granger 48 D 6 $317K
13 46544 Mishawaka 48 D 5 $151K
14 46554 North Liberty 48 D 6 $189K
15 46637 South Bend 48 D 5 $192K
16 46552 New Carlisle 47 D 6 (2 health) $212K
17 46614 South Bend 33 F 53 (2 health) $175K
18 46546 Mishawaka — — —
19 46595 Wyatt — — —
20 46604 South Bend — — —
21 46624 South Bend — — —
22 46626 South Bend — — —
23 46634 South Bend — — —
24 46660 South Bend — — —
25 46680 South Bend — — —
26 46699 South Bend — — —

Recommended Buyer Guides for St. Joseph County

The mix of guides changes from county to county.

Overview

St. Joseph County in Indiana covers 26 tracked ZIP records with an average Home Safety Score of D (49/100) across 17 scored records.

17 of 17 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 4 health-based violations appear in the available health breakdown.

← Back to Indiana Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

What You Can Do

St. Joseph County has an average Home Safety grade of D across its scored ZIP records. Here are steps to protect your household.

1

Test your tap water

Ask a certified laboratory which tests it offers for lead, bacteria, and other contaminants relevant to your home; a $20-$50 kit may cover only certain contaminants.

2

Consider a certified water filter

NSF/ANSI-certified filters reduce the specific contaminants listed on their certification. Match the filter to your test results for best protection. Try our filter matcher

3

Contact your water utility

Request the latest Consumer Confidence Report (CCR) from your water provider. It reports monitored contaminants detected in the utility's water and related compliance information.

4

Check for lead in your home

65% of homes in this county were built before 1980. Older plumbing and solder can leach lead into drinking water, especially after water sits in the pipes.

Frequently Asked Questions

Is water safe in St. Joseph County?
St. Joseph County receives a grade of D. 2 of 26 ZIP codes are mapped to water systems with reported health-based violations. Independent water testing is recommended.
How many water systems serve St. Joseph County?
We map 13 public water systems to 26 ZIP codes in our data for St. Joseph County. EPA may list more systems serving the county, so this is not a full count.
What is the biggest environmental risk in St. Joseph County?
In ZipCheckup's cost model, the factor with the largest estimated average annual cost in St. Joseph County is flood. Across all modeled risk factors, the estimated average additional annual cost is $1,147 per homeowner; actual costs vary by home.
How old are homes in St. Joseph County?
The median home build year in St. Joseph County is 1961. 65% of homes were built before 1980; homes built before 1978 may contain lead-based paint, and older homes may have older plumbing materials.
How does St. Joseph County compare to Indiana?
St. Joseph County has an average Home Safety Score of 49/100 under model 4.0.0, which is below the Indiana state average of 64/100.

How to cite this page

APA ZipCheckup. (2026). St. Joseph County, IN: HSS 49/100; 4 Health Violations. https://zipcheckup.com/county/indiana/st-joseph/
BibTeX
@misc{zipcheckup-county-indiana-st-joseph,
  author = {{ZipCheckup}},
  title  = {{St. Joseph County, IN: HSS 49/100; 4 Health Violations}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/indiana/st-joseph/}
}

Page version: October 2026.

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