COUNTY REPORT IN

Hamilton County, Indiana

17 ZIP codes · Avg score 65/100 · Grade C

ZipCheckup grade for Hamilton County: C.

A mixed picture - some signals here are worth your attention.

A middle-tier grade covers Hamilton County's 17 ZIP codes; documented violations, where present, are worth reviewing system by system.

How Hamilton County Compares

Hamilton County65/100
Indiana avg64/100
National avg73/100

How Hamilton County Compares

C
County Grade
65/100
Avg Safety Score
17
ZIP Codes
11
Water Systems

Hamilton County scores 1 points above the Indiana state average (64/100) and 8 points below the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData

C
County Grade
65
Avg Safety Score
17
ZIP Codes
Best ZIP: 46038 (67/100)
Lowest ZIP: 46062 (60/100)
$326K
Median Home Value
$525
Avg Remediation (0.16% of home value)

ZIP Code Risk Map

Water Quality Map: Hamilton County, Indiana

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 10.9 (asthma 10.2%, diabetes 9.6%)

Modeled additional annual cost estimate per homeowner: $894, largest modeled factor: Flood

21% of homes built before 1980 (lead paint was banned for residential use in 1978)

County Health Indicators vs National Average

Asthma 10.2% (national: 8.9%)
Diabetes 9.6% (national: 10.5%)
Obesity 32.5% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1994
Median Build Year
21%
Pre-1980 Housing
34/100
Infrastructure Stress Indicator
18%
ZIPs with High Infrastructure Stress
Low
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINSA infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $894

Flood $857/yr
Energy Code Gap $135/yr
Water / Lead $93/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

137,852 housing units in Hamilton County

Pre-1940 4%
1940–1959 4%
1960–1979 13%
1980–1999 31%
2000+ 49%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Hamilton County

$326K
Median Home Value
$525
Est. Remediation Cost
0.2%
of Home Value
Remediation as % of home value low burden

Modeled remediation costs in Hamilton County can be compared with the median property value; actual costs vary by property.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Hamilton County residents

Asthma 10.2% (US avg: 8.9%)
Diabetes 9.6% (US avg: 11%)
Obesity 32.5% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems mapped to Hamilton County ZIP codes

8 community water systems mapped to Hamilton County ZIP codes; EPA may list more systems serving the county.

Show all 8 water systems

11 water systems mapped to Hamilton County ZIP codes in our data; EPA may list more systems serving the county.

Systems with the most violations in Hamilton County

4 water systems with violations in EPA records.

All ZIP Codes in Hamilton County

17 ZIP codes tracked in Hamilton County.

# ZIP Code City Safety Score Grade Violations Home Value
1 46038 Fishers 67 C 0 $302K
2 46037 Fishers 66 C 1 $403K
3 46040 Fortville 66 C 1 $434K
4 46060 Noblesville 66 C 1 $292K
5 46069 Sheridan 66 C 1 $243K
6 46032 Carmel 65 C 4 (2 health) $464K
7 46033 Carmel 65 C 4 (2 health) $459K
8 46074 Westfield 65 C 4 (2 health) $400K
9 46280 Indianapolis 65 C 4 (2 health) $291K
10 46034 Cicero 60 C 8 (5 health) $293K
11 46062 Noblesville 60 C 8 (5 health) $351K
12 46030 Arcadia — — 8 (5 health) $226K
13 46031 Atlanta — — 0 $178K
14 46061 Noblesville — — —
15 46082 Carmel — — —
16 46085 Fishers — — —
17 46290 Indianapolis — — 4 (2 health) $638K

Recommended Buyer Guides for Hamilton County

Selection follows a fixed set of rules applied to local records: signals such as PFAS detections, lead action-level exceedances on record, a large share of pre-1978 housing, EPA Radon Zone 1, or a top flood or wildfire risk each add a related guide, and when none applies, general water testing and filtration guides are shown instead.

Overview

Hamilton County in Indiana covers 17 tracked ZIP records with an average Home Safety Score of C (65/100) across 11 scored records.

12 of 14 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 7 health-based violations appear in the available health breakdown.

← Back to Indiana Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in Hamilton County?
Hamilton County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.
How many water systems serve Hamilton County?
We map 11 public water systems to 17 ZIP codes in our data for Hamilton County. EPA may list more systems serving the county, so this is not a full count.
What is the biggest environmental risk in Hamilton County?
In ZipCheckup's cost model, the factor with the largest estimated average annual cost in Hamilton County is flood. Across all modeled risk factors, the estimated average additional annual cost is $894 per homeowner; actual costs vary by home.
How old are homes in Hamilton County?
The median home build year in Hamilton County is 1994. 21% of homes were built before 1980; homes built before 1978 may contain lead-based paint, and older homes may have older plumbing materials.
How does Hamilton County compare to Indiana?
Hamilton County has an average Home Safety Score of 65/100 under model 4.0.0, which is at or above the Indiana state average of 64/100.

How to cite this page

APA ZipCheckup. (2026). Hamilton County, IN: HSS 65/100; 7 Health Violations. https://zipcheckup.com/county/indiana/hamilton/
BibTeX
@misc{zipcheckup-county-indiana-hamilton,
  author = {{ZipCheckup}},
  title  = {{Hamilton County, IN: HSS 65/100; 7 Health Violations}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/indiana/hamilton/}
}

Page version: October 2026.

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