CITY REPORT OH

Loveland, OH: PFAS Found in Water - Home Safety 35/100

1 ZIP code · 5 water systems · Updated

ZipCheckup grade for Loveland: F.

Federal data flags serious home-safety risks for this ZIP.

Your top priority: see the breakdown below and consider a certified water filter. NSF certified filters →

Within Loveland, water quality data indicates below-average safety by OH standards - independent testing is a reasonable precaution for residents whose systems show active violations.

How Loveland Compares

Loveland35/100
Ohio avg60/100
National avg73/100

Data: EPA SDWIS

1
ZIP Codes
5
Water Systems
1
ZIPs with Violations
F · 35
Avg Safety Score
Zone 1
Radon Risk (High)
$341K
Median Home Value
$2,200
Est. Remediation (0.7% of home value)

Key Facts for Loveland Residents

  • Your city's water systems recorded 36 violations in the past 5 years.
  • Average lead level: 0.0042 mg/L.
  • Homes built before 1986: 41% - older plumbing may contain lead solder.
  • Estimated remediation: $2,200 per household.
  • CDC health risk index: 11.85.

Loveland's Water Providers

Loveland, OH draws its residential water from 3 separate providers among the 5 federally tracked systems. Each operates independently, with its own infrastructure, rate structure, and compliance record.

Overview

We track home safety data for 1 ZIP code in Loveland, Ohio (population ~56,854), covering 5 community water systems serving approximately 1,017,542 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

1 of 1 ZIP code with a reported violation count in the available EPA record (100%) have recorded EPA violations. The available record reports no health-based violations for this measured scope.

Home Safety Score

Average Home Safety Score for Loveland: F (35/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Loveland water systems draw from: Groundwater, Surface water.

Lead & Copper

  • Average lead level (90th percentile): 0.0042 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 1 (High Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Top Contaminants

Contaminant Category Violations ZIPs Affected
Surface Water Treatment Rule Treatment Technique 28 1
PFOA PFAS 2 1
PFNA PFAS 2 1
Total Trihalomethanes (TTHM) Disinfection Byproducts 2 1
Monochloroacetic Acid Disinfection Byproducts 2 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
45140 F 36 0 Clermont Public Water System

All ZIP Codes in Loveland

  • 45140 [F] - 36 violations

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Loveland Community Health Snapshot

9.9%
Asthma (US: 9.8%)
11%
Diabetes (US: 10.4%)
15.2%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 9.9% ↑
Diabetes 11% ↑
Mental Health 15.2% ↑

Vertical line = national average. Above national · Below national

What's in Loveland's Water?

Surface Water Treatment Rule 28 violations
Treatment Technique
Pathogens may not be adequately removed
PFOA 2 violations
PFAS · EPA limit: 0.000004 mg/L
PFNA 2 violations
PFAS · EPA limit: 0.00001 mg/L

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

Loveland Infrastructure Age

1998
Median Build Year
41%
Built Before 1986
13%
Built Before 1970
Copper
Likely Pipe Material

With 41% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Over the decades, Loveland accumulated housing from multiple construction periods. The median build year of 1998 places the midpoint of that stock near the 1986 threshold when lead solder in plumbing became federally prohibited - leaving a sizable share of homes on each side of that safety line.

1998
Median Year Built
41%
Pre-1986 (Lead Paint Risk)
13%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (13%) 1970–1986 (28%) Post-1986 (59%)

Most homes in Loveland were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.

Source: U.S. Census Bureau ACS B25034.

How Remediation Costs Compare in Loveland

Placing remediation in the context of Loveland's property market, the equity share is low - most homeowners here are weighing a financial commitment that fits comfortably within routine property planning, far from the threshold where remediation becomes a material equity decision rather than a standard upkeep consideration.

Median Home Value
$340,800
Est. Remediation
$2,200
Remediation as % of home value 0.7%

Remediation costs in Loveland are relatively low compared to home values. The $1,200–$3,400 estimated range is a small fraction of median property value. Home values are 86% above the Ohio average.

Loveland: Lead Risk & Vulnerable Populations

41%
Homes Built Before 1986
0.0042
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

41% of Loveland housing dates to the pre-rule era, alongside aggregate readings hovering at the federal action mark - household-level confirmation through a draw-test kit fits the local picture.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Loveland: NFIP Claim Records and Water-Quality Context

82
Total FEMA Flood Claims
$11,749
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Loveland contains 82 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $11,749. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$2,200</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

What You Can Do in Loveland

  1. Test your water at home. City-level data shows averages - your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
  2. Install a certified water filter. Filters rated for Surface Water Treatment Rule can reduce the most common contaminant found in Loveland's water.
  3. Check your home's plumbing. With 41% of homes built before 1986, lead solder is a real possibility.
  4. Review your water system's CCR. Your utility publishes an annual Consumer Confidence Report with detailed test results. Request it or find it online.

Frequently Asked Questions

What does the Home Safety Score mean for Loveland, OH?
Loveland has an average Home Safety Score of 35/100 (Grade F) under model 4.0.0. The score combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, the PFAS MCL screen, EPA radon zone, and annual EPA AQI, and is published only when all required domains are observed. 36 EPA violations have been recorded. Check individual ZIP code reports for component details.
How many water violations does Loveland have?
Loveland water systems have a total of 36 EPA violations. Violations are tracked across 1 ZIP code.
Does Loveland water have lead?
The average 90th-percentile lead level in Loveland is 0.0042 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home - testing is recommended especially in older properties.
How does Loveland compare to Ohio average?
Loveland has an average Home Safety Score of 35/100, which is below the Ohio state average of 60/100 for the same model series.
How many water systems serve Loveland?
Loveland is served by 5 public water systems across 1 ZIP code, serving approximately 56,854 people.
How much does it cost to fix water issues in Loveland?
Estimated remediation costs in Loveland average $2,200 per household, ranging from $1,200 to $3,400. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesOhio → Loveland, OH

How to cite this page

APA ZipCheckup. (2026). Loveland, OH: PFAS Found in Water - Home Safety 35/100. https://zipcheckup.com/cities/oh/loveland/
BibTeX
@misc{zipcheckup-cities-oh-loveland,
  author = {{ZipCheckup}},
  title  = {{Loveland, OH: PFAS Found in Water - Home Safety 35/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/oh/loveland/}
}

Page version: August 2026.

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