Loveland, OH: 1 Violation — 60/100 (2026)
1 ZIP code · 8 water systems · Updated 2026-06-03
Compared to top-scoring cities in OH, Loveland lands in the middle tier — some water systems meet standards cleanly, others carry documented violations, and performance can vary significantly across service areas.
How Loveland Compares
Data: EPA SDWIS Last verified: 2026-06-03
Key Facts for Loveland Residents
- Your city's water systems recorded 1 violation in the past 5 years.
- Average lead level: 0.0042 mg/L.
- Homes built before 1986: 41% — older plumbing may contain lead solder.
- Estimated remediation: $2,200 per household.
- CDC health risk index: 11.85.
Loveland's Water Providers
Loveland, OH draws its residential water from 3 separate providers among the 8 federally tracked systems. Each operates independently, with its own infrastructure, rate structure, and compliance record.
Overview
We track water quality and home safety data for 1 ZIP code in Loveland, Ohio (population ~56,854), covering 8 community water systems serving approximately 1,048,782 people region-wide.
1 of 1 ZIP code (100%) have recorded EPA violations. All violations are monitoring/reporting type.
Home Safety Score
Average Home Safety Score for Loveland: C (60/100)
The score combines three factors:
| Factor | What It Measures |
|---|---|
| Water Quality | EPA violations and compliance history |
| Lead Levels | 90th percentile lead concentration vs EPA action level |
| Radon Risk | EPA radon zone classification |
Water Sources
Loveland water systems draw from: Groundwater.
Lead & Copper
- Average lead level (90th percentile): 0.0042 mg/L (EPA action level: 0.015 mg/L)
- 0 ZIP codes exceed the EPA lead action level
Radon Risk
Dominant radon zone: Zone 1 (High Risk)
The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.
Top Contaminants
| Contaminant | Category | Violations | ZIPs Affected |
|---|---|---|---|
| Surface Water Treatment Rule | Treatment Technique | 2 | 1 |
Areas with Most Violations
| ZIP Code | Safety Score | Violations | Health-Based | System |
|---|---|---|---|---|
| 45140 | C | 1 | 0 | Loveland City Public Water System |
All ZIP Codes in Loveland
- 45140 [C] — 1 violation
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Lead/copper: EPA Lead and Copper Rule sampling data
- Radon: EPA Map of Radon Zones
Updated daily.
Loveland Community Health Snapshot
Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.
Compared to National Average
Vertical line = national average. ■ Above national · ■ Below national
What's in Loveland's Water?
Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.
Loveland Infrastructure Age
With 41% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.
Source: U.S. Census Bureau American Community Survey (ACS).
Housing Age Profile
Over the decades, Loveland accumulated housing from multiple construction periods. The median build year of 1998 places the midpoint of that stock near the 1986 threshold when lead solder in plumbing became federally prohibited — leaving a sizable share of homes on each side of that safety line.
Most homes in Loveland were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.
Source: U.S. Census Bureau ACS B25034.
How Remediation Costs Compare in Loveland
Placing remediation in the context of Loveland's property market, the equity share is low — most homeowners here are weighing a financial commitment that fits comfortably within routine property planning, far from the threshold where remediation becomes a material equity decision rather than a standard upkeep consideration.
Remediation costs in Loveland are relatively low compared to home values. The $1,200–$3,400 estimated range is a small fraction of median property value. Home values are 86% above the Ohio average.
Loveland: Lead Risk & Vulnerable Populations
Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.
41% of Loveland housing dates to the pre-rule era, alongside aggregate readings hovering at the federal action mark — household-level confirmation through a draw-test kit fits the local picture.
Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.
Loveland: Flood History & Water Damage Risk
Flood activity in Loveland is neither negligible nor at the level of the highest-exposure areas in the NFIP dataset. The 82-claim record and 100% flood zone coverage suggest a community that has experienced recurrent events but has not faced the kind of sustained, severe exposure where water-supply contamination becomes a primary public health concern. It sits in a middle range where flood history merits inclusion in any complete local water quality picture.
Loveland has a moderate flood history with 82 FEMA claims averaging $8,661 per payout. 100% of ZIP codes fall within FEMA flood zones. Flood events can contaminate drinking water and overwhelm treatment systems.
How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$2,200</strong> remediation cost per household.
Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.
Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.
What You Can Do in Loveland
- Test your water at home. City-level data shows averages — your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
- Install a certified water filter. Filters rated for Surface Water Treatment Rule can reduce the most common contaminant found in Loveland's water.
- Check your home's plumbing. With 41% of homes built before 1986, lead solder is a real possibility.
Deep Dive Reports
Detailed analysis for Loveland, OH