Is New York, NY Safe to Buy? Home Safety Score 79/100
Score 79/100 · Risk: moderate · Water Grade B · Updated 2026-07-18
New York has moderate risk. Some factors warrant attention during the home buying process.
Data: EPA SDWIS, FEMA NFIP, Census ACS, EPA Radon Zones Last verified: 2026-07-18
Upgrade cost estimates for New York show a modest home-value ratio - well within typical planning thresholds.
What is a home safety score?
The home safety score (0-100) combines multiple environmental risk factors into a single number: water quality grade, lead contamination levels, flood zone exposure, radon risk, and air quality. A higher score means lower overall risk. The score helps homebuyers compare neighborhoods at a glance. New York scores 79/100 with a "moderate" risk level.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in New York:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Safety scores vary across New York's 159 ZIP codes.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 10200 | 48 | D | View report → |
| 10032 | 56 | C | View report → |
| 10033 | 68 | C | View report → |
| 10004 | 71 | B | View report → |
| 10009 | 71 | B | View report → |
| 10010 | 71 | B | View report → |
| 10011 | 71 | B | View report → |
| 10013 | 71 | B | View report → |
| 10014 | 71 | B | View report → |
| 10016 | 71 | B | View report → |
| 10021 | 71 | B | View report → |
| 10029 | 71 | B | View report → |
| 10035 | 71 | B | View report → |
| 10037 | 71 | B | View report → |
| 10038 | 71 | B | View report → |
Home Safety Overview
New York, New York has moderate risk for homebuyers. The average home safety score is 79/100 across 159 ZIP codes. Some risk factors warrant attention during the home buying process.
Safety Score Card
A composite view of New York's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Quality | Grade B (79/100) | Low risk |
| Lead Risk | 0.0100 mg/L | Low risk |
| Flood Risk | 35% in flood zones | Elevated risk |
| Radon | Zone 3 (Low) | Low risk |
| Air Quality | AQI 178 (Unhealthy) | Elevated risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in New York:
| Component | Estimated Cost |
|---|---|
| Radon | $1K |
| Flood Insurance | $639 |
| Total (low estimate) | $1K |
| Total (mid estimate) | $2K |
| Total (high estimate) | $2K |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Home safety varies across New York's ZIP codes. Lower scores indicate more risk factors:
| ZIP Code | Safety Score | Grade |
|---|---|---|
| 10200 | 48 | D |
| 10032 | 56 | C |
| 10033 | 68 | C |
| 10004 | 71 | B |
| 10009 | 71 | B |
| 10010 | 71 | B |
| 10011 | 71 | B |
| 10013 | 71 | B |
| 10014 | 71 | B |
| 10016 | 71 | B |
| 10021 | 71 | B |
| 10029 | 71 | B |
| 10035 | 71 | B |
| 10037 | 71 | B |
| 10038 | 71 | B |
Safety scores range from 48 (10200) to 81 (10292) - a spread of 33 points.
New York vs. Nearby New York Cities
How New York's overall risk compares to similar cities in New York:
| City | Water Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| New York | B | 0 | 1,679 | 1,617,259 |
| Bronx | D | 0 | 1,932 | 1,426,241 |
| Wyandanch | C | 0 | 14 | 1,144,700 |
| Brentwood | C | 0 | 22 | 1,104,500 |
Homebuyer Safety Checklist for New York
Before purchasing a home in New York, New York, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- 35% of New York is in flood zones - verify insurance requirements
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
- 75% of New York homes built before 1986 - pipe inspection recommended
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Updated daily.
Water Quality Map: New York, NY
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
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