CITY REPORT NC

Oak Island, NC Home Safety: Home Safety Score unavailable

1 ZIP code · 1 water system · Updated

Data: EPA SDWIS

1
ZIP Codes
1
Water Systems
0
ZIPs with Violations
Zone 3
Radon Risk (Low)
$436K
Median Home Value
$1,800
Est. Remediation (0.4% of home value)

Oak Island Water: The Quick Version

  • Homes built before 1986: 34% - older plumbing may contain lead solder.
  • Estimated remediation: $1,800 per household.
  • CDC health risk index: 14.3 - above typical levels.

Water Systems Serving Oak Island

While 1 water system appear in federal records for Oak Island, NC, one provider supplies the majority of residential connections - making it the central point of infrastructure and compliance accountability for most households.

Overview

We track home safety data for 1 ZIP code in Oak Island, North Carolina (population ~8,689), covering 1 community water system serving approximately 26,924 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

The available EPA record reports 0 violations for 1 ZIP code with a reported violation count.

Water Sources

Oak Island water systems draw from: Surface water.

Lead & Copper

  • Average lead level (90th percentile): 0.0000 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 3 (Low Risk)

Areas with No Violations

ZIP Code Safety Score System Population
28465 Oak Island, Town of 26,924

All ZIP Codes in Oak Island

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

CDC Health Data for Oak Island

10.4%
Asthma (US: 9.8%)
13.5%
Diabetes (US: 10.4%)
14%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 10.4% ↑
Diabetes 13.5% ↑
Mental Health 14% ↓

Vertical line = national average. Above national · Below national

How Old Is Oak Island's Housing Stock?

1996
Median Build Year
34%
Built Before 1986
2%
Built Before 1970
Copper
Likely Pipe Material

Housing age data helps assess potential lead pipe and infrastructure risks. Newer housing stock generally means lower plumbing-related contamination risk.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Because Oak Island's housing stock spans a wide range of construction eras, the median build year of 1996 lands in a zone where two distinct risk populations share the same residential market. Homes built before 1986 may have lead-soldered copper plumbing joints - that practice was federally prohibited in 1986 but remained standard until then. The fraction built before 1970 face an additional risk: lead pipes used for service line connections were common before that decade, meaning both the pipe and the solder may be lead-containing in the oldest structures. Residents in mid-century or earlier homes face a different risk environment than neighbors in houses built after 1986, even if they drink from the same utility's supply - and that property-level divergence is what makes the age distribution above more diagnostic than the city-wide median alone.

1996
Median Year Built
34%
Pre-1986 (Lead Paint Risk)
2%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (2%) 1970–1986 (32%) Post-1986 (66%)

Most homes in Oak Island were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.

Source: U.S. Census Bureau ACS B25034.

Oak Island: Remediation Cost in Perspective

In Oak Island, the equity impact of remediation is proportionally small - not the kind of financial commitment that rises to the level of a genuine planning constraint, but a minor share of what most properties here are worth.

Median Home Value
$436,200
Est. Remediation
$1,800
Remediation as % of home value 0.4%

Remediation costs in Oak Island are relatively low compared to home values. The $1,200–$2,600 estimated range is a small fraction of median property value. Home values are 85% above the North Carolina average.

Protecting Children from Lead in Oak Island

34%
Homes Built Before 1986

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

In recent monitoring under the Lead and Copper Rule, citywide samples for Oak Island have approached or crossed the regulatory action level on multiple occasions. Combined with 34% of stock dating from the pre-rule era, the picture supports baseline single-tap reads as a standard household-level step.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical Flood-Claim Evidence for Oak Island

2,851
Total FEMA Flood Claims
$14,375
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Oak Island contains 2,851 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $14,375. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$1,800</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

How many water systems serve Oak Island?
Oak Island is served by 1 public water system across 1 ZIP code, serving approximately 8,689 people.
How much does it cost to fix water issues in Oak Island?
Estimated remediation costs in Oak Island average $1,800 per household, ranging from $1,200 to $2,600. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesNorth Carolina → Oak Island, NC

How to cite this page

APA ZipCheckup. (2026). Oak Island, NC Home Safety: Home Safety Score unavailable. https://zipcheckup.com/cities/nc/oak-island/
BibTeX
@misc{zipcheckup-cities-nc-oak-island,
  author = {{ZipCheckup}},
  title  = {{Oak Island, NC Home Safety: Home Safety Score unavailable}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/nc/oak-island/}
}

Page version: August 2026.

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