CITY REPORT MN

Two Harbors, MN: 1 Violation - Home Safety 83/100

1 ZIP code · 1 water system · Updated

ZipCheckup grade for Two Harbors: B.

This ZIP looks solid, with a few items worth a quick check.

Across Two Harbors, EPA monitoring data shows low violation rates and healthy safety margins - a pattern that places the city well above MN's average for drinking water compliance across recent reporting cycles.

How Two Harbors Compares

Two Harbors83/100
Minnesota avg68/100
National avg73/100

Data: EPA SDWIS

1
ZIP Codes
1
Water Systems
1
ZIPs with Violations
B · 83
Avg Safety Score
Zone 2
Radon Risk (Moderate)
$237K
Median Home Value
$2,900
Est. Remediation (1.2% of home value)

Key Facts for Two Harbors Residents

  • Your city's water systems recorded 1 violation in the past 5 years.
  • Average lead level: 0.006 mg/L.
  • Homes built before 1986: 70% - older plumbing may contain lead solder.
  • Estimated remediation: $2,900 per household.
  • CDC health risk index: 13.88 - above typical levels.

Two Harbors's Water Providers

Two Harbors, MN runs on one primary water provider among the 1 federally tracked system. A single utility is responsible for the overwhelming share of residential supply - including the infrastructure, compliance filings, and rate schedules that govern service for most households.

Overview

We track home safety data for 1 ZIP code in Two Harbors, Minnesota, covering 1 community water system serving approximately 7,277 people. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

1 of 1 ZIP code with a reported violation count in the available EPA record (100%) have recorded EPA violations. The available record reports no health-based violations for this measured scope.

Home Safety Score

Average Home Safety Score for Two Harbors: B (83/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Two Harbors water systems draw from: Surface water.

Lead & Copper

  • Average lead level (90th percentile): 0.0060 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 2 (Moderate Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Top Contaminants

Contaminant Category Violations ZIPs Affected
Revised Total Coliform Rule Microbiological 2 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
55616 B 1 0 Two Harbors

All ZIP Codes in Two Harbors

  • 55616 [B] - 1 violation

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Two Harbors Community Health Snapshot

9.8%
Asthma (US: 9.8%)
12.5%
Diabetes (US: 10.4%)
14.4%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 9.8% ↓
Diabetes 12.5% ↑
Mental Health 14.4% ↓

Vertical line = national average. Above national · Below national

What's in Two Harbors's Water?

Revised Total Coliform Rule 2 violations
Microbiological
Indicates possible bacterial contamination

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

Two Harbors Infrastructure Age

1961
Median Build Year
70%
Built Before 1986
45%
Built Before 1970
Galvanized Steel or Copper
Likely Pipe Material

With 70% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

The lead that enters tap water in older homes often comes not from the municipal supply but from the home's own plumbing - from solder used in copper joints before the 1986 federal ban, or from lead pipes installed before 1970. In Two Harbors, where the median build year is 1961, these older materials are widespread. More than half the residential stock predates the 1986 solder ban, and a significant fraction predates 1970 as well. For residents in those homes, the city-wide water quality picture is a less relevant frame than the specific materials inside their own walls and under their own street.

1961
Median Year Built
70%
Pre-1986 (Lead Paint Risk)
45%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (45%) 1970–1986 (25%) Post-1986 (30%)

Over half of homes in Two Harbors were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

How Remediation Costs Compare in Two Harbors

While Two Harbors homeowners face a manageable path to remediation, the equity share sits in the moderate tier - a signal that proactive budgeting matters more here than in lower-ratio markets.

Median Home Value
$237,000
Est. Remediation
$2,900
Remediation as % of home value 1.2%

Remediation costs are moderate relative to home values in Two Harbors. The estimated $1,800–$4,800 range is manageable for most homeowners but still worth budgeting for. Home values are 1% below the Minnesota average.

Two Harbors: Lead Risk & Vulnerable Populations

70%
Homes Built Before 1986
0.006
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Reading the local data together points toward a structural gap that matters more here than in low-exposure communities. 70% of Two Harbors stock comes from the pre-rule era, and citywide monitoring either approaches or sits beyond the federal benchmark under Lead and Copper Rule sampling. A baseline kit fits the routine-diligence category, with certified filtration available via retailer networks where confirmed faucet results warrant additional measures.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Two Harbors: NFIP Claim Records and Water-Quality Context

5
Total FEMA Flood Claims
$226,391
Avg Reported Sum With Payment Data
0%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Two Harbors contains 5 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $226,391. Among ZIP codes with claim records, 0% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$2,900</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

What does the Home Safety Score mean for Two Harbors, MN?
Two Harbors has an average Home Safety Score of 83/100 (Grade B) under model 4.0.0. The score combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, the PFAS MCL screen, EPA radon zone, and annual EPA AQI, and is published only when all required domains are observed. 1 EPA violation has been recorded. Check individual ZIP code reports for component details.
How many water violations does Two Harbors have?
Two Harbors water systems have a total of 1 EPA violation. Violations are tracked across 1 ZIP code.
Does Two Harbors water have lead?
The average 90th-percentile lead level in Two Harbors is 0.006 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home - testing is recommended especially in older properties.
How does Two Harbors compare to Minnesota average?
Two Harbors has an average Home Safety Score of 83/100, which is above the Minnesota state average of 68/100 for the same model series.
How many water systems serve Two Harbors?
Two Harbors is served by 1 public water system across 1 ZIP code, serving approximately 7,277 people.
How much does it cost to fix water issues in Two Harbors?
Estimated remediation costs in Two Harbors average $2,900 per household, ranging from $1,800 to $4,800. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesMinnesota → Two Harbors, MN

How to cite this page

APA ZipCheckup. (2026). Two Harbors, MN: 1 Violation - Home Safety 83/100. https://zipcheckup.com/cities/mn/two-harbors/
BibTeX
@misc{zipcheckup-cities-mn-two-harbors,
  author = {{ZipCheckup}},
  title  = {{Two Harbors, MN: 1 Violation - Home Safety 83/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/mn/two-harbors/}
}

Page version: August 2026.

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