CITY REPORT MN

Stephen, MN: High Radon Risk - Home Safety Score unavailable

1 ZIP code · 1 water system · Updated

Data: EPA SDWIS

1
ZIP Codes
1
Water Systems
0
ZIPs with Violations
Zone 1
Radon Risk (High)
$114K
Median Home Value
$2,400
Est. Remediation (2.1% of home value)

What You Should Know About Stephen Water

  • Average lead level: 0.002 mg/L.
  • Homes built before 1986: 80% - older plumbing may contain lead solder.
  • Estimated remediation: $2,400 per household.
  • CDC health risk index: 13.87 - above typical levels.

Who Supplies Your Water in Stephen

A single utility carries the primary residential water load in Stephen, MN - the dominant provider across 1 federally tracked system.

Overview

We track home safety data for 1 ZIP code in Stephen, Minnesota (population ~845), covering 1 community water system serving approximately 3,295 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

The available EPA record reports 0 violations for 1 ZIP code with a reported violation count.

Water Sources

Stephen water systems draw from: Groundwater.

Lead & Copper

  • Average lead level (90th percentile): 0.0020 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 1 (High Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Areas with No Violations

ZIP Code Safety Score System Population
56757 Marshall-Polk Rural Water System 3,295

All ZIP Codes in Stephen

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Health Outcomes in Stephen

9.9%
Asthma (US: 9.8%)
12.1%
Diabetes (US: 10.4%)
15%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 9.9% ↑
Diabetes 12.1% ↑
Mental Health 15% ↑

Vertical line = national average. Above national · Below national

Housing & Infrastructure in Stephen

1967
Median Build Year
80%
Built Before 1986
47%
Built Before 1970
Galvanized Steel or Copper
Likely Pipe Material

With 80% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Federal plumbing rules changed in two stages - lead pipes were phased out before 1970, and lead solder was banned in 1986 - but in Stephen, where the median build year is 1967, most of the housing was already in place before those rules took effect. The materials installed under older standards remain embedded in a substantial portion of the residential inventory today.

1967
Median Year Built
80%
Pre-1986 (Lead Paint Risk)
47%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (47%) 1970–1986 (33%) Post-1986 (20%)

Over half of homes in Stephen were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Cost Context: What Remediation Means for Stephen Homeowners

Viewed from a financial planning lens, Stephen sits in the high remediation-share tier - the equity impact of addressing documented issues is material, and deliberate preparation is more than a convenience here.

Median Home Value
$113,800
Est. Remediation
$2,400
Remediation as % of home value 2.1%

At 2.1% of home value, remediation costs in Stephen represent a significant financial burden. For homes valued near the median, fixing water and safety issues could cost $1,600–$3,300. Home values here are 53% below the Minnesota average.

Lead Exposure Risk for Children in Stephen

80%
Homes Built Before 1986
0.002
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Reading the local data together points toward a structural gap that matters more here than in low-exposure communities. 80% of Stephen stock comes from the pre-rule era, and citywide monitoring either approaches or sits beyond the federal benchmark under Lead and Copper Rule sampling. A baseline kit fits the routine-diligence category, with certified filtration available via retailer networks where confirmed faucet results warrant additional measures.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical NFIP Claim Context in Stephen

181
Total FEMA Flood Claims
$9,705
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Stephen contains 181 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $9,705. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$2,400</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

Does Stephen water have lead?
The average 90th-percentile lead level in Stephen is 0.002 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home - testing is recommended especially in older properties.
How many water systems serve Stephen?
Stephen is served by 1 public water system across 1 ZIP code, serving approximately 845 people.
How much does it cost to fix water issues in Stephen?
Estimated remediation costs in Stephen average $2,400 per household, ranging from $1,600 to $3,300. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesMinnesota → Stephen, MN

How to cite this page

APA ZipCheckup. (2026). Stephen, MN: High Radon Risk - Home Safety Score unavailable. https://zipcheckup.com/cities/mn/stephen/
BibTeX
@misc{zipcheckup-cities-mn-stephen,
  author = {{ZipCheckup}},
  title  = {{Stephen, MN: High Radon Risk - Home Safety Score unavailable}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/mn/stephen/}
}

Page version: August 2026.

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