CITY REPORT MN

Saginaw, MN Water Safety: 63/100 (2026)

1 ZIP code · 1 water system · Updated 2026-06-03

Saginaw lands near the MN median for water safety — compliance results are mixed, and the city's middle-grade standing reflects genuine variability across service areas rather than one problem driving the whole picture.

How Saginaw Compares

Saginaw63/100
Minnesota avg62/100
National avg67/100

Data: EPA SDWIS Last verified: 2026-06-03

1
ZIP Codes
1
Water Systems
0
ZIPs with Violations
C · 63
Avg Safety Score
Zone 2
Radon Risk (Moderate)
$265K
Median Home Value
$1,600
Est. Remediation (0.6% of home value)

Saginaw Water: The Quick Version

  • Homes built before 1986: 54% — older plumbing may contain lead solder.
  • Estimated remediation: $1,600 per household.
  • CDC health risk index: 12.88 — above typical levels.

Water Systems Serving Saginaw

Because residential water in Saginaw, MN flows primarily through a single utility, infrastructure decisions, rate-setting, and EPA compliance are all managed within one organizational structure. Federal records show 1 system active in the area, but one provider dominates the service landscape for most homes and apartments.

Duluth
Serves ~86,859 people
63
/100

Overview

We track water quality and home safety data for 1 ZIP code in Saginaw, Minnesota (population ~3,981), covering 1 community water system serving approximately 86,859 people region-wide.

No EPA violations recorded across any ZIP codes in Saginaw — an excellent indicator of water quality.

Home Safety Score

Average Home Safety Score for Saginaw: C (63/100)

The score combines three factors:

Factor What It Measures
Water Quality EPA violations and compliance history
Lead Levels 90th percentile lead concentration vs EPA action level
Radon Risk EPA radon zone classification

Water Sources

Saginaw water systems draw from: Surface water.

Lead & Copper

  • Lead data: not yet available for Saginaw
  • 0 ZIP codes exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 2 (Moderate Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Areas with No Violations

ZIP Code Safety Score System Population
55779 C Duluth 86,859

All ZIP Codes in Saginaw

Data Sources

Updated daily.

CDC Health Data for Saginaw

10.5%
Asthma (US: 9.8%)
11.2%
Diabetes (US: 10.4%)
16.5%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 10.5% ↑
Diabetes 11.2% ↑
Mental Health 16.5% ↑

Vertical line = national average. Above national · Below national

How Old Is Saginaw's Housing Stock?

1986
Median Build Year
54%
Built Before 1986
21%
Built Before 1970
Copper
Likely Pipe Material

With 54% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Lead solder was standard in copper plumbing until federally banned in 1986; lead pipes were common in service lines pre-1970. Saginaw's median build year of 1986 reflects a housing stock where these older materials are a pervasive feature — not a rare legacy — of the residential plumbing landscape.

1986
Median Year Built
54%
Pre-1986 (Lead Paint Risk)
21%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (21%) 1970–1986 (33%) Post-1986 (46%)

Over half of homes in Saginaw were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Saginaw: Remediation Cost in Perspective

While no remediation project is entirely without cost, the relationship between estimated remediation and property values in Saginaw is notably favorable — the equity share is small enough that the household financial perspective is one of proportionality rather than pressure, and most homeowners can treat it as routine planning rather than a significant financial event.

Median Home Value
$265,100
Est. Remediation
$1,600
Remediation as % of home value 0.6%

Remediation costs in Saginaw are relatively low compared to home values. The $800–$2,600 estimated range is a small fraction of median property value. Home values are 11% above the Minnesota average.

Protecting Children from Lead in Saginaw

54%
Homes Built Before 1986

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

After the federal action removing lead-bearing solder from new plumbing took effect, building practice shifted — but 54% of the Saginaw inventory predates that line. With aggregate samples near or beyond 0.015 mg/L, an in-home check moves out of the optional column into the standard list.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Climate-Related Water Risk for Saginaw

Over the multi-decade window covered by the National Flood Insurance Program, Saginaw has accumulated 9 claims — a total that suggests more than isolated flood exposure. With 100% of ZIP codes in designated flood zones, the water-quality implications of flooding move from hypothetical to periodically relevant: treatment intake can be compromised, wells can be infiltrated, and distribution backflow can occur.

9
Total FEMA Flood Claims
$9,091
Avg Claim Payout
100%
ZIPs in FEMA Flood Zones

Saginaw has a moderate flood history with 9 FEMA claims averaging $9,091 per payout. 100% of ZIP codes fall within FEMA flood zones. Flood events can contaminate drinking water and overwhelm treatment systems.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$1,600</strong> remediation cost per household.

Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.

Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.

What You Can Do in Saginaw

  1. Test your water at home. City-level data shows averages — your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
  2. Install a certified water filter. An NSF-certified pitcher or under-sink filter removes most common contaminants.
  3. Check your home's plumbing. With 54% of homes built before 1986, lead solder is a real possibility.

Frequently Asked Questions

Is the water safe to drink in Saginaw, MN?
Saginaw has an average water safety score of 63/100 (Grade C). No EPA violations on record. Check individual ZIP code reports for details specific to your neighborhood.
How does Saginaw compare to Minnesota average?
Saginaw has an average water safety score of 63/100, which is above the Minnesota state average of 62/100.
How many water systems serve Saginaw?
Saginaw is served by 1 public water system across 1 ZIP code, serving approximately 3,981 people.
How much does it cost to fix water issues in Saginaw?
Estimated remediation costs in Saginaw average $1,600 per household, ranging from $800 to $2,600. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
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