CITY REPORT MN

Finland, MN Water Safety: 53/100 (2026)

1 ZIP code · 1 water system · Updated 2026-06-03

A meaningful share of water systems in Finland have recorded health-based violations in recent MN monitoring periods — placing the city in the lower tier for tap water safety.

How Finland Compares

Finland53/100
Minnesota avg62/100
National avg67/100

Data: EPA SDWIS Last verified: 2026-06-03

1
ZIP Codes
1
Water Systems
0
ZIPs with Violations
D · 53
Avg Safety Score
Zone 2
Radon Risk (Moderate)
$196K
Median Home Value
$400
Est. Remediation (0.2% of home value)

What You Should Know About Finland Water

  • Homes built before 1986: 64% — older plumbing may contain lead solder.
  • Estimated remediation: $400 per household.
  • CDC health risk index: 13.88 — above typical levels.

Who Supplies Your Water in Finland

Water service in Finland, MN is organized around a single utility — one of 1 tracked by regulator, and the one that manages the local distribution network while holding primary responsibility for EPA compliance reporting.

Silver Bay
Serves ~1,826 people
53
/100

Overview

We track water quality and home safety data for 1 ZIP code in Finland, Minnesota (population ~448), covering 1 community water system serving approximately 1,826 people region-wide.

No EPA violations recorded across any ZIP codes in Finland — an excellent indicator of water quality.

Home Safety Score

Average Home Safety Score for Finland: D (53/100)

The score combines three factors:

Factor What It Measures
Water Quality EPA violations and compliance history
Lead Levels 90th percentile lead concentration vs EPA action level
Radon Risk EPA radon zone classification

Water Sources

Finland water systems draw from: Surface water.

Lead & Copper

  • Lead data: not yet available for Finland
  • 0 ZIP codes exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 2 (Moderate Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Areas with No Violations

ZIP Code Safety Score System Population
55603 D Silver Bay 1,826

All ZIP Codes in Finland

Data Sources

Updated daily.

Health Outcomes in Finland

9.8%
Asthma (US: 9.8%)
12.5%
Diabetes (US: 10.4%)
14.4%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 9.8% ↓
Diabetes 12.5% ↑
Mental Health 14.4% ↓

Vertical line = national average. Above national · Below national

Housing & Infrastructure in Finland

1973
Median Build Year
64%
Built Before 1986
26%
Built Before 1970
Copper
Likely Pipe Material

With 64% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

The character of Finland's housing stock is one of deep historical layering — a median build year of 1973 signals a city built largely before the plumbing era changes of 1986 and 1970. Lead-soldered copper joints and, in the oldest properties, lead service lines are commonly present in this inventory. That context shapes what individual water testing may reveal, particularly in neighborhoods where the oldest housing is concentrated.

1973
Median Year Built
64%
Pre-1986 (Lead Paint Risk)
26%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (26%) 1970–1986 (38%) Post-1986 (36%)

Over half of homes in Finland were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Cost Context: What Remediation Means for Finland Homeowners

In Finland, property wealth outpaces what documented remediation typically demands — the equity burden lands well within the low tier.

Median Home Value
$195,800
Est. Remediation
$400
Remediation as % of home value 0.2%

Remediation costs in Finland are relatively low compared to home values. The $0–$800 estimated range is a small fraction of median property value. Home values are 18% below the Minnesota average.

Lead Exposure Risk for Children in Finland

64%
Homes Built Before 1986

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

64% — that captures the slice of Finland housing dating from before the federal ban on solder containing lead. It pairs with aggregate utility readings that either approach or cross 0.015 mg/L, the benchmark set under the EPA Lead and Copper Rule. Together, the two figures shift one-home reads into a standard household-level confirmation, particularly for families with kids. A certified lead-removal filter is available through retailer-verified channels if a kit returns results that warrant additional measures.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

What You Can Do in Finland

  1. Test your water at home. City-level data shows averages — your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
  2. Install a certified water filter. An NSF-certified pitcher or under-sink filter removes most common contaminants.
  3. Check your home's plumbing. With 64% of homes built before 1986, lead solder is a real possibility.
  4. Review your water system's CCR. Your utility publishes an annual Consumer Confidence Report with detailed test results. Request it or find it online.

Frequently Asked Questions

Is the water safe to drink in Finland, MN?
Finland has an average water safety score of 53/100 (Grade D). No EPA violations on record. Check individual ZIP code reports for details specific to your neighborhood.
How does Finland compare to Minnesota average?
Finland has an average water safety score of 53/100, which is below the Minnesota state average of 62/100.
How many water systems serve Finland?
Finland is served by 1 public water system across 1 ZIP code, serving approximately 448 people.
How much does it cost to fix water issues in Finland?
Estimated remediation costs in Finland average $400 per household, ranging from $0 to $800. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
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