CITY REPORT KY

Thelma, KY Home Safety: Home Safety Score unavailable

1 ZIP code · 1 water system · Updated

Data: EPA SDWIS

1
ZIP Codes
1
Water Systems
0
ZIPs with Violations
Zone 2
Radon Risk (Moderate)
$126K
Median Home Value
$2,900
Est. Remediation (2.3% of home value)

Thelma Water: The Quick Version

  • Homes built before 1986: 64% - older plumbing may contain lead solder.
  • Estimated remediation: $2,900 per household.

Water Systems Serving Thelma

While 1 water system appear in federal records for Thelma, KY, one provider supplies the majority of residential connections - making it the central point of infrastructure and compliance accountability for most households.

Overview

We track home safety data for 1 ZIP code in Thelma, Kentucky (population ~900), covering 1 community water system serving approximately 24,354 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

The available EPA record reports 0 violations for 1 ZIP code with a reported violation count.

Water Sources

Thelma water systems draw from: Surface water.

Lead & Copper

  • Average lead level (90th percentile): 0.0000 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 2 (Moderate Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Areas with No Violations

ZIP Code Safety Score System Population
41260 Paintsville Municipal Water Works 24,354

All ZIP Codes in Thelma

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

How Old Is Thelma's Housing Stock?

1973
Median Build Year
64%
Built Before 1986
11%
Built Before 1970
Copper
Likely Pipe Material

With 64% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

The median home in Thelma was built in 1973 - a figure that places most of the city's residential stock in the era when lead solder was still standard in copper plumbing. Homes built before 1986 may have lead-soldered joints; those built before 1970 face the additional possibility of lead pipes in the service line itself.

1973
Median Year Built
64%
Pre-1986 (Lead Paint Risk)
11%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (11%) 1970–1986 (53%) Post-1986 (36%)

Over half of homes in Thelma were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Thelma: Remediation Cost in Perspective

At current Thelma valuations, the remediation share sits in the elevated tier - a level where deliberate financial planning becomes a practical prerequisite rather than a convenience for most homeowners.

Median Home Value
$126,300
Est. Remediation
$2,900
Remediation as % of home value 2.3%

At 2.3% of home value, remediation costs in Thelma represent a significant financial burden. For homes valued near the median, fixing water and safety issues could cost $1,800–$4,800. Home values here are 15% below the Kentucky average.

Protecting Children from Lead in Thelma

64%
Homes Built Before 1986

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Despite citywide averages serving as the standard public reference point, those aggregates cannot resolve what is happening at one specific faucet - and where 64% of Thelma homes come from before the solder rule or where utility samples sit at or above the action mark, the gap between system data and faucet reality matters more than it does in lower-exposure communities. An in-home draw closes that gap, with certified filtration through retailer networks available where confirmed faucet results warrant additional measures.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical Flood-Claim Evidence for Thelma

2
Total FEMA Flood Claims
$99,938
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Thelma contains 2 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $99,938. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$2,900</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

How many water systems serve Thelma?
Thelma is served by 1 public water system across 1 ZIP code, serving approximately 900 people.
How much does it cost to fix water issues in Thelma?
Estimated remediation costs in Thelma average $2,900 per household, ranging from $1,800 to $4,800. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesKentucky → Thelma, KY

How to cite this page

APA ZipCheckup. (2026). Thelma, KY Home Safety: Home Safety Score unavailable. https://zipcheckup.com/cities/ky/thelma/
BibTeX
@misc{zipcheckup-cities-ky-thelma,
  author = {{ZipCheckup}},
  title  = {{Thelma, KY Home Safety: Home Safety Score unavailable}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/ky/thelma/}
}

Page version: August 2026.

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