CITY REPORT KY

Smithfield, KY Water Safety: 63/100 (2026)

1 ZIP code · 5 water systems · Updated 2026-06-03

Smithfield's water quality grade in KY reflects a middle-ground assessment — service areas range from fully compliant to violation-flagged in current EPA records.

How Smithfield Compares

Smithfield63/100
Kentucky avg61/100
National avg67/100

Data: EPA SDWIS Last verified: 2026-06-03

1
ZIP Codes
5
Water Systems
0
ZIPs with Violations
C · 63
Avg Safety Score
Zone 2
Radon Risk (Moderate)
$291K
Median Home Value
$1,600
Est. Remediation (0.5% of home value)

What You Should Know About Smithfield Water

  • Homes built before 1986: 41% — older plumbing may contain lead solder.
  • Estimated remediation: $1,600 per household.

Who Supplies Your Water in Smithfield

3 independent water providers serve Smithfield, KY — 5 systems appear in federal records.

Oldham County Water District
Serves ~38,409 people
63
/100
Shelbyville Water & Sewer Commission
Serves ~23,760 people
63
/100
Henry County Water District #2
Serves ~17,716 people
63
/100

Overview

We track water quality and home safety data for 1 ZIP code in Smithfield, Kentucky (population ~2,663), covering 5 community water systems serving approximately 97,099 people region-wide.

No EPA violations recorded across any ZIP codes in Smithfield — an excellent indicator of water quality.

Home Safety Score

Average Home Safety Score for Smithfield: C (63/100)

The score combines three factors:

Factor What It Measures
Water Quality EPA violations and compliance history
Lead Levels 90th percentile lead concentration vs EPA action level
Radon Risk EPA radon zone classification

Water Sources

Smithfield water systems draw from: Groundwater.

Lead & Copper

  • Lead data: not yet available for Smithfield
  • 0 ZIP codes exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 2 (Moderate Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Areas with No Violations

ZIP Code Safety Score System Population
40068 C EMINENCE WATER WORKS 2,554

All ZIP Codes in Smithfield

Data Sources

Updated daily.

Housing & Infrastructure in Smithfield

1997
Median Build Year
41%
Built Before 1986
13%
Built Before 1970
Copper
Likely Pipe Material

With 41% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

The story of Smithfield's housing stock is one of layered development — neighborhoods built in different decades, each carrying the plumbing standards of their era. The median build year of 1997 reflects that layered character. Before 1986, lead solder was standard in copper plumbing; before 1970, lead pipes were commonly used for service lines. A substantial portion of the pre-1986 homes visible in the distribution above still carry the plumbing materials of those earlier standards — creating a risk environment that the city-wide aggregate water data doesn't fully capture.

1997
Median Year Built
41%
Pre-1986 (Lead Paint Risk)
13%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (13%) 1970–1986 (28%) Post-1986 (59%)

Most homes in Smithfield were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.

Source: U.S. Census Bureau ACS B25034.

Cost Context: What Remediation Means for Smithfield Homeowners

For most homeowners in Smithfield, the estimated cost of water and safety remediation represents a proportionally modest share of what properties are worth — placing this area in the lower tier of the remediation share scale.

Median Home Value
$291,000
Est. Remediation
$1,600
Remediation as % of home value 0.5%

Remediation costs in Smithfield are relatively low compared to home values. The $800–$2,600 estimated range is a small fraction of median property value. Home values are 95% above the Kentucky average.

Lead Exposure Risk for Children in Smithfield

41%
Homes Built Before 1986

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Even where utility-side monitoring meets Lead and Copper Rule requirements, the 41% pre-rule share in Smithfield keeps interior-plumbing variation as a household-level question that aggregate data cannot resolve.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Flood & Climate Risk in Smithfield

The National Flood Insurance Program captures decades of claims at the local level, building a record of cumulative community flood exposure. For Smithfield, that record documents 3 claims and 100% of ZIP codes inside FEMA-designated flood zones. What makes those numbers relevant to water quality is the set of mechanisms flooding activates: heavy precipitation that floods treatment intake zones can introduce contaminants upstream of normal filtration; well casings in low-lying areas can be infiltrated by floodwaters carrying bacteria, sediment, and chemical residue; and distribution system pressure changes during flooding can create backflow conditions. These effects become more probable as flood frequency and magnitude increase — and the NFIP record indicates both are meaningful factors locally.

3
Total FEMA Flood Claims
$13,577
Avg Claim Payout
100%
ZIPs in FEMA Flood Zones

Smithfield has a moderate flood history with 3 FEMA claims averaging $13,577 per payout. 100% of ZIP codes fall within FEMA flood zones. Flood events can contaminate drinking water and overwhelm treatment systems.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$1,600</strong> remediation cost per household.

Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.

Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.

What You Can Do in Smithfield

  1. Test your water at home. City-level data shows averages — your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
  2. Install a certified water filter. An NSF-certified pitcher or under-sink filter removes most common contaminants.
  3. Check your home's plumbing. With 41% of homes built before 1986, lead solder is a real possibility.

Frequently Asked Questions

Is the water safe to drink in Smithfield, KY?
Smithfield has an average water safety score of 63/100 (Grade C). No EPA violations on record. Check individual ZIP code reports for details specific to your neighborhood.
How does Smithfield compare to Kentucky average?
Smithfield has an average water safety score of 63/100, which is above the Kentucky state average of 61/100.
How many water systems serve Smithfield?
Smithfield is served by 5 public water systems across 1 ZIP code, serving approximately 2,663 people.
How much does it cost to fix water issues in Smithfield?
Estimated remediation costs in Smithfield average $1,600 per household, ranging from $800 to $2,600. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
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