CITY REPORT KY

Melbourne, KY Home Safety: Home Safety 83/100

1 ZIP code · 1 water system · Updated

ZipCheckup grade for Melbourne: B.

This ZIP has a few items worth a quick check.

Looking at federal compliance records for Melbourne, KY: the city earns a grade in the top two bands here, and each serving system's violation history can be reviewed individually for what lies behind it.

How Melbourne Compares

Melbourne83/100
Kentucky avg69/100
National avg73/100

Data: EPA SDWIS

1
ZIP Codes
1
Water Systems
0
ZIPs Linked to Systems with Violations
B · 83
Avg Safety Score
Zone 2
County Radon Potential (Moderate)
$212K
Median Home Value
$500
Est. Remediation (0.2% of home value)

What You Should Know About Melbourne Water

  • Homes built before 1986: 71% - older plumbing may contain lead solder.
  • Estimated remediation: $500 per household.

Who Supplies Your Water in Melbourne

Which water system serves a particular address in Melbourne, KY? The water bill or the utility can confirm it; the list here shows one system, and federal data link 1 in total.

Overview

We track home safety data for 1 ZIP code in Melbourne, Kentucky (population ~3,166), covering 1 community water system serving approximately 259,949 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

The available EPA record reports 0 violations for 1 ZIP code with a reported violation count.

Home Safety Score

Average Home Safety Score for Melbourne: B (83/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Melbourne water systems draw from: Surface water.

Lead & Copper

  • Average of reported 90th-percentile lead results: reported as 0 mg/L (a reported 0 is not proof of no lead; check the source record for its reporting limit) (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

1 of 1 ZIP records with known zones is in EPA Radon Zone 2.

The EPA recommends testing all homes regardless of radon zone. County radon zones cannot replace an in-home radon test.

Areas with No Violations

ZIP Code Safety Score System Population
41059 B Northern Kentucky Water District 259,949

All ZIP Codes in Melbourne

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Housing & Infrastructure in Melbourne

1977
Median Build Year
71%
Built Before 1986
45%
Built Before 1970
Copper
Likely Pipe Material

With 71% of homes built before 1986, lead solder in plumbing is a potential concern. Federal law banned lead solder in drinking-water plumbing in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Plumbing risk in older housing is tied to the period before 1986, when lead pipes and lead solder were still permitted in new plumbing. Melbourne's median build year is 1977, and properties from before that year might still contain lead-bearing joints or pipes. Much of that risk sits inside individual properties, which city-level water quality averages don't capture.

1977
Median Year Built
71%
Pre-1986 (lead solder era; lead paint banned 1978)
45%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (45%) 1970–1986 (26%) Post-1986 (29%)

Over half of homes in Melbourne were built before 1986, when federal law began restricting lead solder in drinking-water plumbing. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Cost Context: What Remediation Means for Melbourne Homeowners

Here the gap between local home values and the estimated repair bill is wide, so the percentage shown below for Melbourne stays at or under the 1% mark.

Median Home Value
$212,400
Est. Remediation
$500
Remediation as % of home value 0.2%

Estimated remediation costs in Melbourne can be compared with local home values. The $300–$800 estimated range can be set against the median property value; actual costs vary by home. Home values are 42% above the Kentucky average.

Lead Exposure Risk for Children in Melbourne

71%
Homes Built Before 1986

Why children are most at risk: The CDC states that no safe blood lead level in children has been identified. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

If you have young children or are pregnant, consider testing your home's water - especially if your home was built before 1986.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical NFIP Claim Context in Melbourne

64
Total FEMA Flood Claims
$19,560
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Melbourne contains 64 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $19,560. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The $500 remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

What does the Home Safety Score mean for Melbourne, KY?
Melbourne has an average Home Safety Score of 83/100 (Grade B) under ZipCheckup model 4.0.0, an area-level model that draws on EPA water compliance records, PFAS screening, EPA radon zones, and annual EPA air quality data; see the methodology page for how inputs and coverage are handled. The available EPA record reports no violations for ZIP codes with reported counts. Check individual ZIP code reports for component details.
How does Melbourne compare to Kentucky average?
Melbourne has an average Home Safety Score of 83/100, which is at or above the Kentucky state average of 69/100 for the same model series.
How many water systems serve Melbourne?
Our records map 1 water system to 1 ZIP code in Melbourne. The related population figure in our data is approximately 3,166 people; it is not a count of people served citywide.
How much does it cost to fix water issues in Melbourne?
Estimated remediation cost per household in Melbourne: $500; modeled range $300 to $800. Estimated costs may include filtration, pipe replacement, radon mitigation, or flood protection where applicable.
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How to cite this page

APA ZipCheckup. (2026). Melbourne, KY Home Safety: Home Safety 83/100. https://zipcheckup.com/cities/ky/melbourne/
BibTeX
@misc{zipcheckup-cities-ky-melbourne,
  author = {{ZipCheckup}},
  title  = {{Melbourne, KY Home Safety: Home Safety 83/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/ky/melbourne/}
}

Page version: October 2026.

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