Loyall, KY Water Safety: 50/100 (2026)
1 ZIP code · 3 water systems · Updated 2026-06-03
Public water compliance in Loyall falls below the KY baseline — elevated violation rates are on record.
How Loyall Compares
Data: EPA SDWIS Last verified: 2026-06-03
Loyall Water: The Quick Version
- Homes built before 1986: 75% — older plumbing may contain lead solder.
- Estimated remediation: $1,600 per household.
Water Systems Serving Loyall
At present, 3 utilities serve the bulk of Loyall, KY's residential water connections out of 3 systems active in the area, spread across independent providers with separate infrastructure and compliance obligations.
Overview
We track water quality and home safety data for 1 ZIP code in Loyall, Kentucky (population ~853), covering 3 community water systems serving approximately 8,417 people region-wide.
No EPA violations recorded across any ZIP codes in Loyall — an excellent indicator of water quality.
Home Safety Score
Average Home Safety Score for Loyall: D (50/100)
The score combines three factors:
| Factor | What It Measures |
|---|---|
| Water Quality | EPA violations and compliance history |
| Lead Levels | 90th percentile lead concentration vs EPA action level |
| Radon Risk | EPA radon zone classification |
Water Sources
Loyall water systems draw from: Surface water.
Lead & Copper
- Lead data: not yet available for Loyall
- 0 ZIP codes exceed the EPA lead action level
Radon Risk
Dominant radon zone: Zone 2 (Moderate Risk)
The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.
Areas with No Violations
| ZIP Code | Safety Score | System | Population |
|---|---|---|---|
| 40854 | D | BLACK MTN UTILITY/DAYHOIT | 1,954 |
All ZIP Codes in Loyall
- 40854 [D]
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Lead/copper: EPA Lead and Copper Rule sampling data
- Radon: EPA Map of Radon Zones
Updated daily.
How Old Is Loyall's Housing Stock?
With 75% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.
Source: U.S. Census Bureau American Community Survey (ACS).
Housing Age Profile
When a city's housing median build year is 1978, as in Loyall, the implication for water quality research is straightforward: municipal-level data captures what leaves the treatment plant, but household plumbing from before 1986 determines what actually arrives at the tap. In cities where older housing predominates, that gap between system-level and household-level data is widest.
Over half of homes in Loyall were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.
Source: U.S. Census Bureau ACS B25034.
Loyall: Remediation Cost in Perspective
Given current Loyall property values, the remediation-to-equity ratio falls in the elevated tier — deliberate financial planning is a meaningful factor in how homeowners approach the documented water and safety issues on record here.
At 2.1% of home value, remediation costs in Loyall represent a significant financial burden. For homes valued near the median, fixing water and safety issues could cost $800–$2,600. Home values here are 50% below the Kentucky average.
Protecting Children from Lead in Loyall
Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.
After the federal action removing lead-bearing solder from new plumbing took effect, building practice shifted — but 75% of the Loyall inventory predates that line. With aggregate samples near or beyond 0.015 mg/L, an in-home check moves out of the optional column into the standard list.
Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.
Climate-Related Water Risk for Loyall
Flood risk in Loyall occupies the middle ground: 52 NFIP claims and 100% of local ZIP codes within FEMA flood zones. At that level, the risk pathways connecting flooding to water quality — treatment system stress, well infiltration, distribution backflow — become relevant considerations during significant flood events, even if day-to-day water quality is unaffected by flood history.
Loyall has a moderate flood history with 52 FEMA claims averaging $1,911 per payout. 100% of ZIP codes fall within FEMA flood zones. Flood events can contaminate drinking water and overwhelm treatment systems.
How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$1,600</strong> remediation cost per household.
Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.
Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.
What You Can Do in Loyall
- Test your water at home. City-level data shows averages — your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
- Install a certified water filter. An NSF-certified pitcher or under-sink filter removes most common contaminants.
- Check your home's plumbing. With 75% of homes built before 1986, lead solder is a real possibility.
- Review your water system's CCR. Your utility publishes an annual Consumer Confidence Report with detailed test results. Request it or find it online.
Deep Dive Reports
Detailed analysis for Loyall, KY