CITY REPORT KY

Loyall, KY: 17 Violations - Home Safety Score unavailable

1 ZIP code · 4 water systems · Updated

Data: EPA SDWIS

1
ZIP Codes
4
Water Systems
1
ZIPs with Violations
Zone 2
Radon Risk (Moderate)
$75K
Median Home Value
$1,600
Est. Remediation (2.1% of home value)

Loyall Water: The Quick Version

  • Your city's water systems recorded 17 violations in the past 5 years.
  • Homes built before 1986: 75% - older plumbing may contain lead solder.
  • Estimated remediation: $1,600 per household.

Water Systems Serving Loyall

At present, 3 utilities serve the bulk of Loyall, KY's residential water connections out of 4 systems active in the area, spread across independent providers with separate infrastructure and compliance obligations.

Overview

We track home safety data for 1 ZIP code in Loyall, Kentucky (population ~853), covering 4 community water systems serving approximately 9,157 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

1 of 1 ZIP code with a reported violation count in the available EPA record (100%) have recorded EPA violations. The available record reports no health-based violations for this measured scope.

Water Sources

Loyall water systems draw from: Surface water.

Lead & Copper

  • Average lead level (90th percentile): 0.0000 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 2 (Moderate Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Top Contaminants

Contaminant Category Violations ZIPs Affected
Surface Water Treatment Rule Treatment Technique 14 1
Total Trihalomethanes (TTHM) Disinfection Byproducts 6 1
Haloacetic Acids (HAA5) Disinfection Byproducts 6 1
Consumer Confidence Report Rule Reporting 6 1
Contaminant 0800 Other 2 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
40854 17 0 Harlan Municipal Water Works

All ZIP Codes in Loyall

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Key Contaminants Detected in Loyall

Surface Water Treatment Rule 14 violations
Treatment Technique
Pathogens may not be adequately removed
Total Trihalomethanes (TTHM) 6 violations
Disinfection Byproducts · EPA limit: 0.08 mg/L
Increased cancer risk with long-term exposure
Haloacetic Acids (HAA5) 6 violations
Disinfection Byproducts · EPA limit: 0.06 mg/L
Increased cancer risk with long-term exposure

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

How Old Is Loyall's Housing Stock?

1978
Median Build Year
75%
Built Before 1986
42%
Built Before 1970
Copper
Likely Pipe Material

With 75% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

When a city's housing median build year is 1978, as in Loyall, the implication for water quality research is straightforward: municipal-level data captures what leaves the treatment plant, but household plumbing from before 1986 determines what actually arrives at the tap. In cities where older housing predominates, that gap between system-level and household-level data is widest.

1978
Median Year Built
75%
Pre-1986 (Lead Paint Risk)
42%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (42%) 1970–1986 (33%) Post-1986 (25%)

Over half of homes in Loyall were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Loyall: Remediation Cost in Perspective

Given current Loyall property values, the remediation-to-equity ratio falls in the elevated tier - deliberate financial planning is a meaningful factor in how homeowners approach the documented water and safety issues on record here.

Median Home Value
$74,500
Est. Remediation
$1,600
Remediation as % of home value 2.1%

At 2.1% of home value, remediation costs in Loyall represent a significant financial burden. For homes valued near the median, fixing water and safety issues could cost $800–$2,600. Home values here are 50% below the Kentucky average.

Protecting Children from Lead in Loyall

75%
Homes Built Before 1986

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

After the federal action removing lead-bearing solder from new plumbing took effect, building practice shifted - but 75% of the Loyall inventory predates that line. With aggregate samples near or beyond 0.015 mg/L, an in-home check moves out of the optional column into the standard list.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical Flood-Claim Evidence for Loyall

52
Total FEMA Flood Claims
$3,427
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Loyall contains 52 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $3,427. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$1,600</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

How many water violations does Loyall have?
Loyall water systems have a total of 17 EPA violations. Violations are tracked across 1 ZIP code.
How many water systems serve Loyall?
Loyall is served by 4 public water systems across 1 ZIP code, serving approximately 853 people.
How much does it cost to fix water issues in Loyall?
Estimated remediation costs in Loyall average $1,600 per household, ranging from $800 to $2,600. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesKentucky → Loyall, KY

How to cite this page

APA ZipCheckup. (2026). Loyall, KY: 17 Violations - Home Safety Score unavailable. https://zipcheckup.com/cities/ky/loyall/
BibTeX
@misc{zipcheckup-cities-ky-loyall,
  author = {{ZipCheckup}},
  title  = {{Loyall, KY: 17 Violations - Home Safety Score unavailable}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/ky/loyall/}
}

Page version: August 2026.

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