Behind the low grade for Louisville, KY is an average of ZIP-level Home Safety Scores, a composite measure rather than a water test.

Data: EPA SDWIS, FEMA NFIP, Census ACS

Water Quality in Louisville

We track home safety signals for 66 ZIP codes in Louisville, Kentucky. EPA community-water data is directly mapped for 33 ZIP codes and 6 water systems.

The available EPA records report no violations across 33 directly mapped ZIP records with reported counts in Louisville. This measured subset does not cover ZIP records without a confirmed EPA system mapping.

Average Home Safety Score: D (50/100)

Water sources: Groundwater, Surface water.

Lead Risk

• Average of reported 90th-percentile lead results: 0.0012 mg/L
• 0 of 33 ZIP codes with known status exceed the EPA lead action level
• 70% of housing built before 1986 (when lead solder was banned)
• 25% of housing built before 1950 (when lead pipes were standard)
• Median year built: 1962
• Most common estimated pipe material: Galvanized Steel or Copper
• Lead exposure risk score: 47/100
• Estimated lead service line probability: 21%
• 21 ZIP codes classified as high or very high lead risk

With 70% of homes built before the 1986 lead solder ban, Louisville residents - especially those in older neighborhoods - should consider testing their tap water for lead. Homes built before 1950 are at the highest risk of having lead service lines.

Housing Age Distribution

349,615 total housing units across 66 ZIP codes:

Flood Risk

FEMA National Flood Insurance Program data for Louisville:

• 4,422 flood insurance claims on record
• $72,942,950 sum of reported building, contents, and ICC payment components
• 3,483 claims with payment data
• 939 claims without reported payment fields
• $20,943 average reported component sum among claims with payment data
• Dominant rated-zone value in historical claims: AE (A/V-family)
• 25 of 33 ZIP codes with claim-zone records have an A/V-family dominant rated zone in those claims
• Claim-zone values are historical insurance records, not a complete current FEMA property-map inventory

Radon Risk

65 of 66 ZIP records with known zones are in EPA Radon Zone 1. 1 of 66 ZIP records with known zones is in EPA Radon Zone 2.

The EPA recommends testing all homes regardless of radon zone. County radon zones cannot replace an in-home radon test.

Neighborhoods by Safety Score

Safest Areas

Areas Needing Attention

What Louisville Residents Can Do

Test Your Water

• Order a certified lab test - home test kits cost $20–50 and cover lead, bacteria, and common contaminants
• Request your utility's CCR (Consumer Confidence Report) - your water provider must publish this annually
• Check your ZIP code - each area in Louisville has different water systems and risk levels

Filter Your Water

• NSF-certified pitcher filter removes chlorine taste and some contaminants ($20–40)
• NSF 53-certified filter for lead - recommended for homes built before 1986
• Reverse osmosis system removes 95%+ of contaminants including lead, PFAS, and nitrates ($150–400)

Test for Radon

• Louisville is in a high-risk radon area
• Short-term radon test kits cost $10–25
• If levels exceed 4 pCi/L, EPA recommends professional mitigation

Stay Informed

• Visit your ZIP code report for detailed, address-level data
• Sign up for EPA water quality alerts
• Review the annual water quality report from your local utility

All ZIP Codes in Louisville

• 40201
• 40202 [D]
• 40203 [D]
• 40204 [D]
• 40205 [D]
• 40206 [D]
• 40207 [D]
• 40208 [D]
• 40209 [D]
• 40210 [D]
• 40211 [D]
• 40212 [D]
• 40213 [D]
• 40214 [D]
• 40215 [D]
• 40216 [D]
• 40217 [D]
• 40218 [D]
• 40219 [D]
• 40220 [D]
• 40221
• 40222 [D]
• 40223 [D]
• 40224
• 40225
• 40228 [D]
• 40229 [D]
• 40231
• 40232
• 40233
• 40241 [D]
• 40242 [D]
• 40243 [D]
• 40245 [D]
• 40250
• 40251
• 40252
• 40253
• 40255
• 40256
• 40257
• 40258 [D]
• 40259
• 40261
• 40266
• 40268
• 40269
• 40270
• 40272 [D]
• 40280 [D]
• 40281
• 40282
• 40283
• 40285
• 40287
• 40289
• 40290
• 40291 [D]
• 40292
• 40293
• 40294
• 40295
• 40296
• 40297
• 40298
• 40299 [D]

Frequently Asked Questions

Is the tap water safe to drink in Louisville, KY?

The Home Safety Score is not a drinking-water grade. Louisville has an average score of 50/100 (grade D) across 32 ZIP codes with complete current-model evidence. Separately, the available EPA records report no violations across 33 ZIP records with reported counts. Check the specific ZIP and serving utility before drawing a water-safety conclusion.

Does Louisville have lead in the water?

The average of the reported 90th-percentile lead results across the ZIP codes of Louisville is 0.0012 mg/L, below the EPA action level of 0.015 mg/L. 0 of 33 ZIP codes with known action-level status are served by a system whose 90th-percentile lead result exceeded the EPA action level. About 70% of housing was built before 1986, when lead solder was banned.

Is Louisville at risk for flooding?

FEMA data shows 4,422 flood insurance claim records in Louisville ZIP codes, with an average reported building, contents, and ICC component sum of $20,943 among 3,483 claims with payment data. 939 claims lack reported payment fields and are not counted as zero. Among 33 ZIP codes with historical claim-zone values, 25 have an A/V-family dominant rated zone in those claims. Claim records do not establish current property-level flood risk; check the FEMA map for a specific address.

Are there lead pipes in Louisville homes?

70% of Louisville housing was built before 1986, when lead solder was common in plumbing. 25% was built before 1950, when lead pipes were standard. The most common estimated pipe material is Galvanized Steel or Copper. The estimated probability of lead service lines is 21%. We recommend testing your water if your home was built before 1986.

Data Sources

• Water quality: EPA Safe Drinking Water Information System (SDWIS)
• Lead/copper: EPA Lead and Copper Rule sampling data
• Housing age: U.S. Census Bureau American Community Survey
• Flood data: FEMA National Flood Insurance Program
• Lead exposure: Composite risk score based on housing age, water lead levels, and service line estimates
• Radon: EPA Map of Radon Zones

Source reporting periods vary. See each cited source for its publication schedule.

Housing Age Profile

1962

Median Year Built

N/A

Pre-1986 (lead solder era; lead paint banned 1978)

0%

Pre-1970 (Lead Pipes Risk)

Most homes in Louisville were built after 1986; lead exposure at a tap still depends on its service line and plumbing. Older homes should still be tested.

Source: U.S. Census Bureau ACS B25034.

Louisville: Lead Risk & Vulnerable Populations

0.0012

mg/L average of reported water-system 90th-percentile lead results (the 0.015 action level applies to each system's result, not to this average)

Why children are most at risk: The CDC states that no safe blood lead level in children has been identified. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Available area-level lead records for Louisville do not determine the lead level at an individual tap. Testing is the only way to confirm your water's lead content.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Louisville: NFIP Claim Records and Water-Quality Context

4,422

Total FEMA Flood Claims

$20,943

Avg Reported Sum With Payment Data

76%

A/V Share of Claim-Record ZIPs

Historical NFIP data for Louisville contains 4,422 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $20,943. Among ZIP codes with claim records, 76% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.