CITY REPORT KY 2 HEALTH VIOLATIONS

Cumberland, KY - Home Safety Score unavailable

1 ZIP code · 3 water systems · Updated

Data: EPA SDWIS

1
ZIP Codes
3
Water Systems
1
ZIPs with Violations
Zone 2
Radon Risk (Moderate)
$76K
Median Home Value
$1,600
Est. Remediation (2.1% of home value)

What You Should Know About Cumberland Water

  • Your city's water systems recorded 22 violations in the past 5 years.
  • Average lead level: 0.002 mg/L.
  • Homes built before 1986: 76% - older plumbing may contain lead solder.
  • Estimated remediation: $1,600 per household.

Who Supplies Your Water in Cumberland

Water delivery in Cumberland, KY is handled by 3 utilities rather than a single system - drawn from 3 providers in federal records, each filing its own compliance reports and setting its own rates.

Overview

We track home safety data for 1 ZIP code in Cumberland, Kentucky, covering 3 community water systems serving approximately 3,907 people. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

1 of 1 ZIP code with a reported violation count in the available EPA record (100%) have recorded EPA violations. 2 health-based violations appear in the available health breakdown.

Water Sources

Cumberland water systems draw from: Surface water.

Lead & Copper

  • Average lead level (90th percentile): 0.0020 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 2 (Moderate Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Top Contaminants

Contaminant Category Violations ZIPs Affected
Lead and Copper Rule Treatment Technique 10 1
Consumer Confidence Report Rule Reporting 8 1
Stage 2 DBP Rule Treatment Technique 6 1
Surface Water Treatment Rule Treatment Technique 4 1
Fecal Coliform Microbiological 4 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
40823 22 2 Cumberland Municipal Water Works

All ZIP Codes in Cumberland

  • 40823 - 22 violations ⚠

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Top Contaminants in Cumberland Water

Lead and Copper Rule 10 violations
Treatment Technique
Developmental delays in children, kidney damage
Consumer Confidence Report Rule 8 violations
Reporting
Stage 2 DBP Rule 6 violations
Treatment Technique
Disinfection byproduct exposure risk

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

Housing & Infrastructure in Cumberland

1977
Median Build Year
76%
Built Before 1986
36%
Built Before 1970
Copper
Likely Pipe Material

With 76% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

When more than half a city's housing predates the 1986 federal ban on lead solder, plumbing-era lead risk becomes a citywide concern rather than an exception. Cumberland's median build year of 1977 places it squarely in that category.

1977
Median Year Built
76%
Pre-1986 (Lead Paint Risk)
36%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (36%) 1970–1986 (40%) Post-1986 (24%)

Over half of homes in Cumberland were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Cost Context: What Remediation Means for Cumberland Homeowners

In Cumberland, the equity impact of remediation sits at the elevated end of the scale - the cost-to-value ratio is high enough that most homeowners are weighing a genuine financial decision, one where planning and scope prioritization are practical tools rather than optional considerations, and early documentation of what needs addressing determines the shape of the commitment.

Median Home Value
$75,800
Est. Remediation
$1,600
Remediation as % of home value 2.1%

At 2.1% of home value, remediation costs in Cumberland represent a significant financial burden. For homes valued near the median, fixing water and safety issues could cost $800–$2,600. Home values here are 49% below the Kentucky average.

Lead Exposure Risk for Children in Cumberland

76%
Homes Built Before 1986
0.002
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Older stock in Cumberland represents 76% of the inventory, and citywide monitoring runs at or above the federal action level - making an in-home read a standard household-level step.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical NFIP Claim Context in Cumberland

38
Total FEMA Flood Claims
$5,073
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Cumberland contains 38 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $5,073. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$1,600</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

How many water violations does Cumberland have?
Cumberland water systems have a total of 22 EPA violations, including 2 health-based violations. Violations are tracked across 1 ZIP code.
Does Cumberland water have lead?
The average 90th-percentile lead level in Cumberland is 0.002 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home - testing is recommended especially in older properties.
How many water systems serve Cumberland?
Cumberland is served by 3 public water systems across 1 ZIP code, serving approximately 3,907 people.
How much does it cost to fix water issues in Cumberland?
Estimated remediation costs in Cumberland average $1,600 per household, ranging from $800 to $2,600. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesKentucky → Cumberland, KY

How to cite this page

APA ZipCheckup. (2026). Cumberland, KY - Home Safety Score unavailable. https://zipcheckup.com/cities/ky/cumberland/
BibTeX
@misc{zipcheckup-cities-ky-cumberland,
  author = {{ZipCheckup}},
  title  = {{Cumberland, KY - Home Safety Score unavailable}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/ky/cumberland/}
}

Page version: August 2026.

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