CITY REPORT IN HEALTH VIOLATIONS: 2

South Bend, IN: 2 Health Violations - Home Safety 48/100

17 ZIP codes · 6 water systems · Updated

ZipCheckup grade for South Bend: D.

Federal records show several conditions worth reviewing.

Your top priority: see the breakdown below and consider a certified water filter. NSF certified filters →

On the A-F scale ZipCheckup uses, South Bend, IN rates a D or an F.

How South Bend Compares

South Bend48/100
Indiana avg64/100
National avg73/100

Data: EPA SDWIS

17
ZIP Codes
6
Water Systems
10
ZIPs Linked to Systems with Violations
D · 48
Avg Safety Score
Zone 1
County Radon Potential (High)
$165K
Median Home Value
$621
Est. Remediation (0.4% of home value)

Water Quality Map: South Bend, IN

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Score Distribution

How ZIP codes in South Bend score across all safety grades.

A
0
B
0
C
0
D
9
F
1

What You Should Know About South Bend Water

  • Your city's water systems recorded 57 violations since 2021.
  • Average of reported 90th-percentile lead results: 0.006 mg/L.
  • Homes built before 1986: 76% - older plumbing may contain lead solder.
  • Estimated remediation: $621 per household.
  • Health risk index (ZipCheckup composite of CDC data): 13.43.

Who Supplies Your Water in South Bend

Federal records list 6 water systems tied to South Bend, IN. Of those, 3 are the primary providers, meaning service conditions, rate structures, and compliance histories can differ depending on where a property sits.

Overview

We track home safety data for 17 ZIP codes in South Bend, Indiana, covering 6 community water systems serving approximately 148,800 people. The EPA snapshots used for this build directly map water systems to 10 of 17 ZIP codes.

10 of 10 ZIP codes with a reported violation count in the available EPA record (100%) have recorded EPA violations. 2 health-based violations appear in the available health breakdown.

Home Safety Score

Average Home Safety Score for South Bend: D (48/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

South Bend water systems draw from: Groundwater.

Lead & Copper

  • Average of reported 90th-percentile lead results: 0.0060 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 10 ZIP codes with known status exceed the EPA lead action level

Radon Risk

17 of 17 ZIP records with known zones are in EPA Radon Zone 1.

The EPA recommends testing all homes regardless of radon zone. County radon zones cannot replace an in-home radon test.

Top Contaminants

Contaminant Category Violations ZIPs Affected
Revised Total Coliform Rule Microbiological 23 10
Consumer Confidence Rule Reporting 12 1
Lead and Copper Rule Treatment Technique 8 1
Lead and Copper Rule Revisions Treatment Technique 4 1
Public Notice Rule Reporting 4 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
46614 F 53 2 South Bend Water Works
46637 D 5 0 South Bend Water Works
46617 D 4 0 South Bend Water Works
46601 D 1 0 South Bend Water Works
46613 D 1 0 South Bend Water Works
46615 D 1 0 South Bend Water Works
46616 D 1 0 South Bend Water Works
46619 D 1 0 South Bend Water Works
46628 D 1 0 South Bend Water Works
46635 D 1 0 South Bend Water Works

All ZIP Codes in South Bend

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Health Outcomes in South Bend

11.1%
Asthma (US: 9.8%)
12.9%
Diabetes (US: 10.4%)
18.6%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). County health indicators are shown for context only and are not linked to this area's water records.

Compared to National Average

Asthma 11.1% ↑
Diabetes 12.9% ↑
Mental Health 18.6% ↑

Vertical line = national average. ■ Above national · ■ Below national

Top Contaminants in South Bend Water

Revised Total Coliform Rule 23 violations
Microbiological
Indicates possible bacterial contamination
Consumer Confidence Rule 12 violations
Reporting
Lead and Copper Rule 8 violations
Treatment Technique
Developmental delays in children, kidney damage

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

Housing & Infrastructure in South Bend

1956
Median Build Year
76%
Built Before 1986
63%
Built Before 1970
Galvanized Steel or Copper
Likely Pipe Material

With 76% of homes built before 1986, lead solder in plumbing is a potential concern. Federal law banned lead solder in drinking-water plumbing in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Lead can reach tap water from service lines, solder and brass fittings inside a building, which is why housing age draws attention in South Bend, where the median build year is 1956.

1956
Median Year Built
76%
Pre-1986 (lead solder era; lead paint banned 1978)
63%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (63%) 1970–1986 (13%) Post-1986 (24%)

Over half of homes in South Bend were built before 1986, when federal law began restricting lead solder in drinking-water plumbing. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Cost Context: What Remediation Means for South Bend Homeowners

Of the three cost-context tiers - low, moderate and elevated - South Bend is in the low one.

Median Home Value
$164,500
Est. Remediation
$621
Remediation as % of home value 0.4%

Estimated remediation costs in South Bend can be compared with local home values. The $411–$843 estimated range can be set against the median property value; actual costs vary by home. Home values are 8% below the Indiana average.

Lead Exposure Risk for Children in South Bend

76%
Homes Built Before 1986
0.006
mg/L average of reported water-system 90th-percentile lead results (the 0.015 action level applies to each system's result, not to this average)

Why children are most at risk: The CDC states that no safe blood lead level in children has been identified. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

If you have young children or are pregnant, consider testing your home's water - especially if your home was built before 1986.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical NFIP Claim Context in South Bend

102
Total FEMA Flood Claims
$11,355
Avg Reported Sum With Payment Data
78%
A/V Share of Claim-Record ZIPs

Historical NFIP data for South Bend contains 102 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $11,355. Among ZIP codes with claim records, 78% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The $621 remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

What You Can Do in South Bend

  1. Test your water at home. City-level data shows averages - your tap may differ. Check the certification, price and turnaround time of any water test kit or lab service.
  2. Install a certified water filter. For Revised Total Coliform Rule, listed in the water-quality records for South Bend: if it is a rule or reporting requirement rather than a contaminant, ask your utility what the record involved; for bacteria, follow any boil-water notice from your utility; for a specific chemical contaminant, check whether a filter is certified to reduce it. Not every contaminant has a consumer filter certification.
  3. Check your home's plumbing. With 76% of homes built before 1986, lead solder is a real possibility.
  4. Review your water system's CCR. If you use a community water system, request its annual Consumer Confidence Report for system-level test results or find it online.

Frequently Asked Questions

What does the Home Safety Score mean for South Bend, IN?
South Bend has an average Home Safety Score of 48/100 (Grade D) under ZipCheckup model 4.0.0, an area-level model that draws on EPA water compliance records, PFAS screening, EPA radon zones, and annual EPA air quality data; see the methodology page for how inputs and coverage are handled. 57 violations appear in EPA records for water systems mapped to these ZIP codes. Check individual ZIP code reports for component details.
How many violations are on record for water systems serving South Bend?
EPA records list 57 EPA violations, including 2 health-based violations for South Bend water systems. These water-system violations are shown for 17 mapped ZIP codes.
Does South Bend water have lead?
The average of the reported 90th-percentile lead results across the ZIP codes of South Bend is 0.006 mg/L. The EPA action level of 0.015 mg/L applies to each water system's own 90th percentile, not to this average. EPA's health goal for lead is zero. Lead levels can vary by home - testing is recommended especially in older properties.
How does South Bend compare to Indiana average?
South Bend has an average Home Safety Score of 48/100, which is below the Indiana state average of 64/100 for the same model series.
How many water systems serve South Bend?
Our records map 6 water systems to 17 ZIP codes in South Bend. The related population figure in our data is approximately 148,800 people; it is not a count of people served citywide.
How much does it cost to fix water issues in South Bend?
Estimated remediation cost per household in South Bend: $621; modeled range $411 to $843. Estimated costs may include filtration, pipe replacement, radon mitigation, or flood protection where applicable.
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How to cite this page

APA ZipCheckup. (2026). South Bend, IN: 2 Health Violations - Home Safety 48/100. https://zipcheckup.com/cities/in/south-bend/
BibTeX
@misc{zipcheckup-cities-in-south-bend,
  author = {{ZipCheckup}},
  title  = {{South Bend, IN: 2 Health Violations - Home Safety 48/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/in/south-bend/}
}

Page version: October 2026.

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