CITY REPORT IA 1 HEALTH VIOLATIONS

Spirit Lake, IA: 1 Health Violation — 64/100 (2026)

1 ZIP code · 6 water systems · Updated 2026-06-04

Water monitoring across Spirit Lake paints a mid-range picture within IA — solid compliance in some service zones, documented concerns in others. Most violations on record are concentrated in specific areas, and the overall grade has held in the middle tier without major shifts in recent monitoring cycles.

How Spirit Lake Compares

Spirit Lake64/100
Iowa avg59/100
National avg67/100

Data: EPA SDWIS Last verified: 2026-06-04

1
ZIP Codes
6
Water Systems
1
ZIPs with Violations
C · 64
Avg Safety Score
Zone 1
Radon Risk (High)
$256K
Median Home Value
$3,800
Est. Remediation (1.5% of home value)

What You Should Know About Spirit Lake Water

  • Your city's water systems recorded 1 violation in the past 5 years.
  • Average lead level: 0.001 mg/L.
  • Homes built before 1986: 59% — older plumbing may contain lead solder.
  • Estimated remediation: $3,800 per household.
  • CDC health risk index: 13.9 — above typical levels.

Who Supplies Your Water in Spirit Lake

Residential water service in Spirit Lake, IA is divided among 3 separate utilities, drawn from 6 systems on file with federal regulators.

Spirit Lake Waterworks
Serves ~6,167 people · 1 violation
64
/100
Milford Municipal Utilities
Serves ~3,321 people · 1 violation
64
/100
Arnolds Park Water Department
Serves ~1,110 people · 1 violation
64
/100

Overview

We track water quality and home safety data for 1 ZIP code in Spirit Lake, Iowa, covering 6 community water systems serving approximately 8,561 people.

1 of 1 ZIP code (100%) have recorded EPA violations. 1 health-based violation documented.

Home Safety Score

Average Home Safety Score for Spirit Lake: C (64/100)

The score combines three factors:

Factor What It Measures
Water Quality EPA violations and compliance history
Lead Levels 90th percentile lead concentration vs EPA action level
Radon Risk EPA radon zone classification

Water Sources

Spirit Lake water systems draw from: Surface water.

Lead & Copper

  • Average lead level (90th percentile): 0.0010 mg/L (EPA action level: 0.015 mg/L)
  • 0 ZIP codes exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 1 (High Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Top Contaminants

Contaminant Category Violations ZIPs Affected
E. coli Microbiological 2 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
51360 C 1 1 Spirit Lake Waterworks

All ZIP Codes in Spirit Lake

  • 51360 [C] — 1 violation ⚠

Data Sources

Updated daily.

Health Outcomes in Spirit Lake

9.7%
Asthma (US: 9.8%)
12.1%
Diabetes (US: 10.4%)
14.1%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 9.7% ↓
Diabetes 12.1% ↑
Mental Health 14.1% ↓

Vertical line = national average. Above national · Below national

Top Contaminants in Spirit Lake Water

E. coli 2 violations
Microbiological
Gastrointestinal illness, potentially fatal

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

Housing & Infrastructure in Spirit Lake

1972
Median Build Year
59%
Built Before 1986
24%
Built Before 1970
Copper
Likely Pipe Material

With 59% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Two dates define the high-risk tiers of residential plumbing from a lead standpoint: 1970, before which lead pipes were commonly installed for service connections, and 1986, before which lead solder was standard in copper plumbing. A median build year of 1972 places Spirit Lake's housing distribution well within that older risk zone. The bar chart above breaks down how much of the stock falls into each era — and the pre-1986 share alone represents more than half the residential inventory, making plumbing-era risk a defining characteristic of the local water safety picture.

1972
Median Year Built
59%
Pre-1986 (Lead Paint Risk)
24%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (24%) 1970–1986 (35%) Post-1986 (41%)

Over half of homes in Spirit Lake were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Cost Context: What Remediation Means for Spirit Lake Homeowners

Given current Spirit Lake property values, the remediation share falls in the moderate tier — an indicator that the household financial perspective here calls for advance planning rather than dismissal, with most homeowners positioned to address documented issues through deliberate budgeting rather than needing to treat remediation as a significant equity event or financial emergency.

Median Home Value
$256,000
Est. Remediation
$3,800
Remediation as % of home value 1.5%

Remediation costs are moderate relative to home values in Spirit Lake. The estimated $2,450–$5,400 range is manageable for most homeowners but still worth budgeting for. Home values are 56% above the Iowa average.

Lead Exposure Risk for Children in Spirit Lake

59%
Homes Built Before 1986
0.001
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Although utility-side compliance with federal Lead and Copper requirements remains the system reference, that compliance does not extend down into interior plumbing. With 59% of Spirit Lake stock built before the solder ban and aggregate readings at or beyond the action mark, a household-level sample becomes the practical way to close that information gap.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Flood & Climate Risk in Spirit Lake

A moderate NFIP record for Spirit Lake — 12 insurance claims paired with 100% of ZIP codes in FEMA flood zones — points to a flood history where water-quality pathways have likely been periodically relevant.

12
Total FEMA Flood Claims
$24,643
Avg Claim Payout
100%
ZIPs in FEMA Flood Zones
~1
Est. Claims/Year

Spirit Lake has a moderate flood history with 12 FEMA claims averaging $24,643 per payout. 100% of ZIP codes fall within FEMA flood zones. Flood events can contaminate drinking water and overwhelm treatment systems.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$3,800</strong> remediation cost per household.

Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.

Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.

What You Can Do in Spirit Lake

  1. Test your water at home. City-level data shows averages — your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
  2. Install a certified water filter. Filters rated for E. coli can reduce the most common contaminant found in Spirit Lake's water.
  3. Check your home's plumbing. With 59% of homes built before 1986, lead solder is a real possibility.

Frequently Asked Questions

Is the water safe to drink in Spirit Lake, IA?
Spirit Lake has an average water safety score of 64/100 (Grade C). 1 EPA violation has been recorded. Check individual ZIP code reports for details specific to your neighborhood.
How many water violations does Spirit Lake have?
Spirit Lake water systems have a total of 1 EPA violation, including 1 health-based violation. Violations are tracked across 1 ZIP code.
Does Spirit Lake water have lead?
The average 90th-percentile lead level in Spirit Lake is 0.001 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home — testing is recommended especially in older properties.
How does Spirit Lake compare to Iowa average?
Spirit Lake has an average water safety score of 64/100, which is above the Iowa state average of 59/100.
How many water systems serve Spirit Lake?
Spirit Lake is served by 6 public water systems across 1 ZIP code, serving approximately 8,561 people.
How much does it cost to fix water issues in Spirit Lake?
Estimated remediation costs in Spirit Lake average $3,800 per household, ranging from $2,450 to $5,400. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
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