CITY REPORT IA

Spencer, IA: High Radon Risk - Home Safety Score unavailable

1 ZIP code · 1 water system · Updated

Data: EPA SDWIS

1
ZIP Codes
1
Water Systems
0
ZIPs with Violations
Zone 1
Radon Risk (High)
$180K
Median Home Value
$3,700
Est. Remediation (2.1% of home value)

Spencer Water: The Quick Version

  • Homes built before 1986: 73% - older plumbing may contain lead solder.
  • Estimated remediation: $3,700 per household.
  • CDC health risk index: 13.72 - above typical levels.

Water Systems Serving Spencer

Consolidated water delivery characterizes Spencer, IA: among 1 system in federal records, one utility holds the dominant service position - carrying the rate-setting authority, the infrastructure obligations, and the EPA reporting burden for most residential addresses.

Overview

We track home safety data for 1 ZIP code in Spencer, Iowa, covering 1 community water system serving approximately 12,402 people. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

The available EPA record reports 0 violations for 1 ZIP code with a reported violation count.

Water Sources

Spencer water systems draw from: Groundwater.

Lead & Copper

  • Average lead level (90th percentile): 0.0000 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 1 (High Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Areas with No Violations

ZIP Code Safety Score System Population
51301 Spencer Municipal Water Utility 11,325

All ZIP Codes in Spencer

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

CDC Health Data for Spencer

9.9%
Asthma (US: 9.8%)
12.3%
Diabetes (US: 10.4%)
15.7%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 9.9% ↑
Diabetes 12.3% ↑
Mental Health 15.7% ↑

Vertical line = national average. Above national · Below national

How Old Is Spencer's Housing Stock?

1978
Median Build Year
73%
Built Before 1986
40%
Built Before 1970
Copper
Likely Pipe Material

With 73% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Decades of residential development in Spencer took place before the two main regulatory milestones that reduced plumbing-era lead risk: the phase-out of lead pipes before 1970, and the federal ban on lead solder in 1986. With a median build year of 1978, the housing stock here is anchored in that earlier period. The distinction between pre-1970 and 1970-to-1986 construction matters: the oldest homes may have lead pipes in the service line and lead solder in the copper joints, while the 1970-to-1986 tier still carries the solder risk even after lead pipes became less common. Together, these two risk layers affect a majority of the residential properties in the city - a fact the aggregate water quality data doesn't directly reveal.

1978
Median Year Built
73%
Pre-1986 (Lead Paint Risk)
40%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (40%) 1970–1986 (33%) Post-1986 (27%)

Over half of homes in Spencer were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Spencer: Remediation Cost in Perspective

The cost-to-equity ratio for remediation in Spencer is elevated - the financial planning challenge here is real and significant.

Median Home Value
$180,400
Est. Remediation
$3,700
Remediation as % of home value 2.1%

At 2.1% of home value, remediation costs in Spencer represent a significant financial burden. For homes valued near the median, fixing water and safety issues could cost $2,600–$5,500. Home values here are 10% above the Iowa average.

Protecting Children from Lead in Spencer

73%
Homes Built Before 1986

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Although utility-side compliance with federal Lead and Copper requirements remains the system reference, that compliance does not extend down into interior plumbing. With 73% of Spencer stock built before the solder ban and aggregate readings at or beyond the action mark, a household-level sample becomes the practical way to close that information gap.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical Flood-Claim Evidence for Spencer

76
Total FEMA Flood Claims
$82,079
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Spencer contains 76 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $82,079. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$3,700</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

How many water systems serve Spencer?
Spencer is served by 1 public water system across 1 ZIP code, serving approximately 12,402 people.
How much does it cost to fix water issues in Spencer?
Estimated remediation costs in Spencer average $3,700 per household, ranging from $2,600 to $5,500. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesIowa → Spencer, IA

How to cite this page

APA ZipCheckup. (2026). Spencer, IA: High Radon Risk - Home Safety Score unavailable. https://zipcheckup.com/cities/ia/spencer/
BibTeX
@misc{zipcheckup-cities-ia-spencer,
  author = {{ZipCheckup}},
  title  = {{Spencer, IA: High Radon Risk - Home Safety Score unavailable}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/ia/spencer/}
}

Page version: August 2026.

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