CITY REPORT FL

Mary Esther, FL: 2 Violations — 76/100 (2026)

1 ZIP code · 3 water systems · Updated 2026-06-03

Unlike many cities its size in FL, Mary Esther keeps health-based violation rates low — systems here score at or above the state average for tap water safety, with no systemic concerns flagged in the current data set.

How Mary Esther Compares

Mary Esther76/100
Florida avg73/100
National avg67/100

Data: EPA SDWIS Last verified: 2026-06-03

1
ZIP Codes
3
Water Systems
1
ZIPs with Violations
B · 76
Avg Safety Score
Zone 3
Radon Risk (Low)
$296K
Median Home Value
$2,500
Est. Remediation (0.8% of home value)

What You Should Know About Mary Esther Water

  • Your city's water systems recorded 2 violations in the past 5 years.
  • Average lead level: 0.0021 mg/L.
  • Homes built before 1986: 52% — older plumbing may contain lead solder.
  • Estimated remediation: $2,500 per household.
  • CDC health risk index: 12.02 — above typical levels.

Who Supplies Your Water in Mary Esther

Water supply in Mary Esther, FL follows a divided structure: 3 utilities account for the largest share of residential service out of 3 total systems, each managing its own distribution network and EPA reporting. Because these systems operate independently, rate decisions and compliance outcomes are determined separately.

Okaloosa Company.wtr.; Swr.system
Serves ~80,295 people · 2 violations
76
/100
City of Fort Walton Beach,
Serves ~24,113 people · 2 violations
76
/100
City of Mary Esther,
Serves ~4,013 people · 2 violations
76
/100

Overview

We track water quality and home safety data for 1 ZIP code in Mary Esther, Florida (population ~12,643), covering 3 community water systems serving approximately 108,421 people region-wide.

1 of 1 ZIP code (100%) have recorded EPA violations. All violations are monitoring/reporting type.

Home Safety Score

Average Home Safety Score for Mary Esther: B (76/100)

The score combines three factors:

Factor What It Measures
Water Quality EPA violations and compliance history
Lead Levels 90th percentile lead concentration vs EPA action level
Radon Risk EPA radon zone classification

Water Sources

Mary Esther water systems draw from: Groundwater.

Lead & Copper

  • Average lead level (90th percentile): 0.0021 mg/L (EPA action level: 0.015 mg/L)
  • 0 ZIP codes exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 3 (Low Risk)

Top Contaminants

Contaminant Category Violations ZIPs Affected
Total Coliform Microbiological 4 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
32569 B 2 0 City of Mary Esther,

All ZIP Codes in Mary Esther

  • 32569 [B] — 2 violations

Data Sources

Updated daily.

Health Outcomes in Mary Esther

9.6%
Asthma (US: 9.8%)
10.8%
Diabetes (US: 10.4%)
17.4%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 9.6% ↓
Diabetes 10.8% ↑
Mental Health 17.4% ↑

Vertical line = national average. Above national · Below national

Top Contaminants in Mary Esther Water

Total Coliform 4 violations
Microbiological
Indicates possible pathogenic contamination

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

Housing & Infrastructure in Mary Esther

1985
Median Build Year
52%
Built Before 1986
2%
Built Before 1970
Copper
Likely Pipe Material

With 52% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Decades of residential development in Mary Esther took place before the two main regulatory milestones that reduced plumbing-era lead risk: the phase-out of lead pipes before 1970, and the federal ban on lead solder in 1986. With a median build year of 1985, the housing stock here is anchored in that earlier period. The distinction between pre-1970 and 1970-to-1986 construction matters: the oldest homes may have lead pipes in the service line and lead solder in the copper joints, while the 1970-to-1986 tier still carries the solder risk even after lead pipes became less common. Together, these two risk layers affect a majority of the residential properties in the city — a fact the aggregate water quality data doesn't directly reveal.

1985
Median Year Built
52%
Pre-1986 (Lead Paint Risk)
2%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (2%) 1970–1986 (50%) Post-1986 (48%)

Over half of homes in Mary Esther were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Cost Context: What Remediation Means for Mary Esther Homeowners

When estimated remediation is placed alongside median property values in Mary Esther, the resulting ratio is low — a finding consistent with a household financial perspective where documented issues can be addressed without a meaningful impact on overall equity position, making this market one of the more favorable contexts for remediation planning.

Median Home Value
$296,400
Est. Remediation
$2,500
Remediation as % of home value 0.8%

Remediation costs in Mary Esther are relatively low compared to home values. The $1,800–$4,000 estimated range is a small fraction of median property value. Home values are 12% below the Florida average.

Lead Exposure Risk for Children in Mary Esther

52%
Homes Built Before 1986
0.0021
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Wherever 52% of local housing was built before solder rules changed — as is the case in Mary Esther — a faucet-level sample closes the gap that aggregate utility data cannot.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Flood & Climate Risk in Mary Esther

Mary Esther's NFIP record reflects high flood exposure — 844 claims spanning a long history of significant events, with 100% of ZIP codes in FEMA-designated zones. High flood frequency increases the probability of water quality disruptions at each point in the supply chain: treatment facilities, transmission infrastructure, and private wells all face elevated stress risk when flooding is a recurring feature rather than a rare exception.

844
Total FEMA Flood Claims
$51,680
Avg Claim Payout
100%
ZIPs in FEMA Flood Zones
~42
Est. Claims/Year

Mary Esther has a significant flood history with 844 FEMA flood insurance claims on record, averaging $51,680 per claim. With 100% of ZIP codes in FEMA-designated flood zones, flood risk is a major concern for homeowners and water quality.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$2,500</strong> remediation cost per household.

Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.

Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.

Frequently Asked Questions

Is the water safe to drink in Mary Esther, FL?
Mary Esther has an average water safety score of 76/100 (Grade B). 2 EPA violations have been recorded. Check individual ZIP code reports for details specific to your neighborhood.
How many water violations does Mary Esther have?
Mary Esther water systems have a total of 2 EPA violations. Violations are tracked across 1 ZIP code.
Does Mary Esther water have lead?
The average 90th-percentile lead level in Mary Esther is 0.0021 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home — testing is recommended especially in older properties.
How does Mary Esther compare to Florida average?
Mary Esther has an average water safety score of 76/100, which is above the Florida state average of 73/100.
How many water systems serve Mary Esther?
Mary Esther is served by 3 public water systems across 1 ZIP code, serving approximately 12,643 people.
How much does it cost to fix water issues in Mary Esther?
Estimated remediation costs in Mary Esther average $2,500 per household, ranging from $1,800 to $4,000. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
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