Mary Esther, FL Home Safety: Home Safety 100/100
1 ZIP code · 3 water systems · Updated
ZipCheckup grade for Mary Esther: A.
No federal data flags a major home-safety concern for this ZIP.
Unlike many cities its size in FL, Mary Esther keeps health-based violation rates low - systems here score at or above the state average for tap water safety, with no systemic concerns flagged in the current data set.
How Mary Esther Compares
Data: EPA SDWIS
What You Should Know About Mary Esther Water
- Average lead level: 0.0026 mg/L.
- Homes built before 1986: 52% - older plumbing may contain lead solder.
- Estimated remediation: $2,500 per household.
- CDC health risk index: 12.02 - above typical levels.
Who Supplies Your Water in Mary Esther
Water supply in Mary Esther, FL follows a divided structure: 3 utilities account for the largest share of residential service out of 3 total systems, each managing its own distribution network and EPA reporting. Because these systems operate independently, rate decisions and compliance outcomes are determined separately.
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Overview
We track home safety data for 1 ZIP code in Mary Esther, Florida (population ~12,643), covering 3 community water systems serving approximately 108,421 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.
The available EPA record reports 0 violations for 1 ZIP code with a reported violation count.
Home Safety Score
Average Home Safety Score for Mary Esther: A (100/100)
Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:
| Factor | What It Measures |
|---|---|
| Water Quality | EPA violations and compliance history |
| PFAS MCL Screen | UCMR 5 testing against the covered federal MCLs |
| Radon Risk | EPA radon zone classification |
| Annual AQI | EPA AirData county-year median with at least 90 observed days |
Water Sources
Mary Esther water systems draw from: Groundwater.
Lead & Copper
- Average lead level (90th percentile): 0.0026 mg/L (EPA action level: 0.015 mg/L)
- 0 of 1 ZIP code with known status exceed the EPA lead action level
Radon Risk
Dominant radon zone: Zone 3 (Low Risk)
Areas with No Violations
| ZIP Code | Safety Score | System | Population |
|---|---|---|---|
| 32569 | A | Okaloosa Company.wtr.; Swr.system | 80,295 |
All ZIP Codes in Mary Esther
- 32569 [A]
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Lead/copper: EPA Lead and Copper Rule sampling data
- Radon: EPA Map of Radon Zones
Reporting periods vary by source. Missing data is shown as unavailable, not as zero.
Health Outcomes in Mary Esther
Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.
Compared to National Average
Vertical line = national average. ■ Above national · ■ Below national
Housing & Infrastructure in Mary Esther
With 52% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.
Source: U.S. Census Bureau American Community Survey (ACS).
Housing Age Profile
Decades of residential development in Mary Esther took place before the two main regulatory milestones that reduced plumbing-era lead risk: the phase-out of lead pipes before 1970, and the federal ban on lead solder in 1986. With a median build year of 1985, the housing stock here is anchored in that earlier period. The distinction between pre-1970 and 1970-to-1986 construction matters: the oldest homes may have lead pipes in the service line and lead solder in the copper joints, while the 1970-to-1986 tier still carries the solder risk even after lead pipes became less common. Together, these two risk layers affect a majority of the residential properties in the city - a fact the aggregate water quality data doesn't directly reveal.
Over half of homes in Mary Esther were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.
Source: U.S. Census Bureau ACS B25034.
Cost Context: What Remediation Means for Mary Esther Homeowners
When estimated remediation is placed alongside median property values in Mary Esther, the resulting ratio is low - a finding consistent with a household financial perspective where documented issues can be addressed without a meaningful impact on overall equity position, making this market one of the more favorable contexts for remediation planning.
Remediation costs in Mary Esther are relatively low compared to home values. The $1,800–$4,000 estimated range is a small fraction of median property value. Home values are 12% below the Florida average.
Lead Exposure Risk for Children in Mary Esther
Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.
Wherever 52% of local housing was built before solder rules changed - as is the case in Mary Esther - a faucet-level sample closes the gap that aggregate utility data cannot.
Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.
Historical NFIP Claim Context in Mary Esther
Historical NFIP data for Mary Esther contains 844 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $61,880. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.
How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$2,500</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.
Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.
Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.
Deep Dive Reports
Detailed analysis for Mary Esther, FL