Loveland, CO: 30 Health Violations - Home Safety 36/100
3 ZIP codes · 8 water systems · Updated
ZipCheckup grade for Loveland: F.
Lowest grade in federal records; check your home directly.
Your top priority: match a filter's certification to the violations (30 health-based violations). NSF certified filters →
If you live in Loveland, CO, the lower-tier grade here is a signal to check the water system that serves your address and, if you have concerns, to test your own tap.
How Loveland Compares
Data: EPA SDWIS
Key Facts for Loveland Residents
- Your city's water systems recorded 86 violations since 2021.
- Average of reported 90th-percentile lead results: 0.0125 mg/L.
- Homes built before 1986: 45% - older plumbing may contain lead solder.
- Estimated remediation: $1,100 per household.
- Health risk index (ZipCheckup composite of CDC data): 9.89.
Loveland's Water Providers
Sorted by reported population served, the top 3 of 8 public water systems mapped to Loveland, CO appear below, each with its own federal compliance record.
- F
- F
- F
Overview
We track home safety data for 3 ZIP codes in Loveland, Colorado (population ~93,688), covering 8 community water systems serving approximately 248,039 people region-wide. The EPA snapshots used for this build directly map water systems to 2 of 3 ZIP codes.
2 of 2 ZIP codes with a reported violation count in the available EPA record (100%) have recorded EPA violations. 30 health-based violations appear in the available health breakdown.
Home Safety Score
Average Home Safety Score for Loveland: F (36/100)
Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:
| Factor | What It Measures |
|---|---|
| Water Quality | EPA violations and compliance history |
| PFAS MCL Screen | UCMR 5 testing against the covered federal MCLs |
| Radon Risk | EPA radon zone classification |
| Annual AQI | EPA AirData county-year median with at least 90 observed days |
Water Sources
Loveland water systems draw from: Surface water.
Lead & Copper
- Average of reported 90th-percentile lead results: 0.0125 mg/L (EPA action level: 0.015 mg/L)
- 0 of 2 ZIP codes with known status exceed the EPA lead action level
Radon Risk
3 of 3 ZIP records with known zones are in EPA Radon Zone 1.
The EPA recommends testing all homes regardless of radon zone. County radon zones cannot replace an in-home radon test.
Top Contaminants
| Contaminant | Category | Violations | ZIPs Affected |
|---|---|---|---|
| Surface Water Treatment Rule | Treatment Technique | 49 | 2 |
| Total Trihalomethanes (TTHM) | Disinfection Byproducts | 27 | 2 |
| Interim Enhanced Surface Water Treatment Rule | Treatment Technique | 27 | 2 |
| Haloacetic Acids (HAA5) | Disinfection Byproducts | 23 | 2 |
| Public Notice Rule | Reporting | 14 | 2 |
Areas with Most Violations
| ZIP Code | Safety Score | Violations | Health-Based | System |
|---|---|---|---|---|
| 80537 | F | 71 | 30 | City of Loveland |
| 80538 | F | 35 | 4 | City of Loveland |
All ZIP Codes in Loveland
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Lead/copper: EPA Lead and Copper Rule sampling data
- Radon: EPA Map of Radon Zones
Reporting periods vary by source. Missing data is shown as unavailable, not as zero.
Loveland Community Health Snapshot
Source: CDC PLACES (County-level estimates). County health indicators are shown for context only and are not linked to this area's water records.
Compared to National Average
Vertical line = national average. ■ Above national · ■ Below national
What's in Loveland's Water?
Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.
Loveland Infrastructure Age
With 45% of homes built before 1986, lead solder in plumbing is a potential concern. Federal law banned lead solder in drinking-water plumbing in 1986, but many older homes retain original plumbing.
Source: U.S. Census Bureau American Community Survey (ACS).
Housing Age Profile
A citywide median of 1989 for construction says little about any single address in Loveland. Homes built before 1986, when federal amendments restricted the lead content allowed in new pipe, solder and flux, may contain plumbing materials with more lead, and later renovations may have replaced them. An inspection of the plumbing can identify the materials, and sending a tap water sample to an accredited laboratory measures lead.
Most homes in Loveland were built after 1986; lead exposure at a tap still depends on its service line and plumbing. Older homes should still be tested.
Source: U.S. Census Bureau ACS B25034.
How Remediation Costs Compare in Loveland
Low tier for Loveland: remediation estimated at up to 1% of what homes are worth.
Estimated remediation costs in Loveland can be compared with local home values. The $600–$2,300 estimated range can be set against the median property value; actual costs vary by home. Home values are 4% above the Colorado average.
Loveland: Lead Risk & Vulnerable Populations
Why children are most at risk: The CDC states that no safe blood lead level in children has been identified. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.
CDC has identified no safe blood lead level in children, and lead in water can differ from one home to the next; in Loveland, testing the water a child drinks is how to learn the lead level in that water, and a blood test is how to learn the child's level. About 45% of the city's homes date from before 1986.
Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.
Loveland: NFIP Claim Records and Water-Quality Context
Historical NFIP data for Loveland contains 105 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $70,923. Among ZIP codes with claim records, 67% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.
How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The $1,100 remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.
Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.
Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.
What You Can Do in Loveland
- Test your water at home. City-level data shows averages - your tap may differ. Consider testing your home's tap water for lead, since household plumbing can affect its level.
- Install a certified water filter. For Surface Water Treatment Rule, listed in the water-quality records for Loveland: if it is a rule or reporting requirement rather than a contaminant, ask your utility what the record involved; for bacteria, follow any boil-water notice from your utility; for a specific chemical contaminant, check whether a filter is certified to reduce it. Not every contaminant has a consumer filter certification.
- Check your home's plumbing. With 45% of homes built before 1986, lead solder is a real possibility.
- Review your water system's CCR. If you use a community water system, request its annual Consumer Confidence Report for system-level test results or find it online.
Deep Dive Reports
Detailed analysis for Loveland, CO