Loveland, CO: 24 Violations — 54/100 (2026)
3 ZIP codes · 14 water systems · Updated 2026-06-03
Within Loveland, water quality data indicates below-average safety by CO standards — independent testing is a reasonable precaution for residents whose systems show active violations.
How Loveland Compares
Data: EPA SDWIS Last verified: 2026-06-03
Key Facts for Loveland Residents
- Your city's water systems recorded 24 violations in the past 5 years.
- Average lead level: 0.0033 mg/L.
- Homes built before 1986: 45% — older plumbing may contain lead solder.
- Estimated remediation: $3,633 per household.
- CDC health risk index: 9.89.
Loveland's Water Providers
Throughout Loveland, CO, water comes from one of 3 primary utilities out of 14 total systems — independent providers with different rate structures, infrastructure, and compliance records that vary across the service territory.
Overview
We track water quality and home safety data for 3 ZIP codes in Loveland, Colorado (population ~93,688), covering 14 community water systems serving approximately 431,944 people region-wide.
3 of 3 ZIP codes (100%) have recorded EPA violations. All violations are monitoring/reporting type.
Home Safety Score
Average Home Safety Score for Loveland: D (54/100)
The score combines three factors:
| Factor | What It Measures |
|---|---|
| Water Quality | EPA violations and compliance history |
| Lead Levels | 90th percentile lead concentration vs EPA action level |
| Radon Risk | EPA radon zone classification |
Water Sources
Loveland water systems draw from: Surface water.
Lead & Copper
- Average lead level (90th percentile): 0.0033 mg/L (EPA action level: 0.015 mg/L)
- 0 ZIP codes exceed the EPA lead action level
Radon Risk
Dominant radon zone: Zone 1 (High Risk)
- Zone 1 (High): 3 ZIP codes
- Zone 2 (Moderate): 0 ZIP codes
- Zone 3 (Low): 0 ZIP codes
The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.
Top Contaminants
| Contaminant | Category | Violations | ZIPs Affected |
|---|---|---|---|
| Stage 1 DBP Rule | Treatment Technique | 12 | 3 |
| Consumer Confidence Report Rule | Reporting | 8 | 3 |
| Surface Water Treatment Rule | Treatment Technique | 4 | 3 |
| E. coli | Microbiological | 4 | 3 |
| Contaminant 0600 | Other | 4 | 3 |
Areas with Most Violations
| ZIP Code | Safety Score | Violations | Health-Based | System |
|---|---|---|---|---|
| 80537 | D | 8 | 0 | City of Loveland |
| 80538 | D | 8 | 0 | City of Loveland |
| 80539 | C | 8 | 0 | City of Loveland |
All ZIP Codes in Loveland
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Lead/copper: EPA Lead and Copper Rule sampling data
- Radon: EPA Map of Radon Zones
Updated daily.
Loveland Community Health Snapshot
Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.
Compared to National Average
Vertical line = national average. ■ Above national · ■ Below national
What's in Loveland's Water?
Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.
Loveland Infrastructure Age
With 45% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.
Source: U.S. Census Bureau American Community Survey (ACS).
Housing Age Profile
Lead solder was a standard plumbing material before 1986, when federal law prohibited its use in new residential construction. In Loveland, the median build year of 1989 indicates that plumbing age is a material factor in local lead risk — with the pre-1986 share concentrated in specific neighborhoods and building types where older construction remains common.
Most homes in Loveland were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.
Source: U.S. Census Bureau ACS B25034.
How Remediation Costs Compare in Loveland
Equity impact data for Loveland lands in the favorable tier — remediation claims a small slice of what properties here are worth.
Remediation costs in Loveland are relatively low compared to home values. The $2,467–$5,033 estimated range is a small fraction of median property value. Home values are 4% above the Colorado average.
Loveland: Lead Risk & Vulnerable Populations
Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.
In recent monitoring under the Lead and Copper Rule, citywide samples for Loveland have approached or crossed the regulatory action level on multiple occasions. Combined with 45% of stock dating from the pre-rule era, the picture supports baseline single-tap reads as a standard household-level step.
Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.
Loveland: Flood History & Water Damage Risk
105 FEMA flood insurance claims are on file for Loveland, and 100% of local ZIP codes fall within federally designated flood zones — enough to put flood exposure on the planning radar, though short of the concentrated-risk threshold where treatment-system vulnerability becomes a primary consideration.
Loveland has a moderate flood history with 105 FEMA claims averaging $51,985 per payout. 100% of ZIP codes fall within FEMA flood zones. Flood events can contaminate drinking water and overwhelm treatment systems.
How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$3,633</strong> remediation cost per household.
Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.
Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.
What You Can Do in Loveland
- Test your water at home. City-level data shows averages — your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
- Install a certified water filter. Filters rated for Stage 1 DBP Rule can reduce the most common contaminant found in Loveland's water.
- Check your home's plumbing. With 45% of homes built before 1986, lead solder is a real possibility.
- Review your water system's CCR. Your utility publishes an annual Consumer Confidence Report with detailed test results. Request it or find it online.
Deep Dive Reports
Detailed analysis for Loveland, CO