Loveland, CO: 30 Health Violations - Home Safety 36/100
3 ZIP codes · 8 water systems · Updated
ZipCheckup grade for Loveland: F.
Federal data flags serious home-safety risks for this ZIP.
Your top priority: consider a certified water filter (30 health violations on record). NSF certified filters →
Within Loveland, water quality data indicates below-average safety by CO standards - independent testing is a reasonable precaution for residents whose systems show active violations.
How Loveland Compares
Data: EPA SDWIS
Key Facts for Loveland Residents
- Your city's water systems recorded 86 violations in the past 5 years.
- Average lead level: 0.0125 mg/L.
- Homes built before 1986: 45% - older plumbing may contain lead solder.
- Estimated remediation: $3,633 per household.
- CDC health risk index: 9.89.
Loveland's Water Providers
Throughout Loveland, CO, water comes from one of 3 primary utilities out of 8 total systems - independent providers with different rate structures, infrastructure, and compliance records that vary across the service territory.
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Overview
We track home safety data for 3 ZIP codes in Loveland, Colorado (population ~93,688), covering 8 community water systems serving approximately 248,039 people region-wide. The EPA snapshots used for this build directly map water systems to 2 of 3 ZIP codes.
2 of 2 ZIP codes with a reported violation count in the available EPA record (100%) have recorded EPA violations. 30 health-based violations appear in the available health breakdown.
Home Safety Score
Average Home Safety Score for Loveland: F (36/100)
Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:
| Factor | What It Measures |
|---|---|
| Water Quality | EPA violations and compliance history |
| PFAS MCL Screen | UCMR 5 testing against the covered federal MCLs |
| Radon Risk | EPA radon zone classification |
| Annual AQI | EPA AirData county-year median with at least 90 observed days |
Water Sources
Loveland water systems draw from: Surface water.
Lead & Copper
- Average lead level (90th percentile): 0.0125 mg/L (EPA action level: 0.015 mg/L)
- 0 of 2 ZIP codes with known status exceed the EPA lead action level
Radon Risk
Dominant radon zone: Zone 1 (High Risk)
- Zone 1 (High): 3 ZIP codes
- Zone 2 (Moderate): 0 ZIP codes
- Zone 3 (Low): 0 ZIP codes
The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.
Top Contaminants
| Contaminant | Category | Violations | ZIPs Affected |
|---|---|---|---|
| E. coli | Microbiological | 49 | 2 |
| Haloacetic Acids (HAA5) | Disinfection Byproducts | 27 | 2 |
| Fecal Coliform | Microbiological | 27 | 2 |
| Total Trihalomethanes (TTHM) | Disinfection Byproducts | 23 | 2 |
| Lead and Copper Rule | Treatment Technique | 14 | 2 |
Areas with Most Violations
| ZIP Code | Safety Score | Violations | Health-Based | System |
|---|---|---|---|---|
| 80537 | F | 71 | 30 | City of Loveland |
| 80538 | F | 35 | 4 | City of Loveland |
All ZIP Codes in Loveland
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Lead/copper: EPA Lead and Copper Rule sampling data
- Radon: EPA Map of Radon Zones
Reporting periods vary by source. Missing data is shown as unavailable, not as zero.
Loveland Community Health Snapshot
Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.
Compared to National Average
Vertical line = national average. ■ Above national · ■ Below national
What's in Loveland's Water?
Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.
Loveland Infrastructure Age
With 45% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.
Source: U.S. Census Bureau American Community Survey (ACS).
Housing Age Profile
Lead solder was a standard plumbing material before 1986, when federal law prohibited its use in new residential construction. In Loveland, the median build year of 1989 indicates that plumbing age is a material factor in local lead risk - with the pre-1986 share concentrated in specific neighborhoods and building types where older construction remains common.
Most homes in Loveland were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.
Source: U.S. Census Bureau ACS B25034.
How Remediation Costs Compare in Loveland
Equity impact data for Loveland lands in the favorable tier - remediation claims a small slice of what properties here are worth.
Remediation costs in Loveland are relatively low compared to home values. The $2,467–$5,033 estimated range is a small fraction of median property value. Home values are 4% above the Colorado average.
Loveland: Lead Risk & Vulnerable Populations
Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.
In recent monitoring under the Lead and Copper Rule, citywide samples for Loveland have approached or crossed the regulatory action level on multiple occasions. Combined with 45% of stock dating from the pre-rule era, the picture supports baseline single-tap reads as a standard household-level step.
Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.
Loveland: NFIP Claim Records and Water-Quality Context
Historical NFIP data for Loveland contains 105 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $70,923. Among ZIP codes with claim records, 67% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.
How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$3,633</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.
Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.
Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.
What You Can Do in Loveland
- Test your water at home. City-level data shows averages - your tap may differ. Lead testing is especially recommended given the area's lead levels.
- Install a certified water filter. Filters rated for E. coli can reduce the most common contaminant found in Loveland's water.
- Check your home's plumbing. With 45% of homes built before 1986, lead solder is a real possibility.
- Review your water system's CCR. Your utility publishes an annual Consumer Confidence Report with detailed test results. Request it or find it online.
Deep Dive Reports
Detailed analysis for Loveland, CO