CITY REPORT CA

Tracy, CA Home Safety: Home Safety 100/100

5 ZIP codes · 8 water systems · Updated

ZipCheckup grade for Tracy: A.

Checked records flag no major concern; missing data is unknown.

Tracy, CA: a top-two-band grade.

How Tracy Compares

Tracy100/100
California avg76/100
National avg73/100

Data: EPA SDWIS

5
ZIP Codes
8
Water Systems
0
ZIPs Linked to Systems with Violations
A · 100
Avg Safety Score
Zone 3
County Radon Potential (Low)
$860K
Median Home Value

Key Facts for Tracy Residents

  • Average of reported 90th-percentile lead results: 0.0034 mg/L.
  • Homes built before 1986: 27% - older plumbing may contain lead solder.
  • Health risk index (ZipCheckup composite of CDC data): 11.38.

Tracy's Water Providers

Service in Tracy, CA can differ by address: 8 water systems are tied to the area in federal records, and the 3 largest are listed with their violation records.

Overview

We track home safety data for 5 ZIP codes in Tracy, California (population ~131,046), covering 8 community water systems serving approximately 200,863 people region-wide. The EPA snapshots used for this build directly map water systems to 4 of 5 ZIP codes.

The available EPA record reports 0 violations for 4 ZIP codes with a reported violation count.

Home Safety Score

Average Home Safety Score for Tracy: A (100/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Tracy water systems draw from: Groundwater, Surface water.

Lead & Copper

  • Average of reported 90th-percentile lead results: 0.0034 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 4 ZIP codes with known status exceed the EPA lead action level

Radon Risk

1 of 5 ZIP records with known zones is in EPA Radon Zone 2. 4 of 5 ZIP records with known zones are in EPA Radon Zone 3.

The EPA recommends testing all homes regardless of radon zone. County radon zones cannot replace an in-home radon test.

Areas with No Violations

ZIP Code Safety Score System Population
95304 A City of Tracy, 96,609
95376 A City of Tracy, 96,609
95377 — City of Tracy, 96,609
95391 A City of Mountain House 24,948

All ZIP Codes in Tracy

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Tracy Community Health Snapshot

9.5%
Asthma (US: 9.8%)
12.3%
Diabetes (US: 10.4%)
17.2%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). County health indicators are shown for context only and are not linked to this area's water records.

Compared to National Average

Asthma 9.5% ↓
Diabetes 12.3% ↑
Mental Health 17.2% ↑

Vertical line = national average. ■ Above national · ■ Below national

Tracy Infrastructure Age

1996
Median Build Year
27%
Built Before 1986
15%
Built Before 1970
Copper
Likely Pipe Material

Housing age data helps assess potential lead pipe and infrastructure risks. Newer housing stock generally means lower plumbing-related contamination risk.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Utilities keep service line inventories, which can show whether an address in Tracy has a lead line regardless of the 1996 median build year.

1996
Median Year Built
27%
Pre-1986 (lead solder era; lead paint banned 1978)
15%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (15%) 1970–1986 (12%) Post-1986 (73%)

Most homes in Tracy were built after 1986; lead exposure at a tap still depends on its service line and plumbing. Older homes should still be tested.

Source: U.S. Census Bureau ACS B25034.

Tracy: Lead Risk & Vulnerable Populations

27%
Homes Built Before 1986
0.0034
mg/L average of reported water-system 90th-percentile lead results (the 0.015 action level applies to each system's result, not to this average)

Why children are most at risk: The CDC states that no safe blood lead level in children has been identified. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Several limits apply to the lead numbers for Tracy. The figure shown is an average of 90th-percentile results from ZIP codes in the city, and it is below 0.010 mg/L; the federal action level of 0.015 mg/L applies to each water system's own 90th percentile, not to an average like this one, and being below it does not make water free of lead. About 27% of local homes were built before 1986. A test at the home's own tap shows its level, and a filter certified to NSF/ANSI 53 for lead reduction is an option if a test finds lead.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Tracy: NFIP Claim Records and Water-Quality Context

67
Total FEMA Flood Claims
$31,696
Avg Reported Sum With Payment Data
33%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Tracy contains 67 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $31,696. Among ZIP codes with claim records, 33% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

What does the Home Safety Score mean for Tracy, CA?
Tracy has an average Home Safety Score of 100/100 (Grade A) under ZipCheckup model 4.0.0, an area-level model that draws on EPA water compliance records, PFAS screening, EPA radon zones, and annual EPA air quality data; see the methodology page for how inputs and coverage are handled. The available EPA record reports no violations for ZIP codes with reported counts. Check individual ZIP code reports for component details.
Does Tracy water have lead?
The average of the reported 90th-percentile lead results across the ZIP codes of Tracy is 0.0034 mg/L. The EPA action level of 0.015 mg/L applies to each water system's own 90th percentile, not to this average. EPA's health goal for lead is zero. Lead levels can vary by home - testing is recommended especially in older properties.
How does Tracy compare to California average?
Tracy has an average Home Safety Score of 100/100, which is at or above the California state average of 76/100 for the same model series.
How many water systems serve Tracy?
Our records map 8 water systems to 5 ZIP codes in Tracy. The related population figure in our data is approximately 131,046 people; it is not a count of people served citywide.
Home → Cities → California → Tracy, CA

How to cite this page

APA ZipCheckup. (2026). Tracy, CA Home Safety: Home Safety 100/100. https://zipcheckup.com/cities/ca/tracy/
BibTeX
@misc{zipcheckup-cities-ca-tracy,
  author = {{ZipCheckup}},
  title  = {{Tracy, CA Home Safety: Home Safety 100/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/ca/tracy/}
}

Page version: October 2026.

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