CITY REPORT CA

Rancho Santa Fe, CA Home Safety: Home Safety 92/100

2 ZIP codes · 3 water systems · Updated

ZipCheckup grade for Rancho Santa Fe: A.

Checked records flag no major concern; missing data is unknown.

Rancho Santa Fe, CA: a top-two-band grade.

How Rancho Santa Fe Compares

Rancho Santa Fe92/100
California avg76/100
National avg73/100

Data: EPA SDWIS

2
ZIP Codes
3
Water Systems
0
ZIPs Linked to Systems with Violations
A · 92
Avg Safety Score
Zone 3
County Radon Potential (Low)
$2.0M
Median Home Value
$500
Est. Remediation (0.0% of home value)

Rancho Santa Fe Water: The Quick Version

  • Average of reported 90th-percentile lead results: 0.0017 mg/L.
  • Homes built before 1986: 49% - older plumbing may contain lead solder.
  • Estimated remediation: $500 per household.
  • Health risk index (ZipCheckup composite of CDC data): 10.18.

Water Systems Serving Rancho Santa Fe

Federal records list 3 water systems tied to Rancho Santa Fe, CA. Of those, 3 are the primary providers, meaning service conditions, rate structures, and compliance histories can differ depending on where a property sits.

Overview

We track home safety data for 2 ZIP codes in Rancho Santa Fe, California (population ~9,460), covering 3 community water systems serving approximately 1,493,415 people region-wide. The EPA snapshots used for this build directly map water systems to 2 of 2 ZIP codes.

The available EPA record reports 0 violations for 2 ZIP codes with a reported violation count.

Home Safety Score

Average Home Safety Score for Rancho Santa Fe: A (92/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Rancho Santa Fe water systems draw from: Surface water.

Lead & Copper

  • Average of reported 90th-percentile lead results: 0.0017 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 2 ZIP codes with known status exceed the EPA lead action level

Radon Risk

2 of 2 ZIP records with known zones are in EPA Radon Zone 3.

The EPA recommends testing all homes regardless of radon zone. County radon zones cannot replace an in-home radon test.

Areas with No Violations

ZIP Code Safety Score System Population
92067 A Santa Fe I.d. 21,578
92091 A Olivenhain Mwd 86,458

All ZIP Codes in Rancho Santa Fe

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

CDC Health Data for Rancho Santa Fe

8.9%
Asthma (US: 9.8%)
10%
Diabetes (US: 10.4%)
16.3%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). County health indicators are shown for context only and are not linked to this area's water records.

Compared to National Average

Asthma 8.9% ↓
Diabetes 10% ↓
Mental Health 16.3% ↑

Vertical line = national average. ■ Above national · ■ Below national

How Old Is Rancho Santa Fe's Housing Stock?

1983
Median Build Year
49%
Built Before 1986
20%
Built Before 1970
Copper
Likely Pipe Material

With 49% of homes built before 1986, lead solder in plumbing is a potential concern. Federal law banned lead solder in drinking-water plumbing in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Buyers and renters in Rancho Santa Fe can ask a simple question of any home: was it built before 1986? The citywide median of 1983 will not answer it.

1983
Median Year Built
49%
Pre-1986 (lead solder era; lead paint banned 1978)
20%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (20%) 1970–1986 (29%) Post-1986 (51%)

Most homes in Rancho Santa Fe were built after 1986; lead exposure at a tap still depends on its service line and plumbing. Older homes should still be tested.

Source: U.S. Census Bureau ACS B25034.

Rancho Santa Fe: Remediation Cost in Perspective

Measured against the median home value, the estimated cost of fixing the issues flagged for Rancho Santa Fe lands in the lowest of the three tiers this page uses.

Median Home Value
$2.0M
Est. Remediation
$500
Remediation as % of home value 0.0%

Estimated remediation costs in Rancho Santa Fe can be compared with local home values. The $300–$800 estimated range can be set against the median property value; actual costs vary by home. Home values are 171% above the California average.

Protecting Children from Lead in Rancho Santa Fe

49%
Homes Built Before 1986
0.0017
mg/L average of reported water-system 90th-percentile lead results (the 0.015 action level applies to each system's result, not to this average)

Why children are most at risk: The CDC states that no safe blood lead level in children has been identified. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

If you have young children or are pregnant, consider testing your home's water - especially if your home was built before 1986.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical Flood-Claim Evidence for Rancho Santa Fe

36
Total FEMA Flood Claims
$10,606
Avg Reported Sum With Payment Data
0%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Rancho Santa Fe contains 36 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $10,606. Among ZIP codes with claim records, 0% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The $500 remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

What does the Home Safety Score mean for Rancho Santa Fe, CA?
Rancho Santa Fe has an average Home Safety Score of 92/100 (Grade A) under ZipCheckup model 4.0.0, an area-level model that draws on EPA water compliance records, PFAS screening, EPA radon zones, and annual EPA air quality data; see the methodology page for how inputs and coverage are handled. The available EPA record reports no violations for ZIP codes with reported counts. Check individual ZIP code reports for component details.
Does Rancho Santa Fe water have lead?
The average of the reported 90th-percentile lead results across the ZIP codes of Rancho Santa Fe is 0.0017 mg/L. The EPA action level of 0.015 mg/L applies to each water system's own 90th percentile, not to this average. EPA's health goal for lead is zero. Lead levels can vary by home - testing is recommended especially in older properties.
How does Rancho Santa Fe compare to California average?
Rancho Santa Fe has an average Home Safety Score of 92/100, which is at or above the California state average of 76/100 for the same model series.
How many water systems serve Rancho Santa Fe?
Our records map 3 water systems to 2 ZIP codes in Rancho Santa Fe. The related population figure in our data is approximately 9,460 people; it is not a count of people served citywide.
How much does it cost to fix water issues in Rancho Santa Fe?
Estimated remediation cost per household in Rancho Santa Fe: $500; modeled range $300 to $800. Estimated costs may include filtration, pipe replacement, radon mitigation, or flood protection where applicable.
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How to cite this page

APA ZipCheckup. (2026). Rancho Santa Fe, CA Home Safety: Home Safety 92/100. https://zipcheckup.com/cities/ca/rancho-santa-fe/
BibTeX
@misc{zipcheckup-cities-ca-rancho-santa-fe,
  author = {{ZipCheckup}},
  title  = {{Rancho Santa Fe, CA Home Safety: Home Safety 92/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/ca/rancho-santa-fe/}
}

Page version: October 2026.

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