Montara, CA Water Safety: 75/100 (2026)
1 ZIP code · 1 water system · Updated 2026-06-03
Residents of Montara generally live with tap water that beats the CA safety average on key EPA compliance metrics.
How Montara Compares
Data: EPA SDWIS Last verified: 2026-06-03
Key Facts for Montara Residents
- Homes built before 1986: 83% — older plumbing may contain lead solder.
- Estimated remediation: $1,600 per household.
- CDC health risk index: 9.58.
Montara's Water Providers
Consolidated water delivery characterizes Montara, CA: among 1 system in federal records, one utility holds the dominant service position — carrying the rate-setting authority, the infrastructure obligations, and the EPA reporting burden for most residential addresses.
Overview
We track water quality and home safety data for 1 ZIP code in Montara, California (population ~2,897), covering 1 community water system serving approximately 6,078 people region-wide.
No EPA violations recorded across any ZIP codes in Montara — an excellent indicator of water quality.
Home Safety Score
Average Home Safety Score for Montara: B (75/100)
The score combines three factors:
| Factor | What It Measures |
|---|---|
| Water Quality | EPA violations and compliance history |
| Lead Levels | 90th percentile lead concentration vs EPA action level |
| Radon Risk | EPA radon zone classification |
Water Sources
Montara water systems draw from: Surface water.
Lead & Copper
- Lead data: not yet available for Montara
- 0 ZIP codes exceed the EPA lead action level
Radon Risk
Dominant radon zone: Zone 2 (Moderate Risk)
The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.
Areas with No Violations
| ZIP Code | Safety Score | System | Population |
|---|---|---|---|
| 94037 | B | Montara Water and Sanitary District | 6,078 |
All ZIP Codes in Montara
- 94037 [B]
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Lead/copper: EPA Lead and Copper Rule sampling data
- Radon: EPA Map of Radon Zones
Updated daily.
Montara Community Health Snapshot
Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.
Compared to National Average
Vertical line = national average. ■ Above national · ■ Below national
Montara Infrastructure Age
With 83% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.
Source: U.S. Census Bureau American Community Survey (ACS).
Housing Age Profile
Decades of residential development in Montara took place before the two main regulatory milestones that reduced plumbing-era lead risk: the phase-out of lead pipes before 1970, and the federal ban on lead solder in 1986. With a median build year of 1974, the housing stock here is anchored in that earlier period. The distinction between pre-1970 and 1970-to-1986 construction matters: the oldest homes may have lead pipes in the service line and lead solder in the copper joints, while the 1970-to-1986 tier still carries the solder risk even after lead pipes became less common. Together, these two risk layers affect a majority of the residential properties in the city — a fact the aggregate water quality data doesn't directly reveal.
Over half of homes in Montara were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.
Source: U.S. Census Bureau ACS B25034.
How Remediation Costs Compare in Montara
Within the Montara market, estimated remediation claims a small portion of typical property equity — the financial burden is proportionally low.
Remediation costs in Montara are relatively low compared to home values. The $800–$2,600 estimated range is a small fraction of median property value. Home values are 99% above the California average.
Montara: Lead Risk & Vulnerable Populations
Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.
Although utility-side compliance with federal Lead and Copper requirements remains the system reference, that compliance does not extend down into interior plumbing. With 83% of Montara stock built before the solder ban and aggregate readings at or beyond the action mark, a household-level sample becomes the practical way to close that information gap.
Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.
Montara: Flood History & Water Damage Risk
A moderate NFIP record for Montara — 2 insurance claims paired with 100% of ZIP codes in FEMA flood zones — points to a flood history where water-quality pathways have likely been periodically relevant.
Montara has a moderate flood history with 2 FEMA claims averaging $940 per payout. 100% of ZIP codes fall within FEMA flood zones. Flood events can contaminate drinking water and overwhelm treatment systems.
How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$1,600</strong> remediation cost per household.
Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.
Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.
Deep Dive Reports
Detailed analysis for Montara, CA