CITY REPORT CA

Live Oak, CA Home Safety: Home Safety 100/100

1 ZIP code · 2 water systems · Updated

ZipCheckup grade for Live Oak: A.

No federal data flags a major home-safety concern for this ZIP.

Across Live Oak, EPA monitoring data shows low violation rates and healthy safety margins - a pattern that places the city well above CA's average for drinking water compliance across recent reporting cycles.

How Live Oak Compares

Live Oak100/100
California avg76/100
National avg73/100

Data: EPA SDWIS

1
ZIP Codes
2
Water Systems
0
ZIPs with Violations
A · 100
Avg Safety Score
Zone 3
Radon Risk (Low)
$336K
Median Home Value
$2,100
Est. Remediation (0.6% of home value)

What You Should Know About Live Oak Water

  • Average lead level: 0.0013 mg/L.
  • Homes built before 1986: 56% - older plumbing may contain lead solder.
  • Estimated remediation: $2,100 per household.
  • CDC health risk index: 12.28 - above typical levels.

Who Supplies Your Water in Live Oak

Throughout Live Oak, CA, water comes from one of 2 primary utilities out of 2 total systems - independent providers with different rate structures, infrastructure, and compliance records that vary across the service territory.

Overview

We track home safety data for 1 ZIP code in Live Oak, California (population ~10,945), covering 2 community water systems serving approximately 79,541 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

The available EPA record reports 0 violations for 1 ZIP code with a reported violation count.

Home Safety Score

Average Home Safety Score for Live Oak: A (100/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Live Oak water systems draw from: Groundwater, Surface water.

Lead & Copper

  • Average lead level (90th percentile): 0.0013 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 3 (Low Risk)

Areas with No Violations

ZIP Code Safety Score System Population
95953 A City of Live Oak 9,285

All ZIP Codes in Live Oak

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Health Outcomes in Live Oak

10%
Asthma (US: 9.8%)
12.8%
Diabetes (US: 10.4%)
17.9%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 10% ↑
Diabetes 12.8% ↑
Mental Health 17.9% ↑

Vertical line = national average. Above national · Below national

Housing & Infrastructure in Live Oak

1970
Median Build Year
56%
Built Before 1986
26%
Built Before 1970
Copper
Likely Pipe Material

With 56% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Plumbing risk in older housing is defined by two eras: the pre-1970 period when lead pipes were commonly used for service lines, and the 1970-to-1986 period when lead solder remained standard in copper plumbing until the federal ban. Live Oak's median build year of 1970 lands in a range where both eras are heavily represented in the housing stock. That creates an elevated aggregate environment for plumbing-related lead exposure - one that city-level water quality averages don't capture, because the risk sits inside individual properties rather than in the distribution system.

1970
Median Year Built
56%
Pre-1986 (Lead Paint Risk)
26%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (26%) 1970–1986 (30%) Post-1986 (44%)

Over half of homes in Live Oak were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Cost Context: What Remediation Means for Live Oak Homeowners

Given current Live Oak valuations, the remediation-to-property-value ratio is low - most homeowners are looking at a proportionally modest share that fits within routine financial planning.

Median Home Value
$335,900
Est. Remediation
$2,100
Remediation as % of home value 0.6%

Remediation costs in Live Oak are relatively low compared to home values. The $1,100–$3,400 estimated range is a small fraction of median property value. Home values are 55% below the California average.

Lead Exposure Risk for Children in Live Oak

56%
Homes Built Before 1986
0.0013
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

In recent monitoring under the Lead and Copper Rule, citywide samples for Live Oak have approached or crossed the regulatory action level on multiple occasions. Combined with 56% of stock dating from the pre-rule era, the picture supports baseline single-tap reads as a standard household-level step.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical NFIP Claim Context in Live Oak

18
Total FEMA Flood Claims
$8,696
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Live Oak contains 18 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $8,696. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$2,100</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

What does the Home Safety Score mean for Live Oak, CA?
Live Oak has an average Home Safety Score of 100/100 (Grade A) under model 4.0.0. The score combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, the PFAS MCL screen, EPA radon zone, and annual EPA AQI, and is published only when all required domains are observed. The available EPA record reports no violations for ZIP codes with reported counts. Check individual ZIP code reports for component details.
Does Live Oak water have lead?
The average 90th-percentile lead level in Live Oak is 0.0013 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home - testing is recommended especially in older properties.
How does Live Oak compare to California average?
Live Oak has an average Home Safety Score of 100/100, which is above the California state average of 76/100 for the same model series.
How many water systems serve Live Oak?
Live Oak is served by 2 public water systems across 1 ZIP code, serving approximately 10,945 people.
How much does it cost to fix water issues in Live Oak?
Estimated remediation costs in Live Oak average $2,100 per household, ranging from $1,100 to $3,400. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesCalifornia → Live Oak, CA

How to cite this page

APA ZipCheckup. (2026). Live Oak, CA Home Safety: Home Safety 100/100. https://zipcheckup.com/cities/ca/live-oak/
BibTeX
@misc{zipcheckup-cities-ca-live-oak,
  author = {{ZipCheckup}},
  title  = {{Live Oak, CA Home Safety: Home Safety 100/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/ca/live-oak/}
}

Page version: August 2026.

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