Capitola, CA Home Safety: Home Safety 83/100
1 ZIP code · 2 water systems · Updated
ZipCheckup grade for Capitola: B.
This ZIP looks solid, with a few items worth a quick check.
In current CA EPA data, Capitola's tap water sits in the high-safety tier.
How Capitola Compares
Data: EPA SDWIS
Capitola Water: The Quick Version
- Average lead level: 0.002 mg/L.
- Homes built before 1986: 72% - older plumbing may contain lead solder.
- Estimated remediation: $1,800 per household.
- CDC health risk index: 10.85.
Water Systems Serving Capitola
Structurally, Capitola, CA's water supply is divided. Federal data identifies 2 water systems in the area, with 2 providers serving the bulk of residential connections. These utilities operate independently, meaning rate-setting authority and EPA compliance accountability are distributed rather than centralized.
- B
- B
Overview
We track home safety data for 1 ZIP code in Capitola, California (population ~8,697), covering 2 community water systems serving approximately 135,435 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.
The available EPA record reports 0 violations for 1 ZIP code with a reported violation count.
Home Safety Score
Average Home Safety Score for Capitola: B (83/100)
Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:
| Factor | What It Measures |
|---|---|
| Water Quality | EPA violations and compliance history |
| PFAS MCL Screen | UCMR 5 testing against the covered federal MCLs |
| Radon Risk | EPA radon zone classification |
| Annual AQI | EPA AirData county-year median with at least 90 observed days |
Water Sources
Capitola water systems draw from: Surface water.
Lead & Copper
- Average lead level (90th percentile): 0.0020 mg/L (EPA action level: 0.015 mg/L)
- 0 of 1 ZIP code with known status exceed the EPA lead action level
Radon Risk
Dominant radon zone: Zone 3 (Low Risk)
Areas with No Violations
| ZIP Code | Safety Score | System | Population |
|---|---|---|---|
| 95010 | B | Soquel Creek Water District | 40,809 |
All ZIP Codes in Capitola
- 95010 [B]
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Lead/copper: EPA Lead and Copper Rule sampling data
- Radon: EPA Map of Radon Zones
Reporting periods vary by source. Missing data is shown as unavailable, not as zero.
CDC Health Data for Capitola
Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.
Compared to National Average
Vertical line = national average. ■ Above national · ■ Below national
How Old Is Capitola's Housing Stock?
With 72% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.
Source: U.S. Census Bureau American Community Survey (ACS).
Housing Age Profile
Because the majority of Capitola's housing predates 1986, when lead solder was banned from new plumbing, the median build year of 1976 reflects a city where lead-era plumbing materials are common rather than exceptional.
Over half of homes in Capitola were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.
Source: U.S. Census Bureau ACS B25034.
Capitola: Remediation Cost in Perspective
Given current Capitola valuations, the remediation-to-property-value ratio is low - most homeowners are looking at a proportionally modest share that fits within routine financial planning.
Remediation costs in Capitola are relatively low compared to home values. The $1,200–$2,500 estimated range is a small fraction of median property value. Home values are 6% above the California average.
Protecting Children from Lead in Capitola
Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.
Routinely in Capitola, where 72% of housing predates the solder ban and aggregate utility readings hover near the federal threshold, a faucet-level draw functions as a standard household step for families with small kids.
Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.
Historical Flood-Claim Evidence for Capitola
Historical NFIP data for Capitola contains 98 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $31,137. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.
How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$1,800</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.
Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.
Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.
Deep Dive Reports
Detailed analysis for Capitola, CA