Panama City Water System
EPA ID: FL1030517 · 36,139 people served · 12 ZIP codes
Zero violations in five consecutive years of EPA monitoring — Panama City Water System has held a clean track record across every reporting cycle in that span, with no enforcement activity of any kind on file for the full service population of 36,139 residents.
Data: EPA SDWIS Last verified: 2026-04-02
Service Area Map
Coverage area for Panama City Water System Source: EPA SDWIS service area boundaries.
Service area boundary
Service Area Demographics
The Panama City Water System serves a community with a median household income of $71,002 and an estimated 139,595 residents across its service area. Approximately 43% of housing stock was built before 1986, which increases the likelihood of lead service lines and older plumbing.
Environmental Justice Note: 39% of the population in this service area is classified as disadvantaged under EPA's EJScreen criteria. Communities with higher disadvantaged populations often face disproportionate environmental and health burdens, including aging water infrastructure and limited resources for remediation.
🌊 Where Does Your Water Come From?
Panama City Water System's water is drawn from rivers, lakes, or reservoirs. Surface water sources are more exposed to agricultural runoff, stormwater, and upstream discharges, but they typically receive more intensive treatment before reaching your tap.
About 1% of homes in Bay County, Florida rely on private wells rather than public water systems. Private well owners are responsible for their own water testing and treatment.
Infrastructure Risk
Comparable Water Systems
Similar-sized systems in Florida
Estimated Remediation Costs
Average estimated costs across ZIP codes served by this system
Based on national averages for common remediation projects. Actual costs vary by property. Only issues flagged by EPA, FEMA, or state data for each ZIP code are included.
System Overview
Panama City Water System (EPA ID: FL1030517) is a community water system in Florida that serves approximately 36,139 people from surface water sources.
This system provides water to 12 ZIP codes across 2 communities.
Violation History
Lead & Copper
No Lead and Copper Rule sampling data available for this water system.
Need help with your water quality?
Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400
Find the Right Water FilterFree tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.
ZIP Codes Served
Coverage: 4 ZIP codes confirmed via EPA Community Water System Service Area Boundaries v3 plus 8 additional ZIPs inferred from SDWIS registry data. The EPA-confirmed set is the most reliable; SDWIS-inferred entries may be narrower than the real deployment area.
- 32401 — Panama City
- 32402 — Panama City
- 32403 — Panama City
- 32404 — Panama City
- 32405 — Panama City
- 32406 — Panama City
- 32408 — Panama City
- 32409 — Panama City
- 32411 — Panama City
- 32412 — Panama City
- 32417 — Panama City
- 32444 — Lynn Haven
Data Sources
This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View the full compliance record for Panama City Water System (FL1030517) on EPA.gov.
Frequently Asked Questions
Is Panama City Water System water safe to drink?
Based on EPA records, Panama City Water System has no recorded violations in the past 5 years — a positive indicator of water quality management.
How many people does Panama City Water System serve?
Panama City Water System serves approximately 36,139 people across 12 ZIP codes in Florida.
Where does Panama City Water System get its water?
The primary water source is surface water.
Federal UCMR5 PFAS Monitoring: Tested Clean
This water system was tested under the federal EPA Unregulated Contaminant Monitoring Rule (UCMR5). No PFAS compounds were detected.
Current MCL reflects the lowest state-enforceable limit (NYS 10 ppt for PFOA/PFOS, effective August 2020). The federal final MCL of 4 ppt for PFOA/PFOS (EPA April 2024 rule) is not enforceable until April 2029. Detections above 4 ppt but below 10 ppt are below current MCL but above the future federal limit.
Source: U.S. EPA UCMR5 (Unregulated Contaminant Monitoring Rule, 5th cycle) — per-system federal sampling, 2023–2025. EPA UCMR5 monitoring program →
Lead Service Line Inventory
Service line breakdown reported under the federal Lead and Copper Rule Improvements (LCRI) inventory requirement:
Federal LCRI rule (effective October 2024) requires every public water system to inventory its service lines and complete lead-line replacement within 10 years.
Source: FDEP PWS Lead Service Line Inventories (LSLI) · Submitted 2024
ZipCheckup is not affiliated with the utility or state agency. Inventory figures render verbatim from the public LCRI submission cited above; ZipCheckup does not perform inspections or replacements.