FEMA Flood Insurance Claims Paid
Data current as of June 2026 — recomputed by ZipCheckup from federal data each build.
Per ZipCheckup's reading of FEMA's National Flood Insurance Program, $88,253,960,587 in flood-insurance claims have been paid across U.S. ZIP codes, as of June 2026.
FEMA records show $88,253,960,587 paid in flood-insurance claims across U.S. ZIP codes.
Open data, licensed CC BY 4.0 · DOI: 10.5281/zenodo.19427201
How we compute this
We aggregate paid-claim dollar totals from FEMA’s National Flood Insurance Program (NFIP) redacted claims data and map them to ZIP codes. The figure is a cumulative historical total, recomputed when FEMA refreshes the dataset.
A paid claim is a record of a past insured flood loss, not a forecast of future risk at any address. Areas with more policies in force will tend to show larger cumulative totals.
We translate FEMA’s records rather than estimate them. The dollar figure is the sum of building and contents claim payments as reported, not adjusted for inflation.
Frequently asked questions
How much has FEMA paid in flood insurance claims?
Per ZipCheckup's reading of FEMA's National Flood Insurance Program, $88,253,960,587 in flood-insurance claims have been paid across U.S. ZIP codes, as of June 2026. The total is cumulative and not inflation-adjusted. according to ZipCheckup's reading of federal data as of June 2026.