COUNTY REPORT TN

Shelby County, Tennessee

78 ZIP codes · Avg score 100/100 · Grade A · Updated

ZipCheckup grade for Shelby County: A.

No federal data flags a major home-safety concern for this ZIP.

Shelby County earns a high water safety grade - 78 ZIP codes tracked, virtually all compliant.

How Shelby County Compares

Shelby County100/100
Tennessee avg72/100
National avg73/100

How Shelby County Compares

A
County Grade
100/100
Avg Safety Score
78
ZIP Codes
12
Water Systems

Shelby County scores 28 points above the Tennessee state average (72/100) and 27 points above the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData Last verified:

A
County Grade
100
Avg Safety Score
78
ZIP Codes
Best ZIP: 38016 (100/100)
Lowest ZIP: 38017 (95/100)
$195K
Median Home Value
$1,515
Avg Remediation (78% of home value)

ZIP Code Risk Map

Water Quality Map: Shelby County, Tennessee

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 14.7 (asthma 11.7%, diabetes 15.9%)

Estimated additional annual cost per homeowner: $785, driven primarily by flood

County Health Indicators vs National Average

Asthma 11.7% (national: 8.9%)
Diabetes 15.9% (national: 10.5%)
Obesity 39.7% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $785

Flood $878/yr
Energy Code Gap $408/yr
Water / Lead $178/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Shelby County

$195K
Median Home Value
$1,515
Est. Remediation Cost
0.8%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Shelby County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Shelby County residents

Asthma 11.7% (US avg: 8.9%)
Diabetes 15.9% (US avg: 11%)
Obesity 39.7% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems serving Shelby County

8 community water systems serving Shelby County.

Show all 8 water systems

12 total water systems serve Shelby County.

Systems with the most violations in Shelby County

4 water systems with recorded EPA violations.

All ZIP Codes in Shelby County

78 ZIP codes tracked in Shelby County.

# ZIP Code City Safety Score Grade Violations Home Value
1 38016 Cordova 100 A 0 $262K
2 38018 Cordova 100 A 0 $255K
3 38028 Eads 100 A 0 $462K
4 38029 Ellendale 100 A 0
5 38103 Memphis 100 A 0 $381K
6 38104 Memphis 100 A 0 $301K
7 38105 Memphis 100 A 0 $75K
8 38106 Memphis 100 A 0 $66K
9 38107 Memphis 100 A 0 $129K
10 38108 Memphis 100 A 0 $63K
11 38109 Memphis 100 A 0 $77K
12 38111 Memphis 100 A 0 $165K
13 38112 Memphis 100 A 0 $207K
14 38114 Memphis 100 A 0 $79K
15 38115 Memphis 100 A 0 $130K
16 38116 Memphis 100 A 0 $126K
17 38117 Memphis 100 A 0 $288K
18 38118 Memphis 100 A 0 $96K
19 38119 Memphis 100 A 0 $279K
20 38120 Memphis 100 A 0 $422K
21 38122 Memphis 100 A 0 $108K
22 38126 Memphis 100 A 0 $59K
23 38127 Memphis 100 A 0 $83K
24 38128 Memphis 100 A 0 $124K
25 38131 Memphis 100 A 0
26 38132 Memphis 100 A 0
27 38133 Memphis 100 A 0 $235K
28 38134 Memphis 100 A 0 $184K
29 38135 Memphis 100 A 0 $270K
30 38138 Germantown 100 A 0 $394K
31 38141 Memphis 100 A 0 $146K
32 38053 Millington 99 A 2 $195K
33 38002 Arlington 98 A 5 $363K
34 38125 Memphis 98 A 2 $230K
35 38139 Germantown 98 A 2 $541K
36 38017 Collierville 95 A 7 $470K
37 37501 Memphis
38 37544 Memphis
39 38027 Collierville
40 38054 Millington
41 38055 Millington
42 38083 Millington
43 38088 Cordova
44 38101 Memphis
45 38113 Memphis
46 38124 Memphis
47 38130 Memphis
48 38136 Memphis
49 38137 Memphis
50 38145 Memphis
51 38147 Memphis
52 38148 Memphis
53 38150 Memphis
54 38151 Memphis
55 38152 Memphis 0
56 38157 Memphis
57 38159 Memphis
58 38161 Memphis
59 38163 Memphis
60 38165 Memphis
61 38166 Memphis
62 38167 Memphis
63 38168 Memphis
64 38173 Memphis
65 38174 Memphis
66 38175 Memphis
67 38177 Memphis
68 38181 Memphis
69 38182 Memphis
70 38183 Germantown
71 38184 Memphis
72 38186 Memphis
73 38187 Memphis
74 38188 Memphis
75 38190 Memphis
76 38193 Memphis
77 38194 Memphis
78 38197 Memphis

Recommended Buyer Guides for Shelby County

Eight risk categories drive the selection - PFAS exceedance, lead above EPA action level, pre-1978 housing share, EPA Radon Zone 1, flood-top-risk, wildfire-top-risk, multi-contaminant load, and a baseline fallback - and each category maps to a specific buyer-guide track that surfaces when the county data hits its threshold for that hazard signal.

Overview

Shelby County in Tennessee covers 78 tracked ZIP records with an average Home Safety Score of A (100/100) across 36 scored records.

5 of 37 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. The available record reports no health-based violations for this measured scope.

← Back to Tennessee Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in Shelby County?
Shelby County receives a grade of A, indicating generally safe tap water across its 78 ZIP codes.
How many water systems serve Shelby County?
Shelby County is served by 12 public water systems that supply drinking water to residents across 78 ZIP codes.
What is the biggest environmental risk in Shelby County?
The primary environmental risk factor in Shelby County is flood. This contributes to an estimated additional annual cost of $785 per homeowner.
How does Shelby County compare to Tennessee?
Shelby County has an average Home Safety Score of 100/100 under model 4.0.0, which is above the Tennessee state average of 72/100.

How to cite this page

APA ZipCheckup. (2026). Shelby County, TN: HSS 100/100; 14 Violations. https://zipcheckup.com/county/tennessee/shelby/
BibTeX
@misc{zipcheckup-county-tennessee-shelby,
  author = {{ZipCheckup}},
  title  = {{Shelby County, TN: HSS 100/100; 14 Violations}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/tennessee/shelby/}
}

Page version: August 2026.

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