COUNTY REPORT TN

Montgomery County, Tennessee

9 ZIP codes · Avg score 79/100 · Grade B · Updated

ZipCheckup grade for Montgomery County: B.

This ZIP looks solid, with a few items worth a quick check.

Recent water monitoring in Montgomery County shows 9 ZIP codes with consistently safe results.

How Montgomery County Compares

Montgomery County79/100
Tennessee avg72/100
National avg73/100

How Montgomery County Compares

B
County Grade
79/100
Avg Safety Score
9
ZIP Codes
5
Water Systems

Montgomery County scores 7 points above the Tennessee state average (72/100) and 6 points above the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData Last verified:

B
County Grade
79
Avg Safety Score
9
ZIP Codes
Best ZIP: 37043 (82/100)
Lowest ZIP: 37191 (78/100)
$232K
Median Home Value
$2,200
Avg Remediation (95% of home value)

ZIP Code Risk Map

Water Quality Map: Montgomery County, Tennessee

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 12.5 (asthma 10.8%, diabetes 10.8%)

Estimated additional annual cost per homeowner: $1,132, driven primarily by flood

39.3% of homes built before 1978 (lead paint era)

Violation History (2021–2025)

↓ Improving trend

EPA violation counts by year across Montgomery County water systems. Health-based shown in red, total in blue.

2021
6 (6 health)
2022
27 (27 health)
2024
9 (9 health)
2025
3 (3 health)

Peak year: 2022 with 27 violations. Past 5 years: 45 total (45 health-based). Health-based violations are declining versus the prior 2-year window.

Source: EPA SDWIS historical violations. Data may lag 6–12 months for the most recent year.

County Health Indicators vs National Average

Asthma 10.8% (national: 8.9%)
Diabetes 10.8% (national: 10.5%)
Obesity 38.4% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1994
Median Build Year
39.3%
Pre-1978 Housing
36/100
Infrastructure Stress Indicator
22%
ZIPs with High Infrastructure Stress
Moderate
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINS infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,132

Flood $971/yr
Energy Code Gap $270/yr
Water Infrastructure $150/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

83,035 housing units in Montgomery County

Pre-1940 2%
1940–1959 7%
1960–1979 18%
1980–1999 32%
2000+ 41%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Montgomery County

$232K
Median Home Value
$2,200
Est. Remediation Cost
1.0%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Montgomery County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Montgomery County residents

Asthma 10.8% (US avg: 8.9%)
Diabetes 10.8% (US avg: 11%)
Obesity 38.4% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems serving Montgomery County

5 community water systems serving Montgomery County.

Systems with the most violations in Montgomery County

3 water systems with recorded EPA violations.

All ZIP Codes in Montgomery County

9 ZIP codes tracked in Montgomery County.

# ZIP Code City Safety Score Grade Violations Home Value
1 37043 Clarksville 82 B 2 (2 health) $325K
2 37040 Clarksville 79 B 5 (3 health) $242K
3 37052 Cunningham 79 B 5 (3 health) $198K
4 37142 Palmyra 79 B 5 (3 health) $199K
5 37171 Southside 79 B 5 (3 health)
6 37042 Clarksville 78 B 10 (7 health) $221K
7 37191 Woodlawn 78 B 10 (7 health) $247K
8 37041 Clarksville
9 37044 Clarksville

Recommended Buyer Guides for Montgomery County

Filtered against EPA monitoring data and CDC lead-exposure guidance, the guides below skip the generic catalog and connect directly to the contaminants and hazards on file here.

Overview

Montgomery County in Tennessee covers 9 tracked ZIP records with an average Home Safety Score of B (79/100) across 7 scored records.

7 of 7 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 12 health-based violations appear in the available health breakdown.

← Back to Tennessee Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in Montgomery County?
Montgomery County receives a grade of B, indicating generally safe tap water across its 9 ZIP codes.
How many water systems serve Montgomery County?
Montgomery County is served by 5 public water systems that supply drinking water to residents across 9 ZIP codes.
What is the biggest environmental risk in Montgomery County?
The primary environmental risk factor in Montgomery County is flood. This contributes to an estimated additional annual cost of $1,132 per homeowner.
How old are homes in Montgomery County?
The median home build year in Montgomery County is 1994. 39.3% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.
How does Montgomery County compare to Tennessee?
Montgomery County has an average Home Safety Score of 79/100 under model 4.0.0, which is above the Tennessee state average of 72/100.

How to cite this page

APA ZipCheckup. (2026). Montgomery County, TN: HSS 79/100; 12 Health Violations. https://zipcheckup.com/county/tennessee/montgomery/
BibTeX
@misc{zipcheckup-county-tennessee-montgomery,
  author = {{ZipCheckup}},
  title  = {{Montgomery County, TN: HSS 79/100; 12 Health Violations}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/tennessee/montgomery/}
}

Page version: August 2026.

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