COUNTY REPORT TN

Hamilton County, Tennessee

34 ZIP codes · Avg score 80/100 · Grade B · Updated

ZipCheckup grade for Hamilton County: B.

This ZIP looks solid, with a few items worth a quick check.

Hamilton County maintains reliable drinking water quality across all 34 of its tracked ZIP codes.

How Hamilton County Compares

Hamilton County80/100
Tennessee avg72/100
National avg73/100

How Hamilton County Compares

B
County Grade
80/100
Avg Safety Score
34
ZIP Codes
15
Water Systems

Hamilton County scores 8 points above the Tennessee state average (72/100) and 7 points above the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData Last verified:

B
County Grade
80
Avg Safety Score
34
ZIP Codes
Best ZIP: 37339 (83/100)
Lowest ZIP: 37363 (62/100)
$270K
Median Home Value
$1,838
Avg Remediation (68% of home value)

ZIP Code Risk Map

Water Quality Map: Hamilton County, Tennessee

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 13.5 (asthma 11%, diabetes 12.7%)

Estimated additional annual cost per homeowner: $1,402, driven primarily by flood

62.3% of homes built before 1978 (lead paint era)

Violation History (2024–2025)

→ Stable trend

EPA violation counts by year across Hamilton County water systems. Health-based shown in red, total in blue.

2024
1 (1 health)
2025
6 (6 health)

Peak year: 2025 with 6 violations. Past 5 years: 7 total (7 health-based).

Source: EPA SDWIS historical violations. Data may lag 6–12 months for the most recent year.

County Health Indicators vs National Average

Asthma 11% (national: 8.9%)
Diabetes 12.7% (national: 10.5%)
Obesity 34.5% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1971
Median Build Year
62.3%
Pre-1978 Housing
33/100
Infrastructure Stress Indicator
21%
ZIPs with High Infrastructure Stress
Low
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINS infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,402

Flood $1,120/yr
Energy Code Gap $422/yr
Water / Lead $148/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

166,096 housing units in Hamilton County

Pre-1940 9%
1940–1959 16%
1960–1979 27%
1980–1999 24%
2000+ 24%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Hamilton County

$270K
Median Home Value
$1,838
Est. Remediation Cost
0.7%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Hamilton County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Hamilton County residents

Asthma 11% (US avg: 8.9%)
Diabetes 12.7% (US avg: 11%)
Obesity 34.5% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems serving Hamilton County

8 community water systems serving Hamilton County.

Show all 8 water systems

15 total water systems serve Hamilton County.

Systems with the most violations in Hamilton County

5 water systems with recorded EPA violations.

All ZIP Codes in Hamilton County

34 ZIP codes tracked in Hamilton County.

# ZIP Code City Safety Score Grade Violations Home Value
1 37339 Gruetli Laager 83 B 0 $145K
2 37351 Lupton City 83 B 0 $170K
3 37402 Chattanooga 83 B 0 $460K
4 37403 Chattanooga 83 B 0 $444K
5 37404 Chattanooga 83 B 0 $235K
6 37405 Chattanooga 83 B 0 $417K
7 37406 Chattanooga 83 B 0 $150K
8 37407 Chattanooga 83 B 0 $85K
9 37408 Chattanooga 83 B 0 $460K
10 37409 Chattanooga 83 B 0 $246K
11 37410 Chattanooga 83 B 0 $134K
12 37411 Chattanooga 83 B 0 $217K
13 37412 Chattanooga 83 B 0 $183K
14 37415 Chattanooga 83 B 1 $262K
15 37302 Apison 80 B 3 $372K
16 37373 Sale Creek 80 B 3 $296K
17 37416 Chattanooga 80 B 3 $230K
18 37419 Chattanooga 80 B 7 $303K
19 37421 Chattanooga 80 B 3 $300K
20 37341 Harrison 79 B 5 $264K
21 37379 Soddy Daisy 79 B 5 (1 health) $278K
22 37377 Signal Mountain 75 B 13 $484K
23 37343 Hixson 66 C 1 $275K
24 37363 Ooltewah 62 C 5 $350K
25 37304 Bakewell
26 37315 Collegedale
27 37350 Lookout Mountain 0 $762K
28 37362 Old Fort 1 $117K
29 37384 Soddy Daisy
30 37401 Chattanooga
31 37414 Chattanooga
32 37422 Chattanooga
33 37424 Chattanooga
34 37450 Chattanooga

Recommended Buyer Guides for Hamilton County

Below: editorial picks, no sponsored placements.

Overview

Hamilton County in Tennessee covers 34 tracked ZIP records with an average Home Safety Score of B (80/100) across 24 scored records.

12 of 26 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 1 health-based violation appear in the available health breakdown.

← Back to Tennessee Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in Hamilton County?
Hamilton County receives a grade of B, indicating generally safe tap water across its 34 ZIP codes.
How many water systems serve Hamilton County?
Hamilton County is served by 15 public water systems that supply drinking water to residents across 34 ZIP codes.
What is the biggest environmental risk in Hamilton County?
The primary environmental risk factor in Hamilton County is flood. This contributes to an estimated additional annual cost of $1,402 per homeowner.
How old are homes in Hamilton County?
The median home build year in Hamilton County is 1971. 62.3% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.
How does Hamilton County compare to Tennessee?
Hamilton County has an average Home Safety Score of 80/100 under model 4.0.0, which is above the Tennessee state average of 72/100.

How to cite this page

APA ZipCheckup. (2026). Hamilton County, TN: HSS 80/100; 1 Health Violation. https://zipcheckup.com/county/tennessee/hamilton/
BibTeX
@misc{zipcheckup-county-tennessee-hamilton,
  author = {{ZipCheckup}},
  title  = {{Hamilton County, TN: HSS 80/100; 1 Health Violation}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/tennessee/hamilton/}
}

Page version: August 2026.

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