COUNTY REPORT TN

Hamilton County, Tennessee

35 ZIP codes · Avg score 69/100 · Grade C · Updated 2026-06-03

Water safety in Hamilton County is uneven — some of its 35 ZIP codes meet standards cleanly while others carry documented violations.

How Hamilton County Compares

Hamilton County69/100
Tennessee avg69/100
National avg68/100

How Hamilton County Compares

C
County Grade
69/100
Avg Safety Score
35
ZIP Codes
16
Water Systems

Hamilton County scores 0 points above the Tennessee state average (69/100) and 1 points above the national average (68/100).

Data: EPA SDWIS Last verified: 2026-06-03

C
County Grade
69
Avg Safety Score
35
ZIP Codes
Best ZIP: 37304 (81/100)
Lowest ZIP: 37396 (53/100)
$270K
Median Home Value
$1,774
Avg Remediation (66% of home value)

ZIP Code Risk Map

Water Quality Map: Hamilton County, Tennessee

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 13.7 (asthma 11%, diabetes 12.9%)

Estimated additional annual cost per homeowner: $1,257, driven primarily by flood

Infrastructure: 0.289% avg pipe failure probability, 15% of ZIPs at high risk

60.5% of homes built before 1978 (lead paint era)

Violation History (2024–2025)

→ Stable trend

EPA violation counts by year across Hamilton County water systems. Health-based shown in red, total in blue.

2024
1 (1 health)
2025
7 (7 health)

Peak year: 2025 with 7 violations. Past 5 years: 8 total (8 health-based).

Source: EPA SDWIS historical violations. Data may lag 6–12 months for the most recent year.

County Health Indicators vs National Average

Asthma 11% (national: 8.9%)
Diabetes 12.9% (national: 10.5%)
Obesity 34.9% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1974
Median Build Year
60.5%
Pre-1978 Housing
29%
Pipe Failure Probability
15%
ZIPs at High Infra Risk
High
Lead Pipe Risk

Sources: Census ACS (housing age), EPA SDWIS (infrastructure risk model), state bridge inspection data.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,257

Flood $794/yr
Energy Code Gap $314/yr
Water / Lead $106/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

166,731 housing units in Hamilton County

Pre-1940 9%
1940–1959 16%
1960–1979 26%
1980–1999 25%
2000+ 25%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Hamilton County

$270K
Median Home Value
$1,774
Est. Remediation Cost
0.7%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Hamilton County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Hamilton County residents

Asthma 11% (US avg: 8.9%)
Diabetes 12.9% (US avg: 11%)
Obesity 34.9% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water Systems with Most Violations

Top 5 systems in Hamilton County ranked by EPA violation count.

# Water System Population Violations
1 TENNESSEE AMERICAN WATER 211,499 63
2 Eastside Utility District 57,939 60
3 Tn American - Sequatchie Valley 7,842 60
4 Jasper Highlands Water System 1,280 60
5 Suck Creek Water System 606 60

16 total water systems serve Hamilton County.

All ZIP Codes in Hamilton County

35 ZIP codes tracked in Hamilton County.

# ZIP Code City Safety Score Grade Violations Home Value
1 37304 Bakewell 81 B 1
2 37377 Signal Mountain 80 B 3 $484K
3 37401 Chattanooga 79 B 3
4 37402 Chattanooga 79 B 3 $460K
5 37409 Chattanooga 79 B 3 $246K
6 37414 Chattanooga 79 B 3
7 37422 Chattanooga 79 B 3
8 37424 Chattanooga 79 B 3
9 37450 Chattanooga 79 B 3
10 37384 Soddy Daisy 78 B 2 (1 health)
11 37403 Chattanooga 74 B 3 $444K
12 37406 Chattanooga 74 B 3 $150K
13 37407 Chattanooga 74 B 3 $85K
14 37408 Chattanooga 74 B 3 $460K
15 37410 Chattanooga 74 B 3 $134K
16 37416 Chattanooga 74 B 3 $230K
17 37343 Hixson 73 B 0 $275K
18 37379 Soddy Daisy 69 C 2 (1 health) $278K
19 37404 Chattanooga 69 C 3 $235K
20 37405 Chattanooga 69 C 3 $417K
21 37411 Chattanooga 69 C 3 $217K
22 37415 Chattanooga 69 C 3 $262K
23 37419 Chattanooga 69 C 3 $303K
24 37412 Chattanooga 64 C 3 $183K
25 37421 Chattanooga 64 C 3 $300K
26 37302 Apison 63 C 0 $372K
27 37315 Collegedale 63 C 0
28 37341 Harrison 63 C 0 $264K
29 37363 Ooltewah 63 C 0 $350K
30 37373 Sale Creek 63 C 0 $296K
31 37308 Birchwood 53 D 0 $238K
32 37350 Lookout Mountain 53 D 0 $762K
33 37351 Lupton City 53 D 0 $170K
34 37362 Old Fort 53 D 0 $117K
35 37396 Whiteside 53 D 0

Recommended Buyer Guides for Hamilton County

Below: editorial picks, no sponsored placements.

Overview

Hamilton County in Tennessee covers 35 ZIP codes with an average Home Safety Score of C (69/100).

24 of 35 ZIP codes have recorded EPA violations. 2 health-based violations have been documented.

← Back to Tennessee water quality report

Data Sources

Updated daily.

Frequently Asked Questions

Is water safe in Hamilton County?
Hamilton County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.
How many water systems serve Hamilton County?
Hamilton County is served by 16 public water systems that supply drinking water to residents across 35 ZIP codes.
What is the biggest environmental risk in Hamilton County?
The primary environmental risk factor in Hamilton County is flood. This contributes to an estimated additional annual cost of $1,257 per homeowner.
How old are homes in Hamilton County?
The median home build year in Hamilton County is 1974. 60.5% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.
How does Hamilton County compare to Tennessee?
Hamilton County has an average water safety score of 69/100, which is above the Tennessee state average of 69/100.

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