COUNTY REPORT TN

Clay County, Tennessee

2 ZIP codes · Home Safety Score unavailable · 0 of 2 tracked ZIP records scored · Updated

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData Last verified:

Unavailable
0 of 2 tracked ZIP records scored
2
ZIP Codes
$137K
Median Home Value
$1,800
Avg Remediation (131% of home value)

Key Risk Factors

Health risk index: 18 (asthma 11.3%, diabetes 17.8%)

Estimated additional annual cost per homeowner: $1,330, driven primarily by flood

62% of homes built before 1978 (lead paint era)

Violation History (2023–2025)

→ Stable trend

EPA violation counts by year across Clay County water systems. Health-based shown in red, total in blue.

2023
1 (1 health)
2025
4 (4 health)

Peak year: 2025 with 4 violations. Past 5 years: 5 total (5 health-based).

Source: EPA SDWIS historical violations. Data may lag 6–12 months for the most recent year.

County Health Indicators vs National Average

Asthma 11.3% (national: 8.9%)
Diabetes 17.8% (national: 10.5%)
Obesity 39.9% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1980
Median Build Year
62%
Pre-1978 Housing
38/100
Infrastructure Stress Indicator
50%
ZIPs with High Infrastructure Stress
Low
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINS infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,330

Flood $1,400/yr
Energy Code Gap $405/yr
Water Infrastructure $150/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

2,725 housing units in Clay County

Pre-1940 6%
1940–1959 9%
1960–1979 34%
1980–1999 31%
2000+ 19%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Clay County

$137K
Median Home Value
$1,800
Est. Remediation Cost
1.3%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Clay County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Clay County residents

Asthma 11.3% (US avg: 8.9%)
Diabetes 17.8% (US avg: 11%)
Obesity 39.9% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems serving Clay County

4 community water systems serving Clay County.

Systems with the most violations in Clay County

3 water systems with recorded EPA violations.

All ZIP Codes in Clay County

2 ZIP codes tracked in Clay County.

# ZIP Code City Safety Score Grade Violations Home Value
1 38551 Celina 7 $122K
2 38575 Moss 8 (5 health) $153K

Recommended Buyer Guides for Clay County

Designed to find the guide that fits the county, not the other way around - the system reads EPA detections, FEMA hazard layers, and CDC lead-exposure markers, then outputs the categories that resolve those specific risks for households here, with NSF-certified products surfaced when the matching contaminant appears in the local monitoring data.

Overview

Clay County in Tennessee covers 2 tracked ZIP records. No Home Safety Score is published because the required model evidence is incomplete for every tracked record; missing evidence is not treated as zero.

2 of 2 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 5 health-based violations appear in the available health breakdown.

← Back to Tennessee Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

How many water systems serve Clay County?
Clay County is served by 4 public water systems that supply drinking water to residents across 2 ZIP codes.
What is the biggest environmental risk in Clay County?
The primary environmental risk factor in Clay County is flood. This contributes to an estimated additional annual cost of $1,330 per homeowner.
How old are homes in Clay County?
The median home build year in Clay County is 1980. 62% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.

How to cite this page

APA ZipCheckup. (2026). Clay County, Tennessee Home Safety Profile. https://zipcheckup.com/county/tennessee/clay/
BibTeX
@misc{zipcheckup-county-tennessee-clay,
  author = {{ZipCheckup}},
  title  = {{Clay County, Tennessee Home Safety Profile}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/tennessee/clay/}
}

Page version: August 2026.

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