COUNTY REPORT TN

Clay County, Tennessee

2 ZIP codes · Home Safety Score unavailable · 0 of 2 tracked ZIP records scored

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData

Unavailable
0 of 2 tracked ZIP records scored
2
ZIP Codes
$137K
Median Home Value
$800
Avg Remediation (0.58% of home value)

Key Risk Factors

Health risk index: 18 (asthma 11.3%, diabetes 17.8%)

Modeled additional annual cost estimate per homeowner: $1,180, largest modeled factor: Flood

49% of homes built before 1980 (lead paint was banned for residential use in 1978)

County Health Indicators vs National Average

Asthma 11.3% (national: 8.9%)
Diabetes 17.8% (national: 10.5%)
Obesity 39.9% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1980
Median Build Year
49%
Pre-1980 Housing
38/100
Infrastructure Stress Indicator
50%
ZIPs with High Infrastructure Stress
Low
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINSA infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,180

Flood $1,400/yr
Energy Code Gap $405/yr
Water / Lead $75/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

2,725 housing units in Clay County

Pre-1940 6%
1940–1959 9%
1960–1979 34%
1980–1999 31%
2000+ 19%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Clay County

$137K
Median Home Value
$800
Est. Remediation Cost
0.6%
of Home Value
Remediation as % of home value low burden

Modeled remediation costs in Clay County can be compared with the median property value; actual costs vary by property.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Clay County residents

Asthma 11.3% (US avg: 8.9%)
Diabetes 17.8% (US avg: 11%)
Obesity 39.9% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems mapped to Clay County ZIP codes

4 community water systems mapped to Clay County ZIP codes; EPA may list more systems serving the county.

Systems with the most violations in Clay County

3 water systems with violations in EPA records.

All ZIP Codes in Clay County

2 ZIP codes tracked in Clay County.

# ZIP Code City Safety Score Grade Violations Home Value
1 38551 Celina — — 7 $122K
2 38575 Moss — — 8 (5 health) $153K

Recommended Buyer Guides for Clay County

Read the note next to each link: it gives the reason, such as a radon zone designation or housing age, that led to the recommendation.

Overview

Clay County in Tennessee covers 2 tracked ZIP records. No Home Safety Score is published because the required model evidence is incomplete for every tracked record; missing evidence is not treated as zero.

2 of 2 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 5 health-based violations appear in the available health breakdown.

← Back to Tennessee Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

How many water systems serve Clay County?
We map 4 public water systems to 2 ZIP codes in our data for Clay County. EPA may list more systems serving the county, so this is not a full count.
What is the biggest environmental risk in Clay County?
In ZipCheckup's cost model, the factor with the largest estimated average annual cost in Clay County is flood. Across all modeled risk factors, the estimated average additional annual cost is $1,180 per homeowner; actual costs vary by home.
How old are homes in Clay County?
The median home build year in Clay County is 1980. 49% of homes were built before 1980; homes built before 1978 may contain lead-based paint, and older homes may have older plumbing materials.

How to cite this page

APA ZipCheckup. (2026). Clay County, Tennessee Home Safety Profile. https://zipcheckup.com/county/tennessee/clay/
BibTeX
@misc{zipcheckup-county-tennessee-clay,
  author = {{ZipCheckup}},
  title  = {{Clay County, Tennessee Home Safety Profile}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/tennessee/clay/}
}

Page version: October 2026.

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