Payne County, Oklahoma
10 ZIP codes · Avg score 78/100 · Grade B · Updated 2026-06-03
Covering 10 ZIP codes, Payne County earns a high grade for tap water — most systems report zero health-based violations, and the overall compliance rate comfortably exceeds federal benchmarks.
How Payne County Compares
How Payne County Compares
Payne County scores 1 points below the Oklahoma state average (79/100) and 10 points above the national average (68/100).
Data: EPA SDWIS Last verified: 2026-06-03
ZIP Code Risk Map
Water Quality Map: Payne County, Oklahoma
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
Key Risk Factors
Health risk index: 11.9 (asthma 11.5%, diabetes 9.8%)
Estimated additional annual cost per homeowner: $998, driven primarily by flood
Infrastructure: 0.409% avg pipe failure probability, 50% of ZIPs at high risk
50.4% of homes built before 1978 (lead paint era)
Violation History (2021–2025)
↓ Improving trendEPA violation counts by year across Payne County water systems. Health-based shown in red, total in blue.
Peak year: 2022 with 34 violations. Past 5 years: 96 total (96 health-based). Health-based violations are declining versus the prior 2-year window.
Source: EPA SDWIS historical violations. Data may lag 6–12 months for the most recent year.
County Health Indicators vs National Average
Black markers indicate national averages. Source: CDC PLACES, Census ACS.
Infrastructure Overview
Sources: Census ACS (housing age), EPA SDWIS (infrastructure risk model), state bridge inspection data.
Compound Risk Breakdown
Estimated additional annual cost per homeowner: $998
Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).
Housing Age Distribution
37,186 housing units in Payne County
Source: U.S. Census Bureau ACS B25034 (Year Structure Built).
Water Safety Affordability
How much it costs to fix water issues relative to home values in Payne County
Remediation costs are relatively manageable for most homeowners in Payne County, representing a small fraction of property value.
Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.
Health Outcomes vs National Average
CDC PLACES data for Payne County residents
Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.
Water Systems with Most Violations
Top 5 systems in Payne County ranked by EPA violation count.
| # | Water System | Population | Violations |
|---|---|---|---|
| 1 | Payne Company Rwd #3 | 1,400 | 114 |
| 2 | 51 East Water | 2,500 | 86 |
| 3 | Payne Company Rw Corporation #3 | 3,000 | 69 |
| 4 | Stillwater Utilities Authority | 53,000 | 59 |
| 5 | Lone Chimney Water Association | 150 | 56 |
16 total water systems serve Payne County.
All ZIP Codes in Payne County
10 ZIP codes tracked in Payne County.
| # | ZIP Code | City | Safety Score | Grade | Violations | Home Value |
|---|---|---|---|---|---|---|
| 1 | 74023 | Cushing | 94 | A | 2 (1 health) | $135K |
| 2 | 74059 | Perkins | 87 | A | 10 | $196K |
| 3 | 74032 | Glencoe | 83 | B | 9 (7 health) | $132K |
| 4 | 74062 | Ripley | 83 | B | 25 (1 health) | $147K |
| 5 | 74076 | Stillwater | 75 | B | 10 (8 health) | — |
| 6 | 74077 | Stillwater | 74 | B | 10 (8 health) | — |
| 7 | 74078 | Stillwater | 74 | B | 10 (8 health) | — |
| 8 | 74074 | Stillwater | 70 | B | 10 (8 health) | $247K |
| 9 | 74075 | Stillwater | 70 | B | 10 (8 health) | $221K |
| 10 | 74085 | Yale | 66 | C | 27 (14 health) | $173K |
Recommended Buyer Guides for Payne County
Retailer arrangements don't shape what appears here — the selection logic is independent, filtered against EPA detections and the federal hazard data on file for this county.
- Best Lead Paint Test Kits — 50.4% of homes built before 1978
- Best Under-Sink Reverse Osmosis Systems — Multi-contaminant removal at the kitchen tap
- Best Sump Pumps — Flood is the top compound risk factor
- Best Mold Test Kits — Flood-driven moisture and mold risk
Deep Dive Reports
Detailed analysis for Payne County, Oklahoma
Overview
Payne County in Oklahoma covers 10 ZIP codes with an average Home Safety Score of B (78/100).
10 of 10 ZIP codes have recorded EPA violations. 63 health-based violations have been documented.
← Back to Oklahoma water quality report
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Home values: U.S. Census Bureau ACS (median estimates by ZCTA)
Updated daily.