COUNTY REPORT OH

Montgomery County, Ohio

54 ZIP codes · Avg score 42/100 · Grade D · Updated 2026-06-03

Across Montgomery County's 54 ZIP codes, EPA data shows a below-average compliance pattern — health-based violations are documented in several areas, and independent testing is a reasonable step for concerned households.

How Montgomery County Compares

Montgomery County42/100
Ohio avg60/100
National avg68/100

How Montgomery County Compares

D
County Grade
42/100
Avg Safety Score
54
ZIP Codes
25
Water Systems

Montgomery County scores 18 points below the Ohio state average (60/100) and 26 points below the national average (68/100).

Data: EPA SDWIS Last verified: 2026-06-03

D
County Grade
42
Avg Safety Score
54
ZIP Codes
Best ZIP: 45322 (70/100)
Lowest ZIP: 45490 (32/100)
$155K
Median Home Value
$4,174
Avg Remediation (269% of home value)

ZIP Code Risk Map

Water Quality Map: Montgomery County, Ohio

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 14 (asthma 11.5%, diabetes 14.5%)

Estimated additional annual cost per homeowner: $1,143, driven primarily by water_lead

Infrastructure: 0.406% avg pipe failure probability, 43% of ZIPs at high risk

Violation History (2024–2025)

→ Stable trend

EPA violation counts by year across Montgomery County water systems. Health-based shown in red, total in blue.

2024
91 (91 health)
2025
2 (2 health)

Peak year: 2024 with 91 violations. Past 5 years: 93 total (93 health-based).

Source: EPA SDWIS historical violations. Data may lag 6–12 months for the most recent year.

County Health Indicators vs National Average

Asthma 11.5% (national: 8.9%)
Diabetes 14.5% (national: 10.5%)
Obesity 37.1% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

41%
Pipe Failure Probability
43%
ZIPs at High Infra Risk

Sources: Census ACS (housing age), EPA SDWIS (infrastructure risk model), state bridge inspection data.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,143

Water / Lead $315/yr
Flood $296/yr
Energy Code Gap $290/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Montgomery County

$155K
Median Home Value
$4,174
Est. Remediation Cost
2.7%
of Home Value
Remediation as % of home value moderate burden

Water safety remediation is a moderate expense relative to home values. Most homeowners can address issues through staged improvements over time.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Montgomery County residents

Asthma 11.5% (US avg: 8.9%)
Diabetes 14.5% (US avg: 11%)
Obesity 37.1% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water Systems with Most Violations

Top 5 systems in Montgomery County ranked by EPA violation count.

# Water System Population Violations
1 DAYTON PUBLIC WATER SYSTEM 141,407 214
2 Wright State University 8,948 210
3 Dayton Va Bldg 410 125 210
4 Woodbury Apartments Public Water System 120 210
5 Dayton Va Bldg 320 Pod a 95 210

25 total water systems serve Montgomery County.

All ZIP Codes in Montgomery County

54 ZIP codes tracked in Montgomery County.

# ZIP Code City Safety Score Grade Violations Home Value
1 45322 Englewood 70 B 1 $166K
2 45377 Vandalia 70 B 0 $192K
3 45325 Farmersville 68 C 1 $212K
4 45345 New Lebanon 68 C 2 $139K
5 45327 Germantown 65 C 0 $198K
6 45343 Miamisburg 65 C 8 (1 health)
7 45309 Brookville 64 C 3 $197K
8 45342 Miamisburg 64 C 8 (1 health) $207K
9 45354 Phillipsburg 62 C 3 $138K
10 45315 Clayton 53 D 0 $184K
11 45402 Dayton 44 D 5 (1 health) $106K
12 45403 Dayton 44 D 5 (1 health) $74K
13 45405 Dayton 44 D 5 (1 health) $74K
14 45406 Dayton 44 D 5 (1 health) $82K
15 45409 Dayton 44 D 5 (1 health) $231K
16 45417 Dayton 44 D 5 (1 health) $73K
17 45428 Dayton 44 D 5 (1 health)
18 45429 Dayton 44 D 5 (1 health) $221K
19 45458 Dayton 44 D 5 (1 health) $338K
20 45070 West Elkton 40 D 0 $96K
21 45861 Melrose 40 D 0 $111K
22 45414 Dayton 39 F 5 (1 health) $163K
23 45415 Dayton 39 F 5 (1 health) $169K
24 45420 Dayton 39 F 5 (1 health) $116K
25 45424 Dayton 39 F 5 (1 health) $169K
26 45426 Dayton 39 F 5 (1 health) $112K
27 45439 Dayton 39 F 5 (1 health) $120K
28 45440 Dayton 39 F 5 (1 health) $248K
29 45449 Dayton 39 F 5 (1 health) $148K
30 45459 Dayton 39 F 5 (1 health) $276K
31 45400 Dayton 32 F 5 (1 health)
32 45401 Dayton 32 F 5 (1 health)
33 45408 Dayton 32 F 5 (1 health)
34 45410 Dayton 32 F 5 (1 health) $98K
35 45412 Dayton 32 F 5 (1 health)
36 45413 Dayton 32 F 5 (1 health)
37 45416 Dayton 32 F 5 (1 health) $76K
38 45418 Dayton 32 F 5 (1 health)
39 45422 Dayton 32 F 5 (1 health)
40 45423 Dayton 32 F 5 (1 health)
41 45427 Dayton 32 F 5 (1 health)
42 45435 Dayton 32 F 5 (1 health)
43 45437 Dayton 32 F 5 (1 health)
44 45441 Dayton 32 F 5 (1 health)
45 45448 Dayton 32 F 5 (1 health)
46 45454 Dayton 32 F 5 (1 health)
47 45463 Dayton 32 F 5 (1 health)
48 45469 Dayton 32 F 5 (1 health)
49 45470 Dayton 32 F 5 (1 health)
50 45475 Dayton 32 F 5 (1 health)
51 45479 Dayton 32 F 5 (1 health)
52 45481 Dayton 32 F 5 (1 health)
53 45482 Dayton 32 F 5 (1 health)
54 45490 Dayton 32 F 5 (1 health)

Recommended Buyer Guides for Montgomery County

Editorial methodology pairs each documented risk in this county with the buyer category that addresses it, drawing on water-quality detections, housing-stock lead exposure, EPA Radon Zone designation, and FEMA flood and wildfire ratings. NSF-certified options surface where applicable, and products that match the specific contaminant take priority.

Overview

Montgomery County in Ohio covers 54 ZIP codes with an average Home Safety Score of D (42/100).

49 of 54 ZIP codes have recorded EPA violations. 44 health-based violations have been documented.

← Back to Ohio water quality report

Data Sources

Updated daily.

What You Can Do

Montgomery County has a grade of D. Here are steps to protect your household.

1

Test your tap water

Order a certified lab test kit ($20-$50) to check for lead, bacteria, and other contaminants specific to your ZIP code.

2

Consider a certified water filter

NSF-certified filters can remove most common contaminants. Match the filter to your test results for best protection. Try our filter matcher

3

Contact your water utility

Request the latest Consumer Confidence Report (CCR) from your water provider. It details exactly what was found in your water supply.

Frequently Asked Questions

Is water safe in Montgomery County?
Montgomery County receives a grade of D. 44 of 54 ZIP codes have health-based violations. Independent water testing is recommended.
How many water systems serve Montgomery County?
Montgomery County is served by 25 public water systems that supply drinking water to residents across 54 ZIP codes.
What is the biggest environmental risk in Montgomery County?
The primary environmental risk factor in Montgomery County is water_lead. This contributes to an estimated additional annual cost of $1,143 per homeowner.
How does Montgomery County compare to Ohio?
Montgomery County has an average water safety score of 42/100, which is below the Ohio state average of 60/100.

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