COUNTY REPORT NC

Clay County, North Carolina

2 ZIP codes · Home Safety Score unavailable · 0 of 2 tracked ZIP records scored · Updated

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData Last verified:

Unavailable
0 of 2 tracked ZIP records scored
2
ZIP Codes
$245K
Median Home Value
$1,750
Avg Remediation (71% of home value)

Key Risk Factors

Health risk index: 15.4 (asthma 10.5%, diabetes 14.3%)

Estimated additional annual cost per homeowner: $1,630, driven primarily by flood

39.5% of homes built before 1978 (lead paint era)

County Health Indicators vs National Average

Asthma 10.5% (national: 8.9%)
Diabetes 14.3% (national: 10.5%)
Obesity 35.3% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1997
Median Build Year
39.5%
Pre-1978 Housing
30/100
Infrastructure Stress Indicator
0%
ZIPs with High Infrastructure Stress
Moderate
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINS infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,630

Flood $1,000/yr
Wildfire $300/yr
Energy Code Gap $180/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

6,771 housing units in Clay County

Pre-1940 3%
1940–1959 6%
1960–1979 23%
1980–1999 38%
2000+ 31%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Clay County

$245K
Median Home Value
$1,750
Est. Remediation Cost
0.7%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Clay County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Clay County residents

Asthma 10.5% (US avg: 8.9%)
Diabetes 14.3% (US avg: 11%)
Obesity 35.3% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems serving Clay County

1 community water system serving Clay County.

Systems with the most violations in Clay County

1 water system with recorded EPA violations.

All ZIP Codes in Clay County

2 ZIP codes tracked in Clay County.

# ZIP Code City Safety Score Grade Violations Home Value
1 28904 Hayesville 2 (1 health) $267K
2 28909 Warne 2 (1 health) $223K

Recommended Buyer Guides for Clay County

Strictly editorial - no paid placements influence which guides appear; the selection draws on NSF certifications and EPA detection records for water systems serving this county.

Overview

Clay County in North Carolina covers 2 tracked ZIP records. No Home Safety Score is published because the required model evidence is incomplete for every tracked record; missing evidence is not treated as zero.

2 of 2 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 1 health-based violation appear in the available health breakdown.

← Back to North Carolina Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

How many water systems serve Clay County?
Clay County is served by 1 public water system that supplies drinking water to residents across 2 ZIP codes.
What is the biggest environmental risk in Clay County?
The primary environmental risk factor in Clay County is flood. This contributes to an estimated additional annual cost of $1,630 per homeowner.
How old are homes in Clay County?
The median home build year in Clay County is 1997. 39.5% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.

How to cite this page

APA ZipCheckup. (2026). Clay County, North Carolina Home Safety Profile. https://zipcheckup.com/county/north-carolina/clay/
BibTeX
@misc{zipcheckup-county-north-carolina-clay,
  author = {{ZipCheckup}},
  title  = {{Clay County, North Carolina Home Safety Profile}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/north-carolina/clay/}
}

Page version: August 2026.

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