COUNTY REPORT MO

St. Charles County, Missouri

20 ZIP codes · Avg score 70/100 · Grade B

ZipCheckup grade for St. Charles County: B.

This ZIP has a few items worth a quick check.

Across St. Charles County, ZIP-level Home Safety Scores average out to a grade in the top two bands; the page tracks 20 ZIP codes in all.

How St. Charles County Compares

St. Charles County70/100
Missouri avg71/100
National avg73/100

How St. Charles County Compares

B
County Grade
70/100
Avg Safety Score
20
ZIP Codes
13
Water Systems

St. Charles County scores 1 points below the Missouri state average (71/100) and 3 points below the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData

B
County Grade
70
Avg Safety Score
20
ZIP Codes
Best ZIP: 63141 (83/100)
Lowest ZIP: 63366 (60/100)
$321K
Median Home Value
$467
Avg Remediation (0.15% of home value)

ZIP Code Risk Map

Water Quality Map: St. Charles County, Missouri

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 12 (asthma 10%, diabetes 10.3%)

Modeled additional annual cost estimate per homeowner: $1,356, largest modeled factor: Flood

28% of homes built before 1980 (lead paint was banned for residential use in 1978)

County Health Indicators vs National Average

Asthma 10% (national: 8.9%)
Diabetes 10.3% (national: 10.5%)
Obesity 35.7% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1983
Median Build Year
28%
Pre-1980 Housing
37/100
Infrastructure Stress Indicator
43%
ZIPs with High Infrastructure Stress
Low
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINSA infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,356

Flood $1,482/yr
Energy Code Gap $116/yr
Water / Lead $27/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

171,032 housing units in St. Charles County

Pre-1940 2%
1940–1959 5%
1960–1979 21%
1980–1999 37%
2000+ 36%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in St. Charles County

$321K
Median Home Value
$467
Est. Remediation Cost
0.1%
of Home Value
Remediation as % of home value low burden

Modeled remediation costs in St. Charles County can be compared with the median property value; actual costs vary by property.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for St. Charles County residents

Asthma 10% (US avg: 8.9%)
Diabetes 10.3% (US avg: 11%)
Obesity 35.7% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems mapped to St. Charles County ZIP codes

8 community water systems mapped to St. Charles County ZIP codes; EPA may list more systems serving the county.

Show all 8 water systems

13 water systems mapped to St. Charles County ZIP codes in our data; EPA may list more systems serving the county.

Systems with the most violations in St. Charles County

5 water systems with violations in EPA records.

All ZIP Codes in St. Charles County

20 ZIP codes tracked in St. Charles County.

# ZIP Code City Safety Score Grade Violations Home Value
1 63141 Saint Louis 83 B 0 $572K
2 63367 Lake Saint Louis 81 B 3 $381K
3 63385 Wentzville 75 B 12 $321K
4 63348 Foristell 70 B 21 (1 health) $365K
5 63301 Saint Charles 66 C 1 $249K
6 63303 Saint Charles 66 C 1 $302K
7 63304 Saint Charles 66 C 2 $331K
8 63368 O Fallon 66 C 2 $328K
9 63376 Saint Peters 65 C 4 $256K
10 63366 O Fallon 60 C 10 $284K
11 63177 Saint Louis — — —
12 63302 Saint Charles — — —
13 63332 Augusta — — 2 $386K
14 63338 Cottleville — — —
15 63346 Flinthill — — —
16 63365 New Melle — — —
17 63370 Olney — — —
18 63373 Portage Des Sioux — — $207K
19 63378 Treloar — — —
20 63386 West Alton — — $156K

Recommended Buyer Guides for St. Charles County

Read the note next to each link: it gives the reason, such as a radon zone designation or housing age, that led to the recommendation.

Overview

St. Charles County in Missouri covers 20 tracked ZIP records with an average Home Safety Score of B (70/100) across 10 scored records.

10 of 11 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 1 health-based violation appear in the available health breakdown.

← Back to Missouri Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in St. Charles County?
St. Charles County receives an average Home Safety grade of B from its scored ZIP records (20 ZIP codes tracked); this is a composite index, not a tap-water test.
How many water systems serve St. Charles County?
We map 13 public water systems to 20 ZIP codes in our data for St. Charles County. EPA may list more systems serving the county, so this is not a full count.
What is the biggest environmental risk in St. Charles County?
In ZipCheckup's cost model, the factor with the largest estimated average annual cost in St. Charles County is flood. Across all modeled risk factors, the estimated average additional annual cost is $1,356 per homeowner; actual costs vary by home.
How old are homes in St. Charles County?
The median home build year in St. Charles County is 1983. 28% of homes were built before 1980; homes built before 1978 may contain lead-based paint, and older homes may have older plumbing materials.
How does St. Charles County compare to Missouri?
St. Charles County has an average Home Safety Score of 70/100 under model 4.0.0, which is below the Missouri state average of 71/100.

How to cite this page

APA ZipCheckup. (2026). St. Charles County, MO: HSS 70/100; 1 Health Violation. https://zipcheckup.com/county/missouri/st-charles/
BibTeX
@misc{zipcheckup-county-missouri-st-charles,
  author = {{ZipCheckup}},
  title  = {{St. Charles County, MO: HSS 70/100; 1 Health Violation}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/missouri/st-charles/}
}

Page version: October 2026.

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